50 Ill. Adm. Code 1412.APPENDIX A

A 2001 CSO Mortality Tables

Year: 2026Length: 67,203 wordsOfficial source

Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION Z Blended Nonsmoker Ultimate Age Nearest Birthday Section 1412.ILLUSTRATION AA Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday Section 1412.ILLUSTRATION BB Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday Section 1412.ILLUSTRATION CC Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday Section 1412.ILLUSTRATION DD Blended 40% Male, 60% Female Smoker Select & Ultimate Age Nearest Birthday Section 1412.ILLUSTRATION EE Blended 20% Male, 80% Female Smoker Select & Ultimate Age Nearest Birthday Section 1412.ILLUSTRATION FF Blended Smoker Ultimate Age Nearest Birthday Section 1412.ILLUSTRATION GG Blended 80% Male, 20% Female Composite Select & Ultimate Age Last Birthday Section 1412.ILLUSTRATION HH Blended 60% Male, 40% Female Composite Select & Ultimate Age Last Birthday Section 1412.ILLUSTRATION II Blended 50% Male, 50% Female Composite Select & Ultimate Age Last Birthday Section 1412.ILLUSTRATION JJ Blended 40% Male, 60% Female Composite Select & Ultimate Age Last Birthday Section 1412.ILLUSTRATION KK Blended 20% Male, 80% Female Composite Select & Ultimate Age Last Birthday Section 1412.ILLUSTRATION LL Blended Composite Ultimate Age Last Birthday Section 1412.ILLUSTRATION MM Blended 80% Male, 20% Female Nonsmoker Select & Ultimate Age Last Birthday Section 1412.ILLUSTRATION NN Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Last Birthday (80) – 80% male, 20% female (60) – 60% male, 40% female (50) – 50% male, 50% female (40) – 40% male, 60% female (20) – 20% male, 80% female Blended Nonsmoker Ultimate Age Nearest Birthday 1 of 4 Attained Age (80) (60) (50) (40) (20) 16 0.67 0.60 0.57 0.53 0.46 17 0.76 0.68 0.63 0.59 0.50 18 0.82 0.72 0.67 0.62 0.52 19 0.84 0.75 0.70 0.65 0.55 20 0.85 0.75 0.70 0.65 0.55 21 0.85 0.76 0.71 0.66 0.56 22 0.86 0.76 0.72 0.67 0.57 23 0.86 0.77 0.72 0.67 0.58 24 0.88 0.78 0.74 0.69 0.59 25 0.88 0.79 0.74 0.69 0.60 26 0.92 0.82 0.78 0.73 0.63 27 0.97 0.87 0.82 0.77 0.67 28 0.96 0.86 0.82 0.77 0.67 29 0.95 0.87 0.83 0.78 0.70 30 0.94 0.87 0.83 0.79 0.72 31 0.94 0.88 0.85 0.81 0.75 32 0.95 0.89 0.87 0.84 0.78 33 0.98 0.93 0.90 0.87 0.82 34 1.01 0.96 0.94 0.92 0.87 35 1.05 1.01 0.99 0.97 0.93 36 1.11 1.07 1.05 1.03 0.99 37 1.17 1.13 1.12 1.10 1.06 38 1.25 1.20 1.18 1.16 1.11 39 1.32 1.27 1.25 1.23 1.18 40 1.41 1.36 1.33 1.30 1.25 con't con't con't con't con't con't Blended Nonsmoker Ultimate Age Nearest Birthday 2 of 4 Attained Age (80) (60) (50) (40) (20) 41 1.52 1.46 1.43 1.39 1.33 42 1.65 1.58 1.54 1.50 1.43 43 1.81 1.72 1.68 1.63 1.54 44 1.99 1.89 1.84 1.78 1.68 45 2.21 2.08 2.02 1.96 1.83 46 2.41 2.28 2.21 2.14 2.01 47 2.65 2.50 2.43 2.36 2.21 48 2.80 2.67 2.61 2.55 2.42 49 2.98 2.87 2.81 2.75 2.64 50 3.22 3.12 3.06 3.01 2.91 51 3.50 3.40 3.35 3.31 3.21 52 3.86 3.76 3.71 3.67 3.57 53 4.26 4.16 4.10 4.05 3.95 54 4.75 4.62 4.56 4.50 4.37 55 5.34 5.17 5.09 5.01 4.84 56 5.95 5.75 5.66 5.56 5.37 57 6.60 6.38 6.26 6.15 5.92 58 7.19 6.95 6.84 6.72 6.49 59 7.84 7.58 7.46 7.33 7.07 60 8.61 8.31 8.16 8.00 7.70 61 9.54 9.16 8.97 8.78 8.40 62 10.65 10.16 9.92 9.68 9.20 63 11.89 11.27 10.96 10.65 10.04 64 13.19 12.43 12.06 11.68 10.94 65 14.57 13.68 13.23 12.79 11.92 66 15.98 14.97 14.46 13.96 12.97 67 17.43 16.31 15.75 15.20 14.10 68 19.00 17.76 17.15 16.54 15.35 69 20.63 19.29 18.64 17.98 16.69 70 22.58 21.10 20.37 19.64 18.22 con't con't con't con't con't con't Blended Nonsmoker Ultimate Age Nearest Birthday 3 of 4 Attained Age (80) (60) (50) (40) (20) 71 24.77 23.13 22.32 21.52 19.95 72 27.59 25.67 24.73 23.80 21.98 73 30.56 28.36 27.28 26.23 24.16 74 33.70 31.22 30.01 28.82 26.51 75 37.13 34.35 33.00 31.68 29.11 76 40.87 37.76 36.25 34.79 31.95 77 45.16 41.64 39.94 38.29 35.11 78 50.13 46.07 44.13 42.25 38.64 79 55.80 51.07 48.82 46.65 42.51 80 61.96 56.51 53.94 51.46 46.78 81 69.14 63.04 60.18 57.45 52.32 82 76.68 69.98 66.88 63.93 58.43 83 84.66 77.20 73.78 70.55 64.59 84 93.44 85.13 81.37 77.83 71.37 85 103.20 93.94 89.80 85.94 78.97 86 113.55 102.88 98.19 93.85 86.11 87 125.45 113.85 108.83 104.24 96.15 88 138.03 125.35 119.97 115.11 106.65 89 151.17 137.39 131.66 126.54 117.77 90 164.28 149.03 142.83 137.35 128.12 91 174.76 157.06 150.04 143.93 133.81 92 186.81 167.71 160.36 154.06 143.81 93 200.83 181.36 174.10 167.98 158.22 94 216.81 197.77 190.91 185.21 176.29 95 235.22 217.55 211.38 206.34 198.59 96 252.55 236.39 230.91 226.50 219.83 97 271.10 256.35 251.49 247.63 241.87 98 281.12 263.22 257.48 252.97 246.34 99 295.32 276.39 270.50 265.93 259.31 100 313.54 295.16 289.72 285.58 279.57 101 330.82 314.35 309.63 306.10 300.98 102 350.39 335.97 331.98 329.01 324.91 103 372.52 360.27 356.97 354.54 351.22 104 397.46 387.44 384.81 382.89 380.29 105 425.09 417.26 415.25 413.79 411.83 106 454.25 448.30 446.79 445.71 444.26 107 484.83 480.46 479.37 478.59 477.55 108 516.27 513.16 512.39 511.84 511.11 109 549.38 547.39 546.91 546.56 546.10 110 583.66 582.61 582.35 582.16 581.92 con't con't con't con't con't con't Blended Nonsmoker Ultimate Age Nearest Birthday 4 of 4 Attained Age (80) (60) (50) (40) (20) 111 617.39 616.80 616.65 616.55 616.41 112 650.79 650.26 650.13 650.04 649.92 113 682.37 681.25 680.97 680.78 680.53 114 724.03 723.67 723.58 723.52 723.43 115 763.93 763.63 763.56 763.51 763.44 116 805.53 805.19 805.11 805.05 804.97 117 850.80 850.60 850.55 850.51 850.47 118 893.94 893.09 892.89 892.75 892.56 119 938.06 936.37 935.99 935.72 935.34 120 1000.00 1000.00 1000.00 1000.00 1000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION AA Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 con't 1 con't 2 con't 3 con't 4 0.65 con't 5 0.64 0.78 con't 6 0.64 0.78 0.92 con't 7 0.64 0.78 0.92 1.03 con't 8 0.63 0.78 0.92 1.02 1.09 con't 9 0.63 0.78 0.91 1.02 1.08 1.16 con't 10 0.63 0.77 0.91 1.02 1.08 1.14 1.19 con't 11 0.63 0.77 0.91 1.00 1.07 1.13 1.18 1.23 con't 12 0.63 0.77 0.91 1.00 1.06 1.12 1.17 1.21 1.30 con't 13 0.63 0.77 0.91 0.99 1.05 1.10 1.15 1.20 1.28 1.36 con't 14 0.63 0.77 0.90 0.98 1.03 1.09 1.14 1.18 1.25 1.34 1.41 con't 15 0.63 0.77 0.90 0.98 1.01 1.08 1.12 1.17 1.24 1.33 1.39 1.48 con't 16 0.63 0.77 0.90 0.97 1.01 1.06 1.11 1.15 1.22 1.29 1.36 1.43 1.50 con't 17 0.77 0.90 0.97 1.00 1.05 1.11 1.14 1.20 1.28 1.33 1.39 1.46 1.51 con't 18 0.90 0.96 0.99 1.04 1.08 1.11 1.19 1.26 1.30 1.35 1.40 1.46 1.51 con't 19 0.92 0.95 1.00 1.05 1.08 1.14 1.21 1.26 1.30 1.34 1.40 1.44 1.51 con't 20 0.90 0.95 0.99 1.03 1.08 1.16 1.19 1.23 1.28 1.33 1.38 1.43 1.52 con't 21 0.88 0.91 0.95 1.01 1.06 1.11 1.17 1.20 1.26 1.31 1.38 1.46 1.56 con't 22 0.83 0.88 0.93 0.99 1.04 1.08 1.13 1.18 1.23 1.32 1.39 1.48 1.60 con't 23 0.80 0.84 0.90 0.97 1.02 1.09 1.13 1.19 1.26 1.33 1.44 1.55 1.69 con't 24 0.74 0.81 0.88 0.97 1.04 1.10 1.15 1.22 1.29 1.41 1.51 1.63 1.76 con't 25 0.66 0.76 0.87 0.99 1.07 1.13 1.20 1.26 1.37 1.48 1.60 1.72 1.88 con't 26 0.63 0.76 0.90 1.03 1.11 1.17 1.23 1.34 1.44 1.58 1.71 1.84 2.03 con't 27 0.62 0.78 0.94 1.06 1.16 1.22 1.32 1.42 1.55 1.69 1.83 2.01 2.20 con't 28 0.64 0.82 0.98 1.10 1.21 1.29 1.39 1.52 1.65 1.81 2.00 2.19 2.42 con't 29 0.65 0.85 1.01 1.14 1.28 1.38 1.50 1.63 1.76 1.98 2.17 2.41 2.66 con't 30 0.67 0.87 1.02 1.19 1.34 1.49 1.61 1.75 1.93 2.16 2.36 2.61 2.87 con't 31 0.67 0.87 1.05 1.23 1.41 1.58 1.73 1.90 2.07 2.27 2.51 2.80 3.16 con't 32 0.67 0.87 1.08 1.26 1.45 1.62 1.83 2.00 2.17 2.38 2.66 3.03 3.50 con't 33 0.72 0.93 1.13 1.34 1.54 1.74 1.94 2.12 2.31 2.53 2.87 3.31 3.86 con't 34 0.77 0.98 1.21 1.41 1.64 1.86 2.08 2.29 2.50 2.78 3.17 3.67 4.23 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 0 0.72 0.87 0.99 1.08 1.13 1.19 1.25 1.30 1.38 1.46 25 1 0.69 0.84 0.97 1.05 1.11 1.19 1.25 1.30 1.38 1.46 1.53 26 2 0.67 0.80 0.94 1.05 1.11 1.19 1.25 1.30 1.38 1.46 1.52 1.62 27 3 0.65 0.78 0.92 1.03 1.11 1.19 1.25 1.30 1.38 1.46 1.50 1.58 1.64 28 4 0.78 0.92 1.03 1.10 1.19 1.25 1.30 1.38 1.46 1.50 1.56 1.60 1.65 29 5 0.92 1.03 1.10 1.18 1.25 1.30 1.38 1.46 1.50 1.54 1.58 1.62 1.65 30 6 1.03 1.10 1.18 1.24 1.29 1.38 1.46 1.48 1.51 1.55 1.59 1.62 1.67 31 7 1.10 1.17 1.24 1.27 1.36 1.44 1.46 1.50 1.53 1.58 1.61 1.65 1.69 32 8 1.16 1.22 1.26 1.35 1.43 1.46 1.50 1.53 1.58 1.61 1.65 1.69 1.75 33 9 1.21 1.25 1.33 1.42 1.46 1.49 1.53 1.58 1.61 1.65 1.69 1.75 1.83 34 10 1.24 1.32 1.40 1.46 1.49 1.53 1.58 1.61 1.65 1.69 1.75 1.83 1.91 35 11 1.31 1.39 1.45 1.49 1.53 1.58 1.61 1.65 1.69 1.75 1.83 1.91 2.02 36 12 1.39 1.45 1.49 1.53 1.57 1.61 1.65 1.69 1.75 1.83 1.91 2.02 2.14 37 13 1.43 1.49 1.53 1.57 1.61 1.65 1.69 1.75 1.83 1.91 2.02 2.13 2.30 38 14 1.49 1.53 1.57 1.61 1.65 1.69 1.75 1.83 1.91 2.02 2.13 2.30 2.46 39 15 1.52 1.57 1.61 1.65 1.69 1.75 1.83 1.91 2.01 2.13 2.29 2.46 2.64 40 16 1.57 1.61 1.65 1.69 1.75 1.82 1.91 2.01 2.13 2.29 2.46 2.64 2.88 41 17 1.56 1.61 1.65 1.75 1.82 1.91 2.01 2.12 2.29 2.46 2.64 2.88 3.15 42 18 1.58 1.65 1.68 1.82 1.90 2.01 2.12 2.29 2.46 2.64 2.88 3.15 3.48 43 19 1.59 1.68 1.77 1.90 2.01 2.12 2.29 2.46 2.63 2.88 3.15 3.48 3.87 44 20 1.63 1.77 1.90 2.01 2.12 2.29 2.46 2.63 2.87 3.15 3.48 3.87 4.28 45 21 1.69 1.85 2.00 2.12 2.29 2.46 2.63 2.87 3.15 3.48 3.87 4.28 4.68 46 22 1.76 1.94 2.11 2.28 2.45 2.63 2.87 3.15 3.48 3.87 4.28 4.68 5.13 47 23 1.84 2.05 2.27 2.45 2.63 2.87 3.15 3.48 3.87 4.26 4.68 5.13 5.43 48 24 1.95 2.20 2.42 2.62 2.86 3.15 3.48 3.86 4.26 4.68 5.10 5.43 5.78 49 25 2.09 2.34 2.61 2.86 3.14 3.48 3.85 4.26 4.68 5.07 5.43 5.78 6.24 50 26 2.27 2.52 2.84 3.14 3.47 3.85 4.26 4.68 5.07 5.43 5.78 6.24 6.77 51 27 2.48 2.75 3.11 3.47 3.83 4.26 4.68 5.07 5.43 5.78 6.24 6.77 7.47 52 28 2.72 3.02 3.43 3.82 4.25 4.68 5.06 5.43 5.78 6.24 6.77 7.47 8.25 53 29 2.96 3.34 3.79 4.25 4.68 5.05 5.43 5.78 6.24 6.77 7.47 8.25 9.20 54 30 3.22 3.66 4.13 4.61 5.04 5.43 5.78 6.24 6.77 7.47 8.25 9.14 10.26 55 31 3.58 4.06 4.54 4.99 5.43 5.78 6.24 6.77 7.47 8.25 9.14 10.08 11.35 56 32 4.00 4.50 4.96 5.42 5.78 6.24 6.77 7.47 8.25 9.14 10.08 11.17 12.51 57 33 4.39 4.89 5.37 5.77 6.24 6.77 7.47 8.25 9.14 10.08 11.17 12.20 13.46 58 34 4.80 5.31 5.76 6.23 6.77 7.47 8.25 9.14 10.08 11.17 12.20 13.13 14.54 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.83 1.04 1.27 1.49 1.73 1.98 2.22 2.47 2.76 3.11 3.53 4.05 4.63 con't 36 0.87 1.09 1.33 1.57 1.83 2.08 2.36 2.71 3.07 3.49 3.94 4.45 5.04 con't 37 0.93 1.13 1.39 1.64 1.91 2.20 2.57 3.00 3.43 3.87 4.32 4.84 5.47 con't 38 0.99 1.25 1.52 1.76 2.04 2.39 2.84 3.33 3.82 4.27 4.72 5.27 5.92 con't 39 1.09 1.38 1.64 1.90 2.22 2.63 3.16 3.67 4.19 4.65 5.13 5.73 6.46 con't 40 1.16 1.49 1.79 2.09 2.44 2.94 3.49 4.05 4.55 5.06 5.62 6.32 7.10 con't 41 1.25 1.61 1.98 2.32 2.75 3.30 3.88 4.42 4.97 5.56 6.23 7.00 7.87 con't 42 1.34 1.79 2.21 2.61 3.09 3.63 4.23 4.83 5.45 6.15 6.91 7.77 8.72 con't 43 1.43 1.91 2.39 2.84 3.33 3.90 4.56 5.24 5.95 6.75 7.59 8.58 9.71 con't 44 1.55 2.07 2.57 3.04 3.56 4.19 4.92 5.71 6.51 7.39 8.32 9.55 10.83 con't 45 1.71 2.24 2.75 3.25 3.85 4.55 5.38 6.26 7.18 8.11 9.23 10.68 11.90 con't 46 1.87 2.40 2.92 3.47 4.15 4.96 5.87 6.85 7.85 8.92 10.20 11.62 12.81 con't 47 2.06 2.56 3.10 3.74 4.53 5.41 6.42 7.50 8.57 9.86 11.14 12.51 13.70 con't 48 2.25 2.78 3.39 4.09 4.89 5.84 6.92 8.10 9.30 10.74 11.98 13.38 14.76 con't 49 2.40 3.04 3.72 4.49 5.32 6.29 7.45 8.75 10.00 11.42 12.81 14.40 16.15 con't 50 2.61 3.35 4.11 4.90 5.76 6.77 8.02 9.37 10.66 12.10 13.74 15.74 17.88 con't 51 2.86 3.74 4.57 5.41 6.27 7.31 8.55 9.92 11.33 12.94 14.96 17.44 19.87 con't 52 3.12 4.17 5.09 5.95 6.83 7.84 9.10 10.56 12.18 14.13 16.53 19.35 21.86 con't 53 3.31 4.53 5.55 6.50 7.43 8.49 9.85 11.52 13.34 15.66 18.39 21.32 23.17 con't 54 3.46 4.89 6.07 7.07 8.03 9.21 10.80 12.73 14.78 17.41 20.24 22.61 24.84 con't 55 3.65 5.29 6.59 7.61 8.67 10.07 11.94 14.12 16.37 19.08 21.39 24.13 26.76 con't 56 3.85 5.62 7.03 8.16 9.39 11.07 13.22 15.66 18.00 20.25 22.94 26.04 28.89 con't 57 4.01 5.93 7.48 8.82 10.30 12.26 14.66 17.21 19.61 22.28 25.34 28.67 31.38 con't 58 4.27 6.28 8.00 9.59 11.39 13.61 16.12 18.68 21.04 24.07 27.48 31.16 34.42 con't 59 4.61 6.68 8.61 10.47 12.58 15.01 17.61 20.11 22.45 25.82 29.67 34.20 37.89 con't 60 5.03 7.16 9.28 11.42 13.82 16.41 19.04 21.55 23.88 27.68 32.11 37.22 41.52 con't 61 5.50 7.71 10.00 12.37 15.03 17.81 20.48 22.96 25.36 29.73 34.64 40.02 45.19 con't 62 6.05 8.32 10.76 13.36 16.27 19.24 22.01 24.57 27.14 32.02 37.21 42.74 48.66 con't 63 6.47 9.01 11.78 14.63 17.70 20.83 23.79 26.60 29.48 34.72 40.13 45.92 52.25 con't 64 6.83 10.01 12.86 15.96 19.27 22.61 25.83 29.01 32.27 37.81 43.52 49.78 56.72 con't 65 7.12 10.76 13.99 17.45 21.01 24.58 28.12 31.64 35.31 41.26 47.45 54.35 62.05 con't 66 7.29 11.77 15.27 18.87 22.81 26.53 30.15 33.87 37.89 44.21 50.99 58.61 67.28 con't 67 7.67 12.91 16.63 20.45 24.82 28.64 32.37 36.26 40.58 47.37 54.86 63.40 73.05 con't 68 8.61 14.15 18.16 22.18 26.60 31.03 35.35 39.67 44.05 51.47 59.88 69.39 79.81 con't 69 9.49 15.50 19.84 24.05 27.57 33.73 37.98 42.13 46.88 54.98 64.23 74.39 85.80 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 35 5.22 5.75 6.22 6.76 7.47 8.25 9.14 10.08 11.17 12.19 13.13 14.05 15.82 60 36 5.68 6.19 6.73 7.44 8.25 9.14 10.08 11.17 12.19 13.13 14.04 15.13 17.36 61 37 6.17 6.71 7.41 8.20 9.14 10.06 11.17 12.19 13.12 14.04 15.13 16.57 19.19 62 38 6.68 7.37 8.17 9.08 10.02 11.13 12.18 13.12 14.04 15.13 16.56 18.39 21.21 63 39 7.27 8.14 9.04 9.99 11.09 12.13 13.10 14.03 15.13 16.56 18.39 20.45 23.27 64 40 7.98 8.91 9.94 11.05 12.09 13.05 14.01 15.11 16.56 18.37 20.45 22.52 25.33 65 41 8.79 9.87 11.01 12.06 13.02 13.96 15.09 16.55 18.36 20.45 22.52 24.03 27.34 66 42 9.79 10.98 12.02 12.98 13.92 15.05 16.52 18.35 20.44 22.52 24.02 25.51 29.35 67 43 10.92 11.98 12.94 13.89 15.01 16.47 18.32 20.42 22.50 24.01 25.50 27.46 31.48 68 44 11.95 12.90 13.84 14.97 16.44 18.28 20.39 22.48 23.99 25.48 27.44 29.66 33.62 69 45 12.86 13.80 14.93 16.40 18.24 20.34 22.45 23.96 25.46 27.42 29.64 32.22 36.17 70 46 13.75 14.88 16.35 18.19 20.31 22.42 23.93 25.43 27.39 29.61 32.19 35.35 38.99 71 47 14.82 16.29 18.14 20.25 22.37 23.92 25.40 27.36 29.58 32.16 35.32 38.90 42.68 72 48 16.23 18.08 20.19 22.31 23.87 25.38 27.32 29.55 32.13 35.28 38.87 42.63 46.43 73 49 18.01 20.13 22.25 23.81 25.35 27.30 29.50 32.07 35.23 38.82 42.58 46.36 50.27 74 50 20.04 22.18 23.73 25.29 27.28 29.49 32.01 35.17 38.76 42.51 46.28 50.15 54.62 75 51 22.08 23.65 25.21 27.21 29.48 31.96 35.12 38.69 42.43 46.20 50.05 54.42 59.27 76 52 23.53 25.11 27.13 29.41 31.91 35.06 38.63 42.36 46.12 49.96 54.31 59.12 64.56 77 53 24.99 27.02 29.31 31.86 35.00 38.57 42.29 46.06 49.87 54.21 59.01 64.40 70.60 78 54 26.90 29.21 31.80 34.95 38.51 42.23 45.99 49.81 54.12 58.91 64.28 70.42 77.39 79 55 29.07 31.75 34.89 38.45 42.17 45.93 49.76 54.07 58.80 64.16 70.29 77.19 84.63 80 56 31.58 34.83 38.39 42.11 45.87 49.69 54.02 58.76 64.07 70.18 77.06 84.42 93.05 81 57 34.64 38.33 42.04 45.80 49.64 53.97 58.73 64.06 70.14 76.95 84.29 92.43 101.65 82 58 38.12 41.98 45.74 49.58 53.92 58.70 64.04 70.09 76.91 84.17 92.29 100.55 110.50 83 59 41.76 45.68 49.52 53.86 58.66 64.02 70.05 76.87 84.13 92.17 100.40 109.07 120.08 84 60 45.44 49.46 53.82 58.63 64.00 70.00 76.82 84.07 92.11 100.24 108.83 118.14 130.96 85 61 49.21 53.77 58.59 63.99 69.96 76.77 84.02 92.05 100.17 108.78 117.92 128.91 142.22 86 62 53.51 58.56 63.97 69.91 76.72 83.97 92.00 100.11 108.73 117.84 128.75 140.05 155.12 87 63 58.28 63.95 69.87 76.68 83.92 91.94 100.04 108.68 117.75 128.60 139.85 151.90 168.41 88 64 63.64 69.83 76.63 83.87 91.88 99.97 108.62 117.66 128.42 139.68 151.67 164.16 181.91 89 65 69.78 76.58 83.81 91.82 99.89 108.57 117.59 128.25 139.48 151.45 164.07 176.79 194.75 90 66 76.53 83.76 91.76 99.82 108.51 117.49 128.07 138.23 151.15 163.88 176.56 189.35 203.90 91 67 83.53 91.69 99.74 108.45 117.39 127.91 137.50 149.98 163.10 176.30 189.10 200.63 214.55 92 68 91.40 99.68 108.23 117.28 127.72 136.77 148.56 161.71 174.95 188.34 200.34 211.93 226.75 93 69 97.71 107.96 117.01 127.42 136.02 148.09 159.98 173.28 186.74 199.05 211.67 223.24 240.39 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday 5 of 6 Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 70 10.45 17.01 21.68 26.11 28.52 36.51 40.42 44.68 52.68 61.66 71.74 83.08 95.07 con't 71 12.63 18.68 23.70 27.22 32.18 38.85 42.63 49.30 57.03 66.47 77.48 89.24 101.93 con't 72 15.84 20.47 25.89 30.76 35.65 40.70 46.03 51.75 58.08 67.95 79.10 91.23 104.57 con't 73 17.88 23.99 29.29 33.96 38.28 42.67 47.47 55.40 60.20 70.06 81.66 94.49 108.70 con't 74 20.38 26.05 31.64 36.82 41.39 45.65 53.03 58.18 63.49 77.03 91.16 99.87 114.75 con't 75 23.23 27.57 33.87 40.34 44.51 50.98 56.47 62.30 74.38 88.91 97.68 112.79 127.72 con't 76 23.82 30.13 36.87 43.66 49.41 55.43 61.48 72.13 87.29 96.36 111.03 127.13 144.01 con't 77 24.57 32.26 39.99 47.81 54.30 60.65 70.85 85.61 95.36 109.56 124.19 140.69 154.66 con't 78 25.99 34.44 43.36 53.08 59.86 69.46 83.92 94.29 108.26 120.65 134.71 151.85 169.54 con't 79 27.40 37.17 47.71 59.18 67.94 82.29 93.25 106.96 118.54 131.52 149.08 167.59 185.28 con't 80 28.95 40.89 53.04 66.37 80.74 92.26 105.65 116.39 129.39 145.80 164.24 182.08 207.04 con't 81 31.10 45.53 59.70 75.05 91.37 104.44 114.32 127.72 143.08 160.28 181.38 206.81 218.49 con't 82 33.89 51.41 67.84 85.24 103.38 112.40 126.12 141.48 157.55 180.66 206.57 218.32 230.55 con't 83 37.79 58.43 77.42 96.73 110.66 124.68 139.94 154.86 179.07 206.39 218.15 230.36 243.23 con't 84 43.64 67.33 88.30 109.21 123.44 138.61 152.33 177.51 205.09 218.01 230.11 243.08 255.58 con't 85 51.57 77.70 99.90 122.55 137.51 150.04 176.11 203.89 216.64 229.91 242.98 255.35 268.95 con't 86 62.21 88.73 113.08 136.83 148.06 175.53 202.94 215.36 228.43 242.90 255.14 268.62 284.05 con't 87 72.12 102.10 127.92 146.49 174.99 202.78 214.34 227.07 241.21 254.96 268.29 282.88 299.37 con't 88 86.03 117.68 144.92 174.41 202.62 214.19 226.01 239.72 253.07 267.83 282.21 297.18 315.22 con't 89 103.02 135.65 173.86 202.48 214.07 225.87 238.71 251.55 265.77 281.54 296.17 312.08 328.11 con't 90 123.31 173.28 202.35 213.90 225.74 238.55 250.49 264.19 279.33 295.19 310.60 324.27 344.80 con't 91 164.84 200.29 213.79 225.60 238.37 250.28 263.84 277.59 292.76 309.26 322.68 339.99 357.00 con't 92 194.31 213.69 225.51 238.26 250.07 263.51 277.24 290.98 306.42 321.16 335.54 351.81 369.84 con't 93 213.58 225.38 238.10 249.87 263.19 276.84 290.41 304.48 318.45 331.66 346.89 364.09 387.33 con't 94 225.26 238.00 249.68 262.88 276.47 289.99 303.87 316.77 328.72 342.62 358.86 381.14 406.00 con't 95 237.86 249.51 262.59 276.21 289.67 303.34 316.22 326.79 339.61 354.40 375.57 399.39 425.85 con't 96 249.34 262.15 275.88 289.27 302.85 315.83 326.30 337.57 350.96 370.88 393.49 418.82 446.88 con't 97 261.56 275.29 288.90 302.40 315.29 325.85 336.96 348.80 367.33 388.59 412.62 439.46 469.07 con't 98 274.53 288.11 301.96 314.76 325.40 336.62 348.21 365.21 384.96 407.53 432.98 461.28 492.47 con't 99 287.14 300.96 314.36 324.94 336.11 348.21 364.84 382.92 403.85 427.72 454.53 484.32 517.12 con't Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 107.61 116.68 127.06 135.12 144.65 159.14 171.27 184.97 197.60 211.41 222.96 234.73 258.40 95 71 115.16 126.67 134.16 142.64 157.31 170.07 182.42 195.34 211.12 222.66 234.41 248.22 274.79 96 72 118.39 132.43 140.59 156.10 166.80 180.85 192.21 210.33 222.36 234.14 247.52 260.99 292.09 97 73 122.68 136.99 154.86 164.85 179.94 190.23 209.19 221.27 233.83 246.84 259.75 276.01 299.70 98 74 128.61 145.95 162.85 177.54 188.93 208.36 219.71 232.30 246.27 258.68 274.84 291.42 311.60 99 75 144.80 160.52 175.50 188.19 208.11 219.51 231.99 244.15 257.72 272.83 289.64 307.65 327.60 100 76 157.56 173.49 187.45 207.89 219.34 231.80 243.99 257.29 272.23 288.86 306.64 326.17 342.38 101 77 171.50 186.73 207.66 219.18 231.61 243.90 257.02 271.84 288.30 305.98 325.28 341.26 359.18 102 78 185.99 207.44 219.02 231.36 243.81 256.84 271.44 287.95 305.45 324.52 340.46 358.27 377.84 103 79 207.22 218.86 231.18 243.66 256.66 271.14 287.40 305.05 324.05 339.98 357.53 377.21 398.67 104 80 218.65 230.99 243.57 256.41 270.74 286.84 304.17 323.75 339.50 357.16 377.00 398.67 426.16 105 81 230.74 243.41 256.22 270.35 286.27 303.28 322.45 339.34 356.98 376.79 398.67 426.16 455.20 106 82 243.32 255.94 270.03 285.58 302.36 321.10 337.59 356.61 376.58 398.67 426.16 455.20 485.66 107 83 255.76 269.62 285.01 301.58 320.34 336.63 355.14 376.37 398.67 426.16 455.20 485.66 517.01 108 84 269.33 284.47 301.32 320.32 336.63 354.77 375.53 398.67 426.16 455.20 485.66 517.01 550.03 109 85 284.05 301.32 320.32 336.63 354.77 375.53 398.67 426.16 455.20 485.66 517.01 550.03 584.22 110 86 301.32 320.32 336.63 354.77 375.53 398.67 426.16 455.20 485.66 517.01 550.03 584.22 617.88 111 87 319.72 336.63 354.77 375.53 398.67 426.16 454.89 485.32 517.01 550.03 584.22 617.88 651.23 112 88 332.66 351.21 371.90 394.30 420.50 448.82 479.18 511.54 545.81 581.93 617.88 651.23 682.77 113 89 346.29 366.32 388.31 414.16 442.21 472.40 504.68 538.95 575.17 613.29 651.23 682.77 724.36 114 90 360.67 382.13 407.52 435.19 465.09 497.17 531.34 567.56 605.77 645.93 682.77 724.36 764.20 115 91 375.92 400.72 427.89 457.38 489.14 523.10 559.19 597.39 637.61 679.82 724.05 764.20 805.75 116 92 393.93 420.47 449.42 480.73 514.34 550.19 588.25 628.43 670.67 714.98 761.47 805.75 850.97 117 93 413.11 441.37 472.10 505.22 540.69 578.48 618.49 660.64 704.91 751.47 800.28 850.97 894.06 118 94 433.45 463.44 495.92 530.87 568.25 607.94 649.87 693.95 740.47 789.31 840.49 894.06 938.19 119 95 454.95 486.65 520.92 557.72 596.96 638.51 682.26 728.59 777.32 828.48 882.13 938.19 1,000.00 120 96 477.61 511.03 547.11 585.72 626.74 670.01 715.99 764.48 815.47 869.05 924.98 1,000.00 97 501.46 536.64 574.46 614.78 657.39 702.86 750.94 801.60 854.96 910.60 1,000.00 98 526.56 563.39 602.83 644.61 689.40 736.89 787.05 840.03 895.21 1,000.00 99 552.79 591.16 631.93 675.85 722.57 772.06 824.47 878.99 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION BB Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 con't 1 con't 2 con't 3 con't 4 0.58 con't 5 0.57 0.69 con't 6 0.57 0.69 0.81 con't 7 0.57 0.69 0.80 0.90 con't 8 0.56 0.69 0.80 0.89 0.96 con't 9 0.56 0.69 0.80 0.89 0.95 1.01 con't 10 0.56 0.68 0.79 0.89 0.94 1.00 1.04 con't 11 0.55 0.68 0.79 0.87 0.93 0.98 1.03 1.09 con't 12 0.55 0.67 0.79 0.86 0.92 0.97 1.02 1.07 1.15 con't 13 0.55 0.67 0.78 0.85 0.91 0.96 1.00 1.06 1.13 1.20 con't 14 0.55 0.67 0.78 0.85 0.90 0.94 0.99 1.03 1.10 1.18 1.25 con't 15 0.55 0.67 0.78 0.84 0.88 0.93 0.97 1.02 1.09 1.17 1.22 1.32 con't 16 0.55 0.67 0.78 0.84 0.87 0.92 0.96 1.00 1.07 1.13 1.19 1.28 1.34 con't 17 0.67 0.78 0.84 0.86 0.90 0.95 1.00 1.05 1.12 1.17 1.24 1.30 1.36 con't 18 0.77 0.82 0.85 0.89 0.93 0.97 1.04 1.10 1.15 1.20 1.25 1.32 1.37 con't 19 0.79 0.82 0.86 0.90 0.94 1.00 1.06 1.11 1.17 1.20 1.27 1.32 1.40 con't 20 0.78 0.81 0.85 0.90 0.95 1.02 1.05 1.11 1.16 1.21 1.27 1.34 1.44 con't 21 0.75 0.78 0.83 0.88 0.94 0.98 1.05 1.09 1.15 1.21 1.29 1.38 1.49 con't 22 0.71 0.76 0.81 0.87 0.92 0.98 1.03 1.09 1.15 1.24 1.33 1.43 1.53 con't 23 0.69 0.74 0.79 0.86 0.93 0.99 1.04 1.11 1.19 1.28 1.38 1.49 1.62 con't 24 0.64 0.71 0.78 0.87 0.94 1.01 1.07 1.15 1.24 1.35 1.45 1.56 1.71 con't 25 0.58 0.67 0.79 0.89 0.97 1.04 1.12 1.20 1.31 1.42 1.54 1.66 1.81 con't 26 0.56 0.68 0.81 0.92 1.01 1.08 1.17 1.27 1.37 1.51 1.64 1.76 1.94 con't 27 0.56 0.70 0.84 0.95 1.06 1.14 1.24 1.34 1.47 1.61 1.74 1.91 2.09 con't 28 0.58 0.74 0.88 1.00 1.11 1.20 1.30 1.42 1.56 1.71 1.89 2.07 2.29 con't 29 0.59 0.77 0.91 1.04 1.18 1.28 1.39 1.53 1.66 1.86 2.04 2.26 2.49 con't 30 0.62 0.79 0.93 1.09 1.23 1.36 1.50 1.62 1.80 2.01 2.21 2.44 2.70 con't 31 0.63 0.81 0.97 1.13 1.29 1.45 1.60 1.75 1.92 2.12 2.34 2.62 2.97 con't 32 0.64 0.82 1.00 1.16 1.33 1.50 1.68 1.85 2.03 2.24 2.51 2.86 3.28 con't 33 0.69 0.87 1.04 1.23 1.41 1.60 1.79 1.97 2.16 2.40 2.72 3.13 3.62 con't 34 0.73 0.91 1.11 1.29 1.51 1.71 1.92 2.14 2.35 2.64 3.00 3.46 3.99 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 0 0.64 0.77 0.87 0.95 1.00 1.05 1.10 1.15 1.22 1.29 25 1 0.62 0.74 0.85 0.93 0.99 1.05 1.10 1.15 1.22 1.28 1.35 26 2 0.60 0.72 0.83 0.92 0.98 1.05 1.10 1.15 1.22 1.28 1.34 1.44 27 3 0.58 0.70 0.81 0.91 0.98 1.04 1.10 1.15 1.22 1.28 1.33 1.41 1.46 28 4 0.70 0.81 0.90 0.97 1.04 1.10 1.15 1.22 1.28 1.33 1.39 1.43 1.48 29 5 0.81 0.90 0.97 1.04 1.10 1.15 1.22 1.28 1.33 1.38 1.41 1.46 1.49 30 6 0.90 0.97 1.04 1.08 1.14 1.22 1.28 1.31 1.36 1.39 1.43 1.46 1.53 31 7 0.96 1.02 1.08 1.12 1.20 1.27 1.29 1.35 1.38 1.42 1.45 1.51 1.57 32 8 1.01 1.07 1.12 1.19 1.26 1.29 1.35 1.38 1.42 1.45 1.51 1.57 1.64 33 9 1.06 1.11 1.18 1.25 1.29 1.34 1.38 1.42 1.45 1.51 1.57 1.64 1.72 34 10 1.09 1.17 1.24 1.29 1.34 1.38 1.42 1.45 1.51 1.57 1.64 1.72 1.81 35 11 1.15 1.23 1.28 1.33 1.37 1.42 1.45 1.51 1.56 1.63 1.71 1.80 1.93 36 12 1.22 1.28 1.33 1.37 1.41 1.45 1.51 1.56 1.63 1.71 1.80 1.92 2.05 37 13 1.26 1.33 1.37 1.41 1.45 1.51 1.56 1.63 1.71 1.80 1.92 2.04 2.19 38 14 1.33 1.37 1.41 1.45 1.51 1.56 1.63 1.71 1.80 1.92 2.03 2.18 2.34 39 15 1.36 1.41 1.45 1.51 1.56 1.63 1.71 1.80 1.92 2.03 2.18 2.34 2.51 40 16 1.40 1.45 1.51 1.56 1.63 1.71 1.80 1.92 2.03 2.18 2.34 2.51 2.72 41 17 1.42 1.48 1.53 1.63 1.71 1.80 1.91 2.02 2.18 2.34 2.51 2.72 2.97 42 18 1.45 1.53 1.58 1.71 1.80 1.91 2.02 2.18 2.34 2.51 2.72 2.97 3.27 43 19 1.49 1.58 1.67 1.80 1.91 2.02 2.17 2.34 