HEAL REFINANCING.

SEC. 145. HEAL REFINANCING. Section 706 of the Public Health Service Act (42 U.S.C. 292e)is amended— (1) in subsection (d)— (A) in the subsection heading, by striking “CONSOLIDATION” and inserting “Refinancing or Consolidation”; and (B) in the first sentence, by striking “indebtedness” and inserting “indebtedness or the refinancing of a single loan”; and (2) in subsection (e)— (A) in the subsection heading, by striking “Debts” and inserting “Debts and Refinancing”; (B) in the first sentence, by striking “all of the borrower’s debts into a single instrument” and inserting “all of the borrower’s loans insured under this subpart into a single instrument (or, if the borrower obtained only 1 loan insured under this subpart, refinancing the loan 1 time)”; and (C) in the second sentence, by striking “consolidation” and inserting “consolidation or refinancing”.