FEASIBILITY STUDY OF DATA BANK.

SEC. 341. [12 U.S.C. 4801 nt] FEASIBILITY STUDY OF DATA BANK. (a) In General.—Not later than 18 months after the date of enactment of this Act, the Federal Financial Institutions Examination Council shall— (1) study the feasibility, including the costs and benefits to insured depository institutions, of establishing and maintaining a data bank for reports submitted by any depository institution to a Federal banking agency; and (2) report the results of such study to the Congress. (b) Additional Factors.—The study required under subsection (a) shall consider the feasibility of— (1) permitting depository institutions to file reports directly with the data bank; and (2) permitting Federal banking agencies, State bank supervisors, and the public to obtain access to any appropriate report on file with the data bank which such agency or supervisor or the public is otherwise authorized to receive.