2.50 2.72 2.97 3.27 3.62 44 20 1.54 1.67 1.80 1.91 2.02 2.17 2.34 2.50 2.71 2.97 3.27 3.62 3.99 45 21 1.61 1.75 1.91 2.02 2.17 2.33 2.50 2.71 2.97 3.27 3.62 3.99 4.37 46 22 1.68 1.85 2.01 2.16 2.33 2.50 2.71 2.97 3.27 3.62 3.99 4.37 4.80 47 23 1.77 1.95 2.15 2.31 2.49 2.71 2.97 3.27 3.62 3.97 4.37 4.80 5.14 48 24 1.87 2.09 2.29 2.48 2.70 2.97 3.27 3.61 3.97 4.37 4.78 5.14 5.53 49 25 2.00 2.21 2.46 2.69 2.95 3.27 3.61 3.97 4.37 4.76 5.14 5.53 6.02 50 26 2.16 2.39 2.67 2.95 3.25 3.60 3.97 4.37 4.76 5.14 5.53 6.02 6.58 51 27 2.35 2.59 2.91 3.25 3.58 3.97 4.37 4.75 5.14 5.53 6.02 6.58 7.28 52 28 2.55 2.84 3.21 3.56 3.96 4.37 4.75 5.14 5.53 6.02 6.58 7.28 8.04 53 29 2.78 3.13 3.54 3.96 4.37 4.74 5.14 5.53 6.02 6.58 7.28 8.04 8.96 54 30 3.03 3.43 3.86 4.32 4.73 5.14 5.53 6.02 6.58 7.28 8.04 8.92 9.96 55 31 3.35 3.79 4.26 4.70 5.14 5.53 6.02 6.58 7.28 8.04 8.92 9.83 11.01 56 32 3.73 4.21 4.67 5.13 5.53 6.02 6.58 7.28 8.04 8.92 9.83 10.87 12.11 57 33 4.12 4.60 5.08 5.51 6.02 6.58 7.28 8.04 8.92 9.82 10.87 11.88 13.06 58 34 4.52 5.02 5.50 6.00 6.58 7.28 8.04 8.92 9.82 10.87 11.88 12.81 14.13 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.77 0.96 1.16 1.37 1.59 1.83 2.06 2.32 2.61 2.95 3.35 3.84 4.38 con't 36 0.81 1.01 1.23 1.45 1.69 1.93 2.21 2.55 2.90 3.30 3.73 4.22 4.79 con't 37 0.86 1.05 1.29 1.53 1.78 2.07 2.41 2.82 3.23 3.66 4.11 4.61 5.21 con't 38 0.92 1.16 1.40 1.64 1.91 2.25 2.67 3.12 3.60 4.04 4.50 5.03 5.67 con't 39 1.01 1.27 1.52 1.78 2.09 2.48 2.96 3.45 3.94 4.42 4.90 5.50 6.20 con't 40 1.09 1.38 1.67 1.96 2.31 2.77 3.28 3.81 4.30 4.81 5.38 6.06 6.82 con't 41 1.18 1.50 1.85 2.19 2.59 3.10 3.64 4.17 4.71 5.30 5.96 6.72 7.54 con't 42 1.27 1.68 2.07 2.46 2.91 3.42 3.99 4.57 5.17 5.87 6.61 7.43 8.35 con't 43 1.38 1.81 2.25 2.70 3.17 3.71 4.33 4.98 5.67 6.44 7.26 8.21 9.27 con't 44 1.51 1.98 2.45 2.92 3.43 4.02 4.71 5.46 6.23 7.07 7.97 9.10 10.30 con't 45 1.66 2.16 2.66 3.16 3.73 4.40 5.18 6.01 6.88 7.78 8.82 10.14 11.30 con't 46 1.83 2.34 2.85 3.39 4.06 4.82 5.68 6.58 7.54 8.54 9.74 11.04 12.20 con't 47 2.02 2.52 3.06 3.69 4.44 5.27 6.20 7.21 8.23 9.42 10.61 11.91 13.08 con't 48 2.21 2.75 3.36 4.05 4.82 5.70 6.72 7.81 8.94 10.25 11.44 12.77 14.11 con't 49 2.35 2.98 3.69 4.44 5.24 6.17 7.24 8.44 9.62 10.94 12.26 13.75 15.38 con't 50 2.54 3.29 4.05 4.82 5.67 6.63 7.79 9.04 10.27 11.63 13.15 14.98 16.93 con't 51 2.77 3.69 4.49 5.30 6.15 7.15 8.31 9.60 10.94 12.44 14.27 16.49 18.67 con't 52 3.01 4.10 4.98 5.80 6.68 7.65 8.85 10.21 11.72 13.51 15.66 18.14 20.43 con't 53 3.19 4.46 5.42 6.32 7.22 8.26 9.54 11.07 12.75 14.85 17.27 19.87 21.71 con't 54 3.35 4.81 5.91 6.84 7.78 8.91 10.38 12.14 14.02 16.35 18.89 21.12 23.29 con't 55 3.54 5.21 6.42 7.37 8.39 9.68 11.38 13.35 15.39 17.84 20.02 22.58 25.08 con't 56 3.76 5.52 6.84 7.89 9.03 10.56 12.49 14.65 16.81 18.93 21.45 24.31 27.03 con't 57 3.91 5.83 7.29 8.48 9.84 11.59 13.71 16.00 18.23 20.72 23.54 26.62 29.31 con't 58 4.14 6.17 7.77 9.18 10.80 12.76 14.99 17.33 19.57 22.35 25.48 28.88 32.05 con't 59 4.45 6.53 8.35 9.97 11.82 13.98 16.31 18.64 20.90 24.00 27.51 31.62 35.17 con't 60 4.79 6.95 8.96 10.80 12.90 15.21 17.62 19.99 22.30 25.77 29.79 34.39 38.47 con't 61 5.18 7.43 9.58 11.63 13.95 16.45 18.92 21.32 23.76 27.73 32.19 37.06 41.88 con't 62 5.65 7.94 10.25 12.48 15.03 17.69 20.29 22.83 25.47 29.91 34.65 39.75 45.23 con't 63 6.06 8.53 11.09 13.53 16.21 19.05 21.86 24.66 27.61 32.42 37.44 42.85 48.75 con't 64 6.44 9.66 11.99 14.62 17.52 20.55 23.63 26.78 30.11 35.25 40.62 46.50 53.00 con't 65 6.79 10.32 12.92 15.82 18.94 22.21 25.58 29.08 32.84 38.41 44.26 50.76 57.98 con't 66 6.97 11.18 13.97 16.99 20.43 23.85 27.35 31.09 35.21 41.15 47.57 54.74 62.82 con't 67 7.28 12.15 15.09 18.29 22.08 25.64 29.31 33.26 37.70 44.11 51.19 59.18 68.11 con't 68 8.13 13.19 16.36 19.74 23.61 27.68 31.86 36.23 40.83 47.83 55.71 64.55 74.19 con't 69 8.94 14.33 17.76 21.32 24.59 30.01 34.22 38.57 43.56 51.17 59.82 69.26 79.77 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 35 4.94 5.47 5.98 6.56 7.28 8.04 8.92 9.82 10.87 11.87 12.81 13.76 15.35 60 36 5.39 5.93 6.51 7.23 8.04 8.92 9.82 10.87 11.87 12.81 13.75 14.84 16.78 61 37 5.89 6.46 7.17 7.95 8.92 9.79 10.87 11.87 12.80 13.75 14.84 16.19 18.47 62 38 6.40 7.10 7.89 8.78 9.72 10.80 11.85 12.80 13.75 14.84 16.19 17.87 20.28 63 39 6.99 7.82 8.72 9.64 10.72 11.76 12.77 13.73 14.84 16.19 17.87 19.72 22.15 64 40 7.66 8.57 9.56 10.65 11.68 12.68 13.69 14.80 16.19 17.85 19.72 21.59 24.05 65 41 8.45 9.47 10.57 11.61 12.60 13.61 14.76 16.15 17.84 19.71 21.59 23.08 25.94 66 42 9.37 10.50 11.53 12.52 13.52 14.67 16.10 17.80 19.69 21.59 23.07 24.58 27.86 67 43 10.41 11.46 12.45 13.46 14.60 16.02 17.75 19.65 21.56 23.06 24.56 26.45 29.92 68 44 11.38 12.38 13.38 14.52 15.94 17.67 19.59 21.52 23.02 24.53 26.42 28.55 32.03 69 45 12.29 13.29 14.44 15.87 17.60 19.52 21.46 22.96 24.49 26.39 28.51 30.97 34.51 70 46 13.19 14.35 15.77 17.50 19.44 21.41 22.91 24.44 26.33 28.46 30.92 33.86 37.27 71 47 14.23 15.66 17.39 19.33 21.31 22.89 24.38 26.27 28.41 30.86 33.81 37.16 40.73 72 48 15.53 17.27 19.22 21.19 22.78 24.33 26.20 28.34 30.79 33.74 37.09 40.62 44.30 73 49 17.13 19.09 21.07 22.66 24.28 26.15 28.24 30.68 33.64 37.00 40.54 44.17 48.01 74 50 18.92 20.92 22.52 24.15 26.12 28.23 30.56 33.53 36.87 40.39 44.01 47.77 52.09 75 51 20.73 22.35 23.99 25.98 28.21 30.46 33.41 36.74 40.25 43.85 47.59 51.79 56.47 76 52 22.12 23.80 25.81 28.06 30.36 33.30 36.62 40.12 43.70 47.41 51.59 56.19 61.39 77 53 23.57 25.60 27.87 30.25 33.19 36.50 39.98 43.57 47.24 51.40 55.97 61.08 66.93 78 54 25.36 27.66 30.14 33.08 36.38 39.86 43.45 47.13 51.21 55.77 60.84 66.59 73.09 79 55 27.40 30.04 32.96 36.26 39.73 43.32 47.02 51.11 55.56 60.61 66.33 72.71 79.66 80 56 29.71 32.86 36.15 39.62 43.20 46.90 51.01 55.49 60.44 66.12 72.46 79.27 87.62 81 57 32.48 36.03 39.49 43.07 46.78 50.92 55.42 60.42 66.04 72.25 79.01 86.44 95.88 82 58 35.62 39.38 42.95 46.66 50.81 55.35 60.38 65.95 72.17 78.78 86.17 93.80 104.24 83 59 38.93 42.83 46.54 50.71 55.29 60.35 65.86 72.08 78.70 85.95 93.52 101.54 113.25 84 60 42.36 46.43 50.62 55.22 60.31 65.77 71.99 78.60 85.84 93.21 101.10 109.62 123.17 85 61 45.96 50.52 55.15 60.28 65.69 71.90 78.49 85.72 93.08 101.00 109.21 119.37 132.87 86 62 50.03 55.09 60.25 65.61 71.81 78.39 85.61 92.96 100.91 109.08 119.07 128.88 144.85 87 63 54.55 60.21 65.52 71.72 78.31 85.51 92.83 100.81 108.91 118.79 128.52 139.00 157.03 88 64 59.61 65.43 71.62 78.20 85.40 92.69 100.70 108.73 118.47 128.20 138.59 149.40 169.30 89 65 65.35 71.53 78.09 85.28 92.56 100.61 108.59 118.15 127.84 138.17 149.23 160.22 180.32 90 66 71.43 77.99 85.18 92.42 100.50 108.42 117.83 126.78 137.70 148.90 159.83 170.90 186.40 91 67 77.77 85.06 92.29 100.41 108.25 117.55 126.06 136.66 148.10 159.41 170.46 180.79 195.28 92 68 84.79 92.18 100.01 108.08 117.23 125.37 135.46 146.90 158.22 169.66 180.30 190.88 206.80 93 69 90.71 99.53 107.60 116.73 124.65 134.91 145.42 156.78 168.28 179.12 190.46 201.05 220.54 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday 5 of 6 Issue Duration Age 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 70 9.83 15.59 19.30 23.07 25.61 32.44 36.51 41.06 48.54 56.90 66.26 76.70 87.75 con't 71 11.65 16.99 21.01 24.18 28.66 34.62 38.72 45.13 52.52 61.33 71.49 82.38 94.08 con't 72 14.87 18.49 22.87 27.11 31.63 36.52 41.86 47.72 54.21 63.44 73.87 85.17 97.49 con't 73 16.56 21.27 25.64 29.84 34.06 38.59 43.67 51.22 56.75 66.10 77.00 88.95 102.02 con't 74 18.58 23.03 27.72 32.39 36.91 41.47 48.53 54.20 60.23 72.28 85.07 94.29 107.65 con't 75 20.87 24.45 29.77 35.50 39.84 46.11 51.92 58.22 69.14 81.93 91.09 104.86 116.92 con't 76 21.62 26.76 32.53 38.64 44.29 50.40 56.81 66.70 79.94 89.09 102.54 116.24 130.58 con't 77 22.60 28.88 35.51 42.52 48.85 55.39 64.92 77.86 87.50 100.38 113.98 127.70 139.10 con't 78 24.23 31.18 38.81 47.33 54.06 63.08 75.75 85.80 98.52 110.33 123.04 137.13 152.49 con't 79 25.46 34.06 43.00 52.91 61.21 73.72 84.11 96.64 107.88 120.27 135.17 150.83 165.66 con't 80 26.88 37.87 48.09 59.46 71.83 82.53 94.74 105.36 117.77 132.65 148.25 163.32 182.69 con't 81 29.07 42.58 54.34 67.24 81.12 93.00 102.94 115.56 129.74 145.29 162.57 182.31 193.28 con't 82 31.84 48.42 61.86 76.30 91.52 100.73 113.44 127.55 142.30 161.80 181.91 193.01 204.84 con't 83 35.40 54.93 70.64 86.45 98.83 111.61 125.46 139.38 159.54 181.59 192.72 204.53 216.71 con't 84 40.78 63.41 80.56 97.46 110.13 123.75 136.67 157.32 179.42 192.49 204.14 216.48 229.32 con't 85 48.24 73.17 90.73 109.25 122.44 134.39 155.38 177.41 190.25 203.82 216.32 228.96 243.06 con't 86 59.17 82.74 102.62 121.87 132.62 154.84 175.81 188.16 201.46 216.20 228.65 242.56 258.90 con't 87 67.45 94.96 115.83 131.53 154.35 175.54 186.50 199.28 213.56 228.38 242.08 257.20 275.14 con't 88 81.34 108.91 130.42 153.82 175.28 186.25 197.60 211.25 225.50 241.39 256.21 272.04 292.02 con't 89 97.96 124.30 153.32 175.05 186.04 197.37 209.68 223.21 238.34 255.25 270.61 287.69 306.65 con't 90 116.17 152.77 174.82 185.78 197.16 209.43 221.59 235.99 252.04 269.22 285.64 301.50 325.89 con't 91 147.20 173.40 185.60 196.94 209.15 221.28 235.46 249.51 265.78 283.80 299.37 319.59 338.82 con't 92 169.51 185.42 196.80 208.98 220.95 234.99 249.00 263.25 279.88 297.33 313.77 332.17 352.28 con't 93 185.25 196.60 208.73 220.65 234.50 248.41 262.44 277.21 293.69 308.69 325.87 345.06 370.25 con't 94 196.40 208.58 220.37 234.04 247.87 261.85 276.36 291.43 304.84 320.41 338.50 362.60 389.22 con't 95 208.36 220.10 233.61 247.49 261.39 275.63 290.70 302.31 316.55 332.90 355.73 381.16 409.17 con't 96 219.84 232.97 247.02 260.83 274.96 290.17 301.67 313.94 328.58 349.94 373.98 400.71 430.09 con't 97 232.09 246.16 260.30 274.34 289.46 301.08 313.16 325.87 345.56 368.01 393.24 421.24 451.97 con't 98 245.05 259.19 273.73 288.74 300.49 312.72 325.13 342.95 363.60 387.11 413.50 442.73 474.80 con't 99 257.80 272.35 288.21 299.89 312.08 325.13 342.48 361.11 382.69 407.22 434.72 465.18 498.62 con't Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 98.98 107.03 116.11 123.67 132.32 144.45 155.05 166.85 178.04 190.01 200.60 211.51 240.29 95 71 105.60 115.43 122.58 130.52 142.73 153.76 164.58 176.09 189.54 200.11 210.99 224.46 258.47 96 72 109.25 120.07 128.61 141.39 151.03 162.95 173.20 188.21 199.61 210.57 223.37 237.53 277.40 97 73 113.22 123.83 139.95 149.07 161.64 171.20 186.29 197.83 210.07 222.32 235.65 253.53 281.65 98 74 117.82 133.23 147.03 159.30 169.52 184.91 195.28 207.64 221.43 234.02 251.79 269.61 292.48 99 75 131.75 143.26 157.56 168.74 184.49 194.95 207.14 218.14 232.57 248.81 267.03 286.87 309.09 100 76 141.16 155.85 167.94 184.11 194.68 206.84 217.88 231.91 247.93 265.89 285.44 307.11 325.81 101 77 154.16 167.19 183.73 194.41 206.53 217.75 231.51 247.34 265.07 284.51 305.88 324.31 344.72 102 78 166.40 183.36 194.15 206.14 217.61 231.23 246.75 264.56 283.76 304.84 323.24 343.52 365.50 103 79 182.99 193.89 205.84 217.37 230.96 246.30 263.76 283.19 304.20 322.59 342.55 364.69 388.48 104 80 193.55 205.54 217.24 230.57 245.71 262.94 281.95 303.78 321.95 342.07 364.42 388.48 418.19 105 81 205.14 216.99 230.28 245.13 262.12 280.68 301.99 321.73 341.84 364.15 388.48 418.19 449.12 106 82 216.85 229.87 244.65 261.13 279.39 300.13 319.38 341.36 363.89 388.48 418.19 449.12 481.20 107 83 229.58 244.05 260.29 278.27 299.07 318.09 339.43 363.61 388.48 418.19 449.12 481.20 513.82 108 84 243.62 259.51 277.91 299.05 318.09 338.95 362.54 388.48 418.19 449.12 481.20 513.82 547.99 109 85 258.90 277.91 299.05 318.09 338.95 362.54 388.48 418.19 449.12 481.20 513.82 547.99 583.13 110 86 277.91 299.05 318.09 338.95 362.54 388.48 418.19 449.12 481.20 513.82 547.99 583.13 617.27 111 87 298.22 318.09 338.95 362.54 388.48 418.19 448.75 480.80 513.82 547.99 583.13 617.27 650.68 112 88 312.77 334.28 357.90 382.99 411.20 441.35 473.40 507.29 542.98 580.43 617.27 650.68 681.62 113 89 327.84 350.75 375.47 403.38 433.31 465.23 499.10 534.85 572.44 611.86 650.68 681.62 723.98 114 90 343.52 367.72 395.18 424.76 456.43 490.14 525.83 563.46 603.01 644.44 681.62 723.98 763.90 115 91 359.92 386.78 415.87 447.15 480.55 516.04 553.58 593.14 634.67 678.16 723.62 763.90 805.39 116 92 378.40 406.83 437.56 470.51 505.66 542.95 582.37 623.87 667.41 713.01 760.72 805.39 850.75 117 93 397.87 427.87 460.21 494.85 531.74 570.87 612.19 655.65 701.23 749.04 799.01 850.75 893.21 118 94 418.32 449.87 483.81 520.14 558.82 599.78 643.00 688.41 736.18 786.21 838.55 893.21 936.50 119 95 439.73 472.82 508.39 546.43 586.87 629.66 674.74 722.30 772.23 824.57 879.34 936.50 1,000.00 120 96 462.10 496.72 533.93 573.66 615.85 660.41 707.59 757.24 809.41 864.13 921.26 1,000.00 97 485.42 521.60 560.42 601.81 645.65 692.25 741.45 793.26 847.74 904.67 1,000.00 98 509.73 547.41 587.79 630.71 676.54 725.07 776.33 830.39 886.92 1,000.00 99 534.95 574.08 615.87 660.70 708.36 758.87 812.29 868.22 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION CC Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 con't 1 con't 2 con't 3 con't 4 0.55 con't 5 0.54 0.65 con't 6 0.54 0.65 0.75 con't 7 0.54 0.64 0.74 0.83 con't 8 0.53 0.64 0.74 0.82 0.88 con't 9 0.53 0.64 0.74 0.82 0.88 0.93 con't 10 0.52 0.63 0.73 0.81 0.87 0.92 0.97 con't 11 0.52 0.63 0.73 0.79 0.86 0.90 0.96 1.01 con't 12 0.52 0.62 0.73 0.79 0.85 0.89 0.95 0.99 1.06 con't 13 0.52 0.62 0.72 0.78 0.84 0.88 0.93 0.98 1.04 1.12 con't 14 0.52 0.62 0.71 0.77 0.82 0.86 0.92 0.95 1.02 1.10 1.16 con't 15 0.52 0.62 0.71 0.77 0.80 0.85 0.89 0.94 1.00 1.09 1.14 1.22 con't 16 0.52 0.62 0.71 0.76 0.80 0.84 0.88 0.92 0.99 1.05 1.11 1.19 1.25 con't 17 0.62 0.71 0.76 0.79 0.82 0.88 0.92 0.97 1.04 1.09 1.15 1.22 1.28 con't 18 0.71 0.75 0.78 0.81 0.86 0.89 0.95 1.02 1.07 1.12 1.18 1.25 1.31 con't 19 0.72 0.75 0.79 0.83 0.86 0.92 0.98 1.03 1.09 1.13 1.20 1.27 1.34 con't 20 0.71 0.74 0.79 0.82 0.87 0.95 0.98 1.03 1.09 1.15 1.22 1.29 1.39 con't 21 0.68 0.72 0.76 0.81 0.87 0.92 0.99 1.03 1.10 1.17 1.24 1.34 1.44 con't 22 0.66 0.70 0.75 0.81 0.86 0.92 0.98 1.04 1.12 1.20 1.29 1.39 1.50 con't 23 0.63 0.68 0.74 0.80 0.87 0.94 1.00 1.07 1.15 1.25 1.35 1.47 1.59 con't 24 0.59 0.66 0.73 0.81 0.89 0.96 1.03 1.11 1.21 1.32 1.43 1.54 1.67 con't 25 0.54 0.63 0.73 0.84 0.92 1.00 1.08 1.17 1.28 1.39 1.51 1.62 1.77 con't 26 0.52 0.63 0.76 0.87 0.96 1.04 1.13 1.23 1.34 1.48 1.60 1.73 1.90 con't 27 0.52 0.66 0.80 0.91 1.01 1.10 1.20 1.31 1.43 1.57 1.71 1.87 2.04 con't 28 0.55 0.70 0.83 0.95 1.06 1.15 1.26 1.38 1.52 1.67 1.84 2.02 2.23 con't 29 0.56 0.73 0.87 0.99 1.12 1.23 1.34 1.48 1.61 1.80 1.98 2.19 2.42 con't 30 0.60 0.76 0.89 1.04 1.17 1.31 1.44 1.57 1.74 1.94 2.13 2.36 2.61 con't 31 0.61 0.78 0.93 1.08 1.23 1.39 1.53 1.69 1.85 2.05 2.27 2.54 2.87 con't 32 0.63 0.79 0.96 1.12 1.27 1.44 1.62 1.78 1.96 2.17 2.43 2.76 3.16 con't 33 0.67 0.84 1.00 1.18 1.36 1.54 1.72 1.90 2.10 2.33 2.64 3.03 3.51 con't 34 0.71 0.88 1.07 1.24 1.44 1.64 1.85 2.07 2.28 2.56 2.91 3.37 3.87 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 0 0.60 0.72 0.81 0.88 0.93 0.97 1.03 1.07 1.13 1.20 25 1 0.58 0.69 0.79 0.86 0.92 0.97 1.03 1.07 1.13 1.19 1.26 26 2 0.56 0.67 0.77 0.85 0.91 0.97 1.03 1.07 1.13 1.19 1.25 1.34 27 3 0.55 0.65 0.75 0.84 0.91 0.96 1.03 1.07 1.13 1.19 1.24 1.31 1.37 28 4 0.65 0.75 0.83 0.90 0.96 1.03 1.07 1.13 1.19 1.24 1.30 1.34 1.40 29 5 0.75 0.83 0.90 0.96 1.03 1.07 1.13 1.19 1.24 1.28 1.33 1.38 1.42 30 6 0.83 0.89 0.96 1.01 1.06 1.13 1.19 1.22 1.27 1.31 1.36 1.39 1.46 31 7 0.89 0.94 1.01 1.04 1.12 1.18 1.21 1.26 1.30 1.35 1.38 1.44 1.51 32 8 0.93 0.99 1.04 1.11 1.18 1.21 1.26 1.30 1.35 1.38 1.44 1.51 1.58 33 9 0.98 1.03 1.09 1.16 1.21 1.25 1.30 1.35 1.38 1.44 1.51 1.58 1.67 34 10 1.01 1.08 1.15 1.20 1.25 1.30 1.35 1.38 1.44 1.51 1.58 1.67 1.77 35 11 1.07 1.14 1.20 1.24 1.29 1.35 1.38 1.44 1.50 1.57 1.66 1.76 1.88 36 12 1.14 1.19 1.24 1.29 1.34 1.38 1.44 1.50 1.57 1.66 1.76 1.87 2.01 37 13 1.18 1.23 1.29 1.34 1.38 1.44 1.50 1.57 1.66 1.76 1.87 2.00 2.14 38 14 1.23 1.28 1.34 1.38 1.44 1.50 1.57 1.66 1.76 1.87 1.99 2.13 2.29 39 15 1.27 1.33 1.38 1.44 1.50 1.57 1.66 1.76 1.87 1.98 2.13 2.29 2.45 40 16 1.33 1.38 1.44 1.50 1.57 1.65 1.76 1.87 1.98 2.13 2.29 2.45 2.65 41 17 1.35 1.41 1.47 1.57 1.65 1.76 1.86 1.98 2.13 2.29 2.45 2.65 2.88 42 18 1.39 1.47 1.53 1.65 1.75 1.86 1.98 2.13 2.29 2.45 2.65 2.88 3.16 43 19 1.44 1.53 1.62 1.75 1.86 1.98 2.12 2.29 2.44 2.65 2.88 3.16 3.49 44 20 1.49 1.62 1.75 1.86 1.98 2.12 2.29 2.44 2.64 2.88 3.16 3.49 3.85 45 21 1.57 1.71 1.86 1.97 2.12 2.28 2.44 2.64 2.88 3.16 3.49 3.85 4.21 46 22 1.65 1.81 1.96 2.11 2.28 2.43 2.64 2.88 3.16 3.49 3.85 4.21 4.63 47 23 1.73 1.91 2.09 2.26 2.43 2.64 2.88 3.16 3.49 3.84 4.21 4.63 5.00 48 24 1.83 2.04 2.23 2.41 2.62 2.88 3.16 3.48 3.84 4.21 4.61 5.00 5.41 49 25 1.95 2.16 2.39 2.61 2.86 3.16 3.48 3.84 4.21 4.60 5.00 5.41 5.92 50 26 2.11 2.32 2.59 2.85 3.14 3.47 3.84 4.21 4.60 5.00 5.41 5.92 6.49 51 27 2.28 2.51 2.82 3.13 3.46 3.84 4.21 4.59 5.00 5.41 5.92 6.49 7.18 52 28 2.48 2.75 3.10 3.43 3.83 4.21 4.59 5.00 5.41 5.92 6.49 7.18 7.94 53 29 2.69 3.02 3.41 3.82 4.21 4.58 5.00 5.41 5.92 6.49 7.18 7.94 8.84 54 30 2.93 3.30 3.73 4.17 4.58 5.00 5.41 5.92 6.49 7.18 7.94 8.81 9.82 55 31 3.23 3.67 4.11 4.55 5.00 5.41 5.92 6.49 7.18 7.94 8.81 9.71 10.83 56 32 3.61 4.07 4.52 5.00 5.41 5.92 6.49 7.18 7.94 8.81 9.71 10.72 11.92 57 33 3.98 4.46 4.94 5.39 5.92 6.49 7.18 7.94 8.81 9.71 10.72 11.73 12.86 58 34 4.38 4.88 5.37 5.89 6.49 7.18 7.94 8.81 9.71 10.72 11.73 12.65 13.92 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.75 0.93 1.12 1.32 1.53 1.76 1.99 2.24 2.52 2.86 3.26 3.73 4.26 con't 36 0.78 0.97 1.18 1.40 1.63 1.87 2.14 2.46 2.80 3.21 3.63 4.11 4.67 con't 37 0.83 1.02 1.24 1.47 1.72 2.00 2.33 2.72 3.13 3.56 4.00 4.51 5.09 con't 38 0.89 1.11 1.35 1.58 1.85 2.18 2.58 3.03 3.48 3.92 4.39 4.92 5.55 con't 39 0.97 1.22 1.46 1.72 2.02 2.40 2.87 3.34 3.82 4.31 4.80 5.39 6.08 con't 40 1.05 1.33 1.61 1.89 2.23 2.69 3.18 3.69 4.18 4.70 5.26 5.94 6.68 con't 41 1.14 1.45 1.79 2.11 2.51 3.00 3.52 4.04 4.58 5.17 5.83 6.57 7.39 con't 42 1.23 1.62 2.00 2.39 2.82 3.32 3.87 4.44 5.04 5.73 6.45 7.27 8.17 con't 43 1.34 1.76 2.19 2.62 3.09 3.62 4.22 4.86 5.54 6.29 7.10 8.02 9.06 con't 44 1.48 1.94 2.40 2.86 3.36 3.94 4.61 5.34 6.09 6.91 7.79 8.89 10.03 con't 45 1.64 2.12 2.61 3.11 3.68 4.34 5.08 5.88 6.73 7.61 8.62 9.87 11.01 con't 46 1.81 2.31 2.83 3.36 4.02 4.75 5.58 6.45 7.38 8.36 9.49 10.76 11.89 con't 47 1.99 2.51 3.04 3.67 4.41 5.20 6.10 7.07 8.06 9.20 10.36 11.62 12.78 con't 48 2.20 2.74 3.35 4.03 4.78 5.64 6.61 7.67 8.75 10.01 11.18 12.47 13.79 con't 49 2.33 2.96 3.67 4.41 5.20 6.11 7.14 8.28 9.43 10.70 11.99 13.43 15.00 con't 50 2.51 3.27 4.02 4.79 5.62 6.56 7.67 8.88 10.07 11.39 12.86 14.60 16.46 con't 51 2.72 3.66 4.45 5.25 6.10 7.06 8.20 9.44 10.74 12.19 13.93 16.01 18.08 con't 52 2.95 4.07 4.92 5.74 6.59 7.56 8.72 10.04 11.50 13.20 15.23 17.54 19.73 con't 53 3.13 4.42 5.36 6.22 7.12 8.14 9.38 10.85 12.46 14.45 16.71 19.16 20.99 con't 54 3.30 4.78 5.83 6.73 7.65 8.76 10.18 11.84 13.64 15.83 18.23 20.38 22.51 con't 55 3.48 5.16 6.33 7.25 8.24 9.50 11.11 12.96 14.91 17.22 19.35 21.80 24.25 con't 56 3.72 5.47 6.75 7.74 8.85 10.30 12.12 14.15 16.22 18.29 20.71 23.46 26.13 con't 57 3.87 5.77 7.19 8.32 9.61 11.26 13.25 15.41 17.55 19.94 22.65 25.62 28.31 con't 58 4.07 6.11 7.67 8.98 10.50 12.33 14.44 16.66 18.83 21.51 24.50 27.77 30.89 con't 59 4.36 6.46 8.22 9.73 11.45 13.48 15.67 17.91 20.14 23.11 26.47 30.35 33.85 con't 60 4.68 6.85 8.80 10.49 12.45 14.62 16.91 19.22 21.52 24.85 28.66 33.00 36.99 con't 61 5.02 7.29 9.38 11.26 13.43 15.77 18.15 20.52 22.98 26.76 30.99 35.63 40.28 con't 62 5.46 7.76 10.00 12.05 14.41 16.93 19.45 21.98 24.65 28.88 33.41 38.30 43.57 con't 63 5.86 8.29 10.76 12.98 15.49 18.18 20.91 23.71 26.70 31.30 36.13 41.36 47.07 con't 64 6.25 9.49 11.56 13.96 16.66 19.55 22.55 25.70 29.07 34.02 39.22 44.93 51.22 con't 65 6.62 10.10 12.39 15.03 17.93 21.05 24.35 27.84 31.64 37.03 42.74 49.05 56.04 con't 66 6.81 10.90 13.34 16.07 19.26 22.54 26.00 29.74 33.91 39.69 45.94 52.90 60.70 con't 67 7.09 11.77 14.34 17.24 20.75 24.18 27.82 31.81 36.32 42.55 49.44 57.17 65.78 con't 68 7.89 12.73 15.49 18.55 22.16 26.06 30.18 34.58 39.29 46.09 53.73 62.26 71.56 con't 69 8.67 13.76 16.75 19.99 23.15 28.21 32.42 36.86 41.98 49.37 57.73 66.86 76.97 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 35 4.81 5.34 5.87 6.46 7.18 7.94 8.81 9.71 10.72 11.72 12.65 13.61 15.12 60 36 5.25 5.81 6.40 7.11 7.94 8.81 9.71 10.72 11.72 12.65 13.61 14.69 16.49 61 37 5.75 6.33 7.04 7.82 8.81 9.67 10.72 11.72 12.65 13.61 14.69 16.00 18.11 62 38 6.27 6.95 7.75 8.63 9.57 10.63 11.69 12.65 13.61 14.69 16.00 17.61 19.82 63 39 6.84 7.66 8.55 9.48 10.52 11.58 12.61 13.58 14.69 16.00 17.61 19.35 21.60 64 40 7.51 8.40 9.38 10.43 11.48 12.49 13.53 14.64 16.00 17.59 19.35 21.14 23.42 65 41 8.27 9.28 10.34 11.39 12.39 13.42 14.59 15.95 17.57 19.35 21.14 22.62 25.24 66 42 9.17 10.26 11.30 12.30 13.32 14.49 15.88 17.53 19.33 21.13 22.61 24.11 27.13 67 43 10.15 11.21 12.21 13.23 14.40 15.79 17.46 19.27 21.10 22.59 24.09 25.96 29.16 68 44 11.11 12.12 13.14 14.30 15.70 17.37 19.20 21.05 22.54 24.06 25.93 28.01 31.26 69 45 12.01 13.03 14.20 15.60 17.28 19.11 20.98 22.47 24.00 25.88 27.97 30.36 33.70 70 46 12.91 14.08 15.48 17.16 19.01 20.92 22.40 23.94 25.81 27.91 30.30 33.14 36.43 71 47 13.94 15.34 17.02 18.88 20.79 22.39 23.86 25.74 27.84 30.23 33.07 36.30 39.79 72 48 15.19 16.87 18.73 20.64 22.24 23.80 25.64 27.75 30.14 32.99 36.22 39.66 43.27 73 49 16.70 18.57 20.49 22.10 23.74 25.59 27.63 30.00 32.87 36.10 39.55 43.11 46.92 74 50 18.36 20.31 21.92 23.58 25.55 27.61 29.86 32.73 35.95 39.37 42.91 46.63 50.88 75 51 20.07 21.71 23.39 25.38 27.59 29.74 32.58 35.79 39.19 42.71 46.41 50.53 55.13 76 52 21.43 23.15 25.16 27.41 29.60 32.44 35.64 39.03 42.52 46.19 50.29 54.78 59.88 77 53 22.85 24.90 27.17 29.47 32.30 35.49 38.87 42.37 45.97 50.05 54.51 59.49 65.19 78 54 24.61 26.91 29.34 32.17 35.34 38.72 42.21 45.83 49.82 54.26 59.20 64.77 71.06 79 55 26.58 29.21 32.02 35.19 38.55 42.05 45.69 49.69 54.01 58.92 64.45 70.59 77.33 80 56 28.80 31.89 35.05 38.42 41.91 45.55 49.57 53.92 58.71 64.20 70.29 76.85 85.10 81 57 31.43 34.90 38.26 41.75 45.41 49.46 53.84 58.68 64.10 70.03 76.53 83.66 93.22 82 58 34.40 38.11 41.60 45.26 49.33 53.76 58.64 63.99 69.93 76.25 83.33 90.69 101.38 83 59 37.56 41.45 45.11 49.20 53.68 58.60 63.88 69.82 76.16 83.06 90.34 98.11 110.17 84 60 40.88 44.97 49.09 53.60 58.56 63.76 69.71 76.03 82.92 89.97 97.57 105.78 119.68 85 61 44.39 48.97 53.50 58.51 63.66 69.60 75.90 82.78 89.81 97.45 105.28 115.10 128.74 86 62 48.36 53.42 58.48 63.56 69.49 75.78 82.65 89.66 97.33 105.12 114.74 123.95 140.39 87 63 52.77 58.43 63.46 69.38 75.67 82.53 89.50 97.21 104.92 114.40 123.52 133.40 152.18 88 64 57.69 63.35 69.26 75.55 82.39 89.34 97.09 104.71 114.01 123.13 132.90 143.11 164.01 89 65 63.24 69.15 75.41 82.24 89.17 96.97 104.53 113.63 122.70 132.41 142.90 153.28 174.41 90 66 69.03 75.29 82.12 89.01 96.84 104.33 113.24 121.72 131.85 142.51 152.82 163.34 179.40 91 67 75.07 81.98 88.85 96.73 104.13 112.91 121.01 130.88 141.71 152.33 162.82 172.86 187.81 92 68 81.72 88.73 96.25 103.93 112.54 120.34 129.77 140.59 151.21 162.01 172.29 182.73 199.31 93 69 87.48 95.68 103.35 111.94 119.63 129.18 139.21 149.86 160.71 171.15 182.23 192.72 213.34 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday 5 of 6 Issue Duration Age 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 70 9.52 14.90 18.15 21.61 24.20 30.48 34.64 39.33 46.57 54.65 63.69 73.73 84.37 con't 71 11.16 16.17 19.71 22.72 26.98 32.60 36.85 43.15 50.38 58.92 68.70 79.21 90.50 con't 72 14.41 17.53 21.41 25.35 29.71 34.53 39.88 45.81 52.40 61.34 71.46 82.41 94.29 con't 73 15.91 19.96 23.89 27.87 32.05 36.66 41.87 49.27 55.15 64.27 74.87 86.45 99.02 con't 74 17.72 21.58 25.83 30.28 34.79 39.50 46.42 52.36 58.73 70.11 82.33 91.79 104.51 con't 75 19.74 22.95 27.81 33.20 37.64 43.83 49.81 56.34 66.74 78.77 88.15 101.35 112.23 con't 76 20.57 25.15 30.48 36.27 41.89 48.07 54.65 64.22 76.62 85.84 98.79 111.52 124.86 con't 77 21.67 27.28 33.39 40.03 46.33 52.97 62.21 74.36 83.98 96.32 109.54 122.15 132.58 con't 78 23.39 29.65 36.68 44.65 51.38 60.17 72.06 82.00 94.22 105.85 118.07 130.95 145.51 con't 79 24.54 32.61 40.81 50.02 58.14 69.85 80.02 92.08 103.26 115.48 129.33 143.96 157.81 con't 80 25.90 36.47 45.80 56.29 67.81 78.17 89.92 100.57 112.81 127.14 141.70 155.82 173.25 con't 81 28.12 41.22 51.90 63.72 76.53 87.95 97.99 110.38 124.15 139.15 155.05 172.81 183.82 con't 82 30.90 47.06 59.16 72.29 86.28 95.66 108.04 121.71 136.05 154.25 172.35 183.51 195.51 con't 83 34.30 53.35 67.61 81.91 93.69 106.04 119.39 133.03 151.72 171.98 183.18 195.17 207.43 con't 84 39.49 61.65 77.14 92.35 104.45 117.52 130.26 149.25 169.47 182.91 194.72 207.18 220.43 con't 85 46.75 71.17 86.75 103.58 116.13 127.98 147.09 167.14 180.35 194.36 207.00 220.03 234.55 con't 86 57.82 80.14 98.15 115.60 126.29 146.57 165.29 177.96 191.68 206.86 219.67 233.99 250.86 con't 87 65.43 91.92 110.75 125.40 146.10 164.98 176.04 189.21 203.90 219.37 233.46 248.98 267.64 con't 88 79.33 105.24 124.48 145.59 164.68 175.76 187.30 201.30 216.17 232.70 247.90 264.26 285.10 con't 89 95.84 119.66 145.10 164.41 175.53 187.04 199.53 213.60 229.32 246.84 262.70 280.42 300.47 con't 90 113.24 144.56 164.15 175.22 186.80 199.24 211.80 226.73 243.31 261.18 278.19 294.95 320.62 con't 91 140.15 