Prohibition on offsetting short-term disability benefits.

(a) No insurer may offset or reduce benefits or income available to an individual under a temporary or short-term disability insurance policy based on estimated or actual benefits the individual may or does receive under the subchapter IV of Chapter 5 of Title 32 . (b) Subsection (a) of this section shall not apply to the actions of a self-insured employer or to the actions of an insurer to the extent the insurer is acting on behalf of a self-insured employer as a third-party administrator for the self-insured employer. (c) For the purposes of this section, the term "self-insured employer" shall have the same meaning as provided in § 32-541.01(19A) .