HAR §16-23-120. Repealed

[R 11/11/12] Amendments to and compilation of chapter 16-23, Hawaii Administrative Rules, on the Summary Page dated January 20, 2026, were adopted on January 20, 2026, following a public hearing held on the same date, after public notices were given in the Honolulu Star Advertiser on December 19, 2025. They shall take effect ten days after filing with the Office of the Lieutenant Governor. APPROVED: /s/ Nadine Y. Ando_________ NADINE Y. ANDO Director of Commerce and Consumer Affairs Date: MAR 25 2026__ /s/ Josh Green_____________ JOSH GREEN, M.D. Governor State of Hawaii Date: 04/07/2026___ APPROVED AS TO FORM: /s/ Christopher Han________ CHRISTOPHER HAN Deputy Attorney General ____APR 7 2026____ Filed EXHIBIT #1 REQUIRED OPTIONAL ADDITIONAL COVERAGES 01/01/26 Personal Injury Protection (PIP) Benefits Limits (per person) $ 10,000 Insurers may offer higher limits PIP Deductibles $ 100 $ 300 $ 500 $ 1,000 Property Damage Liability Limits (per accident) $ 20,000 (basic) $ 30,000 $ 50,000 * Bodily Injury Liability Limits (per person/per accident) $ 40,000/80,000 (basic) $ 50,000/100,000 $ 100,000/300,000 $ 300,000/300,000 * Uninsured Motorist Limits non-stacked and stacked (per person/per accident) $ 40,000/80,000 (basic offer) $ 50,000/100,000 $ 100,000/300,000 $ 300,000/300,000 * Underinsured Motorist Limits non-stacked and stacked (per person/per accident) $ 40,000/80,000 (basic offer) $ 50,000/100,000 $ 100,000/300,000 $ 300,000/300,000 * * where required by law ** not applicable to commercial policy Collision Deductibles $ 50 $ 100 $ 250 $ 500 $ 1,000 $ 1,500 $ 2,000 Comprehensive Deductibles $ 50 $ 100 $ 250 $ 500 $ 1,000 $ 1,500 $ 2,000 Death Benefits ** $ 25,000 $ 50,000 $ 75,000 $ 100,000 Funeral Expenses ** $ 2,000 Wage Loss Benefits ** (maximum per month/per accident per person) $ 500/3,000 $ 1,000/6,000 $ 1,500/9,000 $ 2,000/12,000 Alternative Provider Services Limits ** (aggregate maximum 30 visits) Chiropractic Treatment Maximum: $100 per visit Naturopathic Treatment Maximum: $75 per visit Acupuncture Treatment Maximum: see workers’ compensation supplemental medical fee schedule EXHIBIT #2 OPTIONAL CONDITIONS & LIMITATIONS 10/17/12 PIP Benefits Limits (aggregate per person) $ 20,000 $ 30,000 $ 50,000 PIP Co-Payments 10% 20% 30% PIP through Managed Care Health Maintenance Organization; or Preferred Provider Organization Managed Care Deductibles $ 100 $ 300 $ 500 $ 1,000 Managed Care Co-Payments 10% 20% 30% Or no more than $10.00 Additional Chiropractic Maximum: $75 per visit Maximum: 30 visits Preferred Repair Provider No less than two