162.98 175.02 186.55 198.94 211.45 226.14 240.52 257.42 276.20 292.66 313.91 333.89 con't 92 159.90 174.81 186.39 198.74 211.09 225.61 239.96 254.67 271.97 290.47 307.70 326.85 347.63 con't 93 174.61 186.16 198.46 210.75 225.07 239.32 253.78 269.07 286.56 302.28 320.17 340.02 365.83 con't 94 185.94 198.29 210.44 224.56 238.72 253.14 268.15 284.14 298.18 314.39 333.11 357.81 384.95 con't 95 198.04 210.14 224.09 238.31 252.64 267.37 283.35 295.49 310.30 327.21 350.60 376.52 404.98 con't 96 209.85 223.37 237.79 252.02 266.64 282.78 294.80 307.53 322.66 344.52 369.02 396.16 425.92 con't 97 222.40 236.84 251.44 265.96 282.01 294.18 306.71 319.79 339.92 362.78 388.38 416.71 447.75 con't 98 235.62 250.23 265.31 281.25 293.54 306.25 319.02 337.18 358.16 381.98 408.66 438.15 470.47 con't 99 248.72 263.82 280.67 292.91 305.56 319.02 336.69 355.56 377.37 402.13 429.84 460.49 494.10 con't Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 95.03 102.67 111.21 118.62 126.97 138.19 148.26 159.42 170.21 181.72 192.21 203.10 233.96 95 71 101.29 110.41 117.47 125.26 136.51 146.93 157.27 168.39 181.17 191.64 202.50 216.15 252.94 96 72 105.15 114.62 123.41 135.12 144.41 155.61 165.59 179.63 191.07 202.02 214.93 229.58 272.57 97 73 109.05 118.12 133.59 142.46 154.14 163.58 177.42 189.03 201.45 213.74 227.49 246.14 275.88 98 74 113.14 127.81 140.40 151.83 161.76 175.82 186.11 198.70 212.74 225.66 244.22 262.64 286.56 99 75 126.18 136.03 150.21 160.96 175.33 185.73 198.13 209.05 224.05 240.91 259.79 280.44 303.57 100 76 134.28 148.63 160.14 174.89 185.42 197.78 208.75 223.31 239.94 258.55 278.88 301.43 321.04 101 77 147.06 159.38 174.46 185.12 197.44 208.60 222.86 239.29 257.64 277.87 300.10 319.43 340.69 102 78 158.56 174.02 184.81 197.00 208.44 222.56 238.63 257.08 277.05 298.97 318.28 339.41 362.16 103 79 173.60 184.51 196.65 208.18 222.26 238.14 256.20 276.43 298.28 317.59 338.38 361.31 385.78 104 80 184.13 196.32 208.03 221.82 237.49 255.31 275.07 297.82 316.89 337.87 361.01 385.78 416.13 105 81 195.86 207.75 221.49 236.84 254.40 273.69 295.89 316.66 337.62 360.73 385.78 416.13 447.58 106 82 207.59 221.03 236.31 253.30 272.27 293.87 314.14 337.10 360.45 385.78 416.13 447.58 480.08 107 83 220.72 235.65 252.38 271.05 292.73 312.76 335.05 360.16 385.78 416.13 447.58 480.08 513.03 108 84 235.17 251.53 270.66 292.70 312.76 334.53 359.02 385.78 416.13 447.58 480.08 513.03 547.48 109 85 250.86 270.66 292.70 312.76 334.53 359.02 385.78 416.13 447.58 480.08 513.03 547.48 582.86 110 86 270.66 292.70 312.76 334.53 359.02 385.78 416.13 447.58 480.08 513.03 547.48 582.86 617.12 111 87 291.81 312.76 334.53 359.02 385.78 416.13 447.19 479.66 513.03 547.48 582.86 617.12 650.55 112 88 307.04 329.56 354.11 380.00 408.80 439.45 471.95 506.24 542.28 580.06 617.12 650.55 681.34 113 89 322.70 346.54 372.07 400.59 431.05 463.43 497.71 533.83 571.77 611.52 650.55 681.34 723.89 114 90 338.87 363.90 391.99 422.11 454.25 488.39 524.46 562.45 602.34 644.09 681.34 723.89 763.82 115 91 355.68 383.18 412.81 444.58 478.42 514.30 552.21 592.10 633.95 677.76 723.52 763.82 805.31 116 92 374.38 403.37 434.58 467.97 503.51 541.17 580.94 622.76 666.62 712.54 760.53 805.31 850.70 117 93 394.00 424.48 457.25 492.28 529.54 569.01 610.65 654.43 700.34 748.44 798.71 850.70 893.00 118 94 414.52 446.50 480.82 517.51 556.52 597.79 641.33 687.07 735.13 785.47 838.08 893.00 936.07 119 95 435.95 469.40 505.32 543.67 584.42 627.51 672.92 720.78 771.01 823.63 878.66 936.07 1,000.00 120 96 458.27 493.21 530.71 570.72 613.20 658.09 705.56 755.51 807.96 862.94 920.35 1,000.00 97 481.49 517.93 557.00 598.65 642.81 689.68 739.17 791.26 846.00 903.24 1,000.00 98 505.62 543.52 584.13 627.34 673.42 722.22 773.75 828.06 884.92 1,000.00 99 530.60 569.93 611.98 657.03 704.94 755.69 809.35 865.63 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION DD Blended 40% Male, 60% Female Smoker Select & Ultimate Age Nearest Birthday Blended 40% Male, 60% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 con't 1 con't 2 con't 3 con't 4 0.52 con't 5 0.51 0.61 con't 6 0.51 0.61 0.69 con't 7 0.51 0.60 0.69 0.76 con't 8 0.50 0.60 0.69 0.75 0.81 con't 9 0.50 0.59 0.68 0.75 0.80 0.86 con't 10 0.48 0.59 0.68 0.74 0.80 0.84 0.90 con't 11 0.48 0.58 0.68 0.72 0.79 0.83 0.88 0.93 con't 12 0.48 0.58 0.67 0.72 0.78 0.82 0.87 0.91 0.98 con't 13 0.48 0.58 0.66 0.71 0.77 0.80 0.86 0.90 0.96 1.04 con't 14 0.48 0.58 0.65 0.70 0.75 0.79 0.84 0.88 0.95 1.03 1.08 con't 15 0.48 0.58 0.65 0.70 0.73 0.78 0.81 0.87 0.92 1.01 1.06 1.14 con't 16 0.48 0.58 0.65 0.69 0.73 0.76 0.80 0.85 0.91 0.98 1.03 1.11 1.17 con't 17 0.58 0.65 0.69 0.72 0.75 0.80 0.84 0.89 0.97 1.01 1.08 1.15 1.21 con't 18 0.65 0.68 0.71 0.74 0.78 0.81 0.87 0.95 0.99 1.05 1.11 1.18 1.25 con't 19 0.65 0.69 0.72 0.76 0.79 0.84 0.91 0.95 1.02 1.07 1.14 1.21 1.29 con't 20 0.64 0.67 0.72 0.75 0.80 0.88 0.92 0.97 1.03 1.09 1.17 1.25 1.34 con't 21 0.62 0.66 0.70 0.75 0.81 0.86 0.93 0.97 1.06 1.12 1.20 1.30 1.40 con't 22 0.60 0.64 0.69 0.76 0.81 0.87 0.93 1.00 1.08 1.17 1.25 1.36 1.47 con't 23 0.57 0.62 0.68 0.75 0.82 0.89 0.96 1.03 1.11 1.21 1.32 1.44 1.56 con't 24 0.54 0.62 0.68 0.77 0.84 0.92 0.99 1.07 1.17 1.29 1.40 1.51 1.64 con't 25 0.50 0.59 0.69 0.79 0.88 0.96 1.05 1.13 1.25 1.36 1.48 1.59 1.74 con't 26 0.48 0.60 0.71 0.83 0.91 1.00 1.09 1.20 1.31 1.44 1.57 1.70 1.86 con't 27 0.50 0.62 0.75 0.86 0.96 1.05 1.16 1.27 1.39 1.53 1.67 1.82 1.99 con't 28 0.52 0.66 0.78 0.90 1.00 1.11 1.22 1.34 1.47 1.62 1.78 1.96 2.16 con't 29 0.54 0.69 0.82 0.93 1.07 1.17 1.29 1.43 1.56 1.74 1.91 2.12 2.34 con't 30 0.57 0.72 0.84 0.99 1.11 1.25 1.37 1.51 1.67 1.87 2.05 2.28 2.52 con't 31 0.59 0.74 0.88 1.02 1.17 1.32 1.47 1.62 1.78 1.98 2.19 2.45 2.76 con't 32 0.61 0.76 0.91 1.07 1.21 1.38 1.55 1.71 1.89 2.10 2.35 2.67 3.05 con't 33 0.65 0.80 0.96 1.12 1.30 1.47 1.65 1.83 2.03 2.26 2.57 2.93 3.39 con't 34 0.68 0.84 1.02 1.19 1.38 1.57 1.77 1.99 2.21 2.48 2.83 3.27 3.74 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 40% Male, 60% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 0 0.56 0.67 0.75 0.81 0.86 0.90 0.95 0.99 1.05 1.12 25 1 0.54 0.65 0.74 0.79 0.85 0.90 0.95 0.99 1.04 1.11 1.17 26 2 0.52 0.63 0.72 0.79 0.84 0.90 0.95 0.99 1.04 1.11 1.16 1.25 27 3 0.52 0.61 0.70 0.77 0.84 0.89 0.94 0.99 1.04 1.11 1.15 1.22 1.28 28 4 0.61 0.70 0.77 0.83 0.89 0.94 0.99 1.04 1.11 1.15 1.22 1.26 1.32 29 5 0.69 0.77 0.83 0.88 0.94 0.99 1.04 1.11 1.15 1.20 1.25 1.30 1.34 30 6 0.76 0.82 0.88 0.93 0.99 1.04 1.11 1.13 1.19 1.23 1.29 1.32 1.39 31 7 0.82 0.87 0.93 0.97 1.04 1.10 1.13 1.18 1.22 1.28 1.31 1.37 1.44 32 8 0.86 0.91 0.96 1.03 1.10 1.13 1.18 1.22 1.28 1.31 1.37 1.43 1.52 33 9 0.90 0.95 1.01 1.09 1.13 1.17 1.22 1.28 1.31 1.37 1.43 1.51 1.61 34 10 0.94 1.00 1.07 1.12 1.17 1.22 1.28 1.31 1.37 1.43 1.51 1.61 1.72 35 11 0.99 1.07 1.12 1.17 1.21 1.28 1.31 1.37 1.43 1.51 1.60 1.71 1.83 36 12 1.06 1.10 1.17 1.21 1.27 1.31 1.37 1.43 1.51 1.60 1.71 1.82 1.97 37 13 1.10 1.15 1.21 1.27 1.31 1.37 1.43 1.51 1.60 1.71 1.82 1.95 2.09 38 14 1.15 1.20 1.27 1.31 1.37 1.43 1.51 1.60 1.71 1.82 1.94 2.08 2.23 39 15 1.19 1.25 1.31 1.37 1.43 1.51 1.60 1.71 1.81 1.93 2.07 2.22 2.38 40 16 1.25 1.31 1.37 1.43 1.51 1.59 1.71 1.81 1.93 2.07 2.22 2.37 2.57 41 17 1.28 1.35 1.41 1.51 1.59 1.71 1.81 1.93 2.07 2.22 2.37 2.56 2.79 42 18 1.33 1.41 1.48 1.59 1.70 1.81 1.93 2.07 2.22 2.37 2.56 2.79 3.05 43 19 1.38 1.48 1.57 1.70 1.81 1.93 2.07 2.22 2.37 2.56 2.79 3.05 3.36 44 20 1.45 1.57 1.70 1.81 1.93 2.07 2.22 2.37 2.56 2.79 3.05 3.36 3.71 45 21 1.53 1.67 1.80 1.92 2.07 2.22 2.37 2.56 2.79 3.05 3.36 3.71 4.05 46 22 1.61 1.76 1.91 2.06 2.21 2.36 2.56 2.79 3.05 3.36 3.71 4.05 4.47 47 23 1.70 1.87 2.03 2.19 2.36 2.56 2.79 3.05 3.36 3.70 4.05 4.47 4.85 48 24 1.79 1.98 2.17 2.33 2.54 2.78 3.05 3.36 3.70 4.05 4.45 4.85 5.29 49 25 1.91 2.10 2.32 2.52 2.76 3.04 3.35 3.70 4.05 4.44 4.85 5.29 5.81 50 26 2.05 2.25 2.50 2.75 3.03 3.35 3.70 4.05 4.44 4.85 5.29 5.81 6.39 51 27 2.21 2.43 2.72 3.01 3.33 3.70 4.05 4.44 4.85 5.29 5.81 6.39 7.09 52 28 2.40 2.65 2.98 3.30 3.69 4.05 4.43 4.85 5.29 5.81 6.39 7.09 7.84 53 29 2.59 2.91 3.27 3.68 4.05 4.43 4.85 5.29 5.81 6.39 7.09 7.84 8.72 54 30 2.82 3.18 3.59 4.01 4.43 4.85 5.29 5.81 6.39 7.09 7.84 8.69 9.67 55 31 3.12 3.54 3.96 4.40 4.85 5.29 5.81 6.39 7.09 7.84 8.69 9.58 10.66 56 32 3.48 3.92 4.37 4.85 5.29 5.81 6.39 7.09 7.84 8.69 9.58 10.57 11.72 57 33 3.83 4.32 4.80 5.27 5.81 6.39 7.09 7.84 8.69 9.58 10.57 11.57 12.66 58 34 4.25 4.74 5.24 5.78 6.39 7.09 7.84 8.69 9.58 10.57 11.57 12.49 13.71 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 40% Male, 60% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.72 0.89 1.07 1.26 1.46 1.69 1.92 2.16 2.44 2.77 3.17 3.62 4.14 con't 36 0.75 0.93 1.13 1.34 1.56 1.80 2.07 2.38 2.71 3.11 3.52 4.00 4.54 con't 37 0.80 0.98 1.19 1.41 1.65 1.93 2.26 2.63 3.03 3.45 3.89 4.39 4.97 con't 38 0.86 1.07 1.29 1.52 1.79 2.11 2.49 2.93 3.36 3.80 4.27 4.81 5.43 con't 39 0.93 1.17 1.40 1.66 1.96 2.32 2.78 3.23 3.70 4.18 4.69 5.27 5.95 con't 40 1.01 1.27 1.54 1.83 2.16 2.60 3.07 3.57 4.06 4.58 5.14 5.81 6.55 con't 41 1.10 1.40 1.72 2.04 2.43 2.90 3.41 3.92 4.45 5.04 5.70 6.43 7.23 con't 42 1.20 1.56 1.93 2.31 2.73 3.22 3.75 4.31 4.91 5.58 6.30 7.10 7.98 con't 43 1.31 1.71 2.13 2.54 3.01 3.52 4.11 4.74 5.40 6.14 6.94 7.83 8.84 con't 44 1.45 1.89 2.34 2.80 3.29 3.86 4.50 5.21 5.95 6.75 7.62 8.66 9.77 con't 45 1.62 2.08 2.57 3.06 3.62 4.26 4.97 5.76 6.58 7.44 8.42 9.60 10.71 con't 46 1.78 2.29 2.79 3.33 3.97 4.68 5.48 6.32 7.22 8.17 9.26 10.46 11.59 con't 47 1.97 2.48 3.03 3.64 4.36 5.14 6.00 6.93 7.89 8.98 10.10 11.32 12.47 con't 48 2.18 2.72 3.33 4.01 4.74 5.58 6.51 7.52 8.57 9.77 10.91 12.16 13.47 con't 49 2.31 2.93 3.65 4.38 5.16 6.04 7.03 8.13 9.24 10.46 11.71 13.12 14.63 con't 50 2.48 3.24 4.00 4.75 5.57 6.49 7.56 8.72 9.87 11.16 12.57 14.23 15.99 con't 51 2.68 3.63 4.41 5.20 6.04 6.98 8.08 9.27 10.53 11.94 13.59 15.54 17.49 con't 52 2.89 4.04 4.86 5.66 6.51 7.47 8.59 9.86 11.28 12.90 14.80 16.96 19.03 con't 53 3.08 4.38 5.29 6.13 7.01 8.02 9.22 10.64 12.18 14.05 16.16 18.45 20.27 con't 54 3.25 4.74 5.75 6.62 7.53 8.61 9.97 11.55 13.26 15.32 17.56 19.65 21.76 con't 55 3.43 5.12 6.24 7.12 8.10 9.31 10.84 12.58 14.43 16.61 18.67 21.05 23.44 con't 56 3.67 5.42 6.66 7.60 8.68 10.05 11.75 13.66 15.63 17.64 19.99 22.62 25.23 con't 57 3.82 5.72 7.09 8.15 9.38 10.93 12.79 14.81 16.87 19.18 21.77 24.62 27.31 con't 58 4.00 6.05 7.56 8.78 10.21 11.92 13.89 16.00 18.11 20.68 23.53 26.66 29.75 con't 59 4.28 6.38 8.09 9.48 11.08 12.98 15.04 17.20 19.39 22.22 25.42 29.11 32.54 con't 60 4.57 6.75 8.63 10.19 12.00 14.04 16.22 18.46 20.75 23.92 27.54 31.64 35.54 con't 61 4.87 7.15 9.18 10.90 12.90 15.11 17.39 19.73 22.21 25.80 29.81 34.22 38.70 con't 62 5.26 7.58 9.75 11.61 13.80 16.18 18.62 21.14 23.85 27.86 32.19 36.87 41.95 con't 63 5.67 8.06 10.42 12.45 14.77 17.31 19.98 22.77 25.81 30.21 34.86 39.91 45.43 con't 64 6.06 9.32 11.14 13.31 15.81 18.55 21.48 24.62 28.04 32.80 37.85 43.39 49.49 con't 65 6.46 9.89 11.88 14.24 16.93 19.91 23.13 26.63 30.47 35.69 41.24 47.38 54.16 con't 66 6.65 10.61 12.71 15.16 18.11 21.25 24.66 28.42 32.64 38.25 44.35 51.12 58.64 con't 67 6.90 11.40 13.59 16.20 19.43 22.75 26.37 30.39 34.96 41.03 47.75 55.23 63.54 con't 68 7.66 12.26 14.62 17.38 20.73 24.47 28.53 32.97 37.79 44.41 51.81 60.06 69.03 con't 69 8.41 13.20 15.75 18.69 21.73 26.45 30.65 35.21 40.45 47.62 55.73 64.55 74.30 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 40% Male, 60% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 35 4.67 5.21 5.76 6.36 7.09 7.84 8.69 9.58 10.57 11.56 12.49 13.47 14.89 60 36 5.12 5.68 6.28 7.01 7.84 8.69 9.58 10.57 11.56 12.49 13.46 14.55 16.21 61 37 5.61 6.20 6.92 7.70 8.69 9.54 10.57 11.56 12.49 13.46 14.55 15.82 17.75 62 38 6.13 6.82 7.61 8.49 9.42 10.47 11.53 12.49 13.46 14.55 15.82 17.35 19.37 63 39 6.71 7.51 8.39 9.31 10.34 11.39 12.44 13.43 14.55 15.82 17.35 19.00 21.05 64 40 7.36 8.24 9.19 10.23 11.27 12.30 13.37 14.49 15.82 17.33 19.00 20.68 22.79 65 41 8.10 9.08 10.12 11.16 12.19 13.24 14.43 15.76 17.31 18.99 20.68 22.15 24.56 66 42 8.96 10.02 11.05 12.07 13.12 14.30 15.68 17.26 18.97 20.68 22.14 23.66 26.41 67 43 9.90 10.95 11.96 13.01 14.20 15.57 17.17 18.90 20.64 22.12 23.64 25.47 28.40 68 44 10.83 11.86 12.90 14.08 15.46 17.07 18.82 20.58 22.06 23.60 25.44 27.47 30.49 69 45 11.73 12.77 13.96 15.35 16.96 18.71 20.50 21.98 23.53 25.38 27.42 29.76 32.90 70 46 12.63 13.82 15.19 16.81 18.59 20.42 21.90 23.46 25.30 27.35 29.68 32.43 35.60 71 47 13.64 15.04 16.65 18.44 20.27 21.88 23.36 25.21 27.27 29.60 32.34 35.46 38.86 72 48 14.85 16.47 18.26 20.09 21.71 23.29 25.10 27.16 29.49 32.24 35.37 38.70 42.26 73 49 16.26 18.07 19.91 21.53 23.22 25.04 27.02 29.33 32.10 35.22 38.57 42.07 45.85 74 50 17.82 19.69 21.32 23.02 24.99 27.00 29.16 31.93 35.04 38.36 41.84 45.50 49.69 75 51 19.41 21.08 22.80 24.78 26.96 29.01 31.76 34.85 38.15 41.60 45.24 49.29 53.83 76 52 20.74 22.51 24.52 26.75 28.85 31.59 34.68 37.96 41.37 44.98 49.00 53.42 58.42 77 53 22.16 24.22 26.47 28.70 31.43 34.49 37.77 41.19 44.73 48.72 53.10 57.96 63.50 78 54 23.86 26.16 28.54 31.27 34.31 37.59 41.00 44.56 48.45 52.80 57.62 63.01 69.11 79 55 25.77 28.39 31.10 34.14 37.39 40.82 44.40 48.30 52.50 57.29 62.63 68.56 75.09 80 56 27.90 30.94 33.97 37.23 40.64 44.22 48.16 52.39 57.03 62.33 68.20 74.53 82.69 81 57 30.39 33.80 37.04 40.46 44.06 48.03 52.30 57.01 62.21 67.89 74.16 81.00 90.69 82 58 33.19 36.87 40.27 43.88 47.87 52.20 56.96 62.08 67.78 73.82 80.61 87.73 98.68 83 59 36.22 40.10 43.71 47.72 52.11 56.91 61.95 67.65 73.71 80.30 87.33 94.86 107.28 84 60 39.42 43.54 47.59 52.01 56.85 61.82 67.52 73.56 80.14 86.89 94.24 102.17 116.44 85 61 42.85 47.44 51.91 56.80 61.70 67.39 73.41 79.97 86.70 94.09 101.59 111.13 124.93 86 62 46.72 51.81 56.77 61.58 67.25 73.27 79.82 86.53 93.96 101.41 110.71 119.40 136.31 87 63 51.03 56.70 61.46 67.13 73.14 79.67 86.34 93.82 101.17 110.32 118.90 128.27 147.77 88 64 55.84 61.33 66.99 72.99 79.51 86.15 93.67 100.93 109.87 118.45 127.70 137.39 159.27 89 65 61.20 66.86 72.84 79.34 85.96 93.53 100.72 109.43 117.95 127.13 137.16 147.05 169.17 90 66 66.71 72.69 79.20 85.77 93.39 100.49 108.98 117.05 126.51 136.70 146.53 156.64 173.29 91 67 72.48 79.03 85.59 93.26 100.26 108.60 116.35 125.58 135.90 145.99 156.05 165.93 181.38 92 68 78.78 85.44 92.71 100.03 108.18 115.69 124.57 134.86 144.92 155.22 165.29 175.70 192.98 93 69 84.41 92.04 99.37 107.49 114.99 123.94 133.57 143.66 154.01 164.19 175.15 185.68 207.36 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 40% Male, 60% Female Smoker Select & Ultimate Age Nearest Birthday 5 of 6 Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 70 9.22 14.22 17.02 20.17 22.82 28.57 32.82 37.66 44.66 52.49 61.22 70.90 81.17 con't 71 10.69 15.37 18.43 21.28 25.32 30.63 35.05 41.24 48.34 56.60 66.04 76.21 87.12 con't 72 13.94 16.58 19.98 23.64 27.84 32.60 37.97 43.98 50.66 59.34 69.16 79.79 91.29 con't 73 15.29 18.68 22.18 25.95 30.10 34.78 40.14 47.38 53.62 62.53 72.87 84.10 96.24 con't 74 16.87 20.16 24.01 28.24 32.73 37.60 44.39 50.59 57.31 68.06 79.75 89.47 101.62 con't 75 18.63 21.50 25.92 30.98 35.52 41.64 47.79 54.55 64.48 75.82 85.41 98.12 107.94 con't 76 19.55 23.59 28.48 33.99 39.58 45.84 52.60 61.87 73.51 82.82 95.33 107.19 119.65 con't 77 20.76 25.72 31.36 37.65 43.91 50.66 59.65 71.08 80.71 92.58 105.48 117.12 126.73 con't 78 22.58 28.17 34.63 42.10 48.84 57.41 68.60 78.46 90.26 101.74 113.55 125.42 139.32 con't 79 23.66 31.21 38.73 47.28 55.24 66.22 76.21 87.87 99.02 111.13 124.10 137.87 150.96 con't 80 24.97 35.14 43.63 53.31 64.04 74.12 85.47 96.19 108.31 122.19 135.90 149.26 165.12 con't 81 27.22 39.93 49.58 60.41 72.26 83.28 93.47 105.67 119.13 133.71 148.48 164.63 175.82 con't 82 30.00 45.77 56.63 68.57 81.44 91.01 103.13 116.47 130.52 147.67 164.11 175.48 187.77 con't 83 33.26 51.87 64.79 77.72 88.99 100.98 113.95 127.40 144.90 163.71 175.11 187.39 199.84 con't 84 38.29 60.02 73.99 87.68 99.28 111.94 124.58 142.20 160.90 174.82 186.89 199.57 213.26 con't 85 45.36 69.33 83.11 98.43 110.46 122.29 139.85 158.30 171.98 186.50 199.37 212.83 227.78 con't 86 56.58 77.76 94.10 109.97 120.68 139.34 156.24 169.33 183.56 199.22 212.45 227.18 244.53 con't 87 63.57 89.16 106.20 119.96 138.89 155.89 167.21 180.84 195.99 212.12 226.61 242.53 261.84 con't 88 77.51 101.94 119.22 138.40 155.55 166.89 178.74 193.16 208.65 225.79 241.37 258.24 279.81 con't 89 93.94 115.54 137.93 155.26 166.63 178.46 191.23 205.87 222.15 240.23 256.57 274.86 295.82 con't 90 110.65 137.40 154.96 166.30 178.19 190.91 203.92 219.36 236.45 254.95 272.50 290.01 316.70 con't 91 133.99 154.00 166.07 177.92 190.58 203.54 218.72 233.46 250.96 270.40 287.61 309.68 330.27 con't 92 151.62 165.84 177.74 190.37 203.15 218.15 232.86 248.02 265.92 285.30 303.18 322.93 344.25 con't 93 165.62 177.49 190.05 202.78 217.57 232.17 247.08 262.86 281.19 297.52 315.98 336.36 362.63 con't 94 177.25 189.87 202.44 217.03 231.53 246.40 261.88 278.65 293.22 309.96 329.19 354.33 381.88 con't 95 189.60 202.12 216.51 231.09 245.86 261.05 277.82 290.41 305.70 323.07 346.87 373.19 401.99 con't 96 201.81 215.74 230.53 245.21 260.28 277.22 289.69 302.82 318.35 340.59 365.45 392.91 422.96 con't 97 214.70 229.52 244.59 259.57 276.41 289.04 301.96 315.38 335.84 359.02 384.90 413.49 444.76 con't 98 228.21 243.30 258.88 275.61 288.37 301.48 314.57 333.00 354.26 378.32 405.21 434.91 467.40 con't 99 241.69 257.30 275.00 287.71 300.77 314.57 332.50 351.57 373.57 398.51 426.37 457.16 490.89 con't Blended 40% Male, 60% Female Smoker Select & Ultimate Age Nearest Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 91.31 98.58 106.66 113.95 122.07 132.50 142.16 152.84 163.38 174.58 185.11 196.10 228.78 95 71 97.24 105.73 112.75 120.44 130.87 140.80 150.79 161.67 173.96 184.48 195.45 209.36 248.49 96 72 101.35 109.58 118.64 129.42 138.48 149.11 158.95 172.24 183.86 194.92 208.02 223.19 268.73 97 73 105.19 112.89 127.81 136.53 147.50 156.93 169.78 181.60 194.30 206.73 220.91 240.27 271.34 98 74 108.85 122.88 134.45 145.20 154.98 167.99 178.36 191.27 205.64 218.94 238.20 257.15 281.98 99 75 121.13 129.54 143.69 154.17 167.44 177.94 190.65 201.60 217.19 234.63 254.11 275.47 299.35 100 76 128.12 142.22 153.32 166.95 177.59 190.26 201.29 216.39 233.59 252.77 273.80 297.09 317.45 101 77 140.76 152.56 166.47 177.26 189.89 201.12 215.90 232.88 251.80 272.72 295.68 315.75 337.69 102 78 151.72 165.99 176.92 189.40 200.95 215.57 232.18 251.20 271.85 294.49 314.54 336.36 359.70 103 79 165.51 176.59 189.02 200.66 215.25 231.65 250.26 271.19 293.75 313.82 335.27 358.81 383.82 104 80 176.16 188.65 200.50 214.77 230.95 249.30 269.75 293.27 313.09 334.74 358.51 383.82 414.63 105 81 188.15 200.20 214.42 230.24 248.33 268.28 291.22 312.85 334.48 358.21 383.82 414.63 446.47 106 82 200.02 213.92 229.68 247.16 266.77 289.09 310.19 333.94 357.92 383.82 414.63 446.47 479.28 107 83 213.58 228.97 246.17 265.47 287.88 308.74 331.79 357.62 383.82 414.63 446.47 479.28 512.47 108 84 228.45 245.25 265.05 287.85 308.74 331.25 356.43 383.82 414.63 446.47 479.28 512.47 547.13 109 85 244.53 265.05 287.85 308.74 331.25 356.43 383.82 414.63 446.47 479.28 512.47 547.13 582.67 110 86 265.05 287.85 308.74 331.25 356.43 383.82 414.63 446.47 479.28 512.47 547.13 582.67 617.01 111 87 286.91 308.74 331.25 356.43 383.82 414.63 446.07 478.85 512.47 547.13 582.67 617.01 650.45 112 88 302.73 326.05 351.31 377.82 407.05 438.09 470.91 505.49 541.79 579.80 617.01 650.45 681.15 113 89 318.88 343.43 369.60 398.56 429.42 462.14 496.73 533.12 571.29 611.26 650.45 681.15 723.83 114 90 335.45 361.13 389.67 420.20 452.70 487.15 523.50 561.74 601.85 643.83 681.15 723.83 763.77 115 91 352.60 380.56 410.61 442.74 476.90 513.07 551.23 591.36 633.44 677.48 723.45 763.77 805.25 116 92 371.46 400.87 432.45 466.17 502.00 539.91 579.92 621.97 666.07 712.21 760.40 805.25 850.67 117 93 391.21 422.05 455.15 490.47 527.99 567.69 609.56 653.58 699.71 748.02 798.49 850.67 892.85 118 94 411.81 444.10 478.71 515.64 554.88 596.38 640.15 686.13 734.40 784.94 837.76 892.85 935.79 119 95 433.26 466.99 503.14 541.71 582.67 625.99 671.64 719.71 770.14 822.97 878.19 935.79 1,000.00 120 96 455.56 490.72 528.43 568.64 611.33 656.45 704.12 754.27 806.94 862.10 919.73 1,000.00 97 478.70 515.32 554.57 596.42 640.81 687.87 737.55 789.85 844.77 902.25 1,000.00 98 502.70 540.76 581.54 624.97 671.22 720.21 771.93 826.43 883.54 1,000.00 99 527.52 567.00 609.24 654.45 702.52 753.46 807.29 863.83 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION EE Blended 20% Male, 80% Female Smoker Select & Ultimate Age Nearest Birthday Blended 20% Male, 80% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 con't 1 con't 2 con't 3 con't 4 0.46 con't 5 0.45 0.51 con't 6 0.45 0.51 0.57 con't 7 0.45 0.50 0.56 0.63 con't 8 0.44 0.50 0.56 0.62 0.67 con't 9 0.44 0.49 0.56 0.62 0.66 0.71 con't 10 0.42 0.49 0.55 0.61 0.65 0.70 0.75 con't 11 0.41 0.48 0.55 0.59 0.64 0.68 0.73 0.78 con't 12 0.41 0.47 0.54 0.58 0.63 0.67 0.72 0.76 0.83 con't 13 0.41 0.47 0.52 0.57 0.62 0.66 0.71 0.75 0.81 0.87 con't 14 0.41 0.47 0.52 0.57 0.61 0.64 0.69 0.72 0.80 0.86 0.92 con't 15 0.41 0.47 0.52 0.56 0.59 0.63 0.66 0.71 0.77 0.84 0.89 0.97 con't 16 0.41 0.47 0.52 0.56 0.58 0.62 0.65 0.69 0.76 0.81 0.86 0.95 1.01 con't 17 0.47 0.52 0.56 0.57 0.60 0.64 0.69 0.74 0.80 0.85 0.92 0.99 1.07 con't 18 0.51 0.54 0.56 0.59 0.63 0.66 0.72 0.78 0.84 0.89 0.96 1.05 1.12 con't 19 0.52 0.55 0.58 0.61 0.64 0.69 0.75 0.80 0.88 0.93 1.02 1.10 1.19 con't 20 0.51 0.54 0.58 0.61 0.66 0.73 0.78 0.84 0.91 0.98 1.07 1.16 1.26 con't 21 0.49 0.53 0.57 0.62 0.68 0.73 0.81 0.86 0.96 1.03 1.12 1.22 1.32 con't 22 0.48 0.51 0.58 0.63 0.69 0.76 0.83 0.91 1.00 1.10 1.19 1.30 1.40 con't 23 0.46 0.51 0.57 0.64 0.72 0.79 0.87 0.96 1.05 1.16 1.25 1.38 1.49 con't 24 0.44 0.51 0.58 0.66 0.74 0.83 0.91 1.00 1.12 1.22 1.34 1.44 1.59 con't 25 0.42 0.50 0.60 0.69 0.79 0.87 0.98 1.07 1.18 1.30 1.42 1.53 1.67 con't 26 0.41 0.51 0.62 0.73 0.82 0.92 1.02 1.12 1.24 1.37 1.50 1.62 1.77 con't 27 0.43 0.54 0.66 0.76 0.87 0.97 1.07 1.19 1.31 1.45 1.58 1.72 1.88 con't 28 0.46 0.57 0.69 0.80 0.90 1.01 1.13 1.25 1.38 1.52 1.67 1.84 2.03 con't 29 0.49 0.62 0.73 0.83 0.96 1.07 1.18 1.33 1.46 1.62 1.78 1.97 2.17 con't 30 0.52 0.65 0.75 0.88 1.00 1.13 1.26 1.38 1.54 1.72 1.90 2.11 2.35 con't 31 0.56 0.68 0.80 0.92 1.05 1.19 1.33 1.48 1.63 1.83 2.02 2.27 2.57 con't 32 0.58 0.70 0.83 0.97 1.10 1.25 1.41 1.56 1.75 1.96 2.20 2.50 2.83 con't 33 0.62 0.74 0.87 1.02 1.17 1.33 1.50 1.68 1.88 2.13 2.42 2.75 3.15 con't 34 0.64 0.77 0.92 1.07 1.24 1.42 1.61 1.84 2.06 2.34 2.66 3.06 3.50 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 20% Male, 80% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 0 0.49 0.56 0.62 0.68 0.72 0.76 0.80 0.83 0.89 0.94 25 1 0.48 0.54 0.61 0.67 0.72 0.76 0.80 0.83 0.88 0.92 0.99 26 2 0.46 0.54 0.60 0.66 0.70 0.76 0.80 0.83 0.88 0.92 0.98 1.06 27 3 0.46 0.52 0.58 0.65 0.70 0.74 0.79 0.83 0.88 0.92 0.98 1.04 1.10 28 4 0.52 0.58 0.64 0.69 0.74 0.79 0.83 0.88 0.92 0.98 1.04 1.09 1.16 29 5 0.57 0.64 0.69 0.74 0.79 0.83 0.88 0.92 0.98 1.03 1.08 1.15 1.19 30 6 0.63 0.68 0.74 0.77 0.83 0.88 0.92 0.96 1.03 1.07 1.14 1.17 1.26 31 7 0.67 0.72 0.77 0.81 0.88 0.92 0.96 1.02 1.07 1.13 1.16 1.24 1.32 32 8 0.71 0.76 0.81 0.87 0.92 0.96 1.02 1.07 1.13 1.16 1.24 1.31 1.40 33 9 0.75 0.80 0.86 0.91 0.96 1.01 1.07 1.13 1.16 1.24 1.31 1.39 1.50 34 10 0.78 0.85 0.90 0.95 1.01 1.07 1.13 1.16 1.24 1.31 1.39 1.50 1.62 35 11 0.83 0.90 0.95 1.00 1.05 1.13 1.16 1.24 1.30 1.38 1.48 1.60 1.74 36 12 0.88 0.93 1.00 1.05 1.12 1.16 1.24 1.30 1.38 1.48 1.60 1.72 1.88 37 13 0.93 0.98 1.05 1.12 1.16 1.24 1.30 1.38 1.48 1.60 1.72 1.86 1.98 38 14 0.98 1.04 1.12 1.16 1.24 1.30 1.38 1.48 1.60 1.72 1.84 1.96 2.11 39 15 1.03 1.10 1.16 1.24 1.30 1.38 1.48 1.60 1.72 1.83 1.96 2.10 2.25 40 16 1.09 1.16 1.24 1.30 1.38 1.48 1.60 1.72 1.83 1.96 2.10 2.24 2.41 41 17 1.15 1.23 1.29 1.38 1.48 1.60 1.71 1.83 1.96 2.10 2.24 2.40 2.61 42 18 1.21 1.29 1.37 1.48 1.60 1.71 1.83 1.96 2.10 2.24 2.40 2.61 2.84 43 19 1.28 1.37 1.47 1.60 1.71 1.83 1.95 2.10 2.24 2.40 2.61 2.84 3.11 44 20 1.35 1.47 1.60 1.71 1.83 1.95 2.10 2.24 2.40 2.61 2.84 3.11 3.42 45 21 1.45 1.57 1.71 1.82 1.95 2.09 2.24 2.40 2.61 2.84 3.11 3.42 3.74 46 22 1.53 1.67 1.81 1.94 2.09 2.23 2.40 2.61 2.84 3.11 3.42 3.74 4.14 47 23 1.63 1.77 1.91 2.05 2.22 2.40 2.61 2.84 3.11 3.41 3.74 4.14 4.57 48 24 1.71 1.87 2.04 2.19 2.38 2.60 2.84 3.11 3.41 3.74 4.13 4.57 5.05 49 25 1.82 1.97 2.17 2.35 2.57 2.83 3.11 3.41 3.74 4.13 4.57 5.05 5.60 50 26 1.94 2.12 2.33 2.56 2.81 3.10 3.41 3.74 4.13 4.57 5.05 5.60 6.21 51 27 2.08 2.27 2.52 2.79 3.08 3.41 3.74 4.12 4.57 5.05 5.60 6.21 6.90 52 28 2.23 2.47 2.76 3.04 3.40 3.74 4.12 4.57 5.05 5.60 6.21 6.90 7.64 53 29 2.41 2.70 3.02 3.39 3.74 4.12 4.57 5.05 5.60 6.21 6.90 7.64 8.48 54 30 2.63 2.95 3.32 3.72 4.12 4.57 5.05 5.60 6.21 6.90 7.64 8.47 9.37 55 31 2.89 3.27 3.68 4.11 4.57 5.05 5.60 6.21 6.90 7.64 8.47 9.33 10.32 56 32 3.21 3.63 4.08 4.57 5.05 5.60 6.21 6.90 7.64 8.47 9.33 10.27 11.33 57 33 3.56 4.03 4.52 5.02 5.60 6.21 6.90 7.64 8.47 9.32 10.27 11.25 12.26 58 34 3.97 4.46 4.99 5.56 6.21 6.90 7.64 8.47 9.32 10.27 11.25 12.18 13.31 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 20% Male, 80% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.66 0.81 0.96 1.14 1.32 1.54 1.76 2.01 2.29 2.61 2.99 3.41 3.89 