CT Insurance Bulletin HC-112
Health Insurance Coverage for Pain Management – Conn. Gen. Stat. §38a-492i and §38a-518i
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STATE OF CONNECTICUT
INSURANCE DEPARTMENT
Bulletin No. HC-112
May 31,2016
TO:
All Health Insurance Companies and Health Care Centers Authorized to Conduct
Business in Connecticut
RE:
Health Insurance Coverage for Pain Management- Conn. Gen. Stat. §38a-492i and
§38a-518i
Connecticut is facing an opioid abuse epidemic, and the purpose of this bulletin is to aid in
addressing this issue by providing guidance on Connecticut's mandated coverage for pain
management under Conn. Gen. Stat. §38a-492i and §38a-518i, specifically relating to the
coverage of abuse deterrent prescription drugs. These drugs are prescribed for pain treatment and
are formulated with abuse-deterrent properties. A drug product is considered to have abuse
deterrent properties only when its FDA-approved Full Prescribing Information (label) describes
those properties and state that they are expected to deter abuse of the product by one or more
means.
To control premium costs, carriers may use formularies, otherwise known as drug lists for their
prescription drug coverage. Per federal guidance under the Affordable Care Act, drug lists are
required to cover at least the greater of one drug in every category and class or the same number
of drugs in each category and class as the benclunark plan. In addition, plans must include an
exception process for coverage of any medically necessary FDA-approved drug, even if not
included on the drug list.' This includes drugs with abuse-deterrent properties. Plans are required
to report drug lists to the entity managing the marketplace (exchange) or to the state if operating
outside of the exchange. The Department will review cmTier's drug lists for plans effective
January 1, 2017.
Please contact the Insurance Department Life and Health Division at cid.lb@ct.gov with any
questions.
Commissioner Wade
l.WdA_
Katharine L. Wade
Insurance Commissioner
1 45 C.F.R. §156.122
www.ct.gov/cid
P.O. Box 816 Hartford, CT 06142-0816
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