INCREASE IN LOSS RESERVES.

SEC. 51002. INCREASE IN LOSS RESERVES. (a) In general.—Section 6 of the Export-Import Bank Act of 1945 (12 U.S.C. 635e) is amended— (1) by redesignating subsection (b) as subsection (c); and (2) by inserting after subsection (a) the following: “(b) Reserve Requirement.—The Bank shall build to and hold in reserve, to protect against future losses, an amount that is not less than 5 percent of the aggregate amount of disbursed and outstanding loans, guarantees, and insurance of the Bank.” . (b) [12 U.S.C. 635e] Effective Date.—The amendment made by subsection (a) shall take effect on the date that is one year after the date of the enactment of this Act.