con't 36 0.69 0.85 1.02 1.22 1.42 1.65 1.92 2.22 2.54 2.92 3.31 3.77 4.30 con't 37 0.73 0.90 1.08 1.30 1.52 1.80 2.10 2.45 2.83 3.24 3.68 4.17 4.72 con't 38 0.79 0.97 1.17 1.40 1.66 1.97 2.32 2.72 3.14 3.57 4.06 4.58 5.19 con't 39 0.85 1.06 1.28 1.54 1.83 2.17 2.58 3.01 3.45 3.96 4.47 5.05 5.70 con't 40 0.94 1.16 1.42 1.70 2.03 2.43 2.86 3.33 3.82 4.34 4.91 5.56 6.27 con't 41 1.03 1.29 1.59 1.91 2.27 2.70 3.17 3.67 4.20 4.79 5.44 6.15 6.92 con't 42 1.13 1.45 1.79 2.16 2.55 3.01 3.52 4.06 4.64 5.30 5.99 6.78 7.62 con't 43 1.26 1.61 1.99 2.40 2.85 3.34 3.89 4.49 5.13 5.84 6.61 7.45 8.39 con't 44 1.41 1.80 2.22 2.68 3.16 3.70 4.30 4.97 5.68 6.44 7.27 8.22 9.24 con't 45 1.57 2.01 2.48 2.97 3.51 4.12 4.78 5.51 6.29 7.10 8.01 9.07 10.13 con't 46 1.74 2.23 2.73 3.27 3.88 4.55 5.29 6.05 6.90 7.79 8.79 9.89 10.98 con't 47 1.93 2.45 2.99 3.60 4.28 5.00 5.79 6.65 7.55 8.55 9.59 10.72 11.87 con't 48 2.15 2.70 3.30 3.97 4.67 5.45 6.31 7.23 8.21 9.29 10.38 11.57 12.83 con't 49 2.26 2.88 3.62 4.33 5.09 5.92 6.82 7.82 8.86 9.99 11.18 12.48 13.89 con't 50 2.41 3.19 3.94 4.68 5.48 6.35 7.33 8.39 9.48 10.70 12.00 13.48 15.06 con't 51 2.59 3.58 4.34 5.09 5.91 6.82 7.84 8.95 10.15 11.44 12.92 14.59 16.33 con't 52 2.78 3.98 4.75 5.51 6.35 7.28 8.34 9.52 10.83 12.30 13.93 15.78 17.65 con't 53 2.96 4.31 5.16 5.94 6.81 7.78 8.91 10.20 11.60 13.25 15.07 17.05 18.86 con't 54 3.14 4.66 5.60 6.39 7.28 8.32 9.56 10.97 12.50 14.29 16.25 18.22 20.25 con't 55 3.32 5.03 6.07 6.88 7.82 8.93 10.29 11.81 13.49 15.41 17.35 19.54 21.83 con't 56 3.59 5.33 6.47 7.33 8.32 9.55 11.02 12.68 14.47 16.38 18.54 20.96 23.46 con't 57 3.73 5.62 6.90 7.82 8.93 10.27 11.87 13.65 15.54 17.66 20.04 22.68 25.36 con't 58 3.86 5.94 7.34 8.38 9.62 11.10 12.80 14.69 16.68 19.03 21.62 24.51 27.52 con't 59 4.11 6.24 7.83 8.98 10.35 11.98 13.79 15.78 17.90 20.49 23.39 26.67 29.99 con't 60 4.34 6.54 8.31 9.58 11.11 12.88 14.84 16.96 19.25 22.12 25.36 28.99 32.71 con't 61 4.56 6.88 8.78 10.18 11.86 13.79 15.89 18.17 20.70 23.92 27.51 31.47 35.65 con't 62 4.87 7.22 9.26 10.76 12.59 14.70 16.99 19.49 22.28 25.88 29.81 34.11 38.81 con't 63 5.27 7.59 9.76 11.39 13.35 15.62 18.15 20.95 24.06 28.07 32.38 37.09 42.27 con't 64 5.68 8.99 10.30 12.02 14.14 16.61 19.41 22.54 26.04 30.45 35.20 40.44 46.17 con't 65 6.14 9.47 10.85 12.69 14.98 17.68 20.76 24.25 28.18 33.08 38.36 44.18 50.55 con't 66 6.34 10.05 11.47 13.39 15.87 18.75 22.06 25.86 30.19 35.49 41.30 47.69 54.74 con't 67 6.53 10.68 12.14 14.18 16.87 19.96 23.54 27.65 32.36 38.12 44.50 51.54 59.28 con't 68 7.20 11.36 12.93 15.10 17.95 21.38 25.34 29.86 34.92 41.18 48.17 55.90 64.27 con't 69 7.89 12.10 13.82 16.16 18.98 23.04 27.26 32.03 37.51 44.30 51.92 60.21 69.30 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 20% Male, 80% Female Smoker Select & Ultimate Age Nearest Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 35 4.40 4.94 5.53 6.17 6.90 7.64 8.47 9.32 10.27 11.25 12.18 13.19 14.43 60 36 4.84 5.43 6.07 6.80 7.64 8.47 9.32 10.27 11.25 12.18 13.19 14.26 15.64 61 37 5.34 5.96 6.68 7.46 8.47 9.27 10.27 11.25 12.18 13.19 14.26 15.45 17.03 62 38 5.86 6.55 7.34 8.19 9.12 10.14 11.20 12.18 13.19 14.26 15.44 16.83 18.47 63 39 6.43 7.20 8.07 8.96 9.97 11.03 12.11 13.15 14.26 15.44 16.83 18.28 19.97 64 40 7.06 7.90 8.82 9.83 10.87 11.93 13.07 14.18 15.44 16.81 18.28 19.79 21.56 65 41 7.75 8.69 9.69 10.72 11.77 12.89 14.11 15.37 16.77 18.28 19.79 21.24 23.20 66 42 8.54 9.55 10.58 11.62 12.73 13.94 15.27 16.71 18.25 19.79 21.23 22.76 24.98 67 43 9.40 10.43 11.48 12.59 13.79 15.12 16.60 18.16 19.74 21.20 22.73 24.50 26.92 68 44 10.28 11.33 12.44 13.64 14.98 16.46 18.05 19.66 21.13 22.67 24.46 26.42 28.99 69 45 11.17 12.28 13.48 14.82 16.31 17.91 19.55 21.03 22.58 24.39 26.35 28.57 31.34 70 46 12.08 13.29 14.62 16.12 17.76 19.45 20.92 22.49 24.28 26.26 28.48 31.04 33.99 71 47 13.06 14.41 15.90 17.55 19.25 20.89 22.37 24.16 26.15 28.37 30.92 33.82 37.05 72 48 14.16 15.67 17.31 19.01 20.67 22.27 24.02 26.01 28.23 30.79 33.70 36.85 40.29 73 49 15.40 17.06 18.78 20.43 22.18 23.94 25.83 28.01 30.61 33.52 36.68 40.04 43.78 74 50 16.73 18.49 20.15 21.91 23.87 25.80 27.79 30.39 33.27 36.39 39.74 43.33 47.41 75 51 18.11 19.83 21.61 23.60 25.76 27.60 30.16 33.03 36.13 39.42 42.99 46.92 51.33 76 52 19.40 21.24 23.26 25.47 27.39 29.94 32.80 35.87 39.13 42.65 46.55 50.80 55.61 77 53 20.78 22.86 25.10 27.18 29.72 32.56 35.62 38.89 42.32 46.18 50.39 55.02 60.30 78 54 22.39 24.70 26.97 29.52 32.32 35.39 38.65 42.10 45.83 50.00 54.57 59.66 65.41 79 55 24.18 26.78 29.29 32.09 35.13 38.40 41.89 45.63 49.61 54.14 59.18 64.70 70.88 80 56 26.13 29.08 31.87 34.92 38.18 41.66 45.45 49.47 53.81 58.79 64.24 70.16 78.19 81 57 28.36 31.64 34.68 37.94 41.45 45.28 49.34 53.78 58.64 63.84 69.68 76.04 86.01 82 58 30.85 34.45 37.69 41.22 45.07 49.22 53.72 58.47 63.70 69.26 75.54 82.25 93.71 83 59 33.59 37.47 40.99 44.88 49.10 53.65 58.30 63.54 69.12 75.14 81.74 88.89 102.00 84 60 36.58 40.78 44.70 48.97 53.58 58.13 63.36 68.92 74.93 81.19 88.10 95.59 110.57 85 61 39.87 44.52 48.83 53.52 57.97 63.20 68.73 74.73 80.95 87.92 94.86 103.95 118.10 86 62 43.58 48.71 53.47 57.82 63.02 68.54 74.52 80.73 87.75 94.62 103.42 111.24 129.08 87 63 47.70 53.39 57.67 62.86 68.39 74.34 80.49 87.58 94.33 102.93 110.63 119.19 140.08 88 64 52.27 57.50 62.68 68.19 74.13 80.25 87.39 94.02 102.37 110.07 118.49 127.42 151.12 89 65 57.34 62.51 67.99 73.92 80.01 87.21 93.77 101.82 109.45 117.79 127.13 136.35 160.29 90 66 62.33 67.80 73.74 79.77 87.04 93.47 101.26 108.68 117.04 126.57 135.71 145.29 163.09 91 67 67.61 73.53 79.54 86.87 93.19 100.79 107.99 116.21 125.76 135.07 144.58 154.37 170.88 92 68 73.30 79.35 86.19 92.91 100.28 107.37 115.34 124.85 134.10 143.72 153.61 164.24 182.85 93 69 78.72 85.35 92.09 99.43 106.69 114.66 123.73 133.00 142.64 152.58 163.59 174.42 197.99 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 20% Male, 80% Female Smoker Select & Ultimate Age Nearest Birthday 5 of 6 Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 70 8.63 12.90 14.81 17.37 20.15 24.89 29.33 34.46 41.05 48.39 56.59 65.61 75.23 con't 71 9.76 13.80 15.95 18.50 22.15 26.85 31.58 37.60 44.45 52.24 61.07 70.64 80.90 con't 72 13.04 14.75 17.22 20.34 24.25 28.90 34.33 40.50 47.38 55.60 64.92 74.99 85.82 con't 73 14.06 16.20 18.89 22.27 26.36 31.22 36.87 43.85 50.77 59.32 69.17 79.82 91.21 con't 74 15.23 17.43 20.50 24.32 28.82 34.01 40.57 47.30 54.67 64.29 75.05 85.27 96.43 con't 75 16.51 18.71 22.28 26.75 31.51 37.53 44.01 51.24 60.32 70.42 80.45 92.32 100.34 con't 76 17.58 20.61 24.69 29.67 35.24 41.67 48.81 57.56 67.83 77.34 89.13 99.52 110.58 con't 77 19.03 22.77 27.50 33.17 39.40 46.39 54.94 65.08 74.79 85.87 98.30 108.33 116.67 con't 78 21.04 25.37 30.79 37.32 44.13 52.35 62.28 72.07 83.15 94.48 105.67 115.90 128.82 con't 79 21.98 28.59 34.82 42.19 49.90 59.60 69.33 80.34 91.52 103.53 115.10 127.55 139.52 con't 80 23.22 32.64 39.61 47.82 57.15 66.80 77.50 88.43 100.46 113.70 126.06 138.33 151.85 con't 81 25.54 37.53 45.33 54.37 64.53 74.93 85.45 97.46 110.51 124.48 137.52 151.27 163.02 con't 82 28.34 43.39 52.00 61.83 72.78 82.80 94.57 107.47 121.13 136.67 150.67 162.62 175.63 con't 83 31.36 49.17 59.68 70.21 80.66 92.14 104.60 117.87 133.52 150.20 162.20 175.20 188.17 con't 84 36.08 57.07 68.33 79.41 90.28 102.33 114.94 130.43 146.91 161.86 174.63 187.86 202.43 con't 85 42.85 66.02 76.66 89.45 100.73 112.66 127.77 143.87 158.58 174.18 187.64 201.95 217.70 con't 86 54.36 73.55 87.03 100.30 111.18 127.28 141.45 155.51 170.83 187.47 201.52 217.04 235.25 con't 87 60.28 84.33 98.38 110.76 126.87 141.05 153.07 167.72 183.82 201.16 216.40 233.04 253.43 con't 88 74.34 96.28 110.29 126.40 140.65 152.70 165.32 180.63 197.28 215.49 231.77 249.51 272.28 con't 89 90.67 108.56 125.96 140.30 152.40 165.00 178.45 194.18 211.47 230.52 247.70 266.95 289.30 con't 90 106.25 125.44 139.96 152.02 164.70 178.10 192.01 208.38 226.37 245.94 264.41 283.08 311.26 con't 91 123.71 139.35 151.75 164.39 177.72 191.58 207.68 223.09 241.59 262.14 280.51 303.81 325.29 con't 92 138.11 151.49 164.19 177.48 191.14 207.05 222.44 238.40 257.31 278.05 296.92 317.56 339.64 con't 93 151.24 163.90 177.13 190.73 206.40 221.67 237.38 254.01 273.66 290.91 310.22 331.36 358.31 con't 94 163.62 176.93 190.35 205.80 220.98 236.63 252.96 270.94 286.35 303.88 323.84 349.65 377.75 con't 95 176.62 189.99 205.23 220.49 236.05 252.07 270.05 283.36 299.39 317.42 341.86 368.71 397.99 con't 96 189.64 204.38 219.88 235.34 251.24 269.41 282.60 296.35 312.47 335.30 360.65 388.57 419.00 con't 97 203.23 218.76 234.67 250.46 268.55 281.91 295.44 309.36 330.34 353.96 380.25 409.20 440.78 con't 98 217.32 233.26 249.72 267.69 281.21 294.94 308.51 327.38 349.00 373.42 400.63 430.59 463.33 con't 99 231.51 248.01 267.04 280.50 294.18 308.51 326.85 346.21 368.49 393.68 421.77 452.76 486.66 con't Blended 20% Male, 80% Female Smoker Select & Ultimate Age Nearest Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 84.45 91.12 98.41 105.59 113.40 122.58 131.68 141.68 151.97 162.92 173.76 185.14 220.81 95 71 89.85 97.27 104.29 111.91 121.01 130.25 139.81 150.45 162.20 173.03 184.40 198.90 241.76 96 72 94.47 100.55 110.21 119.48 128.29 138.09 147.87 160.19 172.31 183.79 197.40 213.51 263.01 97 73 98.29 103.63 117.73 126.33 136.23 145.84 157.30 169.69 183.08 195.94 210.97 231.52 264.68 98 74 101.26 114.29 124.23 133.97 143.67 155.21 165.95 179.62 194.71 208.77 229.23 249.10 275.34 99 75 112.30 118.38 132.65 142.84 154.57 165.47 178.92 190.16 206.81 225.28 245.76 268.25 293.35 100 76 117.52 131.37 141.96 153.99 165.07 178.48 189.80 205.92 224.12 244.29 266.45 290.91 312.41 101 77 130.09 141.17 153.43 164.68 178.05 189.61 205.38 223.35 243.23 265.27 289.39 310.60 333.53 102 78 140.30 152.86 164.29 177.49 189.42 205.01 222.57 242.57 264.32 288.11 309.30 332.11 356.32 103 79 152.31 163.91 177.06 189.10 204.65 221.98 241.53 263.60 287.32 308.53 330.97 355.38 381.14 104 80 163.41 176.64 188.91 204.12 221.20 240.48 262.03 286.79 307.75 330.40 355.06 381.14 412.62 105 81 176.07 188.57 203.73 220.43 239.42 260.43 284.59 307.49 330.12 354.75 381.14 412.62 444.97 106 82 188.37 203.17 219.80 238.13 258.79 282.29 304.65 329.55 354.44 381.14 412.62 444.97 478.21 107 83 202.79 219.01 237.04 257.38 280.99 303.10 327.27 354.12 381.14 412.62 444.97 478.21 511.72 108 84 218.44 236.04 256.93 280.96 303.10 326.70 352.88 381.14 412.62 444.97 478.21 511.72 546.65 109 85 235.25 256.93 280.96 303.10 326.70 352.88 381.14 412.62 444.97 478.21 511.72 546.65 582.42 110 86 256.93 280.96 303.10 326.70 352.88 381.14 412.62 444.97 478.21 511.72 546.65 582.42 616.87 111 87 279.94 303.10 326.70 352.88 381.14 412.62 444.55 477.76 511.72 546.65 582.42 616.87 650.33 112 88 296.68 321.18 347.48 374.85 404.71 436.25 469.52 504.49 541.13 579.45 616.87 650.33 680.88 113 89 313.57 339.17 366.23 395.84 427.22 460.42 495.42 532.16 570.67 610.94 650.33 680.88 723.74 114 90 330.75 357.34 386.55 417.63 450.62 485.50 522.21 560.80 601.22 643.49 680.88 723.74 763.70 115 91 348.40 377.04 407.65 440.28 474.88 511.43 549.94 590.39 632.77 677.09 723.35 763.70 805.17 116 92 367.54 397.52 429.60 463.76 499.98 538.25 578.57 620.94 665.32 711.76 760.22 805.17 850.62 117 93 387.46 418.81 452.35 488.06 525.92 565.95 608.13 652.43 698.88 747.47 798.21 850.62 892.66 118 94 408.18 440.90 475.89 513.17 552.72 594.53 638.58 684.87 733.44 784.25 837.32 892.66 935.40 119 95 429.68 463.77 500.26 539.13 580.37 623.97 669.94 718.29 769.00 822.09 877.56 935.40 1,000.00 120 96 451.95 487.43 525.41 565.89 608.85 654.28 702.23 752.65 805.58 861.00 918.90 1,000.00 97 475.01 511.88 551.37 593.47 638.16 685.48 735.42 787.98 843.16 900.93 1,000.00 98 498.85 537.11 578.12 621.82 668.32 717.55 769.53 824.27 881.71 1,000.00 99 523.45 563.11 605.61 651.04 699.33 750.51 804.57 861.45 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION FF Blended Smoker Ultimate Age Nearest Birthday (80) – 80% male, 20% female (60) – 60% male, 40% female (50) – 50% male, 50% female (40) – 40% male, 60% female (20) – 20% male, 80% female Blended Smoker Ultimate Age Nearest Birthday 1 of 3 Attained Age (80) (60) (50) (40) (20) 16 0.72 0.64 0.60 0.56 0.49 17 0.87 0.77 0.72 0.67 0.56 18 0.99 0.87 0.81 0.75 0.62 19 1.08 0.95 0.88 0.81 0.68 20 1.13 1.00 0.93 0.86 0.72 21 1.19 1.05 0.97 0.90 0.76 22 1.25 1.10 1.03 0.95 0.80 23 1.30 1.15 1.07 0.99 0.83 24 1.38 1.22 1.13 1.05 0.89 25 1.46 1.29 1.20 1.12 0.94 26 1.53 1.35 1.26 1.17 0.99 27 1.62 1.44 1.34 1.25 1.06 28 1.64 1.46 1.37 1.28 1.10 29 1.65 1.48 1.40 1.32 1.16 30 1.65 1.49 1.42 1.34 1.19 31 1.67 1.53 1.46 1.39 1.26 32 1.69 1.57 1.51 1.44 1.32 33 1.75 1.64 1.58 1.52 1.40 34 1.83 1.72 1.67 1.61 1.50 35 1.91 1.81 1.77 1.72 1.62 36 2.02 1.93 1.88 1.83 1.74 37 2.14 2.05 2.01 1.97 1.88 38 2.30 2.19 2.14 2.09 1.98 39 2.46 2.34 2.29 2.23 2.11 40 2.64 2.51 2.45 2.38 2.25 41 2.88 2.72 2.65 2.57 2.41 42 3.15 2.97 2.88 2.79 2.61 43 3.48 3.27 3.16 3.05 2.84 44 3.87 3.62 3.49 3.36 3.11 45 4.28 3.99 3.85 3.71 3.42 con't con't con't con't con't con't Blended Smoker Ultimate Age Nearest Birthday 2 of 3 Attained Age (80) (60) (50) (40) (20) 46 4.68 4.37 4.21 4.05 3.74 47 5.13 4.80 4.63 4.47 4.14 48 5.43 5.14 5.00 4.85 4.57 49 5.78 5.53 5.41 5.29 5.05 50 6.24 6.02 5.92 5.81 5.60 51 6.77 6.58 6.49 6.39 6.21 52 7.47 7.28 7.18 7.09 6.90 53 8.25 8.04 7.94 7.84 7.64 54 9.20 8.96 8.84 8.72 8.48 55 10.26 9.96 9.82 9.67 9.37 56 11.35 11.01 10.83 10.66 10.32 57 12.51 12.11 11.92 11.72 11.33 58 13.46 13.06 12.86 12.66 12.26 59 14.54 14.13 13.92 13.71 13.31 60 15.82 15.35 15.12 14.89 14.43 61 17.36 16.78 16.49 16.21 15.64 62 19.19 18.47 18.11 17.75 17.03 63 21.21 20.28 19.82 19.37 18.47 64 23.27 22.15 21.60 21.05 19.97 65 25.33 24.05 23.42 22.79 21.56 66 27.34 25.94 25.24 24.56 23.20 67 29.35 27.86 27.13 26.41 24.98 68 31.48 29.92 29.16 28.40 26.92 69 33.62 32.03 31.26 30.49 28.99 70 36.17 34.51 33.70 32.90 31.34 71 38.99 37.27 36.43 35.60 33.99 72 42.68 40.73 39.79 38.86 37.05 73 46.43 44.30 43.27 42.26 40.29 74 50.27 48.01 46.92 45.85 43.78 75 54.62 52.09 50.88 49.69 47.41 76 59.27 56.47 55.13 53.83 51.33 77 64.56 61.39 59.88 58.42 55.61 78 70.60 66.93 65.19 63.50 60.30 79 77.39 73.09 71.06 69.11 65.41 80 84.63 79.66 77.33 75.09 70.88 con't con't con't con't con't con't Blended Smoker Ultimate Age Nearest Birthday 3 of 3 Attained Age (80) (60) (50) (40) (20) 81 93.05 87.62 85.10 82.69 78.19 82 101.65 95.88 93.22 90.69 86.01 83 110.50 104.24 101.38 98.68 93.71 84 120.08 113.25 110.17 107.28 102.00 85 130.96 123.17 119.68 116.44 110.57 86 142.22 132.87 128.74 124.93 118.10 87 155.12 144.85 140.39 136.31 129.08 88 168.41 157.03 152.18 147.77 140.08 89 181.91 169.30 164.01 159.27 151.12 90 194.75 180.32 174.41 169.17 160.29 91 203.90 186.40 179.40 173.29 163.09 92 214.55 195.28 187.81 181.38 170.88 93 226.75 206.80 199.31 192.98 182.85 94 240.39 220.54 213.34 207.36 197.99 95 258.40 240.29 233.96 228.78 220.81 96 274.79 258.47 252.94 248.49 241.76 97 292.09 277.40 272.57 268.73 263.01 98 299.70 281.65 275.88 271.34 264.68 99 311.60 292.48 286.56 281.98 275.34 100 327.60 309.09 303.57 299.35 293.35 101 342.38 325.81 321.04 317.45 312.41 102 359.18 344.72 340.69 337.69 333.53 103 377.84 365.50 362.16 359.70 356.32 104 398.67 388.48 385.78 383.82 381.14 105 426.16 418.19 416.13 414.63 412.62 106 455.20 449.12 447.58 446.47 444.97 107 485.66 481.20 480.08 479.28 478.21 108 517.01 513.82 513.03 512.47 511.72 109 550.03 547.99 547.48 547.13 546.65 110 584.22 583.13 582.86 582.67 582.42 111 617.88 617.27 617.12 617.01 616.87 112 651.23 650.68 650.55 650.45 650.33 113 682.77 681.62 681.34 681.15 680.88 114 724.36 723.98 723.89 723.83 723.74 115 764.20 763.90 763.82 763.77 763.70 116 805.75 805.39 805.31 805.25 805.17 117 850.97 850.75 850.70 850.67 850.62 118 894.06 893.21 893.00 892.85 892.66 119 938.19 936.50 936.07 935.79 935.40 120 1000.00 1000.00 1000.00 1000.00 1000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION GG Blended 80% Male, 20% Female Composite Select & Ultimate Age Last Birthday Blended 80% Male, 20% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 0.66 0.43 0.31 0.24 0.21 0.20 0.21 0.22 0.22 0.23 0.23 0.27 0.33 con't 1 0.39 0.30 0.23 0.21 0.20 0.20 0.22 0.22 0.22 0.23 0.25 0.30 0.35 con't 2 0.28 0.23 0.20 0.20 0.20 0.21 0.22 0.22 0.22 0.23 0.28 0.33 0.40 con't 3 0.22 0.20 0.19 0.20 0.21 0.21 0.22 0.22 0.23 0.27 0.32 0.39 0.52 con't 4 0.20 0.19 0.19 0.21 0.21 0.21 0.22 0.23 0.27 0.32 0.39 0.51 0.65 con't 5 0.19 0.19 0.20 0.21 0.21 0.21 0.23 0.26 0.31 0.39 0.51 0.64 0.74 con't 6 0.19 0.20 0.20 0.21 0.21 0.22 0.26 0.31 0.38 0.51 0.64 0.74 0.81 con't 7 0.20 0.20 0.20 0.21 0.21 0.25 0.30 0.38 0.50 0.64 0.74 0.80 0.85 con't 8 0.20 0.20 0.20 0.21 0.24 0.29 0.37 0.50 0.64 0.73 0.80 0.84 0.87 con't 9 0.20 0.20 0.21 0.24 0.28 0.36 0.50 0.63 0.73 0.80 0.84 0.86 0.88 con't 10 0.20 0.21 0.23 0.28 0.35 0.49 0.63 0.73 0.79 0.84 0.85 0.87 0.88 con't 11 0.20 0.23 0.27 0.34 0.49 0.63 0.73 0.79 0.83 0.85 0.86 0.87 0.88 con't 12 0.22 0.27 0.34 0.48 0.63 0.73 0.79 0.82 0.84 0.85 0.86 0.87 0.89 con't 13 0.26 0.34 0.48 0.63 0.73 0.78 0.81 0.83 0.84 0.84 0.85 0.88 0.92 con't 14 0.33 0.48 0.63 0.73 0.78 0.80 0.82 0.83 0.83 0.84 0.87 0.90 0.95 con't 15 0.47 0.63 0.73 0.78 0.80 0.80 0.82 0.82 0.83 0.85 0.89 0.93 0.97 con't 16 0.63 0.73 0.78 0.79 0.80 0.81 0.82 0.82 0.84 0.87 0.91 0.95 0.97 con't 17 0.72 0.77 0.79 0.79 0.80 0.81 0.81 0.83 0.86 0.88 0.92 0.95 0.97 con't 18 0.76 0.77 0.77 0.78 0.79 0.79 0.81 0.83 0.87 0.89 0.91 0.93 0.97 con't 19 0.73 0.74 0.75 0.75 0.76 0.78 0.80 0.83 0.86 0.87 0.89 0.92 0.96 con't 20 0.69 0.70 0.71 0.71 0.73 0.76 0.79 0.81 0.83 0.85 0.88 0.92 0.96 con't 21 0.65 0.66 0.66 0.68 0.71 0.74 0.77 0.78 0.81 0.84 0.88 0.93 0.98 con't 22 0.60 0.61 0.63 0.66 0.70 0.73 0.75 0.77 0.80 0.85 0.89 0.94 1.01 con't 23 0.55 0.57 0.61 0.65 0.69 0.72 0.74 0.78 0.82 0.87 0.92 0.98 1.06 con't 24 0.49 0.54 0.60 0.65 0.69 0.72 0.76 0.80 0.85 0.90 0.96 1.03 1.12 con't 25 0.45 0.52 0.59 0.67 0.71 0.74 0.78 0.83 0.88 0.95 1.02 1.10 1.19 con't 26 0.44 0.52 0.61 0.68 0.73 0.77 0.82 0.87 0.93 1.01 1.08 1.17 1.28 con't 27 0.43 0.54 0.63 0.70 0.76 0.80 0.86 0.92 0.99 1.07 1.17 1.27 1.39 con't 28 0.44 0.55 0.65 0.72 0.80 0.84 0.90 0.97 1.05 1.15 1.27 1.39 1.52 con't 29 0.45 0.56 0.66 0.75 0.83 0.89 0.96 1.04 1.13 1.25 1.37 1.50 1.64 con't 30 0.45 0.57 0.67 0.77 0.86 0.95 1.03 1.11 1.21 1.33 1.46 1.60 1.78 con't 31 0.45 0.58 0.68 0.79 0.89 0.99 1.09 1.18 1.28 1.40 1.54 1.72 1.95 con't 32 0.47 0.59 0.70 0.82 0.93 1.03 1.15 1.24 1.35 1.47 1.63 1.86 2.14 con't 33 0.50 0.62 0.74 0.86 0.98 1.10 1.22 1.32 1.43 1.57 1.77 2.03 2.33 con't 34 0.53 0.65 0.78 0.90 1.03 1.16 1.29 1.42 1.55 1.73 1.95 2.23 2.54 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 80% Male, 20% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 0 0.38 0.49 0.60 0.71 0.80 0.85 0.88 0.89 0.91 0.92 0.93 0.95 0.98 25 1 0.42 0.58 0.68 0.77 0.83 0.87 0.89 0.91 0.92 0.93 0.95 0.98 1.03 26 2 0.52 0.66 0.75 0.82 0.86 0.89 0.91 0.92 0.93 0.95 0.97 1.02 1.06 27 3 0.65 0.74 0.81 0.85 0.89 0.91 0.92 0.93 0.95 0.97 1.01 1.04 1.06 28 4 0.74 0.81 0.85 0.88 0.91 0.92 0.93 0.95 0.97 1.00 1.03 1.04 1.05 29 5 0.81 0.85 0.88 0.90 0.92 0.93 0.95 0.97 0.99 1.01 1.02 1.03 1.05 30 6 0.85 0.88 0.90 0.91 0.92 0.94 0.96 0.98 1.00 1.00 1.02 1.03 1.05 31 7 0.87 0.89 0.90 0.91 0.93 0.96 0.98 0.99 1.00 1.02 1.03 1.05 1.07 32 8 0.88 0.89 0.90 0.93 0.95 0.98 0.99 1.00 1.02 1.03 1.05 1.07 1.10 33 9 0.88 0.89 0.92 0.95 0.98 0.99 1.00 1.02 1.03 1.05 1.07 1.10 1.14 34 10 0.88 0.91 0.94 0.97 0.99 1.00 1.02 1.03 1.05 1.07 1.10 1.14 1.19 35 11 0.90 0.94 0.97 0.98 1.00 1.02 1.03 1.05 1.07 1.10 1.14 1.19 1.26 36 12 0.93 0.97 0.98 1.00 1.02 1.03 1.05 1.07 1.10 1.14 1.19 1.26 1.34 37 13 0.96 0.98 1.00 1.02 1.03 1.05 1.07 1.10 1.14 1.19 1.26 1.34 1.43 38 14 0.98 1.00 1.02 1.03 1.05 1.07 1.10 1.14 1.19 1.26 1.34 1.43 1.53 39 15 0.99 1.02 1.03 1.05 1.07 1.10 1.14 1.19 1.26 1.34 1.43 1.53 1.64 40 16 1.00 1.03 1.04 1.07 1.10 1.14 1.19 1.26 1.34 1.43 1.53 1.64 1.78 41 17 1.00 1.03 1.04 1.10 1.14 1.19 1.26 1.34 1.43 1.53 1.64 1.78 1.95 42 18 1.00 1.04 1.07 1.14 1.19 1.26 1.34 1.43 1.53 1.64 1.78 1.95 2.15 43 19 1.01 1.07 1.13 1.19 1.26 1.34 1.43 1.53 1.64 1.78 1.95 2.15 2.37 44 20 1.03 1.11 1.19 1.25 1.34 1.43 1.53 1.64 1.78 1.95 2.15 2.37 2.61 45 21 1.06 1.16 1.25 1.33 1.43 1.53 1.64 1.78 1.95 2.15 2.37 2.61 2.86 46 22 1.10 1.21 1.32 1.42 1.53 1.64 1.78 1.95 2.15 2.37 2.61 2.86 3.07 47 23 1.15 1.29 1.41 1.52 1.64 1.78 1.95 2.15 2.37 2.61 2.85 3.07 3.26 48 24 1.23 1.37 1.50 1.63 1.78 1.95 2.15 2.37 2.61 2.84 3.05 3.26 3.49 49 25 1.32 1.46 1.62 1.77 1.94 2.15 2.37 2.61 2.83 3.04 3.25 3.49 3.77 50 26 1.43 1.58 1.76 1.94 2.14 2.37 2.61 2.83 3.03 3.25 3.49 3.77 4.13 51 27 1.55 1.71 1.92 2.13 2.35 2.61 2.83 3.03 3.24 3.49 3.77 4.13 4.55 52 28 1.68 1.87 2.11 2.34 2.58 2.82 3.03 3.24 3.49 3.77 4.13 4.55 5.05 53 29 1.82 2.05 2.30 2.56 2.80 3.02 3.24 3.49 3.77 4.12 4.55 5.04 5.64 54 30 1.99 2.24 2.51 2.76 3.00 3.23 3.48 3.76 4.10 4.54 5.02 5.57 6.29 55 31 2.20 2.47 2.73 2.98 3.22 3.47 3.75 4.09 4.51 5.01 5.54 6.15 6.99 56 32 2.41 2.69 2.95 3.20 3.46 3.75 4.08 4.51 5.00 5.52 6.11 6.77 7.66 57 33 2.63 2.91 3.17 3.45 3.74 4.08 4.50 4.99 5.50 6.08 6.72 7.39 8.32 58 34 2.85 3.14 3.42 3.73 4.08 4.49 4.96 5.47 6.04 6.68 7.33 8.02 9.08 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 80% Male, 20% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.56 0.68 0.81 0.95 1.09 1.23 1.37 1.53 1.71 1.92 2.16 2.44 2.76 con't 36 0.59 0.71 0.86 1.00 1.14 1.29 1.46 1.68 1.89 2.12 2.37 2.65 2.98 con't 37 0.62 0.76 0.91 1.05 1.20 1.38 1.59 1.84 2.09 2.33 2.58 2.86 3.21 con't 38 0.68 0.83 0.99 1.12 1.28 1.49 1.75 2.02 2.29 2.54 2.79 3.10 3.48 con't 39 0.73 0.90 1.06 1.21 1.40 1.64 1.93 2.22 2.49 2.74 3.03 3.38 3.80 con't 40 0.77 0.97 1.15 1.34 1.54 1.82 2.12 2.42 2.70 2.98 3.33 3.72 4.17 con't 41 0.83 1.06 1.27 1.48 1.71 2.01 2.32 2.62 2.93 3.27 3.66 4.10 4.59 con't 42 0.89 1.14 1.38 1.61 1.87 2.17 2.51 2.84 3.19 3.58 4.01 4.51 5.08 con't 43 0.95 1.22 1.48 1.73 2.00 2.32 2.69 3.07 3.46 3.90 4.38 4.98 5.63 con't 44 1.03 1.31 1.59 1.84 2.15 2.49 2.90 3.34 3.78 4.26 4.80 5.52 6.21 con't 45 1.12 1.40 1.68 1.96 2.31 2.71 3.16 3.65 4.15 4.67 5.31 6.09 6.77 con't 46 1.22 1.49 1.78 2.10 2.49 2.95 3.45 4.00 4.54 5.16 5.86 6.63 7.31 con't 47 1.32 1.60 1.91 2.27 2.70 3.18 3.74 4.35 4.95 5.68 6.38 7.16 7.90 con't 48 1.41 1.73 2.08 2.47 2.91 3.43 4.04 4.71 5.37 6.14 6.88 7.74 8.63 con't 49 1.51 1.88 2.28 2.69 3.15 3.69 4.35 5.08 5.77 6.56 7.42 8.45 9.57 con't 50 1.63 2.07 2.50 2.94 3.41 3.97 4.66 5.41 6.17 7.02 8.07 9.36 10.70 con't 51 1.77 2.28 2.75 3.22 3.70 4.27 4.96 5.76 6.62 7.63 8.90 10.44 11.91 con't 52 1.89 2.48 3.01 3.51 4.02 4.60 5.33 6.22 7.20 8.43 9.92 11.62 12.97 con't 53 1.98 2.67 3.26 3.80 4.33 4.98 5.81 6.84 7.95 9.40 11.04 12.66 13.97 con't 54 2.08 2.86 3.53 4.09 4.66 5.41 6.39 7.57 8.83 10.41 11.99 13.59 15.18 con't 55 2.19 3.07 3.79 4.40 5.05 5.92 7.07 8.40 9.76 11.28 12.84 14.69 16.57 con't 56 2.30 3.26 4.05 4.75 5.51 6.53 7.84 9.29 10.71 12.23 14.04 16.09 18.18 con't 57 2.44 3.46 4.34 5.15 6.07 7.25 8.66 10.17 11.62 13.36 15.41 17.75 20.11 con't 58 2.62 3.68 4.66 5.62 6.71 8.03 9.51 11.02 12.47 14.43 16.73 19.49 22.39 con't 59 2.84 3.94 5.03 6.13 7.40 8.83 10.36 11.87 13.33 15.53 18.17 21.32 24.81 con't 60 3.09 4.25 5.43 6.67 8.10 9.64 11.20 12.73 14.22 16.72 19.72 23.16 27.00 con't 61 3.38 4.58 5.86 7.24 8.80 10.46 12.08 13.64 15.22 18.05 21.32 24.96 28.99 con't 62 3.66 4.96 6.37 7.88 9.57 11.34 13.06 14.73 16.47 19.57 23.04 26.90 31.22 con't 63 3.90 5.44 6.97 8.62 10.43 12.32 14.19 16.05 18.01 21.33 25.04 29.19 33.93 con't 64 4.12 5.95 7.61 9.43 11.39 13.42 15.47 17.56 19.76 23.32 27.35 31.93 37.22 con't 65 4.30 6.48 8.32 10.31 12.48 14.65 16.85 19.15 21.64 25.52 29.96 35.09 41.07 con't 66 4.51 7.13 9.13 11.27 13.71 16.02 18.36 20.85 23.64 27.91 32.88 38.68 45.46 con't 67 4.92 7.85 10.04 12.34 14.98 17.56 20.19 22.97 25.99 30.79 36.40 42.99 50.55 con't 68 5.47 8.65 11.06 13.52 16.00 19.33 22.22 25.20 28.51 33.92 40.27 47.59 55.98 con't 69 6.04 9.55 12.18 14.83 16.83 21.27 24.18 27.28 31.87 38.02 45.14 53.31 62.53 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 80% Male, 20% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 35 3.08 3.40 3.72 4.07 4.48 4.94 5.44 6.00 6.63 7.28 7.98 8.71 9.98 60 36 3.34 3.70 4.06 4.45 4.91 5.41 5.96 6.58 7.24 7.93 8.70 9.54 11.07 61 37 3.61 4.02 4.43 4.88 5.37 5.93 6.54 7.19 7.90 8.67 9.54 10.60 12.32 62 38 3.91 4.36 4.84 5.34 5.89 6.50 7.15 7.85 8.65 9.53 10.59 11.83 13.67 63 39 4.25 4.74 5.28 5.85 6.47 7.12 7.82 8.62 9.53 10.57 11.79 13.12 15.09 64 40 4.66 5.20 5.79 6.42 7.08 7.80 8.60 9.51 10.57 11.76 13.09 14.40 16.56 65 41 5.14 5.76 6.37 7.03 7.76 8.58 9.50 10.55 11.74 13.04 14.40 15.59 18.05 66 42 5.70 6.36 6.95 7.69 8.53 9.47 10.53 11.71 12.97 14.31 15.59 16.87 19.62 67 43 6.29 6.92 7.59 8.45 9.42 10.49 11.68 12.92 14.22 15.54 16.82 18.35 21.27 68 44 6.85 7.50 8.34 9.33 10.42 11.62 12.88 14.16 15.46 16.77 18.30 20.08 23.10 69 45 7.39 8.20 9.20 10.32 11.53 12.81 14.10 15.39 16.69 18.18 20.08 22.20 25.20 70 46 8.03 9.05 10.19 11.43 12.72 14.04 15.33 16.59 18.06 19.93 22.20 24.71 27.74 71 47 8.82 10.01 11.30 12.64 13.97 15.28 16.52 17.93 19.77 22.04 24.71 27.50 30.67 72 48 9.74 11.09 12.52 13.89 15.20 16.47 17.82 19.62 21.87 24.53 27.50 30.43 33.75 73 49 10.85 12.27 13.78 15.10 16.37 17.64 19.47 21.70 24.34 27.29 30.43 33.49 