Definition of Automobile and No-Fault Insurance

320.1 - Definition of Automobile and No-Fault Insurance (Rev. 4, 10-01-01) • An automobile is defined for the purposes of this instruction, as any self-propelled land vehicle of a type that must be registered and licensed in the State in which it is owned. • No-Fault Insurance is insurance coverage (including a self-insured plan) that pays for all or part of the medical expenses for injuries regardless of who may have been responsible for causing the accident. (This insurance is sometimes called personal injury protection (PIP), medical payments coverage, or medical expense coverage.)