§ 31A-21-506. Enforcement -- Private rights.

(1) An insurer that violates this part is subject to any penalty permitted under this title. (2) This part does not: (a) create a private right of action for a violation of this part; or (b) limit or impair the right of an individual to sue and recover damages from the insurer in a civil action for a cause of action that is not based on a violation of this part.