37.07 74 50 12.09 13.46 15.00 16.25 17.50 19.16 21.53 24.15 27.08 30.19 33.49 36.76 40.71 75 51 13.17 14.59 16.13 17.40 18.97 21.19 23.96 26.86 29.95 33.22 36.76 40.37 44.77 76 52 14.18 15.72 17.29 18.90 20.98 23.58 26.65 29.71 32.97 36.47 40.37 44.43 49.45 77 53 15.40 17.05 18.82 20.90 23.36 26.22 29.48 32.70 36.19 40.05 44.43 49.07 54.81 78 54 16.82 18.71 20.81 23.27 25.98 29.01 32.44 35.90 39.73 44.08 49.07 54.38 60.76 79 55 18.46 20.70 23.17 25.89 28.76 31.92 35.62 39.42 43.73 48.69 54.38 60.29 67.46 80 56 20.42 23.05 25.78 28.66 31.65 35.04 39.11 43.38 48.30 53.97 60.29 66.81 74.85 81 57 22.73 25.65 28.53 31.56 34.74 38.47 43.03 47.90 53.53 59.83 66.81 73.85 82.60 82 58 25.28 28.39 31.42 34.68 38.14 42.34 47.52 53.10 59.34 66.29 73.85 81.28 90.94 83 59 27.99 31.25 34.52 38.12 41.97 46.76 52.67 58.86 65.75 73.27 81.27 89.31 100.17 84 60 30.82 34.34 37.95 41.96 46.36 51.81 58.38 65.22 72.68 80.63 89.30 98.17 110.18 85 61 33.48 37.76 41.84 46.34 51.37 57.42 64.69 72.10 79.98 88.60 98.16 107.93 121.22 86 62 36.11 41.55 46.29 51.35 56.94 63.62 71.50 79.33 87.89 97.39 107.91 118.50 133.35 87 63 39.39 45.74 51.33 56.92 63.08 70.33 78.68 87.18 96.61 107.06 118.47 129.77 146.09 88 64 43.39 50.59 56.89 63.06 69.72 77.39 86.46 95.83 106.20 117.53 129.73 141.62 159.05 89 65 48.07 56.04 63.03 69.69 76.73 85.05 95.03 105.34 116.60 128.72 141.56 153.91 170.71 90 66 53.24 61.94 69.67 76.69 84.32 93.50 104.47 115.66 127.71 140.47 153.86 166.11 181.64 91 67 59.20 68.53 76.67 84.28 92.70 102.79 114.72 126.69 139.39 152.70 166.07 178.12 194.31 92 68 65.40 75.23 84.25 92.66 101.92 112.88 125.66 138.29 151.53 164.84 178.08 191.17 208.89 93 69 72.58 83.25 92.62 101.87 111.93 123.66 137.18 150.36 163.60 176.79 191.13 205.02 225.69 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 80% Male, 20% Female Composite Select & Ultimate Age Last Birthday 5 of 6 Issue Duration Age 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 70 6.98 10.55 13.43 15.98 18.46 23.20 26.10 30.80 35.88 42.79 50.76 59.77 69.76 con't 71 8.54 11.65 14.81 17.57 20.88 24.93 28.41 33.79 38.60 46.14 54.73 64.30 75.08 con't 72 10.10 13.28 16.62 19.81 23.08 26.62 30.58 35.91 40.73 48.79 57.82 68.05 79.67 con't 73 11.48 15.03 18.52 21.93 25.27 28.74 33.55 38.97 43.75 52.39 62.14 73.27 85.82 con't 74 13.11 16.27 20.16 24.24 27.70 32.02 37.34 42.31 49.61 59.18 70.06 82.45 96.06 con't 75 14.29 17.72 22.06 26.75 30.73 35.81 40.95 48.02 58.09 68.87 81.19 95.08 109.92 con't 76 14.95 19.41 24.29 29.51 34.34 39.60 46.42 56.21 65.60 78.72 92.43 107.71 123.58 con't 77 15.89 21.07 26.71 32.98 38.34 44.89 54.39 64.05 75.60 90.18 105.27 121.89 138.70 con't 78 17.04 22.96 29.59 37.16 43.43 52.63 62.50 74.03 85.89 100.66 116.98 134.73 151.98 con't 79 18.30 25.38 33.17 42.07 50.95 61.01 72.48 84.14 94.69 110.51 127.84 145.97 163.47 con't 80 19.85 28.51 37.63 48.02 59.68 71.08 82.55 93.09 106.38 123.39 141.47 161.43 183.81 con't 81 21.76 32.43 43.13 55.13 68.40 81.09 91.59 104.74 116.30 138.15 158.30 183.44 204.67 con't 82 24.28 37.37 49.81 63.46 78.28 90.27 103.24 114.67 132.11 156.65 182.13 204.67 218.57 con't 83 28.04 43.47 57.66 72.90 89.18 101.97 113.23 130.55 155.06 180.35 203.10 218.57 232.89 con't 84 33.27 50.76 66.64 83.33 100.93 112.01 129.14 153.53 178.65 201.12 216.54 232.63 247.76 con't 85 40.16 59.32 76.74 94.78 111.08 128.00 152.15 177.11 199.23 214.33 230.13 246.69 264.18 con't 86 48.33 69.27 88.22 107.60 127.22 151.09 175.76 197.56 212.25 227.66 243.85 261.78 281.26 con't 87 57.97 80.90 101.58 126.88 150.46 174.81 196.21 210.44 225.37 241.09 258.57 277.64 298.20 con't 88 70.22 94.71 122.20 150.24 174.35 195.33 209.03 223.41 238.59 255.52 274.02 294.00 314.03 con't 89 85.30 116.75 147.17 174.22 195.06 208.19 221.96 236.52 252.83 270.69 289.98 309.55 328.01 con't 90 109.64 143.60 172.92 194.99 208.03 221.18 235.06 250.66 267.80 286.33 305.33 323.39 342.69 con't 91 138.97 171.42 194.94 207.96 221.08 234.37 249.20 265.53 283.21 301.55 319.08 337.64 358.40 con't 92 169.49 194.91 207.91 221.01 234.26 248.64 264.09 280.85 298.40 315.28 332.97 352.90 375.18 con't 93 194.88 207.88 220.96 234.19 248.52 263.68 279.43 296.09 312.20 328.90 347.88 369.25 393.08 con't 94 207.85 220.93 234.14 248.45 263.56 279.16 294.84 310.05 325.66 343.56 363.88 386.72 412.12 con't 95 220.90 234.11 248.40 263.49 279.05 294.73 309.06 323.48 340.18 359.32 381.03 405.36 432.31 con't 96 234.08 248.37 263.44 278.97 294.66 309.06 322.62 338.00 355.82 376.25 399.35 425.15 453.62 con't 97 248.35 263.40 278.92 294.61 309.06 322.62 337.30 353.68 372.66 394.37 418.85 446.09 476.06 con't 98 263.39 278.89 294.58 309.06 322.62 337.30 353.17 370.57 390.73 413.70 439.53 468.19 499.69 con't 99 278.88 294.57 309.06 322.62 337.30 353.17 370.34 389.47 411.42 436.21 463.86 494.38 527.72 con't Blended 80% Male, 20% Female Composite Select & Ultimate Age Last Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 80.62 92.45 101.82 111.87 122.63 135.02 149.17 162.34 175.48 190.36 204.94 218.96 243.43 95 71 86.71 99.56 111.78 122.56 133.89 146.84 161.08 174.17 189.59 204.84 218.82 233.27 261.08 96 72 92.01 105.71 120.84 133.82 145.63 158.62 172.85 188.83 204.75 218.68 233.06 248.03 275.71 97 73 98.99 113.58 129.51 145.57 157.36 170.30 188.08 204.69 218.60 232.94 247.83 264.29 287.15 98 74 110.39 126.04 142.77 157.32 169.01 186.67 204.67 218.57 232.90 247.77 264.20 282.12 302.85 99 75 125.54 142.40 157.31 169.00 185.97 204.67 218.57 232.89 247.76 264.18 282.09 301.48 320.57 100 76 140.33 156.32 169.00 185.97 204.67 218.57 232.89 247.76 264.18 282.09 301.48 320.57 338.67 101 77 154.57 168.33 185.97 204.67 218.57 232.89 247.76 264.18 282.09 301.48 320.57 338.67 359.10 102 78 167.74 185.97 204.67 218.57 232.89 247.76 264.18 282.09 301.48 320.57 338.67 359.10 382.14 103 79 185.27 204.67 218.57 232.89 247.76 264.18 282.09 301.48 320.57 338.67 359.10 382.14 407.85 104 80 204.67 218.57 232.89 247.76 264.18 282.09 301.48 320.57 338.67 359.10 382.14 407.85 435.73 105 81 218.57 232.89 247.76 264.18 282.09 301.48 320.57 338.67 359.10 382.14 407.85 435.73 465.05 106 82 232.89 247.76 264.18 282.09 301.48 320.57 338.67 359.10 382.14 407.85 435.73 465.05 495.52 107 83 247.76 264.18 282.09 301.48 320.57 338.67 359.10 382.14 407.85 435.73 465.05 495.52 527.06 108 84 264.18 282.09 301.48 320.57 338.67 359.10 382.14 407.85 435.73 465.05 495.52 527.06 560.03 109 85 282.09 301.48 320.57 338.67 359.10 382.14 407.85 435.73 465.05 495.52 527.06 560.03 593.58 110 86 301.23 320.57 338.67 359.10 382.14 407.85 435.62 464.93 495.52 527.06 560.03 593.58 626.63 111 87 318.58 337.23 357.67 380.44 405.71 433.39 462.55 493.43 525.68 559.31 593.58 626.63 658.96 112 88 332.79 353.30 375.89 400.59 427.39 456.24 487.07 519.78 554.33 590.63 626.63 658.96 692.41 113 89 347.98 370.07 394.34 420.80 449.40 480.07 512.72 547.29 583.70 621.90 658.96 692.41 732.66 114 90 364.19 387.92 413.91 442.14 472.53 505.01 539.50 575.93 614.23 654.35 692.34 732.66 771.87 115 91 381.48 406.89 434.61 464.60 496.77 531.06 567.40 605.71 645.91 687.95 731.83 771.87 812.90 116 92 399.87 426.97 456.42 488.16 522.11 558.23 596.43 636.61 678.70 722.71 768.68 812.90 856.40 117 93 419.41 448.18 479.33 512.82 548.57 586.52 626.56 668.58 712.60 758.68 806.74 856.40 898.17 118 94 440.06 470.49 503.35 538.60 576.15 615.88 657.71 701.59 747.68 795.83 846.01 898.17 941.67 119 95 461.83 493.91 528.50 565.49 604.79 646.25 689.86 735.81 783.92 834.15 886.47 941.67 1,000.00 120 96 484.73 518.47 554.76 593.45 634.39 677.57 723.22 771.14 821.30 873.63 930.05 1,000.00 97 508.79 544.18 582.08 622.33 664.90 710.09 757.66 807.57 859.76 917.72 1,000.00 98 533.99 570.92 610.29 652.08 696.63 743.67 793.16 845.03 904.88 1,000.00 99 563.71 602.13 642.97 686.60 732.71 781.27 832.18 891.73 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION HH Blended 60% Male, 40% Female Composite Select & Ultimate Age Last Birthday Blended 60% Male, 40% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 0.61 0.40 0.29 0.22 0.20 0.20 0.21 0.22 0.22 0.22 0.23 0.27 0.31 con't 1 0.38 0.28 0.22 0.20 0.20 0.19 0.22 0.22 0.21 0.23 0.25 0.29 0.33 con't 2 0.27 0.21 0.20 0.20 0.19 0.20 0.22 0.21 0.22 0.23 0.27 0.32 0.38 con't 3 0.21 0.19 0.19 0.19 0.20 0.21 0.21 0.22 0.23 0.26 0.31 0.38 0.48 con't 4 0.19 0.19 0.19 0.20 0.21 0.20 0.22 0.22 0.26 0.30 0.38 0.47 0.58 con't 5 0.19 0.19 0.20 0.21 0.20 0.21 0.22 0.25 0.30 0.36 0.47 0.57 0.65 con't 6 0.19 0.20 0.20 0.20 0.21 0.21 0.25 0.30 0.36 0.47 0.57 0.65 0.71 con't 7 0.20 0.20 0.19 0.21 0.21 0.24 0.28 0.36 0.46 0.57 0.65 0.70 0.74 con't 8 0.20 0.19 0.20 0.21 0.23 0.28 0.34 0.46 0.57 0.65 0.70 0.73 0.76 con't 9 0.19 0.20 0.20 0.23 0.27 0.34 0.45 0.56 0.64 0.70 0.73 0.75 0.76 con't 10 0.20 0.20 0.22 0.27 0.34 0.45 0.56 0.64 0.69 0.73 0.75 0.75 0.77 con't 11 0.20 0.22 0.26 0.33 0.45 0.56 0.64 0.68 0.72 0.74 0.74 0.76 0.78 con't 12 0.22 0.26 0.33 0.44 0.56 0.63 0.68 0.71 0.73 0.73 0.75 0.77 0.80 con't 13 0.25 0.32 0.44 0.56 0.63 0.68 0.70 0.72 0.72 0.74 0.76 0.79 0.82 con't 14 0.31 0.44 0.56 0.63 0.67 0.69 0.71 0.71 0.73 0.74 0.78 0.81 0.85 con't 15 0.43 0.56 0.63 0.67 0.68 0.70 0.70 0.72 0.73 0.76 0.79 0.83 0.86 con't 16 0.56 0.63 0.67 0.68 0.69 0.69 0.71 0.72 0.75 0.78 0.81 0.84 0.87 con't 17 0.63 0.66 0.68 0.68 0.69 0.70 0.71 0.73 0.76 0.79 0.82 0.85 0.88 con't 18 0.65 0.66 0.66 0.67 0.68 0.69 0.72 0.74 0.77 0.79 0.82 0.85 0.89 con't 19 0.63 0.64 0.64 0.65 0.67 0.70 0.71 0.74 0.77 0.79 0.82 0.86 0.90 con't 20 0.60 0.60 0.62 0.63 0.65 0.68 0.71 0.73 0.76 0.79 0.82 0.87 0.92 con't 21 0.56 0.57 0.59 0.61 0.64 0.67 0.70 0.72 0.75 0.79 0.84 0.89 0.94 con't 22 0.52 0.54 0.56 0.60 0.63 0.66 0.69 0.71 0.76 0.81 0.86 0.91 0.98 con't 23 0.48 0.51 0.55 0.59 0.62 0.66 0.69 0.73 0.78 0.83 0.89 0.95 1.03 con't 24 0.44 0.48 0.54 0.59 0.63 0.67 0.71 0.76 0.81 0.87 0.93 1.00 1.09 con't 25 0.40 0.47 0.54 0.60 0.65 0.69 0.74 0.79 0.85 0.91 0.99 1.06 1.15 con't 26 0.39 0.47 0.55 0.62 0.67 0.72 0.78 0.83 0.89 0.97 1.05 1.13 1.23 con't 27 0.40 0.49 0.57 0.64 0.70 0.75 0.81 0.87 0.94 1.03 1.12 1.22 1.33 con't 28 0.41 0.50 0.59 0.66 0.74 0.79 0.85 0.92 1.00 1.10 1.20 1.32 1.44 con't 29 0.42 0.52 0.61 0.69 0.77 0.83 0.90 0.98 1.07 1.18 1.29 1.42 1.55 con't 30 0.43 0.54 0.63 0.71 0.79 0.88 0.96 1.04 1.14 1.26 1.38 1.52 1.68 con't 31 0.44 0.55 0.64 0.73 0.82 0.92 1.01 1.11 1.21 1.32 1.46 1.63 1.84 con't 32 0.46 0.56 0.66 0.76 0.86 0.96 1.07 1.17 1.28 1.40 1.56 1.77 2.02 con't 33 0.48 0.58 0.70 0.80 0.91 1.02 1.14 1.25 1.36 1.50 1.69 1.93 2.21 con't 34 0.50 0.61 0.73 0.84 0.96 1.09 1.22 1.35 1.48 1.65 1.86 2.12 2.41 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 60% Male, 40% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 0 0.36 0.45 0.54 0.63 0.70 0.74 0.77 0.79 0.80 0.81 0.83 0.85 0.88 25 1 0.40 0.52 0.61 0.68 0.73 0.76 0.78 0.80 0.81 0.83 0.85 0.87 0.92 26 2 0.48 0.59 0.66 0.72 0.76 0.78 0.80 0.81 0.83 0.85 0.87 0.90 0.94 27 3 0.58 0.66 0.71 0.75 0.78 0.80 0.81 0.83 0.85 0.87 0.90 0.92 0.95 28 4 0.66 0.71 0.75 0.77 0.80 0.81 0.83 0.85 0.87 0.89 0.92 0.93 0.95 29 5 0.71 0.75 0.77 0.79 0.81 0.83 0.85 0.87 0.89 0.90 0.92 0.94 0.96 30 6 0.74 0.77 0.79 0.80 0.82 0.84 0.86 0.88 0.89 0.91 0.93 0.95 0.98 31 7 0.76 0.78 0.80 0.81 0.84 0.86 0.88 0.89 0.91 0.93 0.95 0.97 1.00 32 8 0.77 0.79 0.80 0.83 0.86 0.87 0.89 0.91 0.93 0.95 0.97 1.00 1.04 33 9 0.78 0.80 0.82 0.85 0.87 0.89 0.91 0.93 0.95 0.97 1.00 1.04 1.08 34 10 0.79 0.82 0.84 0.87 0.89 0.91 0.93 0.95 0.97 1.00 1.04 1.08 1.14 35 11 0.81 0.84 0.87 0.89 0.91 0.93 0.95 0.97 1.00 1.04 1.08 1.14 1.21 36 12 0.83 0.86 0.89 0.91 0.93 0.95 0.97 1.00 1.04 1.08 1.14 1.21 1.29 37 13 0.86 0.88 0.91 0.93 0.95 0.97 1.00 1.04 1.08 1.14 1.21 1.29 1.37 38 14 0.88 0.90 0.93 0.95 0.97 1.00 1.04 1.08 1.14 1.21 1.28 1.37 1.46 39 15 0.90 0.92 0.95 0.97 1.00 1.04 1.08 1.14 1.21 1.28 1.37 1.46 1.57 40 16 0.91 0.94 0.96 1.00 1.04 1.08 1.14 1.21 1.28 1.37 1.46 1.57 1.70 41 17 0.92 0.96 0.98 1.04 1.08 1.14 1.21 1.28 1.37 1.46 1.57 1.70 1.85 42 18 0.94 0.98 1.02 1.08 1.14 1.21 1.28 1.37 1.46 1.57 1.70 1.85 2.02 43 19 0.96 1.02 1.07 1.14 1.21 1.28 1.37 1.46 1.57 1.70 1.85 2.02 2.23 44 20 0.98 1.06 1.14 1.20 1.28 1.37 1.46 1.57 1.70 1.85 2.02 2.23 2.45 45 21 1.02 1.11 1.20 1.27 1.36 1.46 1.57 1.70 1.85 2.02 2.23 2.45 2.68 46 22 1.06 1.17 1.26 1.36 1.45 1.57 1.70 1.85 2.02 2.23 2.45 2.68 2.90 47 23 1.12 1.23 1.34 1.44 1.56 1.70 1.85 2.02 2.23 2.45 2.67 2.90 3.11 48 24 1.18 1.31 1.43 1.55 1.69 1.85 2.02 2.23 2.45 2.67 2.89 3.11 3.35 49 25 1.26 1.39 1.54 1.68 1.84 2.02 2.23 2.45 2.66 2.88 3.10 3.35 3.64 50 26 1.36 1.50 1.66 1.83 2.01 2.23 2.45 2.66 2.87 3.10 3.35 3.64 4.00 51 27 1.48 1.62 1.81 1.99 2.21 2.45 2.66 2.87 3.09 3.35 3.64 4.00 4.42 52 28 1.60 1.77 1.98 2.19 2.42 2.65 2.86 3.09 3.35 3.64 4.00 4.42 4.89 53 29 1.72 1.93 2.16 2.40 2.63 2.85 3.09 3.35 3.64 3.99 4.41 4.88 5.44 54 30 1.87 2.11 2.35 2.60 2.84 3.08 3.34 3.63 3.97 4.41 4.87 5.39 6.06 55 31 2.07 2.32 2.57 2.82 3.07 3.33 3.62 3.97 4.39 4.86 5.37 5.95 6.72 56 32 2.28 2.54 2.80 3.05 3.32 3.62 3.96 4.38 4.85 5.35 5.92 6.55 7.37 57 33 2.49 2.76 3.02 3.30 3.61 3.95 4.37 4.83 5.33 5.89 6.51 7.16 8.01 58 34 2.71 2.99 3.28 3.59 3.94 4.35 4.81 5.30 5.86 6.47 7.11 7.78 8.72 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 60% Male, 40% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.53 0.64 0.76 0.88 1.02 1.15 1.30 1.46 1.63 1.83 2.06 2.33 2.63 con't 36 0.56 0.67 0.80 0.93 1.07 1.22 1.39 1.59 1.80 2.02 2.26 2.54 2.85 con't 37 0.59 0.72 0.85 0.99 1.13 1.31 1.51 1.74 1.99 2.22 2.47 2.76 3.09 con't 38 0.63 0.78 0.92 1.06 1.22 1.42 1.66 1.92 2.18 2.43 2.68 3.00 3.37 con't 39 0.68 0.84 1.00 1.15 1.33 1.56 1.83 2.10 2.37 2.63 2.92 3.28 3.68 con't 40 0.73 0.91 1.09 1.26 1.46 1.73 2.01 2.30 2.57 2.87 3.21 3.60 4.04 con't 41 0.79 1.00 1.20 1.40 1.63 1.90 2.21 2.50 2.81 3.15 3.54 3.97 4.44 con't 42 0.85 1.08 1.31 1.53 1.79 2.07 2.39 2.72 3.07 3.45 3.88 4.36 4.90 con't 43 0.91 1.16 1.41 1.66 1.93 2.23 2.58 2.96 3.34 3.77 4.23 4.80 5.42 con't 44 1.00 1.26 1.52 1.78 2.08 2.42 2.81 3.22 3.66 4.12 4.64 5.30 5.96 con't 45 1.09 1.36 1.64 1.92 2.25 2.64 3.07 3.53 4.01 4.51 5.12 5.84 6.50 con't 46 1.19 1.46 1.75 2.07 2.44 2.88 3.35 3.87 4.39 4.98 5.63 6.36 7.03 con't 47 1.29 1.58 1.88 2.24 2.65 3.12 3.64 4.21 4.78 5.47 6.13 6.87 7.60 con't 48 1.39 1.70 2.06 2.44 2.87 3.36 3.93 4.56 5.19 5.91 6.62 7.42 8.29 con't 49 1.48 1.85 2.25 2.66 3.11 3.62 4.23 4.91 5.57 6.32 7.13 8.09 9.13 con't 50 1.59 2.04 2.46 2.89 3.36 3.89 4.53 5.24 5.95 6.76 7.73 8.90 10.12 con't 51 1.72 2.25 2.70 3.15 3.63 4.18 4.83 5.57 6.38 7.32 8.48 9.85 11.19 con't 52 1.83 2.45 2.94 3.42 3.91 4.48 5.17 5.99 6.91 8.03 9.36 10.88 12.15 con't 53 1.92 2.63 3.18 3.69 4.20 4.82 5.59 6.54 7.57 8.86 10.33 11.81 13.09 con't 54 2.02 2.82 3.44 3.96 4.51 5.20 6.11 7.18 8.32 9.74 11.18 12.68 14.19 con't 55 2.13 3.01 3.69 4.25 4.86 5.66 6.70 7.89 9.14 10.53 11.98 13.70 15.46 con't 56 2.25 3.20 3.95 4.58 5.28 6.21 7.37 8.67 9.98 11.40 13.06 14.96 16.93 con't 57 2.38 3.40 4.23 4.95 5.79 6.85 8.10 9.46 10.81 12.43 14.30 16.44 18.66 con't 58 2.54 3.62 4.55 5.39 6.36 7.54 8.86 10.25 11.63 13.44 15.54 18.03 20.68 con't 59 2.74 3.87 4.90 5.86 6.97 8.26 9.64 11.06 12.48 14.50 16.89 19.72 22.86 con't 60 2.96 4.14 5.27 6.34 7.60 8.98 10.43 11.88 13.37 15.65 18.36 21.47 24.92 con't 61 3.22 4.43 5.66 6.85 8.23 9.72 11.24 12.76 14.36 16.94 19.90 23.23 26.90 con't 62 3.48 4.77 6.11 7.41 8.90 10.51 12.14 13.79 15.56 18.40 21.59 25.14 29.11 con't 63 3.73 5.28 6.63 8.05 9.65 11.37 13.16 15.00 16.99 20.07 23.51 27.37 31.75 con't 64 3.98 5.81 7.18 8.74 10.47 12.33 14.29 16.36 18.61 21.94 25.71 29.99 34.88 con't 65 4.17 6.28 7.79 9.48 11.39 13.40 15.53 17.82 20.36 24.01 28.19 32.98 38.50 con't 66 4.37 6.86 8.48 10.30 12.45 14.60 16.88 19.39 22.23 26.28 30.96 36.36 42.61 con't 67 4.75 7.50 9.27 11.22 13.55 15.95 18.53 21.32 24.44 28.97 34.24 40.35 47.30 con't 68 5.27 8.21 10.14 12.25 14.50 17.52 20.36 23.39 26.82 31.92 37.87 44.65 52.36 con't 69 5.82 8.99 11.12 13.40 15.36 19.26 22.19 25.42 29.90 35.68 42.32 49.86 58.32 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 60% Male, 40% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 35 2.94 3.25 3.58 3.93 4.33 4.78 5.27 5.82 6.43 7.06 7.73 8.44 9.57 60 36 3.20 3.55 3.92 4.31 4.75 5.24 5.78 6.38 7.02 7.69 8.42 9.23 10.56 61 37 3.48 3.87 4.28 4.72 5.21 5.75 6.34 6.97 7.65 8.39 9.22 10.19 11.67 62 38 3.78 4.22 4.68 5.17 5.72 6.30 6.93 7.61 8.37 9.21 10.18 11.30 12.88 63 39 4.12 4.59 5.11 5.67 6.27 6.90 7.58 8.34 9.20 10.17 11.27 12.47 14.15 64 40 4.51 5.04 5.61 6.22 6.86 7.55 8.31 9.18 10.15 11.24 12.44 13.63 15.48 65 41 4.97 5.57 6.16 6.80 7.51 8.28 9.16 10.14 11.22 12.40 13.63 14.75 16.85 66 42 5.50 6.13 6.73 7.43 8.24 9.13 10.11 11.19 12.35 13.57 14.75 15.97 18.30 67 43 6.05 6.68 7.34 8.15 9.07 10.08 11.16 12.31 13.50 14.71 15.94 17.36 19.84 68 44 6.59 7.24 8.04 8.98 10.00 11.11 12.28 13.45 14.66 15.90 17.32 18.95 21.54 69 45 7.13 7.91 8.85 9.89 11.02 12.21 13.41 14.60 15.83 17.23 18.95 20.88 23.49 70 46 7.74 8.70 9.76 10.90 12.11 13.35 14.56 15.76 17.14 18.84 20.88 23.14 25.81 71 47 8.47 9.58 10.76 12.01 13.26 14.52 15.71 17.04 18.72 20.75 23.14 25.64 28.47 72 48 9.32 10.55 11.86 13.15 14.42 15.67 16.96 18.61 20.62 22.99 25.64 28.29 31.27 73 49 10.31 11.62 13.00 14.28 15.55 16.83 18.50 20.50 22.85 25.47 28.29 31.08 34.30 74 50 11.41 12.70 14.14 15.40 16.68 18.27 20.37 22.72 25.32 28.11 31.08 34.07 37.62 75 51 12.40 13.75 15.23 16.53 18.09 20.12 22.57 25.16 27.94 30.89 34.07 37.37 41.30 76 52 13.35 14.83 16.36 17.95 19.94 22.29 25.00 27.77 30.70 33.86 37.37 41.05 45.49 77 53 14.48 16.08 17.79 19.78 22.09 24.69 27.59 30.50 33.65 37.14 41.05 45.21 50.24 78 54 15.78 17.60 19.61 21.92 24.49 27.24 30.31 33.44 36.90 40.80 45.21 49.94 55.49 79 55 17.28 19.41 21.74 24.31 27.05 29.92 33.23 36.67 40.54 44.94 49.93 55.16 61.50 80 56 19.05 21.51 24.10 26.86 29.73 32.81 36.45 40.28 44.65 49.63 55.15 60.88 68.25 81 57 21.11 23.84 26.62 29.57 32.59 35.98 40.03 44.37 49.32 54.81 60.87 67.06 75.32 82 58 23.40 26.33 29.29 32.49 35.74 39.52 44.08 49.00 54.46 60.50 67.05 73.58 82.87 83 59 25.84 28.97 32.17 35.70 39.26 43.52 48.69 54.11 60.11 66.63 73.57 80.64 91.19 84 60 28.46 31.84 35.39 39.24 43.24 48.06 53.77 59.73 66.21 73.11 80.62 88.37 100.02 85 61 31.00 35.04 39.02 43.22 47.74 53.07 59.34 65.78 72.65 80.11 88.35 96.82 109.85 86 62 33.61 38.58 43.14 47.73 52.72 58.58 65.35 72.18 79.62 87.79 96.79 105.94 120.98 87 63 36.75 42.51 47.71 52.70 58.18 64.51 71.71 79.11 87.25 96.19 105.90 115.66 132.63 88 64 40.52 47.02 52.68 58.16 64.07 70.80 78.59 86.69 95.59 105.24 115.60 125.89 144.30 89 65 44.88 52.02 58.13 64.05 70.32 77.59 86.12 94.98 104.59 114.89 125.82 136.58 154.00 90 66 49.69 57.35 64.02 70.29 77.07 85.04 94.37 103.94 114.19 125.08 136.52 147.43 162.99 91 67 55.16 63.21 70.26 77.04 84.49 93.21 103.28 113.50 124.34 135.75 147.38 158.41 174.78 92 68 60.91 69.25 77.01 84.45 92.60 102.03 112.80 123.61 134.97 146.58 158.35 170.36 189.39 93 69 67.37 76.31 84.42 92.56 101.37 111.45 122.86 134.19 145.75 157.51 170.29 183.21 207.11 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 60% Male, 40% Female Composite Select & Ultimate Age Last Birthday 5 of 6 Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 70 6.65 9.87 12.22 14.47 16.85 21.05 24.07 28.58 33.54 40.01 47.41 55.71 64.90 con't 71 8.17 10.83 13.44 15.90 18.97 22.76 26.31 31.44 36.36 43.44 51.44 60.33 70.27 con't 72 9.68 12.21 14.99 17.86 20.99 24.51 28.55 33.78 38.87 46.48 55.00 64.56 75.29 con't 73 10.86 13.69 16.66 19.79 23.06 26.66 31.46 36.92 42.15 50.36 59.59 70.01 81.48 con't 74 12.25 14.85 18.20 21.91 25.41 29.76 35.07 40.37 47.59 56.65 66.87 78.37 90.53 con't 75 13.34 16.22 20.00 24.28 28.27 33.32 38.67 45.65 55.00 65.11 76.52 89.26 102.15 con't 76 14.11 17.84 22.12 26.91 31.67 37.01 43.72 52.81 61.89 73.81 86.39 100.27 113.78 con't 77 15.19 19.55 24.51 30.17 35.47 41.89 50.68 59.87 70.63 83.75 97.48 112.47 126.49 con't 78 16.34 21.55 27.34 34.08 40.18 48.64 57.87 68.53 79.72 93.19 107.97 123.87 138.18 con't 79 17.57 24.09 30.83 38.66 46.76 55.98 66.49 77.45 87.97 102.36 118.06 134.32 148.96 con't 80 19.17 27.31 35.13 44.14 54.34 64.64 75.33 85.72 98.33 113.74 130.16 147.68 165.53 con't 81 21.08 31.31 40.36 50.63 62.07 73.41 83.63 96.00 107.72 126.49 144.44 165.30 182.65 con't 82 23.47 36.26 46.63 58.15 70.77 81.80 93.87 105.34 121.10 141.73 163.15 182.65 195.99 con't 83 27.12 42.21 53.96 66.65 80.35 92.07 103.21 118.69 139.11 160.24 180.14 195.99 210.26 con't 84 32.19 49.19 62.29 76.03 90.70 101.45 116.56 136.66 157.45 176.96 192.84 209.85 225.62 con't 85 39.05 57.29 71.57 86.33 100.21 114.88 134.52 154.92 173.94 189.37 206.04 224.02 242.75 con't 86 47.03 66.53 81.94 97.75 113.81 132.92 152.79 171.27 186.13 202.27 219.79 239.25 260.46 con't 87 56.36 77.06 93.78 113.50 132.03 151.28 169.11 183.31 198.78 215.68 234.56 255.30 277.80 con't 88 68.44 89.26 110.45 131.83 150.62 167.70 181.10 195.81 211.95 230.11 250.13 271.96 294.23 con't 89 82.64 106.91 129.86 150.47 167.28 179.79 193.59 208.86 226.18 245.36 266.35 288.16 309.06 con't 90 102.32 127.57 149.62 167.17 179.55 192.42 206.68 223.01 241.24 261.27 282.44 302.96 324.48 con't 91 124.63 148.66 167.09 179.44 192.26 205.67 220.89 238.02 256.94 277.32 297.27 317.95 340.87 con't 92 147.45 167.04 179.36 192.14 205.51 220.07 235.96 253.65 273.05 292.25 311.93 333.91 358.20 con't 93 167.00 179.31 192.07 205.39 219.91 235.36 251.68 269.92 288.18 306.68 327.56 350.83 376.52 con't 94 179.27 192.02 205.32 219.80 235.20 251.31 268.23 285.33 302.49 322.09 344.16 368.73 395.80 con't 95 191.98 205.27 219.73 235.09 251.15 268.09 284.03 299.68 317.82 338.50 361.76 387.61 416.01 con't 96 205.23 219.67 235.02 251.03 267.99 284.03 298.57 315.06 334.16 355.92 380.36 407.44 437.16 con't 97 219.64 234.97 250.97 267.93 284.03 298.57 314.19 331.49 351.54 374.35 399.91 428.21 459.22 con't 98 234.95 250.92 267.89 284.03 298.57 314.19 330.87 348.99 369.95 393.76 420.42 449.91 482.22 con't 99 250.91 267.86 284.03 298.57 314.19 330.87 348.71 368.44 391.05 416.53 444.86 476.04 510.02 con't 70 74.47 84.30 92.52 101.32 110.74 121.41 133.39 144.91 156.65 169.75 183.07 196.61 226.31 95 Blended 60% Male, 40% Female Composite Select & Ultimate Age Last Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 74.47 84.30 92.52 101.32 110.74 121.41 133.39 144.91 156.65 169.75 183.07 196.61 226.31 95 71 80.31 90.96 101.25 110.68 120.64 131.85 144.07 155.77 169.22 182.91 196.39 210.84 245.46 96 72 85.75 97.11 109.52 120.58 131.04 142.46 154.90 168.68 182.77 196.17 210.52 226.01 259.57 97 73 92.53 104.63 117.72 130.98 141.63 153.26 168.18 182.68 196.04 210.33 225.72 242.91 268.86 98 74 102.47 115.41 129.14 141.60 152.45 167.30 182.65 196.00 210.27 225.64 242.77 261.68 284.27 99 75 115.08 128.90 141.59 152.44 166.87 182.65 195.99 210.26 225.62 242.75 261.64 282.36 303.09 100 76 127.55 140.95 152.44 166.87 182.65 195.99 210.26 225.62 242.75 261.64 282.36 303.09 323.14 101 77 139.83 152.02 166.87 182.65 195.99 210.26 225.62 242.75 261.64 282.36 303.09 323.14 345.67 102 78 151.65 166.87 182.65 195.99 210.26 225.62 242.75 261.64 282.36 303.09 323.14 345.67 370.87 103 79 166.44 182.65 195.99 210.26 225.62 242.75 261.64 282.36 303.09 323.14 345.67 370.87 398.77 104 80 182.65 195.99 210.26 225.62 242.75 261.64 282.36 303.09 323.14 345.67 370.87 398.77 428.69 105 81 195.99 210.26 225.62 242.75 261.64 282.36 303.09 323.14 345.67 370.87 398.77 428.69 459.73 106 82 210.26 225.62 242.75 261.64 282.36 303.09 323.14 345.67 370.87 398.77 428.69 459.73 491.64 107 83 225.62 242.75 261.64 282.36 303.09 323.14 345.67 370.87 398.77 428.69 459.73 491.64 524.37 108 84 242.75 261.64 282.36 303.09 323.14 345.67 370.87 398.77 428.69 459.73 491.64 524.37 558.36 109 85 261.64 282.36 303.09 323.14 345.67 370.87 398.77 428.69 459.73 491.64 524.37 558.36 592.68 110 86 282.01 303.09 323.14 345.67 370.87 398.77 428.55 459.59 491.64 524.37 558.36 592.68 626.07 111 87 300.40 321.24 343.81 368.72 396.10 425.82 456.71 489.14 522.72 557.52 592.68 626.07 658.29 112 88 315.38 338.17 362.97 389.75 418.48 449.09 481.53 515.73 551.64 589.21 626.07 658.29 691.50 113 89 331.30 355.61 381.99 410.42 440.82 473.15 507.34 543.33 581.07 620.51 658.29 691.50 732.32 114 90 348.17 374.02 402.00 432.06 464.13 498.18 534.13 571.93 611.52 652.88 691.42 732.32 771.58 115 91 366.01 393.40 422.96 454.65 488.40 524.16 561.89 601.52 642.99 686.28 731.36 771.58 812.59 116 92 384.83 413.73 444.86 478.17 513.60 551.10 590.61 632.09 675.47 720.73 767.86 812.59 856.12 117 93 404.60 435.00 467.69 502.62 539.74 578.99 620.30 663.62 708.93 756.22 805.42 856.12 897.27 118 94 425.29 457.19 491.43 528.00 566.81 607.80 650.91 696.09 743.40 792.74 844.05 897.27 940.18 119 95 446.92 480.29 516.11 554.30 594.79 637.50 682.40 729.56 778.87 830.27 883.71 940.18 1,000.00 120 96 469.46 504.32 541.69 581.48 623.61 668.05 714.89 763.99 815.33 868.80 926.88 1,000.00 97 492.93 529.26 568.16 609.49 653.26 699.57 748.29 799.36 852.71 912.81 1,000.00 98 517.31 555.07 595.41 638.29 683.88 731.99 782.60 835.63 898.23 1,000.00 99 546.71 585.97 627.78 672.32 719.38 768.92 820.86 883.36 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION II Blended 50% Male, 50% Female Composite Select & Ultimate Age Last Birthday Blended 50% Male, 50% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 0.57 0.39 0.28 0.22 0.20 0.20 0.20 0.22 0.22 0.22 0.23 0.26 0.31 con't 1 0.36 0.27 0.22 0.20 0.20 0.19 0.21 0.22 0.21 0.22 