CONSUMER LENDING BY FEDERAL SAVINGS ASSOCIATIONS.

SEC. 441. CONSUMER LENDING BY FEDERAL SAVINGS ASSOCIATIONS. (a) Percentage Adjustment.— Section 5(c)(2)(D) of the Home Owners’ Loan Act (12 U.S.C. 1464(c)(2)(D)) is amended in the second sentence by striking “30 percent” and inserting “35 percent”. (b) Loans to Original Obligor.— Section 5(c)(2)(B) of the Home Owners’ Loan Act (12 U.S.C. 1464(c)(2)(B)) is amended by inserting before the period at the end the following: “, provided however, that no amount in excess of 30 percent of the assets may be invested in loans made directly by the association to the original obligor, and 105 STAT. 2382the association does not pay finder, referral, or other fees, directly or indirectly, to a third party.”.