5 C.F.R. § 839.602
What if I don't make an election?
Cite as 5 C.F.R. § 839.602 (2026)
(a) If your qualifying retirement coverage error was not previously corrected and you fail to make an election within the time limit under § 839.611(a), your retirement coverage is summarized in the following chart:
If you are in:
And you belong in:
You are
considered to have elected:
CSRS or CSRS Offset
FERS
CSRS Offset.
FERS
CSRS, CSRS Offset or Social Security-Only
FERS.
CSRS or CSRS Offset
Social Security-Only
CSRS Offset.
(b) If your qualifying retirement coverage error was previously corrected and you fail to make an election within the time limit under § 839.611(b), you are considered to have elected to remain in your current retirement plan.
- Cross-references to the CFR
- 839.611