How should a qualified lender present the disclosures to a borrower?

A qualified lender must: (a) Disclose the effective interest rate and other information required by subparts B and C of this part clearly and conspicuously in writing, in a form that is easy to read and understand and that the borrower may keep; and (b) Not combine the disclosures with any information not directly related to the information required by §§ 617.7130 and 617.7135.