5 C.F.R. § 894.405
What happens if I go into nonpay status or if my pay/annuity is insufficient to cover the allotments?
Cite as 5 C.F.R. § 894.405 (2026)
(a) If your pay,
annuity
, or
compensation
is too low to cover the premium allotments, or if you go into a nonpay status, contact the
Administrator
to arrange to pay your premiums directly to the
Administrator
.
(b) If you do not make the premium payments, your FEDVIP coverage will stop. You will not be able to reenroll until the next open season after:
(1) You are in pay status; or
(2) Your pay is sufficient to make the premium allotments.
(c) If you are a FEDVIP
enrollee
, who due to a lapse in appropriations is furloughed or excepted from furlough and working without pay due to such a lapse, your FEDVIP coverage will not stop during such a lapse. Upon the end of such a lapse, premiums will be paid to the Carrier from back pay made available as soon as practicable upon the end of such a lapse.
[73 FR 50184, Aug. 26, 2008, as amended at 86 FR 17274, Apr. 2, 2021; 88 FR 47749, July 25, 2023]