Requirement to Provide Additional Language to be Included with the Delivery of Their Individual Policies

Arkansas Insurance Department 0 0NCE •••:- „.2a, Mike Beebe Governor OF ARls• January 14, 2014 Jay Bradford Commissioner BULLETIN NO. 1-2014 TO: ALL LICENSED LIFE AND HEALTH INSURERS FROM: ARKANSAS INSURANCE DEPARTMENT SUBJECT: REQUIREMENT TO PROVIDE ADDITIONAL LANGUAGE TO BE INCLUDED WITH THE DELIVERY OF THEIR INDIVIDUAL POLICIES All licensed Life and Health Insurers shall include substantially similar language with the delivery of individual health benefit policies as defined by Ark. Code Ann. §23-61-802 that states: It is your responsibility to pay any copays, coinsurance or deductible related to any non-essential health benefit despite any participation in a federal or state government run program that offers subsidies or premium assistance. Payments related to non-essential health benefits will not count toward the maximum out of pocket benefit. Non-essential health benefits must be defined within the notice by each insurer. Additionally, all notices must be set apart by type size, bold, italics or in any other manner as to bring the consumer's attention to the notice. Questions concerning this Bulletin may be directed to the Compliance Division at 501-371-2800 or send an email to insurance.LnHaarkansas.gov. JAY BRA 1 FO D INSURAN E COMMISSIONER STATE OF ARKANSAS DATE NI 11,10o 1 1200 West Third Street, Little Rock, AR 72201-1904 • (501) 371-2600 • (501) 371-2618 fax • www.insurance.arkansas.gov Information (800) 282-9134 • Consumer Services (800) 852-5494 • Seniors (800) 224-6330 • Criminal Inv. (866) 660-0888