APPLICATION OF THE EXPEDITED FUNDS AVAILABILITY ACT.

SEC. 208. APPLICATION OF THE EXPEDITED FUNDS AVAILABILITY ACT. (a) In General.—The Expedited Funds Availability Act (12 U.S.C. 4001 et seq.) is amended— (1) in section 602 (12 U.S.C. 4001)— (A) in paragraph (20), by inserting “, located in the United States,” after “ATM”; (B) in paragraph (21), by inserting “American Samoa, the Commonwealth of the Northern Mariana Islands, Guam,” after “Puerto Rico,”; and (C) in paragraph (23), by inserting “American Samoa, the Commonwealth of the Northern Mariana Islands, Guam,” after “Puerto Rico,”; and (2) in section 603(d)(2)(A) (12 U.S.C. 4002(d)(2)(A)), by inserting “American Samoa, the Commonwealth of the Northern Mariana Islands, Guam,” after “Puerto Rico,”. (b) Effective Date.—The amendments made by this section shall take effect on the date that is 30 days after the date of enactment of this Act.