69B-222.060. Unlawful Activities by Unlicensed Insurance Agency Personnel

The following actions are never allowable by unlicensed personnel. (1) Comparing insurance products; advising as to insurance needs or insurance matters; or interpreting policies or coverages. (2) Binding new, additional, or replacement coverage for new or existing customers; or binding coverage on or recording additional property under existing policies. (3) Soliciting the sale of insurance by telephone, in person, or by other communication. However, the unlicensed person may telephone persons to set appointments for licensed and appointed agents, customer representatives, or solicitors, or to obtain basic policy information as to existing insurance coverage. The unlicensed person may not engage in a substantive discussion of insurance products.