US lawFederal (United States)RegulationsTitle 12 CFR — Banks and BankingChapter XII — FEDERAL HOUSING FINANCE AGENCYPart 1228 — RESTRICTIONS ON THE ACQUISITION OF, OR TAKING SECURITY INTERESTS IN, MORTGAGES ON PROPERTIES ENCUMBERED BY CERTAIN PRIVATE TRANSFER FEE COVENANTS AND RELATED SECURITIES1228.412 C.F.R. § 1228.4State restrictions unaffected.Last amended: 2016Year: 2026Length: 26 wordsOfficial source Cite as 12 C.F.R. § 1228.4 (2026)This part does not affect state restrictions or requirements with respect to private transfer fee covenants, such as with respect to validity, enforceability, disclosures, or duration.Previous12 C.F.R. § 1228.3