HAR §16-23-12. Other optional coverages

An insurer may offer other optional terms, conditions, exclusions, deductible clauses, coverages, and benefits as set forth in Exhibit 2 entitled "Optional Conditions & Limitations", dated 10/17/12, located at the end of this chapter, which is made a part of this section, or upon approval by the commissioner. The commissioner shall not approve the same unless they are consistent with the provisions required of a motor vehicle insurance policy, are fair and equitable, and limit the variety of coverage available so as to give buyers of insurance reasonable opportunity to compare the cost of insuring with various insurers. [Eff 9/1/74; am and ren §16-23-12, 7/7/80; am and comp 9/1/82; comp 9/1/85; comp 9/1/88; comp 9/15/89; comp 9/1/90; comp 6/1/93; am and comp 1/1/98; comp 1/8/99; comp 11/11/12; comp 7/2/22; am and comp 4/17/26] §16-23-14 23-11 (Auth: HRS §§431:10C-214, 431:10C-302) (Imp: HRS §431:10C-302) SUBCHAPTER 4 REJECTION, CANCELLATION, NON-RENEWAL §16-23-13 Application for motor vehicle insurance policy, rejection of application, the Joint Underwriting Plan placement. An insurer and its producer shall within fifteen working days of a request for an appointment provide the applicant an application and rate quote for a motor vehicle insurance policy. Failure to service an applicant within the fifteen working day period shall be deemed a rejection. Upon rejection of an application for motor vehicle insurance policy or optional additional insurance by the affirmative act of the insurer or by a failure to service the applicant within fifteen working days, an insurer and its producer shall meet with the applicant within ten working days of the rejection and offer to place the requested insurance coverage with the joint underwriting plan. [Eff 9/1/74; am and ren §16-23-13, 7/7/80; am 9/1/81; comp 9/1/82; am 9/1/84; comp 9/1/85; am 9/1/87; comp 9/1/88; comp 9/15/89; am and comp 9/1/90; am and comp 6/1/93; am 1/30/95; am and comp 1/1/98; comp 1/8/99; am and comp 11/11/12; comp 7/2/22; am and comp 4/17/26] (Auth: HRS §431:10C-214) (Imp: HRS §§431:10C-106, 431:10C-110)