Definitions

As used in Sections 38a-501a-1 to 38a-501a-15, inclusive, of the Regulations of Connecticut State Agencies: (a) "Short term care policy" means any individual health insurance policy, or any individual subscriber contract, or any amendment, endorsement or rider to any such policy or subscriber contract delivered or issued for delivery to any resident of this state that is designed to provide benefits on an expense-incurred, indemnity or prepaid basis for necessary care or treatment of an injury, illness or loss of functional capacity provided by a certified or licensed health care provider in a setting other than an acute care hospital, for a period not to exceed three hundred (300) days. A short term care policy shall provide benefits for confinement in a nursing home or confinement in the insured's own home or both. "Short term care policy" does not include any such policy or contract that is offered primarily to provide basic Medicare supplement coverage, basic medical-surgical expense coverage, hospital confinement indemnity coverage, major medical expense coverage, disability income protection coverage, accident only coverage, specified accident coverage or limited benefit health coverage. (b) "Applicant" means the person who seeks to contract for insurance benefits. (c) "Insurer" means an insurance company, fraternal benefit society, hospital service corporation, medical service corporation or health care center.