CONSIDERATIONS; REQUIREMENTS FOR CREDITORS.

SEC. 521. [12 U.S.C. 4703a note] CONSIDERATIONS; REQUIREMENTS FOR CREDITORS. (a) In General.—In exercising the authorities under this subtitle and the amendments made by this subtitle, the Secretary of the Treasury shall take into consideration increasing the availability of affordable credit for consumers, small businesses, and nonprofit organizations, including for projects supporting affordable housing, community-serving real estate, and other projects, that provide direct benefits to low- and moderate-income communities, low-income and underserved individuals, and minorities, that have disproportionately suffered from the health and economic impacts of the COVID-19 pandemic. (b) Requirement for Creditors.—Any creditor participating in a program established under this subtitle or the amendments made by this subtitle shall fully comply with all applicable statutory and regulatory requirements relating to fair lending.