N.D. Cent. Code § 26.1-12.2-18
26.1-12.2-18. Amendment of policies
26.1-12.2-18. Amendment of policies
A mutual company, by endorsement or rider approved by the commissioner and sent to the
policyholder, may simultaneously with or at any time after the effective date of the conversion
amend any outstanding insurance policy for the purpose of extinguishing the membership rights
of such policyholder.