5 C.F.R. § 894.512
What happens if I leave Federal Government and then return?
Cite as 5 C.F.R. § 894.512 (2026)
(a) Your FEDVIP coverage terminates at the end of the pay period in which you separate from government service.
Exception:
If you separate for retirement or while in receipt of workers'
compensation
as defined in § 894.701, your FEDVIP coverage continues.
(b)(1) If you return to Federal service after a break in service of fewer than 30
days
, and you were not previously enrolled in FEDVIP, you may not enroll until the next open season or unless you have a
QLE
that allows you to enroll.
(2) If you return to Federal service after a break in service of fewer than 30
days
, and you were previously enrolled in FEDVIP, you may reenroll in the same plan(s) and plan option and with the same
type of enrollment
you had before you separated.
Exceptions:
(i) If you were enrolled in a dental or vision plan with a restricted geographic service area, and you have since moved out of the plan's service area, you may change to a different dental or vision plan that serves that area.
(ii) If you have since gained or lost an eligible
family member
, you may change your
type of enrollment
consistent with the change in the number of eligible
family members.
(3) If you return to Federal service as a new hire after a break in service of 30
days
or more, you may enroll if you were not previously enrolled, change your dental or vision plan, and/or change your
type of enrollment.
- Cross-references to the CFR
- 894.701