23 CAR § 118-103. Required written notice upon rejection of state-mandated health benefits

(a)(1) Every health insurance purchasing group that offers a health benefits plan that, either in whole or in part, will not have state-mandated health benefits, as defined in Arkansas Code § 23-86-502(15)(A), shall provide to each eligible employee a written notice that the health benefits plan does not contain all state-mandated benefits. (2) This written notice shall be provided to each eligible employee no later than thirty (30) days after the eligible employee enrolls in the plan. (3) Such notice may be provided in a separate document, incorporated in the enrollment application, or provided in a certificate of coverage provided to the eligible employee. (b) The notice shall: (1) List each state-mandated health benefit or service that is not provided in the health benefits plan or plans; and (2) Urge the eligible employee to consult with his or her employer, representatives of the health insurance purchasing group, the purchasing group health carrier, or the State Insurance Department Consumer Services Division or Legal Division about questions or concerns related to the nature of the state-mandated health benefit that is not offered in the health benefits plan. (c) The health insurance purchasing group may contract with its health insurance purchasing group health carrier to provide the notice required by this part.