CRIMINAL AND CIVIL PENALTIES FOR STRUCTURING DOMESTIC AND INTERNATIONAL TRANSACTIONS.

SEC. 411. CRIMINAL AND CIVIL PENALTIES FOR STRUCTURING DOMESTIC AND INTERNATIONAL TRANSACTIONS. (a) Criminal Penalty.— Section 5324 of title 31, United States Code, is amended by adding at the end the following new subsection: “(c) Criminal Penalty.— “(1) In general.— Whoever violates this section shall be fined in accordance with title 18, United States Code, imprisoned for not more than 5 years, or both. “(2) Enhanced penalty for aggravated cases.— Whoever violates this section while violating another law of the United States or as part of a pattern of any illegal activity involving more than $100,000 in a 12-month period shall be fined twice the amount provided in subsection (b)(3) or (c)(3) (as the case may be) of section 3571 of title 18, United States Code, imprisoned for not more than 10 years, or both”. (b) Amendment Relating to Civil Penalty.— Section 5321(a)(4)(A) of title 31, United States Code, is amended by striking “willfully”. (c) technical and Conforming Amendments.— (1) Subsections (a) and (b) of section 5322 of title 31, United States Code, are amended by inserting “or 5324” after “section 5315” each place such term appears. (2) The following sections are each amended by striking “section 5322 of title 31” and inserting “section 5322 or 5324 of title 31” each place such term appears in such sections: (A) Sections 8(g)(1)(A)(ii), 8(w)(1)(B), and 11(c)(5)(M) of the Federal Deposit Insurance Act. (B) Sections 131(a)(2), 206(h)(1)(C), 206(i)(1)(A)(ii), and 206(v)(1)(B) of the Federal Credit Union Act. (C) Section 5239(d)(1)(B) of the Revised Statutes of the United States (as redesignated by section 413(b)(2) of this Act). (D) Section 5(w)(1)(B) of the Home Owners’ Loan Act. (E) Sections 984(a), 986(a), and 1956(g) (the first place it appears) of title 18, United States Code.