3442. MINIMUM INSURANCE STANDARDS

3442 MINIMUM INSURANCE STANDARDS 3442.1 All Community Residence Facilities, licensed under D.C. Law 2-35 shall carry sufficient insurance to cover the following: (a) Hazards (fire and extended coverage) in the amount of five hundred dollars ($500) per resident to protect belongings with a minimum of two thousand dollars ($2,000) of coverage per facility; and (b) Premises, personal injury, and products liability for at least the limits set forth as follows: No. of beds Limit per occurrence (combined single limit and aggregate limit) 1 - 2 $100,000 3 - 9 $300,000 10 or more $500,000 (c) Incidental malpractice coverage in respect only of duties required of a resident Director or staff member pursuant to this title, for a limit of at least one hundred thousand dollars ($100,000). 3442.2 In the case of a facility which is not owned by the operator, the operator shall be responsible for obtaining proof of the owner’s premises liability coverage (such as a certificate of standard landlord coverage) or placing the owner on the operator’s policy as an additional named insured. SOURCE: Regulation No. 74-15 (June 14, 1974); as amended by Final Rulemaking Published at 27 DCR 2932 (July 4, 1980); as amended by ERRATA published at 51 DCR 9308 (October 1, 2004).