Requirement To Deliver Shopper’s Guide

01. Approved Format. A long-term care insurance shopper’s guide in the format developed by the National Association of Insurance Commissioners, or a guide developed or approved by the director, is provided to all prospective applicants of a long-term care insurance policy or certificate. (3-31-22) a. In the case of producer solicitations, a producer will deliver the shopper’s guide prior to the presentation of an application or enrollment form. (3-31-22) b. In the case of direct response solicitations, the shopper’s guide will be presented in conjunction with any application or enrollment form. (3-31-22) 02. Exceptions. Life insurance policies or riders containing accelerated long-term care benefits are not obligated to furnish the above-referenced guide, but furnish the policy summary prescribed under Section 41- 4605(9), Idaho Code, Disclosure and Performance Standards for Long-Term Care Insurance. (3-31-22) IDAHO ADMINISTRATIVE CODE IDAPA 18.04.11 – Long-Term Care Department of Insurance Insurance Minimum Standards Section 037 Page 36