R17-1-203. Dishonored Payments; Fees and Charges; Penal-

ties A. In addition to the original payment amount, the maker or drawer of a check, draft, order, or electronic payment dishon- ored because of insufficient monies, payments stopped, or closed accounts shall pay to the Department: 1. A service fee of $25 as provided under A.R.S. §§ 28-372 and 44-6852, 2. Any actual charges assessed to the Department by a financial institution as a result of the dishonored instru- ment, and 3. Any collection costs due to the Department under A.R.S. § 28-372. B. For a check, draft, or order dishonored: 1. Insufficient monies include: a. A check written for less than the minimum amount due, b. A check drawn against uncollected funds, c. A check post-dated, or d. A check stale-dated; 2. Payments stopped include an item marked refer to maker, and 3. Closed accounts include an item marked unable to locate account. C. For an electronic payment dishonored: 1. Insufficient monies include: a. A credit limit exceeded, b. An e-check or other electronic payment failure, or c. An inaccurate automated clearing house transaction, 2. Payments stopped include a credit card charge back, and 3. Closed accounts include an item marked unable to locate account. D. Payments, fees, and charges due to the Department under sub- section (A), shall be made by: 1. Cash, cashier’s check, money order, or credit card for a dishonored check, draft, or order; or 2. Cash, cashier’s check, or money order for a dishonored electronic payment. E. Penalties. 1. A person who does not make payment under subsection (A) on or before the vehicle’s registration expiration date is subject to a late title and registration penalty as pre- scribed under A.R.S. § 28-2162. 2. A person who does not make payment under subsection (A) within 45 days after the date of a written Department notice of a dishonored check, draft, order, or electronic payment is subject to the following actions on the per- son’s license, permit, or registration that was insuffi- ciently funded: a. For a driver license or permit, as prescribed under A.R.S. § 28-3301(A); b. For a nonoperating identification license, as pre- scribed under A.R.S. § 28-3301(F); or c. For a vehicle registration, as prescribed under A.R.S. § 28-2161(A)(2).