US lawFederal (United States)Session lawPub. L. 90-321 — To safeguard the consumer in connection with the utilization of credit by requiring full disclosure of the terms and conditions of finance charges in credit transactions or in offers to extend credit; by restricting the garnishment of wages; and by creating the National Commission on Consumer Finance to study and make recommendations on the need for further regulation of the consumer finance industry; and for other purposes.Title I101Pub. L. 90-321, tit. I, ch. 1, sec. 101Short titleEnactedYear: 1968Length: 15 wordsOfficial source § 101. Short title This title may be cited as the Truth in Lending Act.NextPub. L. 90-321, tit. I, ch. 1, sec. 102