HAR §6-27-10
HAR §6-27-10. Creditworthiness
Cite as Haw. Code R. § 6-27-10
The lender shall be responsible for
determining the creditworthiness of each applicant who applies to it for a
member home loan. In making that determination the lender shall take
into consideration:
(1)
The applicant’s monthly debt payment to income ratio;
(2)
The applicant’s credit reputation; and
§6-27-11
(3)
Any other factor considered by a prudent lender. [Eff 2/9/89]
(Auth: HRS §88-28, 88-119.5) (Imp: HRS §§88-119, 88
119.5)