HAR §16-23-75. Denial of application; appeal

If an insurer denies an applicant joint underwriting plan coverage under section 16-23-72(a)(1) or (a)(2) or section 431:10C-407, HRS, the insurer, by the next working day, shall mail or deliver to the applicant in triplicate a notice of the denial, of the applicant's right to appeal, and of the appeal procedure. If the applicant desires a review of the denial of the application, the applicant shall file with the commissioner two copies of the notice of denial, a request for review, and a statement in duplicate giving the applicant's reasons for the request within seven calendar days after the date of denial of the application. The commissioner shall forthwith notify the insurer of the request for review, enclosing a copy of the statement of reasons therefor. The appeal shall be heard and determined in accordance with the provisions of chapter 91, HRS, and chapter 16-201. [Eff 9/1/80; am and comp 9/1/82; comp 9/1/85; am and comp 9/1/88; comp 9/15/89; comp 9/1/90; am and comp 6/1/93; am 1/30/95; am and comp 1/1/98; am §16-23-75 23-40 and comp 1/8/99; comp 11/11/12; comp 7/2/22; am and comp 4/17/26] (Auth: HRS §§431:10C-214, 431:10C-406) (Imp: HRS §431:10C-402) §16-23-76 Administration by the Joint Underwriting Plan bureau. If the commissioner determines that the method of assignment of joint underwriting plan applicants described herein is not operating in an effective and fair manner, the commissioner may have the joint underwriting plan bureau directly receive, assign, and supervise the servicing of all applications for joint underwriting plan coverage. [Eff 9/1/80; am and comp 9/1/82; comp 9/1/85; comp 9/1/88; comp 9/15/89; comp 9/1/90; comp 6/1/93; comp 1/1/98; comp 1/8/99; comp 11/11/12; comp 7/2/22; am and comp 4/17/26] (Auth: HRS §§431:10C- 214, 431:10C-406) (Imp: HRS §431:10C-402)