Utah Code § 70A-9a-341
§ 70A-9a-341. Bank's rights and duties with respect to deposit account.
Except as otherwise provided in Subsection 70A-9a-340(3), and unless the bank otherwise agrees in a signed record, a bank's rights and duties with respect to a deposit account maintained with the bank are not terminated, suspended, or modified by: (1) the creation, attachment, or perfection of a security interest in the deposit account; (2) the bank's knowledge of the security interest; or (3) the bank's receipt of instructions from the secured party.