Definitions.

Branch has the same meaning as the term “domestic branch” as set forth under section 3( o ) of the Federal Deposit Insurance Act, 12 U.S.C. 1813( o ). Corporation means the Federal Deposit Insurance Corporation. Deposit has the same meaning as set forth under section 3( l ) of the Federal Deposit Insurance Act, 12 U.S.C. 1813( l ). Digital deposit-taking channel means websites, banking applications, and any other electronic communications method through which an insured depository institution accepts deposits. Hybrid product means a product or service that has both deposit product features and non-deposit product features. A sweep account is an example of a hybrid product. Insured depository institution has the same meaning as set forth under section 3(c)(2) of the Federal Deposit Insurance Act, 12 U.S.C. 1813(c)(2). Non-deposit product means any product that is not a “deposit”, including, but not limited to: insurance products, annuities, mutual funds, securities and crypto-assets. For purposes of this definition, credit products and safe deposit boxes are not non-deposit products.