IL Company Bulletin 2020-08
ALL COMPANIES AND OTHER ENTITIES LICENSED TO TRANSACT INSURANCE BUSINESS IN THE STATE OF ILLINOIS WHO ISSUE OR DELIVER POLICIES FOR PRENEED FUNERAL CONTRACTS OR PREARRANGEMENTS TO ILLINOIS RESIDENTS FOR PAYMENT OF BURIAL, FUNERAL, CREATION, OR OTHER DISPOSITION OF REMAINS. : Use of temporary death certificates as due proof of death in policies covering preneed funeral contracts and prearrangements
Springfield Office
320 W. Washington Street
Springfield, Illinois 62767
(217) 782-4515
Chicago Office
122 S. Michigan Ave., 19th Floor
Chicago, Illinois 60603
(312) 814-2420
Illinois Department of Insurance
JB PRITZKER
Governor
ROBERT H. MURIEL
Director
TO:
ALL COMPANIES AND OTHER ENTITIES LICENSED TO TRANSACT INSURANCE
BUSINESS IN THE STATE OF ILLINOIS WHO ISSUE OR DELIVER POLICIES FOR
PRENEED FUNERAL CONTRACTS OR PREARRANGEMENTS TO ILLINOIS
RESIDENTS FOR PAYMENT OF BURIAL, FUNERAL, CREATION, OR OTHER
DISPOSITION OF REMAINS.
FROM:
Robert H. Muriel, Director
DATE:
April 3, 2020
RE:
Company Bulletin #2020-08
Use of temporary death certificates as due proof of death in policies covering preneed
funeral contracts and prearrangements
On March 9, 2020, Governor JB Pritzker proclaimed a statewide disaster due to the Coronavirus Disease
2019 (COVID-19) outbreak within the State of Illinois, and again on April 1, 2020 declared a statewide
disaster in response to the exponential spread of COVID-19 (the “Gubernatorial Disaster
Proclamations”). On March 20, 2020, the Governor issued Executive Order 2020-10 ordering Illinois
residents to stay at home unless otherwise permitted under the order and that all non-essential business
and operations within the State cease for the remainder of the Gubernatorial Disaster Proclamations. On
April 1, 2020, the Governor issued Executive Order 2020-18 continuing and extending Executive Order
2020-10 in its entirety for the duration of the Gubernatorial Disaster Proclamations.
In an effort to reduce the delay of payments related to the costs of burial, funeral, cremation, or other
disposition, and attendant delay in the final disposition of remains, the Illinois Department of Insurance
asks of all insurance companies doing business in Illinois, with all due diligence, to:
(1) consider accepting temporary death certificates as due proof of death or other lawful evidence
providing equivalent information, and proof of the claimant’s interest in the proceeds, to make
such policy payment when a death has occurred in Illinois and the insurance company has issued
a policy for preneed funeral contracts or prearrangements whether the death is related to COVID-
19 or not; and
(2) call the local county coroner or Cook County Medical Examiner to confirm that the cause of
death was not homicide or suicide.
It is our sincere hope that all insurers in this State will continue to assist and provide reasonable
accommodations to Illinois residents during this period.
If you have any questions or concerns regarding implementation of the suggestions described herein,
please contact the Department of Insurance’s Life Complaint Unit’s main number at 217-557-6955 or
via email at DOI.InfoDesk@illinois.gov.