0.24 0.29 0.33 con't 2 0.27 0.21 0.20 0.20 0.19 0.20 0.22 0.21 0.22 0.23 0.27 0.31 0.37 con't 3 0.21 0.19 0.19 0.19 0.20 0.20 0.21 0.22 0.22 0.26 0.31 0.36 0.46 con't 4 0.19 0.19 0.19 0.20 0.20 0.20 0.22 0.22 0.26 0.30 0.36 0.45 0.55 con't 5 0.19 0.19 0.19 0.20 0.20 0.20 0.22 0.25 0.29 0.35 0.45 0.54 0.61 con't 6 0.19 0.19 0.20 0.20 0.20 0.21 0.25 0.29 0.35 0.45 0.54 0.60 0.66 con't 7 0.19 0.20 0.19 0.20 0.20 0.24 0.28 0.34 0.44 0.54 0.60 0.65 0.69 con't 8 0.20 0.19 0.20 0.20 0.23 0.28 0.34 0.44 0.53 0.60 0.65 0.68 0.70 con't 9 0.19 0.20 0.20 0.23 0.27 0.33 0.43 0.53 0.59 0.65 0.68 0.70 0.71 con't 10 0.20 0.20 0.22 0.26 0.32 0.43 0.52 0.59 0.64 0.68 0.69 0.70 0.72 con't 11 0.19 0.22 0.26 0.32 0.42 0.52 0.59 0.63 0.67 0.69 0.69 0.71 0.73 con't 12 0.21 0.26 0.31 0.42 0.52 0.58 0.63 0.66 0.68 0.68 0.70 0.72 0.75 con't 13 0.25 0.31 0.42 0.52 0.58 0.62 0.65 0.67 0.67 0.69 0.71 0.74 0.77 con't 14 0.30 0.42 0.52 0.58 0.62 0.64 0.66 0.66 0.68 0.69 0.73 0.76 0.80 con't 15 0.41 0.52 0.58 0.62 0.63 0.64 0.65 0.67 0.68 0.71 0.74 0.78 0.82 con't 16 0.52 0.58 0.62 0.63 0.64 0.64 0.66 0.67 0.70 0.73 0.76 0.80 0.83 con't 17 0.58 0.61 0.63 0.63 0.64 0.65 0.66 0.68 0.71 0.74 0.77 0.81 0.84 con't 18 0.60 0.61 0.61 0.62 0.63 0.64 0.67 0.69 0.72 0.75 0.78 0.82 0.85 con't 19 0.58 0.59 0.60 0.61 0.62 0.65 0.67 0.70 0.73 0.75 0.79 0.82 0.87 con't 20 0.55 0.56 0.57 0.58 0.61 0.63 0.66 0.70 0.73 0.76 0.79 0.84 0.89 con't 21 0.52 0.53 0.54 0.57 0.60 0.62 0.67 0.69 0.73 0.76 0.81 0.86 0.92 con't 22 0.48 0.50 0.52 0.56 0.59 0.63 0.66 0.69 0.73 0.79 0.84 0.89 0.96 con't 23 0.45 0.47 0.51 0.55 0.59 0.63 0.67 0.71 0.76 0.82 0.87 0.93 1.01 con't 24 0.41 0.45 0.50 0.56 0.61 0.64 0.68 0.73 0.80 0.85 0.91 0.99 1.07 con't 25 0.38 0.44 0.51 0.58 0.62 0.66 0.71 0.77 0.83 0.89 0.97 1.04 1.13 con't 26 0.37 0.45 0.53 0.59 0.64 0.69 0.75 0.81 0.87 0.95 1.03 1.11 1.21 con't 27 0.38 0.47 0.54 0.61 0.67 0.73 0.79 0.85 0.92 1.00 1.09 1.19 1.30 con't 28 0.39 0.48 0.56 0.64 0.71 0.77 0.83 0.90 0.97 1.07 1.17 1.28 1.40 con't 29 0.40 0.49 0.58 0.66 0.74 0.81 0.88 0.95 1.04 1.15 1.25 1.37 1.51 con't 30 0.41 0.51 0.60 0.69 0.77 0.85 0.93 1.01 1.11 1.22 1.33 1.47 1.63 con't 31 0.42 0.52 0.62 0.71 0.80 0.89 0.98 1.07 1.17 1.28 1.41 1.58 1.78 con't 32 0.44 0.54 0.64 0.74 0.83 0.93 1.04 1.13 1.24 1.36 1.51 1.71 1.96 con't 33 0.47 0.57 0.67 0.77 0.88 0.99 1.10 1.21 1.32 1.46 1.65 1.88 2.14 con't 34 0.49 0.59 0.70 0.81 0.93 1.05 1.18 1.31 1.43 1.60 1.82 2.06 2.35 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 50% Male, 50% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 0 0.35 0.43 0.51 0.59 0.65 0.70 0.72 0.74 0.75 0.76 0.78 0.80 0.82 25 1 0.38 0.49 0.57 0.63 0.68 0.72 0.73 0.75 0.76 0.78 0.80 0.82 0.86 26 2 0.46 0.55 0.62 0.67 0.71 0.73 0.75 0.76 0.78 0.80 0.82 0.85 0.89 27 3 0.55 0.61 0.66 0.70 0.73 0.75 0.76 0.78 0.80 0.82 0.85 0.87 0.90 28 4 0.61 0.66 0.70 0.72 0.75 0.76 0.78 0.80 0.82 0.84 0.87 0.89 0.91 29 5 0.66 0.70 0.72 0.74 0.76 0.78 0.80 0.81 0.84 0.86 0.88 0.90 0.92 30 6 0.69 0.71 0.74 0.75 0.77 0.79 0.81 0.83 0.85 0.87 0.89 0.91 0.94 31 7 0.71 0.73 0.75 0.76 0.79 0.80 0.82 0.85 0.87 0.88 0.90 0.93 0.97 32 8 0.72 0.74 0.75 0.78 0.80 0.82 0.85 0.87 0.88 0.90 0.93 0.97 1.01 33 9 0.73 0.75 0.77 0.80 0.82 0.85 0.87 0.88 0.90 0.93 0.97 1.01 1.06 34 10 0.74 0.77 0.79 0.82 0.84 0.87 0.88 0.90 0.93 0.97 1.01 1.06 1.12 35 11 0.76 0.79 0.81 0.84 0.86 0.88 0.90 0.93 0.97 1.01 1.06 1.12 1.19 36 12 0.78 0.81 0.84 0.86 0.88 0.90 0.93 0.97 1.01 1.06 1.12 1.19 1.27 37 13 0.81 0.84 0.86 0.88 0.90 0.93 0.97 1.01 1.06 1.12 1.19 1.26 1.35 38 14 0.83 0.86 0.88 0.90 0.93 0.97 1.01 1.06 1.12 1.19 1.26 1.34 1.43 39 15 0.85 0.88 0.90 0.93 0.97 1.01 1.06 1.12 1.19 1.26 1.34 1.43 1.53 40 16 0.87 0.90 0.92 0.97 1.01 1.06 1.12 1.19 1.26 1.34 1.43 1.53 1.65 41 17 0.88 0.92 0.95 1.01 1.06 1.12 1.19 1.26 1.34 1.43 1.53 1.65 1.79 42 18 0.90 0.95 0.99 1.06 1.12 1.19 1.26 1.34 1.43 1.53 1.65 1.79 1.96 43 19 0.93 0.99 1.05 1.12 1.19 1.26 1.34 1.43 1.53 1.65 1.79 1.96 2.16 44 20 0.96 1.03 1.12 1.18 1.26 1.34 1.43 1.53 1.65 1.79 1.96 2.16 2.36 45 21 1.00 1.09 1.17 1.25 1.34 1.42 1.53 1.65 1.79 1.96 2.16 2.36 2.59 46 22 1.05 1.14 1.24 1.33 1.42 1.53 1.65 1.79 1.96 2.16 2.36 2.59 2.81 47 23 1.10 1.21 1.31 1.41 1.52 1.65 1.79 1.96 2.16 2.36 2.59 2.81 3.03 48 24 1.16 1.28 1.40 1.51 1.64 1.79 1.96 2.16 2.36 2.58 2.80 3.03 3.28 49 25 1.24 1.36 1.50 1.63 1.78 1.96 2.16 2.36 2.58 2.80 3.02 3.28 3.57 50 26 1.33 1.46 1.61 1.77 1.95 2.15 2.36 2.58 2.79 3.02 3.28 3.57 3.93 51 27 1.43 1.57 1.75 1.93 2.13 2.36 2.57 2.79 3.02 3.28 3.57 3.93 4.34 52 28 1.55 1.71 1.91 2.12 2.34 2.57 2.78 3.02 3.28 3.57 3.93 4.34 4.81 53 29 1.67 1.87 2.09 2.32 2.55 2.77 3.01 3.28 3.57 3.93 4.34 4.80 5.34 54 30 1.82 2.04 2.28 2.52 2.75 3.00 3.27 3.57 3.91 4.34 4.79 5.30 5.94 55 31 2.01 2.25 2.49 2.74 2.98 3.26 3.56 3.90 4.32 4.78 5.28 5.85 6.58 56 32 2.20 2.46 2.71 2.97 3.24 3.54 3.89 4.31 4.77 5.27 5.82 6.45 7.22 57 33 2.41 2.68 2.94 3.23 3.53 3.88 4.29 4.75 5.25 5.80 6.40 7.05 7.85 58 34 2.63 2.91 3.21 3.52 3.87 4.28 4.73 5.22 5.77 6.36 7.00 7.66 8.55 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 50% Male, 50% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.52 0.62 0.74 0.86 0.98 1.12 1.26 1.41 1.58 1.78 2.01 2.27 2.56 con't 36 0.54 0.65 0.77 0.90 1.04 1.19 1.35 1.54 1.75 1.97 2.21 2.48 2.79 con't 37 0.58 0.69 0.82 0.96 1.10 1.27 1.47 1.70 1.93 2.17 2.42 2.70 3.04 con't 38 0.62 0.75 0.89 1.03 1.18 1.38 1.62 1.86 2.12 2.37 2.63 2.95 3.31 con't 39 0.66 0.82 0.97 1.11 1.29 1.52 1.78 2.04 2.31 2.58 2.88 3.22 3.61 con't 40 0.71 0.88 1.06 1.22 1.43 1.68 1.95 2.23 2.52 2.81 3.15 3.54 3.97 con't 41 0.77 0.97 1.16 1.36 1.58 1.85 2.14 2.43 2.75 3.08 3.46 3.89 4.36 con't 42 0.83 1.05 1.27 1.49 1.74 2.02 2.33 2.65 3.00 3.38 3.80 4.28 4.81 con't 43 0.90 1.14 1.38 1.62 1.89 2.19 2.53 2.89 3.27 3.69 4.16 4.71 5.31 con't 44 0.98 1.24 1.50 1.75 2.05 2.38 2.76 3.16 3.59 4.04 4.56 5.19 5.84 con't 45 1.07 1.34 1.61 1.89 2.23 2.60 3.02 3.47 3.94 4.43 5.02 5.71 6.37 con't 46 1.17 1.45 1.73 2.05 2.42 2.84 3.30 3.80 4.31 4.88 5.52 6.23 6.89 con't 47 1.28 1.57 1.88 2.23 2.63 3.08 3.59 4.14 4.70 5.35 6.01 6.73 7.45 con't 48 1.38 1.70 2.05 2.43 2.85 3.33 3.88 4.48 5.09 5.79 6.49 7.28 8.12 con't 49 1.47 1.84 2.24 2.64 3.08 3.58 4.18 4.83 5.47 6.20 6.99 7.91 8.92 con't 50 1.57 2.02 2.45 2.87 3.32 3.85 4.47 5.15 5.85 6.64 7.57 8.68 9.85 con't 51 1.69 2.23 2.67 3.11 3.58 4.12 4.76 5.48 6.27 7.17 8.27 9.56 10.84 con't 52 1.79 2.43 2.90 3.37 3.86 4.41 5.09 5.88 6.76 7.83 9.09 10.51 11.75 con't 53 1.89 2.61 3.14 3.63 4.14 4.74 5.49 6.39 7.37 8.60 9.98 11.39 12.65 con't 54 1.99 2.79 3.39 3.89 4.43 5.11 5.96 6.98 8.08 9.41 10.79 12.23 13.71 con't 55 2.11 2.98 3.64 4.18 4.77 5.54 6.52 7.65 8.83 10.15 11.57 13.21 14.92 con't 56 2.23 3.17 3.90 4.50 5.18 6.05 7.15 8.37 9.62 10.99 12.59 14.41 16.31 con't 57 2.35 3.37 4.17 4.86 5.65 6.65 7.82 9.11 10.42 11.97 13.76 15.80 17.94 con't 58 2.51 3.59 4.48 5.28 6.19 7.30 8.54 9.87 11.22 12.95 14.95 17.32 19.85 con't 59 2.69 3.82 4.82 5.72 6.77 7.97 9.29 10.66 12.06 13.99 16.26 18.94 21.91 con't 60 2.90 4.08 5.18 6.18 7.35 8.66 10.05 11.47 12.95 15.13 17.70 20.64 23.92 con't 61 3.14 4.37 5.56 6.66 7.94 9.36 10.83 12.33 13.94 16.39 19.22 22.38 25.90 con't 62 3.39 4.68 5.98 7.18 8.58 10.10 11.68 13.33 15.11 17.83 20.89 24.29 28.10 con't 63 3.64 5.20 6.46 7.77 9.27 10.91 12.65 14.49 16.49 19.45 22.77 26.49 30.71 con't 64 3.90 5.74 6.96 8.39 10.02 11.80 13.72 15.78 18.05 21.28 24.93 29.06 33.77 con't 65 4.11 6.19 7.52 9.07 10.86 12.79 14.88 17.17 19.74 23.28 27.34 31.97 37.28 con't 66 4.30 6.73 8.16 9.83 11.83 13.91 16.17 18.69 21.56 25.50 30.04 35.26 41.25 con't 67 4.66 7.33 8.88 10.68 12.85 15.18 17.72 20.53 23.68 28.10 33.22 39.10 45.77 con't 68 5.17 7.99 9.69 11.63 13.78 16.64 19.45 22.52 26.01 30.97 36.73 43.27 50.66 con't 69 5.71 8.72 10.60 12.71 14.65 18.30 21.23 24.54 28.96 34.56 40.98 48.25 56.38 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 50% Male, 50% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 35 2.86 3.18 3.50 3.86 4.26 4.70 5.19 5.73 6.32 6.95 7.61 8.31 9.36 60 36 3.13 3.47 3.84 4.23 4.67 5.16 5.69 6.28 6.91 7.57 8.29 9.08 10.30 61 37 3.41 3.79 4.20 4.64 5.12 5.66 6.24 6.86 7.53 8.26 9.06 10.00 11.36 62 38 3.71 4.14 4.60 5.09 5.62 6.21 6.83 7.49 8.24 9.05 9.98 11.05 12.49 63 39 4.05 4.52 5.03 5.58 6.17 6.79 7.46 8.20 9.04 9.96 11.02 12.15 13.69 64 40 4.43 4.96 5.51 6.11 6.75 7.42 8.17 9.01 9.95 10.99 12.12 13.25 14.95 65 41 4.88 5.47 6.05 6.68 7.38 8.14 8.99 9.93 10.97 12.09 13.25 14.35 16.26 66 42 5.39 6.01 6.61 7.31 8.09 8.96 9.91 10.95 12.04 13.20 14.35 15.54 17.65 67 43 5.93 6.56 7.21 8.01 8.90 9.87 10.92 12.01 13.14 14.31 15.50 16.87 19.13 68 44 6.46 7.12 7.90 8.81 9.79 10.86 11.98 13.11 14.27 15.47 16.84 18.40 20.78 69 45 7.00 7.77 8.68 9.69 10.77 11.92 13.07 14.22 15.42 16.76 18.40 20.23 22.65 70 46 7.60 8.52 9.54 10.65 11.81 13.02 14.18 15.36 16.69 18.31 20.23 22.36 24.87 71 47 8.31 9.36 10.50 11.70 12.91 14.15 15.31 16.61 18.21 20.13 22.36 24.73 27.39 72 48 9.12 10.29 11.54 12.78 14.03 15.28 16.54 18.12 20.02 22.24 24.73 27.25 30.07 73 49 10.05 11.30 12.63 13.88 15.15 16.43 18.02 19.92 22.13 24.60 27.25 29.92 32.97 74 50 11.08 12.33 13.72 14.98 16.28 17.83 19.81 22.01 24.47 27.10 29.92 32.78 36.13 75 51 12.02 13.35 14.79 16.10 17.66 19.60 21.89 24.34 26.96 29.76 32.78 35.93 39.64 76 52 12.94 14.39 15.90 17.48 19.43 21.66 24.21 26.81 29.60 32.61 35.93 39.43 43.61 77 53 14.03 15.60 17.29 19.24 21.48 23.94 26.67 29.44 32.43 35.74 39.43 43.38 48.08 78 54 15.28 17.05 19.03 21.27 23.76 26.37 29.28 32.26 35.54 39.22 43.38 47.83 53.01 79 55 16.70 18.77 21.04 23.54 26.21 28.96 32.09 35.36 39.02 43.15 47.83 52.73 58.70 80 56 18.38 20.76 23.28 25.98 28.81 31.74 35.16 38.80 42.92 47.58 52.72 58.10 65.20 81 57 20.32 22.96 25.68 28.60 31.56 34.78 38.59 42.68 47.32 52.45 58.09 63.91 72.00 82 58 22.47 25.33 28.25 31.43 34.58 38.17 42.45 47.06 52.16 57.79 63.90 70.06 79.22 83 59 24.80 27.87 31.04 34.53 37.95 41.99 46.80 51.88 57.47 63.56 70.05 76.71 87.18 84 60 27.31 30.63 34.15 37.94 41.75 46.29 51.59 57.16 63.21 69.68 76.69 83.98 95.54 85 61 29.80 33.72 37.67 41.73 46.02 51.02 56.84 62.86 69.30 76.28 83.96 91.92 104.93 86 62 32.40 37.16 41.64 46.01 50.73 56.21 62.52 68.91 75.87 83.51 91.90 100.50 115.72 87 63 35.50 40.98 45.99 50.71 55.89 61.82 68.53 75.45 83.06 91.41 100.46 109.65 127.02 88 64 39.16 45.34 50.69 55.87 61.46 67.78 75.03 82.61 90.91 99.92 109.58 119.33 138.28 89 65 43.37 50.13 55.84 61.44 67.39 74.22 82.14 90.42 99.38 109.01 119.25 129.52 147.36 90 66 48.01 55.20 61.41 67.36 73.80 81.27 89.92 98.85 108.44 118.65 129.45 139.99 155.78 91 67 53.28 60.75 67.34 73.77 80.82 88.99 98.33 107.89 118.07 128.83 139.94 150.78 167.46 92 68 58.84 66.51 73.74 80.79 88.50 97.33 107.33 117.48 128.22 139.30 150.72 162.55 182.32 93 69 64.99 73.18 80.76 88.46 96.80 106.26 116.89 127.58 138.65 150.06 162.47 175.29 200.58 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 50% Male, 50% Female Composite Select & Ultimate Age Last Birthday 5 of 6 Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 70 6.49 9.54 11.63 13.74 16.08 20.02 23.10 27.52 32.43 38.70 45.84 53.84 62.67 con't 71 7.99 10.44 12.77 15.10 18.05 21.72 25.31 30.33 35.29 42.16 49.92 58.52 68.09 con't 72 9.48 11.69 14.21 16.92 19.99 23.51 27.59 32.77 37.99 45.41 53.71 62.98 73.34 con't 73 10.57 13.05 15.77 18.76 22.02 25.68 30.47 35.95 41.41 49.44 58.44 68.55 79.58 con't 74 11.83 14.17 17.27 20.81 24.32 28.70 34.00 39.48 46.66 55.51 65.45 76.57 88.13 con't 75 12.88 15.50 19.02 23.11 27.12 32.16 37.62 44.56 53.61 63.43 74.48 86.73 98.86 con't 76 13.71 17.10 21.10 25.69 30.43 35.81 42.50 51.27 60.23 71.66 83.77 97.11 109.69 con't 77 14.85 18.83 23.47 28.87 34.14 40.52 49.00 58.00 68.44 80.98 94.16 108.54 121.51 con't 78 16.01 20.89 26.29 32.65 38.69 46.84 55.80 66.12 77.06 90.01 104.20 119.44 132.69 con't 79 17.23 23.48 29.75 37.10 44.86 53.74 63.86 74.54 85.11 98.97 114.07 129.69 143.36 con't 80 18.85 26.76 33.99 42.39 51.94 61.81 72.20 82.58 94.97 109.81 125.67 142.37 158.69 con't 81 20.77 30.81 39.11 48.61 59.27 70.09 80.24 92.34 104.22 121.86 139.09 158.51 174.65 con't 82 23.11 35.76 45.22 55.81 67.52 78.19 89.96 101.52 116.72 135.97 156.04 174.65 188.06 con't 83 26.70 41.65 52.33 63.93 76.60 87.94 99.12 113.98 132.95 152.70 171.80 188.06 202.55 con't 84 31.71 48.49 60.40 72.92 86.43 97.15 111.56 130.14 149.50 168.19 184.50 202.09 218.31 con't 85 38.56 56.41 69.36 82.79 95.78 109.67 127.71 146.60 164.76 180.61 197.83 216.53 235.87 con't 86 46.48 65.36 79.33 93.73 108.48 125.90 144.17 161.73 176.96 193.63 211.85 232.01 253.96 con't 87 55.67 75.46 90.60 108.18 124.91 142.46 159.27 173.77 189.73 207.29 226.85 248.32 271.63 con't 88 67.71 87.05 105.78 124.72 141.71 157.67 171.29 186.41 203.15 221.95 242.67 265.29 288.45 con't 89 81.56 103.02 123.17 141.56 157.19 169.81 183.94 199.74 217.62 237.46 259.22 281.91 303.71 con't 90 99.42 121.39 140.88 157.07 169.54 182.62 197.32 214.14 232.95 253.70 275.76 297.19 319.50 con't 91 119.10 140.13 156.98 169.42 182.45 196.19 211.80 229.42 249.01 270.24 291.11 312.56 336.19 con't 92 139.18 156.92 169.33 182.33 196.01 210.89 227.18 245.43 265.65 285.75 306.17 328.84 353.78 con't 93 156.88 169.27 182.24 195.89 210.71 226.53 243.30 262.28 281.39 300.60 322.14 346.03 372.28 con't 94 169.23 182.18 195.80 210.60 226.35 242.89 260.47 278.35 296.15 316.37 339.02 364.14 391.68 con't 95 182.14 195.75 210.52 226.23 242.72 260.31 276.96 293.17 311.86 333.07 356.84 383.14 411.95 con't 96 195.71 210.46 226.16 242.60 260.21 276.96 291.99 308.95 328.52 350.72 375.56 403.04 433.10 con't 97 210.43 226.10 242.53 260.14 276.96 291.99 308.02 325.72 346.14 369.30 395.20 423.80 455.10 con't 98 226.07 242.48 260.10 276.96 291.99 308.02 325.06 343.47 364.71 388.79 415.71 445.43 477.96 con't 99 242.46 260.08 276.96 291.99 308.02 325.06 343.17 363.14 385.98 411.67 440.21 471.57 505.71 con't Blended 50% Male, 50% Female Composite Select & Ultimate Age Last Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 71.68 80.66 88.43 96.75 105.68 115.73 126.95 137.98 149.36 162.03 175.13 188.76 220.48 95 71 77.44 87.17 96.69 105.62 115.12 125.73 137.30 148.66 161.57 174.95 188.50 203.20 240.31 96 72 82.99 93.39 104.70 115.06 125.08 136.03 147.96 161.12 174.78 188.26 202.84 218.75 254.39 97 73 89.73 100.82 112.79 125.03 135.38 146.68 160.72 174.68 188.11 202.63 218.43 236.05 263.15 98 74 99.11 110.97 123.59 135.35 146.05 160.04 174.66 188.06 202.56 218.33 235.89 255.30 278.65 99 75 110.71 123.40 135.34 146.04 159.70 174.65 188.06 202.55 218.31 235.87 255.26 276.59 297.99 100 76 122.34 134.85 146.04 159.70 174.65 188.06 202.55 218.31 235.87 255.26 276.59 297.99 318.76 101 77 133.98 145.71 159.70 174.65 188.06 202.55 218.31 235.87 255.26 276.59 297.99 318.76 341.99 102 78 145.43 159.70 174.65 188.06 202.55 218.31 235.87 255.26 276.59 297.99 318.76 341.99 367.87 103 79 159.38 174.65 188.06 202.55 218.31 235.87 255.26 276.59 297.99 318.76 341.99 367.87 396.40 104 80 174.65 188.06 202.55 218.31 235.87 255.26 276.59 297.99 318.76 341.99 367.87 396.40 426.89 105 81 188.06 202.55 218.31 235.87 255.26 276.59 297.99 318.76 341.99 367.87 396.40 426.89 458.39 106 82 202.55 218.31 235.87 255.26 276.59 297.99 318.76 341.99 367.87 396.40 426.89 458.39 490.68 107 83 218.31 235.87 255.26 276.59 297.99 318.76 341.99 367.87 396.40 426.89 458.39 490.68 523.70 108 84 235.87 255.26 276.59 297.99 318.76 341.99 367.87 396.40 426.89 458.39 490.68 523.70 557.96 109 85 255.26 276.59 297.99 318.76 341.99 367.87 396.40 426.89 458.39 490.68 523.70 557.96 592.46 110 86 276.21 297.99 318.76 341.99 367.87 396.40 426.74 458.24 490.68 523.70 557.96 592.46 625.93 111 87 295.09 316.72 340.02 365.60 393.60 423.88 455.24 488.07 522.00 557.08 592.46 625.93 658.12 112 88 310.46 334.03 359.53 386.92 416.20 447.28 480.15 514.73 550.98 588.86 625.93 658.12 691.28 113 89 326.74 351.76 378.78 407.77 438.67 471.42 506.01 542.36 580.42 620.17 658.12 691.28 732.24 114 90 343.91 370.40 398.95 429.52 462.05 496.50 532.81 570.95 610.86 652.52 691.19 732.24 771.51 115 91 361.99 389.95 420.02 452.17 486.34 522.48 560.54 600.50 642.29 685.88 731.24 771.51 812.52 116 92 380.98 410.39 441.99 475.71 511.52 549.36 589.20 631.00 674.68 720.25 767.66 812.52 856.05 117 93 400.86 431.72 464.82 500.13 537.59 577.15 618.79 662.42 708.03 755.63 805.11 856.05 897.06 118 94 421.61 453.91 488.52 525.41 564.53 605.83 649.25 694.75 742.37 791.99 843.58 897.06 939.84 119 95 443.24 476.96 513.09 551.57 592.35 635.37 680.59 728.06 777.66 829.35 883.05 939.84 1,000.00 120 96 465.72 500.87 538.51 578.58 621.00 665.75 712.87 762.27 813.89 867.65 926.14 1,000.00 97 489.05 525.63 564.77 606.38 650.45 697.04 746.04 797.39 851.02 911.67 1,000.00 98 513.24 551.22 591.80 634.96 680.81 729.18 780.06 833.38 896.68 1,000.00 99 542.58 582.06 624.12 668.88 716.18 765.96 818.15 881.41 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION JJ Blended 40% Male, 60% Female Composite Select & Ultimate Age Last Birthday Blended 40% Male, 60% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 0.54 0.37 0.27 0.22 0.20 0.19 0.20 0.21 0.21 0.22 0.23 0.26 0.30 con't 1 0.34 0.26 0.21 0.20 0.19 0.20 0.20 0.21 0.22 0.21 0.24 0.28 0.33 con't 2 0.25 0.21 0.20 0.19 0.20 0.19 0.21 0.22 0.21 0.23 0.26 0.31 0.36 con't 3 0.21 0.20 0.19 0.20 0.19 0.19 0.22 0.21 0.22 0.26 0.30 0.35 0.44 con't 4 0.20 0.19 0.19 0.19 0.19 0.20 0.21 0.22 0.25 0.30 0.35 0.43 0.52 con't 5 0.19 0.19 0.18 0.19 0.20 0.20 0.22 0.24 0.29 0.35 0.43 0.51 0.57 con't 6 0.19 0.18 0.19 0.20 0.19 0.21 0.24 0.29 0.34 0.43 0.51 0.57 0.61 con't 7 0.18 0.19 0.20 0.19 0.20 0.24 0.28 0.34 0.42 0.51 0.56 0.60 0.63 con't 8 0.19 0.20 0.19 0.20 0.22 0.28 0.33 0.42 0.50 0.56 0.60 0.63 0.65 con't 9 0.20 0.19 0.20 0.22 0.26 0.32 0.41 0.50 0.55 0.59 0.62 0.64 0.66 con't 10 0.19 0.20 0.22 0.26 0.31 0.40 0.49 0.55 0.59 0.62 0.63 0.65 0.67 con't 11 0.20 0.22 0.26 0.31 0.40 0.48 0.54 0.59 0.61 0.63 0.64 0.66 0.68 con't 12 0.21 0.25 0.31 0.40 0.48 0.54 0.58 0.60 0.62 0.63 0.65 0.67 0.69 con't 13 0.25 0.31 0.39 0.48 0.54 0.57 0.59 0.61 0.62 0.64 0.65 0.68 0.72 con't 14 0.30 0.39 0.48 0.54 0.57 0.58 0.60 0.61 0.63 0.64 0.67 0.71 0.75 con't 15 0.39 0.48 0.54 0.56 0.58 0.58 0.60 0.61 0.63 0.65 0.69 0.74 0.78 con't 16 0.48 0.54 0.56 0.57 0.58 0.59 0.60 0.62 0.64 0.67 0.71 0.76 0.79 con't 17 0.53 0.56 0.57 0.57 0.58 0.60 0.61 0.63 0.66 0.70 0.73 0.77 0.80 con't 18 0.55 0.55 0.56 0.57 0.58 0.59 0.61 0.64 0.68 0.71 0.75 0.78 0.82 con't 19 0.53 0.53 0.55 0.56 0.57 0.59 0.62 0.65 0.69 0.72 0.76 0.79 0.84 con't 20 0.50 0.51 0.52 0.54 0.56 0.59 0.63 0.66 0.70 0.72 0.77 0.82 0.87 con't 21 0.47 0.48 0.50 0.53 0.56 0.59 0.63 0.66 0.70 0.74 0.79 0.84 0.90 con't 22 0.44 0.45 0.48 0.52 0.56 0.59 0.63 0.66 0.71 0.77 0.82 0.88 0.95 con't 23 0.41 0.44 0.47 0.52 0.56 0.60 0.64 0.68 0.74 0.80 0.86 0.92 1.00 con't 24 0.37 0.43 0.48 0.53 0.58 0.62 0.66 0.71 0.78 0.84 0.90 0.97 1.04 con't 25 0.35 0.42 0.48 0.55 0.59 0.64 0.69 0.75 0.81 0.88 0.95 1.02 1.11 con't 26 0.35 0.43 0.50 0.56 0.61 0.67 0.72 0.79 0.85 0.93 1.00 1.08 1.18 con't 27 0.36 0.44 0.51 0.58 0.64 0.70 0.76 0.83 0.90 0.98 1.06 1.15 1.26 con't 28 0.37 0.46 0.53 0.61 0.67 0.74 0.80 0.88 0.95 1.04 1.13 1.24 1.36 con't 29 0.38 0.47 0.55 0.63 0.70 0.78 0.85 0.92 1.00 1.11 1.21 1.33 1.46 con't 30 0.40 0.49 0.57 0.65 0.74 0.82 0.89 0.97 1.06 1.17 1.28 1.42 1.58 con't 31 0.41 0.50 0.59 0.68 0.77 0.85 0.94 1.03 1.12 1.24 1.37 1.53 1.72 con't 32 0.43 0.52 0.61 0.71 0.80 0.89 0.99 1.09 1.19 1.32 1.47 1.66 1.89 con't 33 0.46 0.55 0.64 0.74 0.84 0.95 1.05 1.17 1.28 1.42 1.60 1.82 2.08 con't 34 0.48 0.57 0.67 0.78 0.89 1.01 1.13 1.26 1.40 1.56 1.77 2.01 2.28 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 40% Male, 60% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 0 0.35 0.41 0.48 0.55 0.61 0.65 0.67 0.68 0.70 0.71 0.72 0.74 0.77 25 1 0.37 0.46 0.54 0.59 0.64 0.66 0.68 0.70 0.71 0.72 0.74 0.77 0.81 26 2 0.44 0.52 0.58 0.62 0.66 0.67 0.69 0.71 0.72 0.74 0.76 0.80 0.84 27 3 0.52 0.57 0.62 0.65 0.67 0.69 0.70 0.72 0.74 0.76 0.79 0.83 0.85 28 4 0.57 0.62 0.65 0.67 0.69 0.70 0.72 0.74 0.76 0.79 0.82 0.84 0.86 29 5 0.61 0.64 0.67 0.68 0.70 0.72 0.74 0.76 0.79 0.81 0.83 0.85 0.87 30 6 0.64 0.66 0.68 0.69 0.72 0.74 0.76 0.78 0.81 0.83 0.84 0.87 0.90 31 7 0.65 0.67 0.69 0.71 0.73 0.76 0.78 0.80 0.83 0.84 0.87 0.90 0.93 32 8 0.66 0.68 0.70 0.73 0.75 0.78 0.80 0.83 0.84 0.87 0.90 0.93 0.97 33 9 0.67 0.69 0.72 0.75 0.78 0.80 0.83 0.84 0.87 0.90 0.93 0.97 1.03 34 10 0.68 0.71 0.74 0.77 0.80 0.83 0.84 0.87 0.90 0.93 0.97 1.03 1.10 35 11 0.70 0.73 0.77 0.79 0.82 0.84 0.87 0.90 0.93 0.97 1.03 1.10 1.16 36 12 0.73 0.76 0.79 0.82 0.84 0.87 0.90 0.93 0.97 1.03 1.10 1.16 1.24 37 13 0.76 0.79 0.82 0.84 0.87 0.90 0.93 0.97 1.03 1.10 1.16 1.23 1.31 38 14 0.79 0.82 0.84 0.87 0.90 0.93 0.97 1.03 1.10 1.16 1.23 1.31 1.39 39 15 0.81 0.84 0.87 0.90 0.93 0.97 1.03 1.10 1.16 1.23 1.31 1.39 1.49 40 16 0.82 0.86 0.89 0.93 0.97 1.03 1.10 1.16 1.23 1.31 1.39 1.49 1.60 41 17 0.84 0.88 0.91 0.97 1.03 1.10 1.16 1.23 1.31 1.39 1.49 1.60 1.74 42 18 0.87 0.91 0.96 1.03 1.10 1.16 1.23 1.31 1.39 1.49 1.60 1.74 1.90 43 19 0.90 0.96 1.02 1.09 1.16 1.23 1.31 1.39 1.49 1.60 1.74 1.90 2.08 44 20 0.94 1.01 1.09 1.15 1.23 1.30 1.39 1.49 1.60 1.74 1.90 2.08 2.28 45 21 0.98 1.06 1.14 1.22 1.30 1.38 1.49 1.60 1.74 1.90 2.08 2.28 2.51 46 22 1.03 1.11 1.21 1.29 1.38 1.48 1.60 1.74 1.90 2.08 2.28 2.51 2.73 47 23 1.08 1.18 1.28 1.37 1.48 1.60 1.74 1.90 2.08 2.28 2.50 2.73 2.95 48 24 1.14 1.24 1.36 1.47 1.59 1.73 1.90 2.08 2.28 2.50 2.72 2.95 3.21 49 25 1.21 1.32 1.45 1.58 1.72 1.89 2.08 2.28 2.50 2.71 2.95 3.21 3.51 50 26 1.29 1.41 1.56 1.72 1.88 2.07 2.28 2.49 2.71 2.95 3.21 3.51 3.86 51 27 1.39 1.52 1.70 1.87 2.06 2.27 2.49 2.70 2.94 3.21 3.51 3.86 4.27 52 28 1.49 1.65 1.85 2.04 2.26 2.48 2.70 2.94 3.21 3.51 3.86 4.27 4.73 53 29 1.61 1.80 2.01 2.23 2.47 2.69 2.94 3.21 3.51 3.86 4.27 4.72 5.25 54 30 1.76 1.97 2.20 2.43 2.67 2.93 3.20 3.50 3.85 4.27 4.72 5.21 5.83 55 31 1.94 2.17 2.41 2.65 2.91 3.19 3.49 3.84 4.25 4.71 5.21 5.76 6.45 56 32 2.13 2.38 2.63 2.89 3.17 3.47 3.83 4.24 4.70 5.20 5.74 6.34 7.07 57 33 2.34 2.60 2.87 3.16 3.46 3.81 4.22 4.68 5.17 5.72 6.30 6.93 7.70 58 34 2.56 2.84 3.14 3.45 3.80 4.20 4.65 5.15 5.68 6.27 6.88 7.53 8.38 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 40% Male, 60% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.50 0.60 0.71 0.83 0.94 1.08 1.21 1.37 1.54 1.73 1.96 2.21 2.50 con't 36 0.52 0.63 0.74 0.87 1.00 1.15 1.31 1.50 1.70 1.92 2.16 2.42 2.73 con't 37 0.56 0.67 0.79 0.92 1.07 1.23 1.43 1.65 1.87 2.11 2.36 2.64 2.97 con't 38 0.60 0.72 0.85 1.00 1.15 1.34 1.57 1.81 2.06 2.31 2.58 2.89 3.24 con't 39 0.64 0.79 0.93 1.08 1.26 1.48 1.72 1.99 2.25 2.52 2.82 3.16 3.55 con't 40 0.69 0.85 1.02 1.19 1.39 1.63 1.90 2.17 2.46 2.75 3.09 3.48 3.90 con't 41 0.75 0.93 1.12 1.32 1.54 1.80 2.08 2.38 2.69 3.02 3.40 3.83 4.29 con't 42 0.81 1.02 1.23 1.45 1.69 1.97 2.28 2.60 2.94 3.32 3.73 4.20 4.73 con't 43 0.88 1.11 1.35 1.59 1.84 2.14 2.48 2.84 3.21 3.63 4.09 4.62 5.21 con't 44 0.96 1.21 1.47 1.73 2.01 2.34 2.71 3.11 3.53 3.97 4.48 5.09 5.72 con't 45 1.05 1.32 1.59 1.87 2.20 2.56 2.97 3.41 3.87 4.36 4.93 5.59 6.23 con't 46 1.16 1.43 1.72 2.03 2.40 2.80 3.25 3.74 4.24 4.79 5.41 6.09 6.75 con't 47 1.27 1.56 1.87 2.22 2.61 3.05 3.54 4.07 4.62 5.24 5.88 6.59 7.31 con't 48 1.36 1.68 2.04 2.42 2.83 3.30 3.83 4.41 5.00 5.67 6.36 7.12 7.95 con't 49 1.45 1.82 2.22 2.62 3.06 3.55 4.12 4.74 5.37 6.08 6.85 7.73 8.70 con't 50 1.55 2.01 2.43 2.84 3.30 3.81 4.41 5.06 5.75 6.51 7.40 8.45 9.56 con't 51 1.66 2.22 2.65 3.08 3.54 4.08 4.69 5.39 6.15 7.02 8.06 9.26 10.48 con't 52 1.76 2.41 2.88 3.33 3.80 4.35 5.00 5.77 6.62 7.63 8.81 10.14 11.35 con't 53 1.86 2.59 3.11 3.57 4.07 4.66 5.38 6.24 7.18 8.33 9.63 10.97 12.22 con't 54 1.96 2.77 3.35 3.83 4.35 5.01 5.83 6.78 7.82 9.08 10.39 11.78 13.22 con't 55 2.08 2.96 3.60 4.11 4.68 5.41 6.34 7.39 8.52 9.79 11.14 12.72 14.38 con't 56 2.21 3.15 3.85 4.42 5.06 5.89 6.91 8.06 9.26 10.57 12.11 13.85 15.70 con't 57 2.32 3.35 4.12 4.76 5.52 6.45 7.55 8.76 10.02 11.51 13.22 15.17 17.24 con't 58 2.47 3.56 4.43 5.16 6.02 7.06 8.23 9.49 10.81 12.46 14.37 16.61 19.03 con't 59 2.65 3.79 4.76 5.58 6.56 7.69 8.94 10.26 11.64 13.48 15.64 18.17 20.98 con't 60 2.83 4.03 5.10 6.02 7.11 8.34 9.67 11.06 12.54 14.61 17.05 19.82 22.93 con't 61 3.05 4.30 5.45 6.47 7.66 9.00 10.42 11.91 13.52 15.86 18.54 21.55 24.90 con't 62 3.30 4.59 5.85 6.95 8.25 9.70 11.24 12.87 14.67 17.27 20.19 23.45 27.10 con't 63 3.56 5.12 6.29 7.48 8.88 10.45 12.15 13.98 16.00 18.85 22.04 25.63 29.68 con't 64 3.83 5.67 6.75 8.05 9.57 11.28 13.15 15.21 17.49 20.62 24.15 28.15 32.68 con't 65 4.05 6.10 7.27 8.67 10.34 12.19 14.25 16.54 19.12 22.57 26.51 30.99 36.09 con't 66 4.23 6.61 7.85 9.36 11.22 13.23 15.47 17.99 20.89 24.73 29.15 34.18 39.93 con't 67 4.58 7.16 8.51 10.14 12.16 14.41 16.92 19.75 22.95 27.26 32.22 37.89 44.30 con't 68 5.07 7.77 9.25 11.02 13.06 15.78 18.57 21.67 25.22 30.05 35.63 41.94 49.05 con't 69 5.60 8.45 10.09 12.03 13.95 17.34 20.30 23.66 28.05 33.49 39.70 46.72 54.52 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 40% Male, 60% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 35 2.79 3.11 3.43 3.79 4.19 4.63 5.11 5.65 6.23 6.84 7.49 8.18 9.16 60 36 3.06 3.40 3.76 4.16 4.60 5.08 5.61 6.19 6.80 7.45 8.15 8.92 10.05 61 37 3.34 3.72 4.13 4.56 5.04 5.58 6.15 6.76 7.41 8.12 8.90 9.79 11.03 62 