CONSULTATION AMONG EXAMINERS.

SEC. 2244. CONSULTATION AMONG EXAMINERS. (a) In General.— Section 10 of the Federal Deposit Insurance Act (12 U.S.C. 1820) is amended by adding at the end the following new subsection: “(j) Consultation Among Examiners.— “(1) In general.— Each appropriate Federal banking agency shall take such action as may be necessary to ensure that examiners employed by the agency— “(A) consult on examination activities with respect to any depository institution; and “(B) achieve an agreement and resolve any inconsistencies in the recommendations to be given to such institution as a consequence of any examinations. “(2) Examiner-in-charge.— Each appropriate Federal banking agency shall consider appointing an examiner-in-charge with respect to a depository institution to ensure consultation on examination activities among all of the examiners of that agency involved in examinations of the institution.”. (b) Coordinated and Unified Examination Flexibility.— Section 10(d)(6)(B) of the Federal Deposit Insurance Act (12 U.S.C. 1820(d)(6)(B)) is amended by inserting “or State bank supervisors” after “one of the Federal agencies”.