Renewal And Reissuance

IDAHO ADMINISTRATIVE CODE IDAPA 18.04.15 – Rules Governing Department of Insurance Short-Term Health Insurance Coverage Section 022 Page 4 01. Enhanced Short-term Plans Renewals. (3-31-22) a. A policy is to be renewable at the option of the enrollee, consistent with Section 41-5207, Idaho Code. (3-31-22) b. No new application or questions concerning the health or medical condition of the covered individuals may be requested to effectuate the renewal. (3-31-22) c. Upon exhaustion of a policy’s renewability due to duration or age, the policyholder is eligible for enrollment into fully renewable coverage, including all of the current carrier’s QHPs. The carrier will provide to the policyholder timely notification of eligibility plus the notification of any offer of reissuance. (4-2-26) 02. Enhanced Short-term Plans Reissuances. Upon exhausting renewability due to duration or age, the following provisions apply to reissuance: (3-31-22) a. No new application or questions concerning the health or medical condition of the covered individuals may be requested for reissuance. (3-31-22) b. The reissuance premium rate is a change in premium rate subject to Section 41-5206, Idaho Code. (4-2-26) 03. Nonrenewable Coverage. Carriers are not to renew nonrenewable short-term coverage and are not to reissue or replace nonrenewable short-term coverage issued by the same or another carrier. (3-31-22)