38 3.64 4.06 4.52 5.01 5.53 6.11 6.72 7.37 8.10 8.89 9.78 10.78 12.10 63 39 3.98 4.44 4.95 5.49 6.06 6.68 7.34 8.06 8.87 9.76 10.75 11.82 13.23 64 40 4.36 4.88 5.43 6.01 6.63 7.30 8.04 8.85 9.74 10.73 11.80 12.88 14.42 65 41 4.80 5.37 5.95 6.57 7.26 8.00 8.82 9.73 10.71 11.78 12.88 13.93 15.67 66 42 5.29 5.90 6.49 7.18 7.95 8.79 9.70 10.69 11.74 12.84 13.93 15.09 17.00 67 43 5.81 6.43 7.09 7.87 8.73 9.66 10.66 11.71 12.79 13.91 15.06 16.38 18.44 68 44 6.34 6.99 7.76 8.63 9.59 10.61 11.69 12.76 13.87 15.04 16.36 17.85 20.02 69 45 6.87 7.62 8.50 9.47 10.52 11.62 12.74 13.83 14.99 16.30 17.85 19.59 21.83 70 46 7.46 8.35 9.33 10.39 11.51 12.68 13.81 14.94 16.24 17.78 19.59 21.59 23.95 71 47 8.14 9.15 10.24 11.39 12.56 13.77 14.91 16.17 17.70 19.50 21.59 23.83 26.34 72 48 8.91 10.03 11.23 12.42 13.64 14.88 16.12 17.63 19.42 21.50 23.83 26.22 28.89 73 49 9.78 10.98 12.25 13.48 14.74 16.03 17.55 19.34 21.41 23.73 26.22 28.77 31.66 74 50 10.74 11.96 13.29 14.56 15.88 17.40 19.25 21.32 23.63 26.11 28.76 31.51 34.68 75 51 11.64 12.93 14.34 15.68 17.23 19.08 21.22 23.52 25.99 28.64 31.50 34.51 38.02 76 52 12.53 13.95 15.45 17.03 18.92 21.03 23.42 25.88 28.51 31.37 34.51 37.85 41.77 77 53 13.58 15.13 16.79 18.70 20.86 23.21 25.76 28.39 31.23 34.37 37.85 41.59 45.99 78 54 14.77 16.52 18.44 20.63 23.04 25.53 28.26 31.09 34.21 37.69 41.59 45.79 50.62 79 55 16.12 18.14 20.36 22.78 25.40 28.01 30.96 34.06 37.52 41.42 45.79 50.41 56.04 80 56 17.71 20.02 22.48 25.12 27.88 30.68 33.91 37.36 41.23 45.59 50.40 55.46 62.29 81 57 19.54 22.10 24.77 27.64 30.53 33.61 37.19 41.05 45.39 50.18 55.45 60.91 68.84 82 58 21.57 24.35 27.23 30.38 33.45 36.86 40.86 45.18 49.95 55.20 60.90 66.72 75.79 83 59 23.78 26.78 29.93 33.40 36.68 40.50 44.97 49.73 54.95 60.63 66.71 73.02 83.44 84 60 26.18 29.45 32.94 36.67 40.31 44.57 49.50 54.71 60.36 66.42 73.00 79.90 91.40 85 61 28.63 32.45 36.35 40.29 44.36 49.05 54.46 60.08 66.12 72.68 79.87 87.40 100.43 86 62 31.22 35.78 40.18 44.34 48.82 53.96 59.80 65.81 72.35 79.52 87.37 95.52 110.96 87 63 34.28 39.49 44.33 48.80 53.70 59.26 65.51 72.01 79.16 86.98 95.47 104.21 122.00 88 64 37.84 43.71 48.78 53.68 58.97 64.92 71.69 78.80 86.59 95.04 104.14 113.46 132.96 89 65 41.91 48.31 53.66 58.95 64.61 71.04 78.43 86.19 94.61 103.68 113.38 123.27 141.55 90 66 46.41 53.15 58.93 64.58 70.71 77.75 85.80 94.20 103.24 112.91 123.19 133.50 149.57 91 67 51.48 58.41 64.56 70.69 77.40 85.08 93.79 102.81 112.45 122.72 133.44 144.22 161.25 92 68 56.86 63.92 70.66 77.38 84.70 93.02 102.38 111.99 122.24 132.95 144.15 155.94 176.41 93 69 62.73 70.22 77.35 84.67 92.61 101.55 111.54 121.75 132.45 143.64 155.85 168.69 195.22 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 40% Male, 60% Female Composite Select & Ultimate Age Last Birthday 5 of 6 Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 70 6.34 9.21 11.04 13.02 15.31 19.00 22.15 26.50 31.37 37.44 44.34 52.05 60.56 con't 71 7.81 10.04 12.11 14.31 17.16 20.70 24.35 29.26 34.28 40.95 48.47 56.80 66.04 con't 72 9.28 11.17 13.44 16.01 19.01 22.53 26.66 31.81 37.16 44.39 52.48 61.50 71.52 con't 73 10.28 12.41 14.90 17.76 21.00 24.74 29.52 35.04 40.70 48.57 57.35 67.19 77.81 con't 74 11.43 13.50 16.35 19.73 23.27 27.67 32.99 38.62 45.79 54.44 64.12 74.91 85.94 con't 75 12.43 14.80 18.07 21.97 26.01 31.06 36.61 43.54 52.31 61.87 72.58 84.42 95.88 con't 76 13.32 16.37 20.11 24.52 29.24 34.67 41.33 49.84 58.69 69.66 81.38 94.25 106.03 con't 77 14.53 18.13 22.47 27.61 32.88 39.22 47.43 56.26 66.43 78.43 91.17 105.03 117.10 con't 78 15.70 20.25 25.29 31.30 37.29 45.14 53.87 63.88 74.62 87.13 100.84 115.52 127.89 con't 79 16.90 22.91 28.73 35.62 43.08 51.65 61.42 71.88 82.52 95.93 110.55 125.65 138.53 con't 80 18.54 26.24 32.91 40.74 49.72 59.19 69.33 79.75 91.98 106.33 121.74 137.79 152.88 con't 81 20.48 30.32 37.94 46.73 56.70 67.05 77.18 89.09 101.13 117.81 134.48 152.75 167.98 con't 82 22.75 35.29 43.90 53.65 64.54 74.94 86.45 98.16 112.91 131.00 150.02 167.98 181.55 con't 83 26.30 41.12 50.82 61.46 73.20 84.24 95.49 109.87 127.64 146.31 164.85 181.55 196.33 con't 84 31.26 47.85 58.67 70.11 82.62 93.34 107.20 124.53 142.76 160.87 177.67 195.83 212.48 con't 85 38.11 55.60 67.37 79.64 91.86 105.11 121.84 139.55 157.11 173.41 191.21 210.56 230.45 con't 86 45.97 64.30 76.98 90.18 103.83 119.85 136.87 153.77 169.43 186.66 205.51 226.31 248.92 con't 87 55.05 74.04 87.79 103.54 118.78 134.99 151.08 165.95 182.43 200.60 220.79 242.90 266.91 con't 88 67.05 85.09 101.71 118.60 134.17 149.31 163.24 178.82 196.14 215.52 236.88 260.19 284.08 con't 89 80.59 99.61 117.40 134.02 148.78 161.63 176.14 192.46 210.88 231.32 253.75 277.19 299.72 con't 90 96.90 116.06 133.48 148.65 161.34 174.71 189.85 207.16 226.51 247.90 270.70 292.88 315.81 con't 91 114.33 132.90 148.55 161.21 174.52 188.64 204.64 222.75 242.93 264.90 286.51 308.57 332.76 con't 92 132.18 148.48 161.11 174.39 188.44 203.68 220.35 239.14 260.06 280.89 301.90 325.12 350.56 con't 93 148.43 161.05 174.30 188.31 203.48 219.67 236.87 256.51 276.33 296.10 318.17 342.54 369.22 con't 94 161.00 174.24 188.23 203.35 219.48 236.45 254.59 273.14 291.46 312.18 335.29 360.81 388.73 con't 95 174.19 188.17 203.27 219.35 236.26 254.43 271.68 288.35 307.49 329.13 353.28 379.94 409.06 con't 96 188.13 203.21 219.26 236.13 254.33 271.68 287.12 304.47 324.42 346.98 372.14 399.89 430.21 con't 97 203.17 219.21 236.05 254.25 271.68 287.12 303.51 321.51 342.25 365.69 391.83 420.67 452.17 con't 98 219.18 236.01 254.21 271.68 287.12 303.51 320.84 339.48 360.96 385.25 412.36 442.25 474.94 con't 99 235.99 254.19 271.68 287.12 303.51 320.84 339.18 359.35 382.36 408.22 436.90 468.40 502.67 con't Blended 40% Male, 60% Female Composite Select & Ultimate Age Last Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 69.06 77.26 84.63 92.57 101.11 110.66 121.26 131.92 143.09 155.48 168.51 182.31 215.77 95 71 74.78 83.66 92.51 101.05 110.17 120.32 131.39 142.53 155.10 168.32 182.03 197.03 236.19 96 72 80.45 89.97 100.34 110.11 119.81 130.42 141.98 154.72 168.14 181.77 196.64 212.95 250.31 97 73 87.17 97.38 108.39 119.76 129.91 141.01 154.40 168.02 181.61 196.41 212.60 230.64 258.71 98 74 96.06 107.01 118.67 129.88 140.54 153.88 167.99 181.56 196.34 212.50 230.48 250.35 274.35 99 75 106.81 118.53 129.88 140.53 153.64 167.98 181.55 196.33 212.48 230.45 250.30 272.16 294.13 100 76 117.73 129.51 140.53 153.64 167.98 181.55 196.33 212.48 230.45 250.30 272.16 294.13 315.48 101 77 128.86 140.29 153.64 167.98 181.55 196.33 212.48 230.45 250.30 272.16 294.13 315.48 339.26 102 78 140.07 153.64 167.98 181.55 196.33 212.48 230.45 250.30 272.16 294.13 315.48 339.26 365.66 103 79 153.39 167.98 181.55 196.33 212.48 230.45 250.30 272.16 294.13 315.48 339.26 365.66 394.68 104 80 167.98 181.55 196.33 212.48 230.45 250.30 272.16 294.13 315.48 339.26 365.66 394.68 425.59 105 81 181.55 196.33 212.48 230.45 250.30 272.16 294.13 315.48 339.26 365.66 394.68 425.59 457.44 106 82 196.33 212.48 230.45 250.30 272.16 294.13 315.48 339.26 365.66 394.68 425.59 457.44 489.99 107 83 212.48 230.45 250.30 272.16 294.13 315.48 339.26 365.66 394.68 425.59 457.44 489.99 523.23 108 84 230.45 250.30 272.16 294.13 315.48 339.26 365.66 394.68 425.59 457.44 489.99 523.23 557.67 109 85 250.30 272.16 294.13 315.48 339.26 365.66 394.68 425.59 457.44 489.99 523.23 557.67 592.29 110 86 271.76 294.13 315.48 339.26 365.66 394.68 425.44 457.28 489.99 523.23 557.67 592.29 625.83 111 87 291.07 313.35 337.21 363.30 391.79 422.49 454.19 487.31 521.47 556.77 592.29 625.83 658.01 112 88 306.79 330.96 357.00 384.87 414.56 446.00 479.17 514.02 550.51 588.61 625.83 658.01 691.12 113 89 323.36 348.93 376.44 405.85 437.12 470.20 505.07 541.67 579.96 619.94 658.01 691.12 732.18 114 90 340.78 367.76 396.75 427.70 460.55 495.30 531.87 570.26 610.39 652.27 691.03 732.18 771.46 115 91 359.06 387.46 417.92 450.40 484.86 521.27 559.59 599.77 641.78 685.60 731.16 771.46 812.47 116 92 378.20 408.00 439.94 473.96 510.03 548.13 588.20 630.22 674.12 719.91 767.52 812.47 856.00 117 93 398.18 429.38 462.78 498.35 536.06 575.86 617.71 661.57 707.41 755.20 804.89 856.00 896.91 118 94 418.99 451.58 486.45 523.58 562.93 604.44 648.09 693.82 741.64 791.46 843.25 896.91 939.60 119 95 440.62 474.59 510.94 549.64 590.64 633.87 679.32 726.99 776.80 828.68 882.59 939.60 1,000.00 120 96 463.06 498.42 536.26 576.52 619.16 664.12 711.46 761.05 812.87 866.84 925.63 1,000.00 97 486.30 523.06 562.38 604.19 648.47 695.25 744.44 796.00 849.85 910.87 1,000.00 98 510.37 548.50 589.25 632.61 678.63 727.20 778.27 831.80 895.60 1,000.00 99 539.66 579.29 621.54 666.45 713.91 763.87 816.25 880.05 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION KK Blended 20% Male, 80% Female Composite Select & Ultimate Age Last Birthday Blended 20% Male, 80% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 0.48 0.34 0.25 0.20 0.19 0.19 0.19 0.21 0.21 0.21 0.23 0.25 0.29 con't 1 0.33 0.24 0.20 0.19 0.19 0.19 0.20 0.21 0.21 0.21 0.24 0.27 0.31 con't 2 0.24 0.20 0.19 0.19 0.19 0.18 0.21 0.21 0.21 0.23 0.26 0.30 0.34 con't 3 0.20 0.19 0.19 0.19 0.18 0.19 0.21 0.21 0.22 0.25 0.29 0.34 0.39 con't 4 0.19 0.19 0.19 0.18 0.19 0.19 0.21 0.21 0.24 0.28 0.34 0.39 0.44 con't 5 0.19 0.19 0.18 0.19 0.19 0.19 0.21 0.24 0.28 0.32 0.39 0.44 0.47 con't 6 0.19 0.18 0.19 0.19 0.19 0.21 0.23 0.28 0.32 0.38 0.43 0.47 0.50 con't 7 0.18 0.19 0.19 0.19 0.20 0.23 0.26 0.32 0.38 0.43 0.46 0.49 0.53 con't 8 0.19 0.19 0.19 0.20 0.21 0.26 0.31 0.37 0.42 0.46 0.49 0.52 0.54 con't 9 0.19 0.19 0.19 0.21 0.25 0.30 0.37 0.42 0.45 0.49 0.52 0.53 0.55 con't 10 0.19 0.19 0.21 0.25 0.30 0.36 0.41 0.45 0.48 0.51 0.53 0.54 0.56 con't 11 0.19 0.21 0.25 0.30 0.36 0.40 0.44 0.47 0.50 0.52 0.53 0.55 0.58 con't 12 0.21 0.24 0.30 0.36 0.40 0.43 0.46 0.49 0.51 0.52 0.54 0.57 0.60 con't 13 0.24 0.29 0.36 0.40 0.43 0.46 0.48 0.50 0.51 0.53 0.56 0.59 0.62 con't 14 0.29 0.35 0.40 0.43 0.45 0.47 0.49 0.49 0.52 0.54 0.58 0.61 0.64 con't 15 0.35 0.40 0.43 0.45 0.46 0.48 0.48 0.51 0.53 0.56 0.59 0.63 0.67 con't 16 0.40 0.43 0.45 0.46 0.47 0.47 0.50 0.52 0.55 0.58 0.61 0.65 0.70 con't 17 0.43 0.44 0.46 0.47 0.47 0.48 0.51 0.54 0.56 0.60 0.64 0.68 0.72 con't 18 0.44 0.45 0.45 0.46 0.47 0.49 0.52 0.55 0.58 0.62 0.67 0.70 0.75 con't 19 0.43 0.43 0.44 0.46 0.47 0.50 0.53 0.56 0.60 0.64 0.69 0.73 0.79 con't 20 0.40 0.41 0.43 0.45 0.48 0.51 0.54 0.58 0.62 0.66 0.71 0.76 0.83 con't 21 0.37 0.39 0.42 0.45 0.48 0.51 0.56 0.60 0.64 0.69 0.75 0.80 0.87 con't 22 0.35 0.38 0.42 0.45 0.48 0.53 0.58 0.62 0.67 0.72 0.79 0.85 0.91 con't 23 0.34 0.37 0.41 0.45 0.50 0.55 0.59 0.64 0.70 0.76 0.83 0.89 0.96 con't 24 0.32 0.37 0.41 0.47 0.52 0.57 0.62 0.68 0.74 0.80 0.87 0.94 1.01 con't 25 0.30 0.36 0.43 0.48 0.53 0.59 0.65 0.71 0.78 0.85 0.92 0.98 1.07 con't 26 0.31 0.38 0.44 0.50 0.56 0.62 0.68 0.74 0.82 0.89 0.97 1.04 1.13 con't 27 0.33 0.39 0.45 0.52 0.59 0.65 0.71 0.78 0.86 0.93 1.01 1.10 1.20 con't 28 0.34 0.41 0.47 0.55 0.61 0.68 0.75 0.83 0.90 0.98 1.07 1.17 1.28 con't 29 0.35 0.43 0.50 0.57 0.64 0.72 0.79 0.86 0.94 1.04 1.13 1.25 1.37 con't 30 0.38 0.45 0.52 0.60 0.67 0.75 0.83 0.90 0.99 1.10 1.20 1.34 1.48 con't 31 0.40 0.47 0.55 0.62 0.70 0.78 0.87 0.95 1.05 1.16 1.29 1.44 1.61 con't 32 0.42 0.49 0.57 0.65 0.73 0.82 0.92 1.01 1.12 1.25 1.40 1.57 1.77 con't 33 0.43 0.51 0.60 0.68 0.78 0.87 0.98 1.09 1.21 1.35 1.52 1.72 1.95 con't 34 0.45 0.54 0.62 0.72 0.82 0.93 1.05 1.19 1.33 1.48 1.68 1.90 2.15 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 20% Male, 80% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 0 0.33 0.37 0.42 0.47 0.51 0.54 0.57 0.58 0.59 0.60 0.62 0.64 0.66 25 1 0.35 0.41 0.46 0.49 0.53 0.56 0.58 0.59 0.60 0.62 0.64 0.66 0.69 26 2 0.40 0.45 0.49 0.52 0.56 0.57 0.58 0.60 0.62 0.64 0.66 0.68 0.72 27 3 0.45 0.48 0.51 0.55 0.57 0.58 0.60 0.62 0.64 0.66 0.68 0.71 0.75 28 4 0.48 0.51 0.54 0.56 0.58 0.60 0.62 0.64 0.66 0.68 0.71 0.74 0.76 29 5 0.50 0.54 0.56 0.57 0.60 0.62 0.64 0.65 0.68 0.71 0.74 0.76 0.79 30 6 0.53 0.55 0.57 0.59 0.62 0.64 0.65 0.67 0.70 0.74 0.75 0.79 0.82 31 7 0.54 0.56 0.59 0.61 0.64 0.65 0.67 0.70 0.73 0.75 0.78 0.82 0.86 32 8 0.55 0.58 0.60 0.63 0.65 0.67 0.70 0.73 0.75 0.78 0.82 0.86 0.91 33 9 0.57 0.60 0.62 0.64 0.67 0.70 0.73 0.75 0.78 0.82 0.86 0.91 0.98 34 10 0.59 0.62 0.64 0.66 0.70 0.73 0.75 0.78 0.82 0.86 0.91 0.98 1.05 35 11 0.61 0.63 0.66 0.70 0.73 0.75 0.78 0.82 0.86 0.91 0.98 1.05 1.12 36 12 0.63 0.65 0.70 0.73 0.75 0.78 0.82 0.86 0.91 0.98 1.05 1.11 1.19 37 13 0.65 0.69 0.73 0.75 0.78 0.82 0.86 0.91 0.98 1.05 1.11 1.18 1.25 38 14 0.68 0.72 0.75 0.78 0.82 0.86 0.91 0.98 1.05 1.11 1.17 1.25 1.33 39 15 0.71 0.74 0.78 0.82 0.86 0.91 0.98 1.05 1.11 1.17 1.25 1.33 1.41 40 16 0.74 0.78 0.82 0.86 0.91 0.98 1.05 1.11 1.17 1.25 1.33 1.41 1.52 41 17 0.77 0.81 0.85 0.91 0.98 1.05 1.11 1.17 1.25 1.33 1.41 1.52 1.64 42 18 0.81 0.85 0.90 0.98 1.05 1.11 1.17 1.25 1.33 1.41 1.52 1.64 1.77 43 19 0.85 0.90 0.97 1.04 1.11 1.17 1.25 1.33 1.41 1.52 1.64 1.77 1.94 44 20 0.89 0.96 1.03 1.10 1.17 1.24 1.33 1.41 1.52 1.64 1.77 1.94 2.12 45 21 0.94 1.01 1.09 1.16 1.23 1.32 1.41 1.52 1.64 1.77 1.94 2.12 2.33 46 22 0.99 1.07 1.15 1.23 1.31 1.41 1.52 1.64 1.77 1.94 2.12 2.33 2.56 47 23 1.04 1.12 1.21 1.30 1.39 1.51 1.64 1.77 1.94 2.12 2.33 2.56 2.80 48 24 1.09 1.18 1.29 1.38 1.50 1.63 1.77 1.94 2.12 2.33 2.55 2.80 3.07 49 25 1.15 1.25 1.37 1.49 1.62 1.76 1.94 2.12 2.33 2.55 2.80 3.07 3.38 50 26 1.23 1.33 1.47 1.61 1.75 1.93 2.12 2.33 2.55 2.79 3.07 3.38 3.73 51 27 1.31 1.43 1.59 1.73 1.91 2.11 2.32 2.55 2.79 3.07 3.38 3.73 4.14 52 28 1.41 1.55 1.72 1.89 2.10 2.31 2.54 2.79 3.07 3.38 3.73 4.14 4.57 53 29 1.51 1.68 1.87 2.08 2.30 2.53 2.78 3.07 3.38 3.73 4.14 4.57 5.05 54 30 1.64 1.84 2.05 2.27 2.51 2.77 3.06 3.37 3.73 4.13 4.57 5.03 5.59 55 31 1.81 2.03 2.25 2.49 2.76 3.05 3.36 3.71 4.13 4.56 5.03 5.56 6.18 56 32 1.99 2.23 2.47 2.74 3.03 3.34 3.70 4.11 4.55 5.02 5.54 6.12 6.78 57 33 2.19 2.45 2.72 3.01 3.33 3.68 4.09 4.53 5.00 5.53 6.09 6.70 7.40 58 34 2.41 2.69 2.99 3.31 3.67 4.07 4.50 4.97 5.50 6.06 6.66 7.29 8.04 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 20% Male, 80% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.47 0.56 0.65 0.76 0.87 1.00 1.14 1.29 1.46 1.64 1.86 2.10 2.37 con't 36 0.49 0.58 0.68 0.80 0.93 1.07 1.24 1.41 1.61 1.82 2.05 2.32 2.60 con't 37 0.52 0.62 0.73 0.86 1.00 1.16 1.34 1.55 1.77 2.00 2.26 2.54 2.85 con't 38 0.55 0.67 0.79 0.93 1.09 1.27 1.47 1.71 1.94 2.20 2.47 2.78 3.13 con't 39 0.59 0.73 0.86 1.02 1.18 1.39 1.63 1.87 2.13 2.41 2.71 3.06 3.43 con't 40 0.65 0.79 0.95 1.11 1.31 1.54 1.79 2.05 2.33 2.64 2.98 3.36 3.77 con't 41 0.71 0.87 1.05 1.24 1.45 1.70 1.97 2.25 2.56 2.90 3.27 3.69 4.14 con't 42 0.77 0.96 1.16 1.37 1.61 1.87 2.16 2.48 2.82 3.19 3.60 4.05 4.54 con't 43 0.85 1.05 1.28 1.51 1.77 2.06 2.37 2.72 3.09 3.50 3.94 4.44 4.99 con't 44 0.93 1.17 1.40 1.67 1.94 2.27 2.61 2.99 3.40 3.83 4.32 4.87 5.47 con't 45 1.02 1.28 1.54 1.83 2.14 2.49 2.88 3.29 3.73 4.20 4.74 5.34 5.96 con't 46 1.13 1.40 1.69 2.00 2.35 2.73 3.16 3.60 4.08 4.60 5.18 5.82 6.47 con't 47 1.25 1.54 1.84 2.19 2.57 2.98 3.44 3.92 4.45 5.03 5.64 6.31 7.02 con't 48 1.34 1.66 2.01 2.39 2.79 3.23 3.72 4.25 4.82 5.44 6.10 6.82 7.61 con't 49 1.42 1.79 2.19 2.59 3.01 3.48 4.01 4.58 5.18 5.84 6.57 7.38 8.27 con't 50 1.51 1.98 2.39 2.79 3.23 3.73 4.29 4.89 5.54 6.26 7.07 8.00 9.00 con't 51 1.61 2.19 2.60 3.01 3.46 3.98 4.56 5.20 5.92 6.72 7.63 8.68 9.78 con't 52 1.70 2.38 2.80 3.23 3.70 4.24 4.84 5.54 6.33 7.24 8.26 9.41 10.55 con't 53 1.80 2.54 3.02 3.46 3.94 4.51 5.17 5.94 6.80 7.81 8.94 10.14 11.36 con't 54 1.90 2.72 3.26 3.70 4.20 4.81 5.55 6.39 7.32 8.43 9.61 10.90 12.27 con't 55 2.03 2.91 3.50 3.96 4.50 5.16 5.97 6.89 7.91 9.06 10.32 11.75 13.31 con't 56 2.16 3.09 3.75 4.25 4.84 5.57 6.45 7.46 8.55 9.77 11.17 12.76 14.49 con't 57 2.27 3.29 4.02 4.58 5.24 6.05 7.00 8.08 9.24 10.60 12.15 13.93 15.84 con't 58 2.40 3.50 4.31 4.93 5.67 6.58 7.60 8.75 9.99 11.50 13.23 15.22 17.41 con't 59 2.55 3.71 4.62 5.31 6.14 7.13 8.24 9.47 10.82 12.49 14.43 16.65 19.15 con't 60 2.71 3.93 4.93 5.70 6.63 7.71 8.92 10.24 11.71 13.59 15.76 18.22 21.00 con't 61 2.89 4.16 5.25 6.09 7.11 8.30 9.61 11.07 12.70 14.81 17.22 19.94 22.97 con't 62 3.12 4.41 5.59 6.50 7.61 8.90 10.35 11.98 13.80 16.17 18.83 21.82 25.19 con't 63 3.39 4.96 5.95 6.93 8.13 9.54 11.16 12.99 15.04 17.67 20.63 23.96 27.71 con't 64 3.69 5.54 6.33 7.38 8.69 10.24 12.04 14.09 16.41 19.34 22.65 26.38 30.58 con't 65 3.93 5.92 6.75 7.88 9.31 11.01 13.00 15.30 17.93 21.19 24.91 29.09 33.82 con't 66 4.10 6.35 7.22 8.44 10.03 11.89 14.09 16.64 19.61 23.25 27.42 32.13 37.45 con't 67 4.41 6.83 7.76 9.08 10.82 12.92 15.38 18.24 21.53 25.63 30.31 35.59 41.53 con't 68 4.88 7.35 8.39 9.83 11.67 14.11 16.85 20.03 23.71 28.30 33.53 39.43 46.00 con't 69 5.38 7.92 9.09 10.70 12.59 15.50 18.49 22.00 26.32 31.45 37.28 43.82 51.08 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 20% Male, 80% Female Composite Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 35 2.65 2.96 3.29 3.65 4.04 4.47 4.94 5.46 6.03 6.61 7.25 7.92 8.75 60 36 2.92 3.26 3.62 4.02 4.44 4.91 5.43 5.99 6.58 7.21 7.89 8.62 9.54 61 37 3.20 3.57 3.98 4.41 4.88 5.39 5.95 6.54 7.17 7.86 8.59 9.40 10.39 62 38 3.51 3.92 4.36 4.83 5.35 5.91 6.50 7.13 7.83 8.57 9.38 10.26 11.32 63 39 3.85 4.29 4.78 5.30 5.86 6.46 7.10 7.79 8.55 9.35 10.23 11.18 12.31 64 40 4.22 4.71 5.24 5.81 6.41 7.05 7.76 8.52 9.34 10.22 11.16 12.14 13.37 65 41 4.63 5.17 5.74 6.34 7.00 7.72 8.49 9.32 10.21 11.15 12.14 13.13 14.50 66 42 5.09 5.67 6.27 6.93 7.66 8.45 9.29 10.19 11.14 12.12 13.13 14.22 15.73 67 43 5.58 6.19 6.84 7.58 8.38 9.24 10.16 11.12 12.10 13.12 14.20 15.43 17.06 68 44 6.08 6.73 7.47 8.29 9.17 10.11 11.10 12.08 13.10 14.19 15.41 16.77 18.53 69 45 6.61 7.34 8.16 9.06 10.01 11.04 12.07 13.08 14.17 15.39 16.77 18.32 20.21 70 46 7.18 8.00 8.90 9.88 10.92 12.02 13.07 14.15 15.35 16.73 18.32 20.10 22.13 71 47 7.81 8.72 9.71 10.77 11.88 13.05 14.13 15.32 16.69 18.27 20.10 22.08 24.28 72 48 8.50 9.50 10.58 11.71 12.89 14.11 15.30 16.65 18.23 20.05 22.08 24.23 26.60 73 49 9.26 10.34 11.51 12.70 13.95 15.25 16.62 18.19 20.01 22.02 24.23 26.54 29.12 74 50 10.08 11.22 12.47 13.73 15.08 16.55 18.16 19.96 21.98 24.17 26.53 29.05 31.87 75 51 10.89 12.13 13.47 14.84 16.38 18.07 19.92 21.92 24.11 26.47 29.05 31.79 34.90 76 52 11.73 13.09 14.55 16.12 17.92 19.82 21.87 24.05 26.41 28.98 31.79 34.82 38.27 77 53 12.69 14.18 15.80 17.63 19.68 21.77 24.00 26.35 28.92 31.72 34.82 38.19 42.01 78 54 13.77 15.45 17.30 19.36 21.63 23.88 26.29 28.85 31.65 34.74 38.19 41.91 46.11 79 55 14.99 16.90 19.00 21.29 23.80 26.16 28.78 31.57 34.66 38.10 41.91 46.01 51.04 80 56 16.40 18.56 20.90 23.44 26.11 28.65 31.50 34.58 38.01 41.82 46.00 50.48 56.89 81 57 18.00 20.40 22.99 25.79 28.57 31.35 34.50 37.91 41.72 45.90 50.47 55.34 63.03 82 58 19.80 22.43 25.27 28.37 31.27 34.33 37.82 41.61 45.78 50.35 55.32 60.58 69.52 83 59 21.78 24.67 27.79 31.20 34.25 37.64 41.51 45.67 50.22 55.19 60.56 66.28 76.68 84 60 23.99 27.15 30.61 34.24 37.55 41.31 45.55 50.10 55.06 60.41 66.26 72.51 84.01 85 61 26.35 29.96 33.82 37.54 41.21 45.33 49.97 54.91 60.26 66.09 72.49 79.33 92.48 86 62 28.95 33.12 37.39 41.20 45.21 49.72 54.77 60.10 65.92 72.30 79.29 86.74 102.66 87 63 31.92 36.65 41.18 45.20 49.59 54.50 59.95 65.74 72.12 79.08 86.68 94.75 113.38 88 64 35.31 40.61 45.17 49.57 54.34 59.65 65.57 71.92 78.87 86.44 94.67 103.40 123.97 89 65 39.14 44.88 49.54 54.32 59.48 65.25 71.72 78.66 86.21 94.41 103.30 112.71 131.91 90 66 43.36 49.30 54.30 59.47 65.09 71.39 78.45 86.00 94.18 103.05 112.62 122.71 139.44 91 67 48.09 54.05 59.45 65.07 71.22 78.11 85.80 93.97 102.82 112.39 122.65 133.50 151.32 92 68 53.18 59.14 65.05 71.20 77.93 85.43 93.76 102.60 112.15 122.41 133.44 145.35 167.15 93 69 58.57 64.84 71.18 77.90 85.23 93.36 102.37 111.90 122.15 133.16 145.25 158.33 186.97 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 20% Male, 80% Female Composite Select & Ultimate Age Last Birthday 5 of 6 Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 70 6.02 8.57 9.90 11.63 13.84 17.05 20.33 24.53 29.34 35.06 41.53 48.74 56.68 con't 71 7.45 9.28 10.83 12.79 15.42 18.75 22.49 27.21 32.36 38.67 45.77 53.63 62.30 con't 72 8.89 10.17 11.95 14.24 17.13 20.66 24.88 29.99 35.59 42.50 50.23 58.79 68.23 con't 73 9.71 11.19 13.22 15.83 19.05 22.93 27.73 33.31 39.38 46.95 55.38 64.73 74.66 con't 74 10.64 12.21 14.59 17.68 21.27 25.74 31.08 37.04 44.17 52.48 61.73 71.96 82.09 con't 75 11.56 13.46 16.24 19.81 23.91 28.96 34.75 41.65 49.92 59.05 69.19 80.36 90.68 con't 76 12.56 14.99 18.23 22.30 26.99 32.54 39.18 47.20 55.90 66.10 77.16 89.27 99.76 con't 77 13.90 16.81 20.57 25.26 30.52 36.82 44.55 53.11 62.83 73.95 85.94 99.01 109.67 con't 78 15.09 19.04 23.40 28.77 34.69 42.05 50.39 59.89 70.31 82.12 95.06 108.91 119.93 con't 79 16.28 21.82 26.82 32.90 39.82 47.87 57.07 67.20 78.02 90.73 104.59 118.93 130.66 con't 80 17.97 25.26 30.92 37.73 45.69 54.52 64.29 74.81 86.83 100.46 115.23 130.33 143.60 con't 81 19.93 29.43 35.79 43.35 52.09 61.68 71.84 83.49 95.90 111.09 126.97 143.54 157.52 con't 82 22.11 34.43 41.51 49.80 59.29 69.25 80.45 92.46 106.58 122.92 140.38 157.52 171.54 con't 83 25.59 40.18 48.12 57.09 67.29 77.91 89.39 103.05 118.99 136.09 153.94 171.54 186.90 con't 84 30.45 46.71 55.63 65.22 76.07 86.90 99.96 115.37 131.99 149.40 167.14 186.34 203.78 con't 85 37.30 54.18 63.90 74.22 85.24 97.56 112.28 128.27 145.11 162.34 181.18 201.65 222.47 con't 86 45.07 62.47 72.97 84.18 96.11 109.99 125.19 141.29 157.84 176.08 196.06 217.92 241.58 con't 87 53.97 71.59 83.05 95.85 108.77 123.03 138.21 153.91 171.35 190.62 211.84 235.02 260.14 con't 88 65.91 81.79 94.96 108.60 122.09 136.19 150.85 167.32 185.67 206.06 228.45 252.88 277.91 con't 89 78.98 93.97 108.01 121.93 135.59 149.03 164.33 181.59 200.96 222.39 245.92 270.53 294.15 con't 90 92.72 107.37 121.64 135.43 148.69 162.73 178.70 196.86 217.15 239.60 263.57 286.87 310.73 con't 91 106.57 121.33 135.32 148.54 162.51 177.36 194.10 213.05 234.22 257.35 280.10 303.08 328.09 con't 92 120.99 135.25 148.43 162.37 177.14 193.04 210.44 230.12 252.16 274.13 296.04 320.07 346.22 con't 93 135.20 148.36 162.26 177.00 192.82 209.69 227.67 248.36 269.28 289.90 312.76 337.83 365.12 con't 94 148.31 162.20 176.90 192.69 209.48 227.21 246.31 265.88 285.00 306.46 330.25 356.36 384.78 con't 95 162.14 176.84 192.59 209.34 227.02 246.13 264.33 281.71 301.54 323.80 348.52 375.66 405.20 con't 96 176.79 192.53 209.25 226.88 246.02 264.33 280.42 298.37 318.88 341.94 367.56 395.71 426.37 con't 97 192.48 209.19 226.79 245.94 264.33 280.42 297.36 315.84 337.01 360.85 387.35 416.51 448.28 con't 98 209.15 226.74 245.89 264.33 280.42 297.36 315.13 334.14 355.94 380.53 407.91 438.05 470.94 con't 99 226.72 245.87 264.33 280.42 297.36 315.13 333.83 354.27 377.55 403.64 432.53 464.21 498.65 con't Blended 20% Male, 80% Female Composite Select & Ultimate Age Last Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 64.28 71.13 77.87 85.19 93.13 101.94 111.65 121.86 132.85 144.99 158.13 172.39 208.63 95 71 69.96 77.41 85.14 93.09 101.69 111.19 121.58 132.54 144.73 157.90 172.07 187.68 230.05 96 72 75.90 83.95 92.74 101.63 110.92 121.09 132.23 144.48 157.69 171.77 187.25 204.30 244.29 97 73 82.66 91.37 100.84 110.87 120.84 131.76 144.28 157.57 171.59 186.98 203.92 222.68 252.26 98 74 90.77 100.20 110.38 120.81 131.54 144.04 157.53 171.54 186.91 203.80 222.50 243.14 268.19 99 75 100.11 110.31 120.81 131.53 143.92 157.52 171.54 186.90 203.78 222.47 243.09 265.82 288.68 100 76 109.95 120.65 131.53 143.92 157.52 171.54 186.90 203.78 222.47 243.09 265.82 288.68 310.92 101 77 120.36 131.43 143.92 157.52 171.54 186.90 203.78 222.47 243.09 265.82 288.68 310.92 335.51 102 78 131.33 143.92 157.52 171.54 186.90 203.78 222.47 243.09 265.82 288.68 310.92 335.51 362.66 103 79 143.82 157.52 171.54 186.90 203.78 222.47 243.09 265.82 288.68 310.92 335.51 362.66 392.36 104 80 157.52 171.54 186.90 203.78 222.47 243.09 265.82 288.68 310.92 335.51 362.66 392.36 423.84 105 81 171.54 186.90 203.78 222.47 243.09 265.82 288.68 310.92 335.51 362.66 392.36 423.84 456.15 106 82 186.90 203.78 222.47 243.09 265.82 288.68 310.92 335.51 362.66 392.36 423.84 456.15 489.07 107 83 203.78 222.47 243.09 265.82 288.68 310.92 335.51 362.66 392.36 423.84 456.15 489.07 522.60 108 84 222.47 243.09 265.82 288.68 310.92 335.51 362.66 392.36 423.84 456.15 489.07 522.60 557.28 109 85 243.09 265.82 288.68 310.92 335.51 362.66 392.36 423.84 456.15 489.07 522.60 557.28 592.09 110 86 265.38 288.68 310.92 335.51 362.66 392.36 423.68 455.99 489.07 522.60 557.28 592.09 625.70 111 87 285.40 308.65 333.34 360.18 389.33 420.61 452.78 486.29 520.78 556.36 592.09 625.70 657.86 112 88 301.67 326.74 353.56 382.09 412.35 444.27 477.86 513.07 549.88 588.29 625.70 657.86 690.92 113 89 318.70 345.08 373.28 403.28 435.05 468.56 503.81 540.76 579.36 619.62 657.86 690.92 732.11 114 90 336.51 364.21 393.80 425.27 458.57 493.71 530.64 569.34 609.77 651.94 690.82 732.11 771.39 115 91 355.10 384.12 415.11 448.05 482.92 519.68 558.33 598.81 641.13 685.22 731.06 771.39 812.40 116 92 374.47 404.81 437.20 471.64 508.07 546.49 586.88 629.20 673.40 719.46 767.34 812.40 855.95 117 93 394.61 426.26 460.07 496.01 534.04 574.14 616.30 660.46 706.58 754.65 804.60 855.95 896.71 118 94 415.50 448.48 483.71 521.16 560.81 602.62 646.55 692.58 740.67 790.78 842.81 896.71 939.27 119 95 437.15 471.45 508.12 