12 C.F.R. § 628.300
Transitions.
Cite as 12 C.F.R. § 628.300 (2026)
(a) Capital conservation buffer. (1) [Reserved] (2) Beginning January 1, 2017 through December 31, 2019 a System institution's maximum capital conservation buffer payout ratio must be determined as set forth in Table 1 to § 628.300. Table 1 to § 628.300 Transition Period Capital conservation buffer Maximum payout ratio (as a percentage of eligible retained income) Calendar year 2017 >0.625 percent No limitation. ≤0.625 percent, and >0.469 percent 60 percent. ≤0.469 percent, and >0.313 percent 40 percent. ≤0.313 percent, and >0.156 percent 20 percent. ≤0.156 percent 0 percent. Calendar year 2018 >1.25 percent No limitation. ≤1.25 percent, and >0.938 percent 60 percent. ≤0.938 percent, and >0.625 percent 40 percent. ≤0.625 percent, and >0.313 percent 20 percent. ≤0.313 percent 0 percent. Calendar year 2019 >1.875 percent No limitation. ≤1.875 percent, and >1.406 percent 60 percent. ≤1.406 percent, and >0.938 percent 40 percent. ≤0.938 percent, and >0.469 percent 20 percent. ≤0.469 percent 0 percent. (b)-(e) [Reserved]
- Cross-references to the CFR
- 628.300628.300.