NET EARNINGS CLAUSES PROHIBITED.

SEC. 12070. NET EARNINGS CLAUSES PROHIBITED. Section 7 of the Small Business Act (15 U.S.C. 636) is amended by inserting after subsection (f), as added by this Act, the following:“(g) Net Earnings Clauses Prohibited for 7(b) Loans.—In making loans under subsection (b), the Administrator shall not require the borrower to pay any non-amortized amount for the first five years after repayment begins.”.