US lawFederal (United States)RegulationsTitle 5 CFR — Administrative PersonnelChapter I — OFFICE OF PERSONNEL MANAGEMENTPart 875 — FEDERAL LONG TERM CARE INSURANCE PROGRAMSubpart D — Coverage875.4075 C.F.R. § 875.407Who makes insurability decisions?Last amended: 2017Year: 2026Length: 17 wordsOfficial source Cite as 5 C.F.R. § 875.407 (2026)The Carrier determines the insurability of all applicants. The Carrier's decision may not be appealed to OPM.Previous5 C.F.R. § 875.406Next5 C.F.R. § 875.408