23 CAR § 8-107. Restrictions on type of insurance rental company has authority to issue

A limited licensee can only issue insurance if it meets the following provisions: (1) The rental period of the rental agreement does not exceed ninety (90) consecutive days; (2) At every rental location where rental agreements are executed, brochures or other written materials are readily available to the prospective renter that: (A) Summarize, clearly and correctly, the material terms of coverage offered to renters, including the identity of the insurer; (B) Disclose that the coverage offered by the rental company may provide a duplication of coverage already provided by a renter’s: (i) Personal automobile insurance policy; (ii) Homeowner’s insurance policy; (iii) Personal liability insurance policy; or (iv) Other source of coverage; (C) State that the purchase by the renter of the kinds of coverage specified in this part is not required in order to rent a vehicle; and (D) Describe the process for filing a claim in the event the renter elects to purchase coverage and in the event of a claim; and (3) Evidence of coverage is disclosed within the rental agreement provided to every renter who elects to purchase such coverage.