Commissionerʻs Memorandum Lala Attachment A

Tropical Cyclone Lala: Insurance Timeline Official storm classification and island-by-island watch / warning history (HST) Reference summary based on NHC / Central Pacific Hurricane Center public advisories STORM CLASSIFICATION Aug 13, 5 AM: Tropical Storm Lala named | Aug 15, 11 AM: Hurricane Lala | Aug 16, 2-5 AM: back to Tropical Storm HAWAIʻI ISLAND / HAWAIʻI COUNTY Aug 13, 5 AM Hurricane Watch issued (Advisory 5). Aug 13, 5 PM Upgraded to Hurricane Warning (Advisory 7). Aug 16, 2 AM Hurricane Warning no longer in effect; Tropical Storm Warning in effect. Aug 16, 8 AM Tropical Storm Warning discontinued (Advisory 17A). MAUI COUNTY - MAUI, MOLOKAʻI, LĀNAʻI, KAHOʻOLAWE Aug 13, 5 PM Tropical Storm Watch issued (Advisory 7). Aug 14, 5 AM Upgraded to Tropical Storm Warning (Advisory 9). Aug 16, 2 PM Tropical Storm Warning discontinued. OʻAHU Aug 14, 5 AM Tropical Storm Watch issued (Advisory 9). Aug 14, 5 PM Upgraded to Tropical Storm Warning (Advisory 11). Aug 16, 2 PM Tropical Storm Warning discontinued. KAUAʻI COUNTY - KAUAʻI & NIʻIHAU Aug 14, 5 AM Tropical Storm Watch issued (Advisory 9). Aug 14, 5 PM Upgraded to Tropical Storm Warning (Advisory 11). Aug 16, 2 PM Warning remained in effect after Maui County and Oʻahu warnings ended. Aug 16, 8 PM Tropical Storm Warning discontinued (Advisory 19A). INSURANCE REFERENCE POINT A hurricane watch or warning is not the same as the cyclone itself being classified as a hurricane. For example, Hawaiʻi County was under a Hurricane Warning before Lala reached hurricane strength. Coverage and deductible questions should be evaluated under the actual policy language, including any definitions of “hurricane,” “named storm,” “hurricane occurrence,” or warning-based trigger. Sources: NHC / Central Pacific Hurricane Center Public Advisories 5, 7, 9, 11, 16A, 17, 17A and related NWS Honolulu local statements. Prepared as a reference timeline; not a determination of coverage. Policy terms and the facts of each loss control.