Mo. Rev. Stat. § 320.307
320.307 Nonpayment of claim, association has cause of action, amount.
320.307. Nonpayment of claim, association has cause of action, amount. — If payment is not made pursuant to section 320.305 , a volunteer fire protection association shall have a cause of action against the property owner or individual for full payment and for additional damages not to exceed ten thousand dollars.
(L. 1986 H.B. 1418 § 4, A.L. 1998 S.B. 898)