12 C.F.R. Appendix N to Part 1022
Notice of User Responsibilities
Cite as 12 C.F.R. Appendix N to Part 1022 (2026)
The prescribed form for this disclosure is a separate document that is substantially similar to the Bureau's notice with all information clearly and prominently displayed. Consumer reporting agencies may limit the disclosure to only those items that they know are relevant to the user that will receive the notice. [77 FR 67754, Nov. 14, 2012]