DE Universally Applicable Bulletin No. 10
Phishing Alert – Fraudulent Emails Requesting License Verification
♦INSURANCE.DELAWARE.GOV♦
1351 W. NORTH ST., SUITE 101, DOVER, DELAWARE 19904-2465
(302) 674-7300 DOVER♦ (302) 259-7554 GEORGETOWN♦ (302) 577-5280 WILMINGTON
TRINIDAD NAVARRO
COMMISSIONER
STATE OF DELAWARE
DEPARTMENT OF INSURANCE
UNIVERSALLY APPLICABLE BULLETIN NO. 10
TO:
ALL ENTITIES REGULATED BY THE DELAWARE DEPARTMENT OF
INSURANCE
RE:
PHISHING ALERT – FRAUDULENT EMAILS REQUESTING LICENSE
VERIFICATION
DATED:
November 4, 2025
The Delaware Department of Insurance (the “Department”) has identified an active phishing
campaign targeting insurance carriers and other regulated entities, including third-party
administrators (TPAs). These fraudulent emails impersonate the Department, using a spoofed
email address (admin@insurance.delaware.gov), and attempt to solicit license verification through
embedded links.
Important: The Department does not send license verification requests via unsolicited links or
unverified email communications. Official emails from the Department will originate from email
addresses ending in @delaware.gov or @state.de.us.
Security and Transparency
The Department takes cybersecurity seriously and remains committed to protecting the integrity
of communications with its regulated entities. We will continue to monitor this situation closely
and provide updates as needed to ensure all stakeholders are informed and protected against
emerging threats.
What You Should Do
If you receive such an email:
• Do not click on any links or download attachments.
• Report the message to your IT or cybersecurity team, following your organization's
phishing protocol.
Safety Steps to Avoid Phishing Scams
To help safeguard your organization, the Department recommends the following best practices:
Note: This Bulletin is intended solely for informational purposes. It is not intended to set forth legal rights, duties, or privileges,
nor is it intended to provide legal advice. Readers should consult applicable statutes and rules and contact the Delaware
Department of Insurance if additional information is needed.
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• Verify the sender’s email address. Watch for spoofed addresses, subtle misspellings, or
unfamiliar domains.
• Avoid clicking on unexpected links or attachments. Hover over links to preview the
destination URL before clicking.
• Be cautious of urgent or threatening language. Pause and verify before taking action.
• Do not download unexpected attachments, especially from unknown senders.
• Enable multi-factor authentication (MFA) for email and system access.
• Keep software and antivirus tools updated to detect and block threats.
Reminder to Remain Vigilant
The Department urges all regulated entities to remain vigilant against phishing and other
cybersecurity threats. Ongoing awareness, staff training, and proactive security measures are
essential to protecting sensitive information and maintaining the integrity of regulatory
communications.
Contact Information
For questions regarding this Bulletin, please contact the appropriate team:
• Company Licensing: berg@delaware.gov
• Producer Licensing: licensing@delaware.gov
This Bulletin shall be effective immediately and shall remain in effect unless withdrawn or
superseded by subsequent law, regulation or bulletin.
______________________________________
Trinidad Navarro
Delaware Insurance Commissioner