CT Insurance Bulletin IC-30
Connecticut Catastrophe Preparation - Emergency Contact and Adjuster Placard Information (This bulletin is repealed and replaced by Bulletin IC-36)
CT state seal
STATE OF CONNECTICUT
I NSURANCE DEPARTMENT
THIS BULLETIN HAS BEEN RENUMBERED TO “BULLETIN IC-30”
BULLETIN IC-36
April 20, 2012
TO: All Companies Licensed To Write
Property and Casualty Insurance
RE: Connecticut Catastrophe Preparation- Emergency
Contact and Adjuster Placard Information
The Connecticut Insurance Department (the "Department"), in conjunction with
the Department of Emergency Services and Public Protection (the "DESPP") is
developing a Catastrophe Adjuster Credential Access and Coordination Plan (the "Plan")
that would identify insurance company emergency claims adjusters and, when necessary,
allow them access into certain damaged areas after catastrophic events with vehicle
placards issued by the Insurance Department.
Further, the Department wishes to inform all insurers of the following process
and procedures it will be expecting insurers to follow in preparing for future catastrophes.
Company Contact Information. In accordance with this Plan, the Department
hereby requires all Property and Casualty Insurers (including surplus lines and workers'
compensation insurers) licensed or approved to do business in this state to provide the
Department no later than June 1st of each year with their company's catastrophe
contacts. This Bulletin does not apply to monoline financial guaranty, mortgage
guaranty, title, fidelity and surety and medical malpractice insurers.
Each company should have a Primary Contact Person (PCP) and a Secondary
Contact Person (SCP), in the event the PCP is not available. Companies will need to
provide the following information at the Department liaison's email address below for
each contact:
•
Names
•
Email address(es)
•
Telephone numbers
o Land line
o Cellular
o Satellite (optional)
w ww.ct.gov/cid
P.O.Box816 • Hartford, CT06142-0816
An Equal Opportunity Em ployer
-2
These individuals will be the primary liaison between the insurer and the Department
before, during, and after a catastrophic event. The PCP and SCP should have the authority
to provide assistance and information to the Department at all times during such event.
The Department has published the following Bulletins to provide the industry
guidance prior to any event. These Bulletins may be modified for each event:
IC-32 ALL INSURERS, LICENSEES AND ALL INTERESTED PARTIES
IC-30 ALL INSURERS, LICENSEES AND ALL INTERESTED PARTIES
Additional Bulletins may be issued depending on the circumstances and needs
presented during and/or after a disaster is declared in Connecticut to provide further
guidance and assistance.
The Department's liaison for catastrophic events in Connecticut is George
Bradner, Director Property Casualty Division and may be reached at
george.bradner@ct.gov or (860) 297-3866 (work) or (860) 367-1023 (cell).
Web-based Application for Contact Information. The Department also is
developing a Web-based application for companies to enter their emergency contact
information directly through the Department's Web site. Until that application has been
launched, all carriers (except those identified as being exempt above) must provide their
contact information to the Department's liaison listed above no later than June 1, 2012.
This information will need to be updated each year thereafter by June 1st whether there
are changes or not. If there are no changes the company will simply need to indicate "no
changes".
Emergency Placard System. Included in the Plan will be an Emergency
Adjuster Vehicle Identification Placard system. This will allow company adjusters access
into disaster 'restricted' areas once they are deemed safe by the civil authorities, but
access is restricted to only residents and/or business owners. The Department will
provide details once the program is finalized.
Until then, the Department will follow the process it had used during this past
years' catastrophe exercise with Irene. For that event, the Department recognized another
state's "Emergency Adjuster Placard" once the insurer submitted it to the Department for
authorization. If a company does not have another state's placard, or if the company
anticipates the need of additional vehicle placards, the Department has coordinated with
Rhode Island to have R.I. insurance regulators furnish those companies licensed or
approved to do business in R.I. with a R.I. placard at a modest cost.
Please Do Not submit another state's placard to the Department until you are
requested by the Department's liaison to do so. If a company anticipates the need of
-3
Insurance Commissioner's signature
additional vehicle placards, the company should follow RI's procedures for obtaining
additional placards as provided in RI's Insurance Bulletin #2010-4.
The Emergency Adjuster Placards will only be necessary when the State Police
in conjunction with DESPP designates an area as "restricted." After the Department has
been notified of this restriction, the liaison will notify the insurer contacts that their
Emergency Adjuster Placards may be used.
If you have questions regarding this Bulletin, please contact the Department's
liaison provided above.
Thomas B. Leonardi
Insurance Commissioner