TABLE OF CONTENTS.

SEC. 4001. TABLE OF CONTENTS. The table of contents for this title is as follows: TITLE IV—STUDENT LOAN AND ERISA PROVISIONS Sec. 4001. Table of contents. Subtitle A—Direct Student Loan Provisions Sec. 4011. Short title; references. Chapter 1—Federal Direct Student Loan Program Sec. 4021. Federal direct student loan program. Chapter 2—Conforming Amendments to the Higher Education Act of 1965 Sec. 4041. Preserving loan access. Sec. 4042. Guaranty agency reserves. Sec. 4043. Terms of loans. Sec. 4044. Assignment of loans. Sec. 4045. Termination of guaranty agency agreements; assumption of guaranty agency functions by the Secretary. Sec. 4046. Consolidation loans. Sec. 4047. Consolidation of programs. Subtitle B—Additional Savings from the Student Loan Programs Sec. 4101. Reduction of borrower interest rates. Sec. 4102. Reduction in loan fees paid by students. Sec. 4103. Loan fees from lenders. Sec. 4104. Offset fee. Sec. 4105. Elimination of tax exempt floor. Sec. 4106. Reduction in interest rate for consolidation loans; rebate fee. Sec. 4107. Reinsurance fees and administrative cost allowance. Sec. 4108. Risk sharing. Sec. 4109. Plus loan disbursements. Sec. 4110. Secretary’s equitable share. Sec. 4111. Reduction in the special allowance payment. Sec. 4112. Supplemental preclaims assistance. Subtitle C—Cost Sharing by States Sec. 4201. Cost sharing by States. Subtitle D—Group Health Plans Sec. 4301. Standards for group health plan coverage.