Pub. L. 104-208, div. A, tit. II, subtit. A, sec. 2107
LIMITATION ON LIABILITY UNDER THE TRUTH IN LENDING ACT.
SEC. 2107. LIMITATION ON LIABILITY UNDER THE TRUTH IN LENDING ACT. (a) In General.— Section 139(a) of the Truth in Lending Act (15 U.S.C. 1649(a)) is amended by striking “For any consumer credit transaction subject to this title” and inserting “For any closed end consumer credit transaction that is secured by real property or a dwelling, that is subject to this title, and”. (b) Effective Date.— The amendment made by subsection (a) shall be effective as of September 30, 1995.