Prohibited practices

(a) No public adjuster shall pay any money or give anything of value to any person in consideration of a direct or indirect referral of a client or potential client. (b) No public adjuster shall pay any money or give anything of value to any person as an inducement to refer business or clients. (c) No public adjuster shall rebate to a client any part of a fee specified in any employment contract. (d) No public adjuster shall solicit a client between the hours of 8 p.m. and 8 a.m. (e) No public adjuster shall split his fee or pay any money to any person for services rendered to a client unless such other person is also licensed as a public adjuster. (f) No public adjuster shall have any interest directly or indirectly in any construction firm, salvage firm, or appraisal firm. The word "firm" includes any corporation, partnership, association or individual. (g) No public adjuster shall, in connection with the transaction of his business as a public adjuster, make any misrepresentation of facts or advise any person on any question of law. (h) No public adjuster shall make any false statements about any insurance company or its employees, agents or representatives. (i) No public adjuster shall solicit employment of a client in connection with any loss which is the subject of an employment contract with another public adjuster. (j) No public adjuster shall represent both an insurer and insured simultaneously. (k) No public adjuster shall advance any monies to a client pending the settlement of a loss where such amount would be included in a final settlement.