547.10 588.38 631.90 677.64 725.59 775.67 827.82 881.98 939.27 1,000.00 120 96 459.54 495.18 533.29 573.82 616.73 661.98 709.58 759.46 811.54 865.77 924.92 1,000.00 97 482.68 519.67 559.23 601.29 645.85 692.89 742.35 794.17 848.28 909.80 1,000.00 98 506.57 544.91 585.90 629.51 675.77 724.60 775.93 829.71 894.16 1,000.00 99 535.81 575.65 618.13 663.26 710.95 761.13 813.75 878.24 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION LL Blended Composite Ultimate Age Last Birthday (80) – 80% male, 20% female (60) – 60% male, 40% female (50) – 50% male, 50% female (40) – 40% male, 60% female (20) – 20% male, 80% female Blended Composite Ultimate Age Last Birthday 1 of 4 Attained Age (80) (60) (50) (40) (20) 0 0.66 0.61 0.57 0.54 0.48 1 0.43 0.40 0.39 0.37 0.34 2 0.31 0.29 0.28 0.27 0.25 3 0.24 0.22 0.22 0.22 0.20 4 0.21 0.20 0.20 0.20 0.19 5 0.20 0.20 0.20 0.19 0.19 6 0.21 0.21 0.20 0.20 0.19 7 0.22 0.22 0.22 0.21 0.21 8 0.22 0.22 0.22 0.21 0.21 9 0.23 0.22 0.22 0.22 0.21 10 0.23 0.23 0.23 0.23 0.23 11 0.27 0.27 0.26 0.26 0.25 12 0.33 0.31 0.31 0.30 0.29 13 0.38 0.36 0.35 0.35 0.33 14 0.49 0.45 0.43 0.41 0.37 15 0.60 0.54 0.51 0.48 0.42 16 0.71 0.63 0.59 0.55 0.47 17 0.80 0.70 0.65 0.61 0.51 18 0.85 0.74 0.70 0.65 0.54 19 0.88 0.77 0.72 0.67 0.57 20 0.89 0.79 0.74 0.68 0.58 21 0.91 0.80 0.75 0.70 0.59 22 0.92 0.81 0.76 0.71 0.60 23 0.93 0.83 0.78 0.72 0.62 24 0.95 0.85 0.80 0.74 0.64 25 0.98 0.88 0.82 0.77 0.66 26 1.03 0.92 0.86 0.81 0.69 27 1.06 0.94 0.89 0.84 0.72 28 1.06 0.95 0.90 0.85 0.75 29 1.05 0.95 0.91 0.86 0.76 con't con't con't con't con't con't Blended Composite Ultimate Age Last Birthday 2 of 4 Attained Age (80) (60) (50) (40) (20) 30 1.05 0.96 0.92 0.87 0.79 31 1.05 0.98 0.94 0.90 0.82 32 1.07 1.00 0.97 0.93 0.86 33 1.10 1.04 1.01 0.97 0.91 34 1.14 1.08 1.06 1.03 0.98 35 1.19 1.14 1.12 1.10 1.05 36 1.26 1.21 1.19 1.16 1.12 37 1.34 1.29 1.27 1.24 1.19 38 1.43 1.37 1.35 1.31 1.25 39 1.53 1.46 1.43 1.39 1.33 40 1.64 1.57 1.53 1.49 1.41 41 1.78 1.70 1.65 1.60 1.52 42 1.95 1.85 1.79 1.74 1.64 43 2.15 2.02 1.96 1.90 1.77 44 2.37 2.23 2.16 2.08 1.94 45 2.61 2.45 2.36 2.28 2.12 46 2.86 2.68 2.59 2.51 2.33 47 3.07 2.90 2.81 2.73 2.56 48 3.26 3.11 3.03 2.95 2.80 49 3.49 3.35 3.28 3.21 3.07 50 3.77 3.64 3.57 3.51 3.38 51 4.13 4.00 3.93 3.86 3.73 52 4.55 4.42 4.34 4.27 4.14 53 5.05 4.89 4.81 4.73 4.57 54 5.64 5.44 5.34 5.25 5.05 55 6.29 6.06 5.94 5.83 5.59 56 6.99 6.72 6.58 6.45 6.18 57 7.66 7.37 7.22 7.07 6.78 58 8.32 8.01 7.85 7.70 7.40 59 9.08 8.72 8.55 8.38 8.04 60 9.98 9.57 9.36 9.16 8.75 61 11.07 10.56 10.30 10.05 9.54 62 12.32 11.67 11.36 11.03 10.39 63 13.67 12.88 12.49 12.10 11.32 64 15.09 14.15 13.69 13.23 12.31 con't con't con't con't con't con't Blended Composite Ultimate Age Last Birthday 3 of 4 Attained Age (80) (60) (50) (40) (20) 65 16.56 15.48 14.95 14.42 13.37 66 18.05 16.85 16.26 15.67 14.50 67 19.62 18.30 17.65 17.00 15.73 68 21.27 19.84 19.13 18.44 17.06 69 23.10 21.54 20.78 20.02 18.53 70 25.20 23.49 22.65 21.83 20.21 71 27.74 25.81 24.87 23.95 22.13 72 30.67 28.47 27.39 26.34 24.28 73 33.75 31.27 30.07 28.89 26.60 74 37.07 34.30 32.97 31.66 29.12 75 40.71 37.62 36.13 34.68 31.87 76 44.77 41.30 39.64 38.02 34.90 77 49.45 45.49 43.61 41.77 38.27 78 54.81 50.24 48.08 45.99 42.01 79 60.76 55.49 53.01 50.62 46.11 80 67.46 61.50 58.70 56.04 51.04 81 74.85 68.25 65.20 62.29 56.89 82 82.60 75.32 72.00 68.84 63.03 83 90.94 82.87 79.22 75.79 69.52 84 100.17 91.19 87.18 83.44 76.68 85 110.18 100.02 95.54 91.40 84.01 86 121.22 109.85 104.93 100.43 92.48 87 133.35 120.98 115.72 110.96 102.66 88 146.09 132.63 127.02 122.00 113.38 89 159.05 144.30 138.28 132.96 123.97 90 170.71 154.00 147.36 141.55 131.91 91 181.64 162.99 155.78 149.57 139.44 92 194.31 174.78 167.46 161.25 151.32 93 208.89 189.39 182.32 176.41 167.15 94 225.69 207.11 200.58 195.22 186.97 95 243.43 226.31 220.48 215.77 208.63 96 261.08 245.46 240.31 236.19 230.05 97 275.71 259.57 254.39 250.31 244.29 98 287.15 268.86 263.15 258.71 252.26 99 302.85 284.27 278.65 274.35 268.19 con't con't con't con't con't con't Blended Composite Ultimate Age Last Birthday 4 of 4 Attained Age (80) (60) (50) (40) (20) 100 320.57 303.09 297.99 294.13 288.68 101 338.67 323.14 318.76 315.48 310.92 102 359.10 345.67 341.99 339.26 335.51 103 382.14 370.87 367.87 365.66 362.66 104 407.85 398.77 396.40 394.68 392.36 105 435.73 428.69 426.89 425.59 423.84 106 465.05 459.73 458.39 457.44 456.15 107 495.52 491.64 490.68 489.99 489.07 108 527.06 524.37 523.70 523.23 522.60 109 560.03 558.36 557.96 557.67 557.28 110 593.58 592.68 592.46 592.29 592.09 111 626.63 626.07 625.93 625.83 625.70 112 658.96 658.29 658.12 658.01 657.86 113 692.41 691.50 691.28 691.12 690.92 114 732.66 732.32 732.24 732.18 732.11 115 771.87 771.58 771.51 771.46 771.39 116 812.90 812.59 812.52 812.47 812.40 117 856.40 856.12 856.05 856.00 855.95 118 898.17 897.27 897.06 896.91 896.71 119 941.67 940.18 939.84 939.60 939.27 120 1000.00 1000.00 1000.00 1000.00 1000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION MM Blended 80% Male, 20% Female Nonsmoker Select & Ultimate Age Last Birthday Blended 80% Male, 20% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 con't 1 con't 2 con't 3 con't 4 0.64 con't 5 0.63 0.72 con't 6 0.63 0.72 0.78 con't 7 0.63 0.72 0.78 0.81 con't 8 0.63 0.71 0.78 0.80 0.82 con't 9 0.62 0.71 0.77 0.80 0.81 0.81 con't 10 0.62 0.71 0.76 0.79 0.80 0.80 0.81 con't 11 0.62 0.71 0.76 0.78 0.79 0.79 0.80 0.81 con't 12 0.62 0.71 0.75 0.77 0.78 0.78 0.79 0.81 0.82 con't 13 0.62 0.71 0.75 0.76 0.77 0.77 0.78 0.79 0.82 0.84 con't 14 0.62 0.71 0.75 0.76 0.77 0.77 0.78 0.78 0.80 0.83 0.87 con't 15 0.62 0.70 0.75 0.75 0.76 0.76 0.77 0.77 0.79 0.81 0.85 0.88 con't 16 0.62 0.70 0.74 0.74 0.75 0.75 0.76 0.76 0.78 0.80 0.83 0.86 0.88 con't 17 0.69 0.73 0.73 0.74 0.74 0.75 0.75 0.77 0.78 0.81 0.84 0.86 0.87 con't 18 0.71 0.71 0.72 0.72 0.73 0.74 0.75 0.76 0.79 0.80 0.83 0.84 0.86 con't 19 0.68 0.69 0.69 0.70 0.71 0.73 0.73 0.76 0.77 0.79 0.81 0.83 0.86 con't 20 0.64 0.65 0.66 0.67 0.68 0.70 0.72 0.73 0.75 0.77 0.80 0.82 0.87 con't 21 0.60 0.60 0.62 0.63 0.65 0.67 0.70 0.71 0.73 0.76 0.79 0.84 0.89 con't 22 0.56 0.57 0.59 0.61 0.64 0.66 0.68 0.71 0.72 0.76 0.80 0.86 0.92 con't 23 0.51 0.53 0.56 0.60 0.63 0.65 0.68 0.70 0.74 0.78 0.83 0.89 0.96 con't 24 0.46 0.49 0.55 0.60 0.63 0.66 0.69 0.72 0.76 0.81 0.87 0.93 1.02 con't 25 0.42 0.48 0.55 0.61 0.64 0.68 0.71 0.74 0.80 0.86 0.92 0.99 1.08 con't 26 0.41 0.49 0.55 0.63 0.66 0.70 0.74 0.78 0.84 0.91 0.98 1.06 1.15 con't 27 0.41 0.49 0.57 0.64 0.69 0.72 0.78 0.83 0.89 0.97 1.06 1.14 1.25 con't 28 0.41 0.50 0.59 0.66 0.72 0.76 0.82 0.89 0.95 1.04 1.14 1.24 1.36 con't 29 0.41 0.51 0.60 0.68 0.75 0.81 0.88 0.95 1.03 1.13 1.23 1.34 1.47 con't 30 0.41 0.52 0.61 0.70 0.78 0.86 0.94 1.01 1.09 1.20 1.31 1.43 1.59 con't 31 0.42 0.53 0.63 0.71 0.81 0.90 0.99 1.06 1.15 1.25 1.37 1.54 1.74 con't 32 0.43 0.54 0.65 0.74 0.84 0.94 1.03 1.11 1.21 1.31 1.46 1.66 1.91 con't 33 0.46 0.57 0.68 0.78 0.89 0.99 1.09 1.19 1.28 1.41 1.59 1.82 2.08 con't 34 0.49 0.59 0.71 0.82 0.93 1.04 1.16 1.27 1.38 1.54 1.75 1.99 2.26 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 80% Male, 20% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 0 0.70 0.78 0.82 0.84 0.85 0.85 0.86 0.87 0.88 0.90 25 1 0.67 0.75 0.81 0.83 0.85 0.85 0.86 0.87 0.88 0.89 0.94 26 2 0.65 0.73 0.79 0.83 0.84 0.85 0.86 0.87 0.88 0.89 0.92 0.97 27 3 0.64 0.72 0.78 0.82 0.84 0.85 0.86 0.87 0.88 0.89 0.91 0.94 0.96 28 4 0.72 0.78 0.82 0.84 0.85 0.86 0.87 0.88 0.88 0.90 0.93 0.94 0.95 29 5 0.78 0.82 0.84 0.85 0.86 0.86 0.87 0.88 0.89 0.91 0.92 0.93 0.94 30 6 0.82 0.84 0.84 0.85 0.85 0.87 0.86 0.88 0.90 0.90 0.92 0.92 0.94 31 7 0.83 0.83 0.84 0.85 0.86 0.86 0.88 0.89 0.90 0.91 0.92 0.94 0.96 32 8 0.82 0.83 0.83 0.86 0.86 0.88 0.89 0.90 0.91 0.92 0.94 0.96 0.99 33 9 0.82 0.83 0.84 0.86 0.88 0.89 0.90 0.91 0.92 0.94 0.96 0.99 1.03 34 10 0.82 0.84 0.86 0.87 0.89 0.90 0.91 0.92 0.94 0.96 0.99 1.03 1.08 35 11 0.83 0.85 0.87 0.88 0.90 0.91 0.92 0.94 0.96 0.99 1.03 1.08 1.14 36 12 0.85 0.87 0.88 0.90 0.91 0.92 0.94 0.96 0.99 1.03 1.08 1.14 1.21 37 13 0.87 0.88 0.90 0.91 0.92 0.94 0.96 0.99 1.03 1.08 1.13 1.21 1.28 38 14 0.88 0.89 0.91 0.92 0.94 0.96 0.99 1.03 1.08 1.13 1.20 1.28 1.36 39 15 0.89 0.90 0.92 0.94 0.96 0.99 1.03 1.08 1.13 1.20 1.28 1.36 1.46 40 16 0.90 0.91 0.93 0.96 0.99 1.03 1.08 1.13 1.20 1.28 1.36 1.46 1.58 41 17 0.89 0.91 0.93 0.99 1.02 1.08 1.13 1.20 1.28 1.36 1.46 1.58 1.73 42 18 0.90 0.93 0.96 1.02 1.07 1.13 1.20 1.28 1.36 1.46 1.58 1.73 1.90 43 19 0.90 0.96 1.01 1.07 1.13 1.20 1.28 1.36 1.46 1.58 1.73 1.90 2.10 44 20 0.92 1.00 1.07 1.13 1.20 1.28 1.36 1.46 1.58 1.73 1.90 2.10 2.31 45 21 0.96 1.04 1.13 1.20 1.28 1.36 1.46 1.58 1.73 1.90 2.10 2.31 2.53 46 22 1.00 1.09 1.19 1.27 1.36 1.46 1.58 1.73 1.90 2.10 2.31 2.53 2.72 47 23 1.04 1.16 1.26 1.35 1.46 1.58 1.73 1.90 2.10 2.31 2.52 2.72 2.89 48 24 1.11 1.23 1.34 1.45 1.58 1.73 1.90 2.10 2.31 2.51 2.71 2.89 3.10 49 25 1.18 1.31 1.45 1.57 1.72 1.90 2.10 2.31 2.51 2.70 2.89 3.10 3.36 50 26 1.28 1.41 1.57 1.72 1.89 2.09 2.31 2.51 2.70 2.88 3.10 3.36 3.68 51 27 1.39 1.53 1.71 1.88 2.09 2.30 2.50 2.69 2.88 3.10 3.36 3.68 4.06 52 28 1.50 1.67 1.88 2.07 2.29 2.50 2.68 2.88 3.10 3.36 3.68 4.06 4.50 53 29 1.63 1.82 2.05 2.26 2.48 2.68 2.87 3.10 3.36 3.67 4.06 4.49 5.04 54 30 1.78 2.00 2.23 2.45 2.66 2.87 3.09 3.35 3.66 4.04 4.49 4.99 5.64 55 31 1.96 2.21 2.43 2.65 2.85 3.08 3.34 3.64 4.03 4.48 4.97 5.53 6.27 56 32 2.15 2.40 2.62 2.85 3.08 3.33 3.63 4.02 4.46 4.95 5.49 6.10 6.89 57 33 2.34 2.59 2.82 3.07 3.33 3.63 3.99 4.43 4.91 5.45 6.04 6.67 7.51 58 34 2.54 2.79 3.04 3.32 3.62 3.98 4.39 4.87 5.40 5.98 6.61 7.26 8.22 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 80% Male, 20% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.52 0.63 0.74 0.86 0.98 1.10 1.23 1.37 1.52 1.71 1.93 2.17 2.45 con't 36 0.54 0.65 0.77 0.90 1.03 1.16 1.31 1.50 1.69 1.90 2.11 2.36 2.65 con't 37 0.58 0.69 0.82 0.95 1.08 1.24 1.43 1.65 1.87 2.08 2.30 2.55 2.86 con't 38 0.62 0.75 0.89 1.01 1.16 1.34 1.57 1.81 2.04 2.26 2.49 2.76 3.10 con't 39 0.66 0.82 0.95 1.09 1.26 1.47 1.73 1.97 2.21 2.44 2.70 3.01 3.37 con't 40 0.71 0.88 1.04 1.19 1.39 1.63 1.90 2.15 2.40 2.65 2.95 3.30 3.70 con't 41 0.75 0.95 1.15 1.33 1.54 1.79 2.07 2.34 2.61 2.91 3.25 3.64 4.08 con't 42 0.81 1.03 1.25 1.45 1.68 1.94 2.24 2.53 2.84 3.18 3.56 4.00 4.51 con't 43 0.87 1.10 1.34 1.55 1.79 2.07 2.40 2.73 3.08 3.45 3.88 4.41 4.99 con't 44 0.94 1.18 1.42 1.65 1.91 2.23 2.58 2.97 3.35 3.76 4.25 4.89 5.50 con't 45 1.02 1.27 1.51 1.76 2.06 2.41 2.81 3.24 3.68 4.13 4.70 5.39 6.00 con't 46 1.10 1.35 1.59 1.88 2.22 2.61 3.07 3.55 4.03 4.57 5.19 5.88 6.50 con't 47 1.19 1.44 1.71 2.03 2.40 2.83 3.33 3.86 4.40 5.04 5.67 6.37 7.05 con't 48 1.27 1.55 1.86 2.20 2.60 3.05 3.59 4.19 4.77 5.46 6.14 6.90 7.73 con't 49 1.36 1.68 2.03 2.39 2.81 3.29 3.87 4.52 5.14 5.85 6.63 7.56 8.60 con't 50 1.47 1.85 2.22 2.61 3.03 3.54 4.15 4.82 5.50 6.28 7.23 8.41 9.63 con't 51 1.58 2.03 2.44 2.86 3.29 3.80 4.43 5.14 5.91 6.84 8.00 9.40 10.76 con't 52 1.68 2.21 2.66 3.12 3.57 4.09 4.76 5.56 6.45 7.57 8.94 10.49 11.75 con't 53 1.77 2.37 2.88 3.37 3.86 4.43 5.18 6.12 7.14 8.45 9.97 11.46 12.70 con't 54 1.85 2.54 3.12 3.63 4.15 4.82 5.70 6.78 7.94 9.39 10.85 12.35 13.83 con't 55 1.95 2.72 3.35 3.90 4.48 5.28 6.32 7.54 8.79 10.19 11.65 13.38 15.15 con't 56 2.06 2.89 3.59 4.21 4.90 5.84 7.02 8.35 9.66 11.07 12.76 14.68 16.67 con't 57 2.19 3.07 3.85 4.58 5.42 6.49 7.77 9.15 10.49 12.12 14.03 16.23 18.47 con't 58 2.35 3.28 4.15 5.01 6.00 7.19 8.54 9.93 11.28 13.10 15.26 17.86 20.60 con't 59 2.55 3.52 4.49 5.48 6.62 7.92 9.32 10.71 12.08 14.13 16.59 19.57 22.88 con't 60 2.79 3.79 4.85 5.97 7.26 8.65 10.10 11.51 12.92 15.24 18.04 21.30 24.96 con't 61 3.06 4.10 5.25 6.49 7.90 9.40 10.91 12.36 13.85 16.46 19.54 23.00 26.85 con't 62 3.31 4.44 5.72 7.08 8.61 10.22 11.81 13.37 15.01 17.89 21.18 24.84 28.97 con't 63 3.53 4.89 6.26 7.75 9.40 11.12 12.85 14.60 16.44 19.54 23.04 27.01 31.57 con't 64 3.73 5.35 6.84 8.49 10.28 12.14 14.03 15.99 18.07 21.39 25.21 29.61 34.71 con't 65 3.90 5.83 7.50 9.31 11.28 13.29 15.34 17.49 19.85 23.48 27.72 32.64 38.42 con't 66 4.10 6.44 8.25 10.20 12.44 14.60 16.79 19.14 21.79 25.82 30.57 36.15 42.73 con't 67 4.49 7.11 9.10 11.21 13.65 16.07 18.55 21.18 24.08 28.62 34.02 40.37 47.72 con't 68 5.00 7.85 10.05 12.32 14.64 17.76 20.50 23.35 26.53 31.69 37.82 44.91 53.08 con't 69 5.53 8.69 11.11 13.57 15.47 19.63 22.40 25.41 29.80 35.73 42.60 50.55 59.55 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 80% Male, 20% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 35 2.74 3.02 3.30 3.61 3.97 4.38 4.82 5.35 5.93 6.55 7.21 7.90 9.07 60 36 2.97 3.29 3.61 3.95 4.35 4.80 5.29 5.87 6.48 7.15 7.86 8.67 10.09 61 37 3.21 3.57 3.94 4.34 4.77 5.27 5.80 6.42 7.08 7.82 8.64 9.65 11.27 62 38 3.47 3.87 4.30 4.74 5.24 5.78 6.36 7.02 7.77 8.61 9.61 10.81 12.54 63 39 3.77 4.21 4.69 5.19 5.75 6.33 6.96 7.71 8.57 9.57 10.74 12.03 13.88 64 40 4.13 4.62 5.14 5.70 6.30 6.94 7.65 8.52 9.52 10.67 11.95 13.23 15.27 65 41 4.56 5.11 5.66 6.25 6.90 7.63 8.45 9.46 10.60 11.85 13.18 14.37 16.70 66 42 5.06 5.63 6.18 6.84 7.58 8.43 9.38 10.51 11.72 13.03 14.30 15.61 18.21 67 43 5.57 6.14 6.75 7.51 8.38 9.35 10.41 11.62 12.88 14.17 15.48 17.04 19.81 68 44 6.07 6.67 7.41 8.29 9.29 10.36 11.50 12.74 14.03 15.34 16.90 18.70 21.59 69 45 6.57 7.30 8.19 9.20 10.30 11.45 12.62 13.89 15.19 16.69 18.60 20.74 23.66 70 46 7.15 8.07 9.11 10.23 11.41 12.60 13.79 15.05 16.52 18.39 20.65 23.17 26.16 71 47 7.88 8.97 10.15 11.35 12.57 13.78 14.95 16.35 18.17 20.42 23.07 25.88 29.05 72 48 8.74 9.97 11.28 12.52 13.75 14.94 16.21 17.97 20.18 22.81 25.78 28.74 32.11 73 49 9.76 11.07 12.46 13.69 14.89 16.17 17.80 19.97 22.57 25.48 28.63 31.74 35.39 74 50 10.92 12.19 13.62 14.81 16.08 17.74 19.77 22.33 25.21 28.31 31.62 34.95 38.96 75 51 11.93 13.26 14.70 15.98 17.62 19.68 22.11 24.96 28.02 31.28 34.83 38.50 42.97 76 52 12.89 14.34 15.84 17.48 19.56 21.89 24.72 27.75 30.97 34.47 38.39 42.50 47.59 77 53 14.05 15.59 17.31 19.39 21.78 24.37 27.50 30.68 34.14 38.00 42.39 47.07 52.89 78 54 15.40 17.14 19.21 21.60 24.22 27.09 30.41 33.84 37.65 41.98 46.97 52.34 58.79 79 55 16.96 19.01 21.44 24.07 26.86 29.93 33.53 37.30 41.59 46.52 52.22 58.19 65.44 80 56 18.80 21.26 23.93 26.73 29.65 32.96 36.95 41.19 46.08 51.74 58.06 64.66 72.78 81 57 20.96 23.77 26.56 29.52 32.65 36.32 40.80 45.64 51.24 57.53 64.53 71.66 80.51 82 58 23.38 26.37 29.33 32.54 35.96 40.09 45.22 50.75 56.98 63.93 71.54 79.07 88.86 83 59 25.94 29.11 32.32 35.86 39.69 44.42 50.29 56.45 63.32 70.87 78.93 87.09 98.08 84 60 28.64 32.07 35.62 39.59 43.97 49.39 55.93 62.74 70.20 78.19 86.93 95.93 108.09 85 61 31.17 35.36 39.37 43.84 48.87 54.91 62.19 69.57 77.48 86.14 95.77 105.69 119.14 86 62 33.71 38.99 43.68 48.72 54.33 61.04 68.97 76.79 85.38 94.91 105.54 116.29 131.32 87 63 36.84 43.02 48.57 54.16 60.37 67.68 76.13 84.64 94.10 104.61 116.14 127.61 144.11 88 64 40.68 47.71 53.97 60.16 66.92 74.70 83.92 93.31 103.74 115.15 127.47 139.56 157.19 89 65 45.22 53.02 59.98 66.71 73.87 82.33 92.52 102.85 114.19 126.41 139.42 151.98 169.05 90 66 50.31 58.85 66.55 73.68 81.43 90.77 101.99 113.22 125.35 138.27 151.85 164.33 180.21 91 67 56.17 65.36 73.51 81.25 89.81 100.10 112.29 124.31 137.14 150.62 164.23 176.56 193.10 92 68 62.31 72.04 81.08 89.62 99.06 110.25 123.33 136.04 149.44 162.96 176.47 189.88 207.93 93 69 69.45 80.04 89.46 98.87 109.14 121.12 134.98 148.27 161.69 175.13 189.78 204.01 224.90 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 80% Male, 20% Female Nonsmoker Select & Ultimate Age Last Birthday 5 of 6 Issue Age Duration Att Age 1 2 3 4 5 6 7 8 9 10 11 12 13 70 6.39 9.62 12.29 14.67 17.04 21.50 24.29 28.82 33.72 40.41 48.13 56.93 66.74 con't 71 7.81 10.66 13.60 16.19 19.33 23.20 26.56 31.75 36.45 43.80 52.16 61.54 72.15 con't 72 9.24 12.17 15.29 18.31 21.45 24.87 28.73 33.90 38.67 46.56 55.38 65.43 76.65 con't 73 10.52 13.80 17.09 20.35 23.58 26.96 31.66 36.97 41.75 50.26 59.82 70.78 82.71 con't 74 12.03 14.99 18.67 22.57 25.95 30.18 35.38 40.34 47.58 56.85 67.58 79.81 92.88 con't 75 13.16 16.39 20.50 25.00 28.89 33.86 38.95 45.94 55.89 66.42 78.61 92.36 106.80 con't 76 13.83 18.01 22.64 27.66 32.38 37.55 44.27 53.91 63.26 76.36 89.92 105.11 120.82 con't 77 14.75 19.61 24.99 31.00 36.25 42.68 52.00 61.57 73.08 87.66 102.64 119.21 136.01 con't 78 15.87 21.45 27.76 35.03 41.17 50.16 59.90 71.34 83.20 98.04 114.28 131.99 149.35 con't 79 17.10 23.80 31.22 39.79 48.43 58.29 69.65 81.27 91.94 107.86 125.12 143.28 160.95 con't 80 18.63 26.81 35.53 45.55 56.90 68.11 79.53 90.15 103.54 120.69 138.75 158.81 181.39 con't 81 20.50 30.60 40.87 52.47 65.42 77.92 88.49 101.68 113.44 135.44 155.62 180.90 202.40 con't 82 22.95 35.40 47.36 60.60 75.10 87.02 100.02 111.61 129.22 153.95 179.51 202.26 216.54 con't 83 26.60 41.31 55.02 69.85 85.81 98.59 109.99 127.43 152.07 177.69 200.63 216.44 231.17 con't 84 31.65 48.40 63.79 80.05 97.40 108.59 125.83 150.30 175.70 198.59 214.33 230.79 246.32 con't 85 38.33 56.70 73.62 91.30 107.51 124.50 148.70 173.90 196.44 212.11 228.23 245.15 263.04 con't 86 46.20 66.33 84.82 103.99 123.55 147.42 172.33 194.50 209.77 225.78 242.32 260.63 280.44 con't 87 55.47 77.66 97.99 123.02 146.60 171.12 192.91 207.72 223.25 239.59 257.42 276.86 297.58 con't 88 67.33 91.21 118.31 146.15 170.47 191.79 206.08 221.06 236.87 254.39 273.23 293.44 313.61 con't 89 82.05 112.87 142.98 170.12 191.28 205.03 219.43 234.59 251.54 269.93 289.47 309.19 327.84 con't 90 105.86 139.33 168.64 191.01 204.64 218.45 232.98 249.17 266.91 285.87 305.03 323.29 342.70 con't 91 134.66 166.98 190.76 204.38 218.15 232.07 247.59 264.50 282.59 301.31 319.06 337.72 358.67 con't 92 164.91 190.53 204.14 217.91 231.81 246.82 262.92 280.16 298.07 315.33 333.14 353.26 375.72 con't 93 190.30 203.92 217.69 231.60 246.58 262.34 278.60 295.66 312.24 329.15 348.33 369.89 393.74 con't 94 203.71 217.49 231.39 246.36 262.12 278.25 294.36 309.93 325.92 344.09 364.61 387.48 412.88 con't 95 217.29 231.21 246.18 261.93 278.04 294.18 308.91 323.66 340.75 360.13 381.86 406.21 433.16 con't 96 231.04 246.02 261.77 277.88 294.04 308.86 322.79 338.60 356.69 377.16 400.29 426.10 454.57 con't 97 245.87 261.63 277.74 293.93 308.82 322.76 337.90 354.58 373.64 395.39 419.90 447.14 477.12 con't 98 261.50 277.62 293.84 308.78 322.74 337.89 354.08 371.58 391.80 414.82 440.66 469.33 500.84 con't 99 277.55 293.77 308.75 322.72 337.89 354.08 371.35 390.56 412.56 437.39 465.05 495.58 528.90 con't Blended 80% Male, 20% Female Nonsmoker Select & Ultimate Age Last Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 77.46 89.15 98.69 108.92 119.93 132.62 147.12 160.45 173.79 188.95 203.89 218.24 242.73 95 71 83.48 96.29 108.68 119.69 131.35 144.63 159.26 172.52 188.16 203.72 218.04 232.79 260.48 96 72 88.81 102.64 117.91 131.16 143.30 156.65 171.30 187.41 203.60 217.83 232.50 247.74 275.32 97 73 96.01 110.75 126.85 143.15 155.29 168.59 186.70 203.51 217.70 232.36 247.50 264.18 287.06 98 74 107.34 123.17 140.37 155.18 167.24 185.19 203.44 217.63 232.27 247.45 264.08 282.15 302.85 99 75 122.61 139.61 155.08 167.11 184.45 203.40 217.60 232.22 247.39 264.03 282.12 301.51 320.57 100 76 137.75 153.92 166.92 184.23 203.37 217.51 232.20 247.35 263.97 282.06 301.51 320.57 338.67 101 77 152.06 166.07 184.04 203.12 217.49 232.10 247.35 263.97 282.06 301.45 320.57 338.59 359.10 102 78 165.35 183.84 202.94 217.25 232.01 247.24 263.97 282.06 301.45 320.49 338.59 358.83 382.14 103 79 182.99 202.71 217.08 231.77 247.07 263.84 282.00 301.45 320.49 338.59 358.67 381.88 407.85 104 80 202.54 216.84 231.62 246.87 263.69 281.92 301.38 320.49 338.59 358.59 381.63 407.85 435.73 105 81 216.72 231.46 246.70 263.57 281.79 301.36 320.49 338.59 358.42 381.51 407.85 435.73 465.05 106 82 231.31 246.59 263.40 281.68 301.25 320.47 338.59 358.26 381.25 407.85 435.73 465.05 495.52 107 83 246.45 263.25 281.59 301.16 320.32 338.58 358.10 381.01 407.85 435.73 465.05 495.52 527.06 108 84 263.17 281.38 301.08 320.25 338.44 358.00 380.75 407.85 435.73 465.05 495.52 527.06 560.03 109 85 281.31 300.88 320.20 338.39 357.81 380.62 407.85 435.73 465.05 495.52 527.06 560.03 593.58 110 86 300.57 320.06 338.36 357.62 380.36 407.85 435.63 464.93 495.52 527.06 560.03 593.58 626.63 111 87 318.07 336.91 357.49 378.43 405.74 433.42 462.59 493.46 525.70 559.32 593.58 626.63 658.96 112 88 332.54 353.19 375.96 400.71 427.52 456.36 487.18 519.88 554.40 590.67 626.63 658.96 692.41 113 89 347.96 370.24 394.57 421.03 449.62 480.27 512.90 547.45 583.82 621.95 658.96 692.41 732.66 114 90 364.47 388.25 414.25 442.47 472.84 505.29 539.75 576.15 614.39 654.40 692.34 732.66 771.87 115 91 381.91 407.33 435.04 465.02 497.16 531.42 567.71 605.96 646.07 688.00 731.84 771.87 812.90 116 92 400.43 427.52 456.95 488.66 522.58 558.66 596.79 636.87 678.87 722.83 768.71 812.90 856.40 117 93 420.07 448.82 479.95 513.41 549.12 587.00 626.94 668.86 712.83 758.84 806.80 856.40 898.17 118 94 440.81 471.22 504.05 539.26 576.75 616.40 658.12 701.95 747.96 796.03 846.13 898.17 941.67 119 95 462.68 494.73 529.28 566.22 605.43 646.79 690.36 736.23 784.26 834.41 886.61 941.67 1,000.00 120 96 485.67 519.39 555.62 594.22 635.07 678.21 723.78 771.62 821.69 873.90 930.17 1,000.00 97 509.82 545.16 583.00 623.15 665.68 710.80 758.29 808.12 860.19 917.97 1,000.00 98 535.10 571.97 611.26 653.01 697.49 744.46 793.88 845.64 905.26 1,000.00 99 564.83 603.20 644.01 687.58 733.63 782.12 832.92 892.25 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION NN Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Last Birthday Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 con't 1 con't 2 con't 3 con't 4 0.57 con't 5 0.57 0.64 con't 6 0.57 0.63 0.69 con't 7 0.57 0.63 0.68 0.72 con't 8 0.56 0.63 0.68 0.71 0.72 con't 9 0.56 0.63 0.68 0.71 0.71 0.72 con't 10 0.56 0.62 0.67 0.70 0.70 0.71 0.71 con't 11 0.55 0.62 0.66 0.69 0.69 0.70 0.70 0.72 con't 12 0.55 0.62 0.66 0.68 0.68 0.69 0.69 0.71 0.73 con't 13 0.55 0.62 0.65 0.67 0.67 0.68 0.68 0.70 0.72 0.75 con't 14 0.55 0.62 0.65 0.66 0.67 0.68 0.68 0.69 0.71 0.74 0.78 con't 15 0.55 0.61 0.65 0.66 0.66 0.67 0.67 0.68 0.69 0.72 0.76 0.79 con't 16 0.55 0.61 0.64 0.65 0.65 0.66 0.66 0.67 0.69 0.71 0.74 0.77 0.80 con't 17 0.60 0.63 0.64 0.64 0.65 0.65 0.66 0.68 0.69 0.72 0.75 0.77 0.81 con't 18 0.62 0.62 0.63 0.63 0.64 0.65 0.66 0.68 0.70 0.73 0.75 0.78 0.81 con't 19 0.60 0.60 0.61 0.61 0.62 0.64 0.65 0.68 0.70 0.72 0.76 0.78 0.81 con't 20 0.56 0.56 0.58 0.59 0.60 0.62 0.65 0.67 0.69 0.72 0.75 0.79 0.83 con't 21 0.52 0.53 0.55 0.56 0.59 0.61 0.64 0.65 0.69 0.72 0.76 0.81 0.86 con't 22 0.48 0.50 0.52 0.55 0.58 0.61 0.62 0.66 0.69 0.73 0.78 0.83 0.89 con't 23 0.45 0.47 0.51 0.54 0.58 0.60 0.64 0.67 0.71 0.75 0.81 0.86 0.93 con't 24 0.41 0.45 0.50 0.54 0.58 0.62 0.66 0.69 0.74 0.79 0.85 0.91 0.98 con't 25 0.38 0.44 0.50 0.55 0.60 0.64 0.67 0.72 0.77 0.83 0.89 0.96 1.04 con't 26 0.37 0.44 0.51 0.58 0.62 0.66 0.70 0.75 0.81 0.88 0.95 1.02 1.11 con't 27 0.37 0.45 0.53 0.59 0.64 0.68 0.74 0.79 0.86 0.93 1.01 1.09 1.20 con't 28 0.38 0.47 0.55 0.61 0.67 0.72 0.78 0.84 0.91 0.99 1.08 1.19 1.30 con't 29 0.39 0.48 0.56 0.63 0.70 0.76 0.82 0.89 0.97 1.06 1.16 1.28 1.40 con't 30 0.39 0.49 0.57 0.65 0.73 0.80 0.87 0.95 1.03 1.13 1.24 1.36 1.51 con't 31 0.40 0.50 0.59 0.67 0.75 0.83 0.92 1.00 1.09 1.19 1.31 1.46 1.65 con't 32 0.42 0.51 0.61 0.69 0.79 0.87 0.97 1.05 1.15 1.26 1.40 1.58 1.81 con't 33 0.44 0.54 0.63 0.73 0.83 0.92 1.03 1.13 1.22 1.35 1.52 1.73 1.98 con't 34 0.47 0.56 0.66 0.77 0.87 0.98 1.10 1.21 1.33 1.48 1.67 1.90 2.15 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 0 0.62 0.69 0.73 0.75 0.75 0.76 0.76 0.77 0.78 0.80 25 1 0.60 0.67 0.71 0.74 0.75 0.76 0.76 0.77 0.78 0.80 0.84 26 2 0.59 0.65 0.70 0.73 0.75 0.76 0.76 0.77 0.78 0.79 0.83 0.87 27 3 0.58 0.64 0.69 0.73 0.75 0.76 0.76 0.77 0.78 0.79 0.82 0.85 0.86 28 4 0.64 0.69 0.73 0.74 0.76 0.76 0.77 0.78 0.79 0.81 0.84 0.85 0.87 29 5 0.69 0.72 0.74 0.75 0.76 0.77 0.78 0.79 0.80 0.82 0.83 0.86 0.87 30 6 0.72 0.73 0.75 0.75 0.76 0.77 0.78 0.80 0.81 0.83 0.84 0.86 0.88 31 7 0.73 0.74 0.74 0.75 0.76 0.77 0.79 0.81 0.82 0.84 0.86 0.88 0.91 32 8 0.73 0.73 0.74 0.76 0.77 0.79 0.81 0.82 0.84 0.86 0.88 0.91 0.94 33 9 0.72 0.73 0.75 0.77 0.79 0.80 0.82 0.84 0.86 0.88 0.91 0.94 0.98 34 10 0.73 0.75 0.77 0.79 0.80 0.82 0.84 0.86 0.88 0.91 0.94 0.98 1.04 35 11 0.74 0.76 0.79 0.80 0.82 0.84 0.86 0.88 0.91 0.94 0.98 1.04 1.10 36 12 0.76 0.78 0.80 0.82 0.84 0.86 0.88 0.91 0.94 0.98 1.04 1.09 1.16 37 13 0.78 0.79 0.82 0.84 0.86 0.88 0.91 0.94 0.98 1.04 1.09 1.16 1.23 38 14 0.79 0.81 0.84 0.86 0.88 0.91 0.94 0.98 1.04 1.09 1.16 1.23 1.31 39 15 0.81 0.84 0.86 0.88 0.91 0.94 0.98 1.04 1.09 1.15 1.23 1.31 1.41 40 16 0.83 0.85 0.87 0.91 0.94 0.98 1.04 1.09 1.15 1.23 1.31 1.41 1.52 41 17 0.84 0.86 0.88 0.94 0.98 1.04 1.09 1.15 1.23 1.31 1.41 1.52 1.65 42 18 0.85 0.88 0.92 0.98 1.03 1.09 1.15 1.22 1.31 1.41 1.52 1.65 1.80 43 19 0.86 0.92 0.97 1.03 1.09 1.15 1.22 1.31 1.41 1.52 1.65 1.80 1.98 44 20 0.89 0.96 1.03 1.08 1.15 1.22 1.31 1.41 1.52 1.65 1.80 1.98 2.18 45 21 0.93 1.00 1.08 1.15 1.22 1.31 1.41 1.52 1.65 1.80 1.98 2.18 2.39 46 22 0.97 1.05 1.14 1.22 1.30 1.41 1.52 1.65 1.80 1.98 2.18 2.39 2.58 47 23 1.01 1.11 1.21 1.29 1.40 1.52 1.65 1.80 1.98 2.18 2.38 2.58 2.77 48 24 1.07 1.18 1.28 1.39 1.51 1.65 1.80 1.98 2.18 2.38 2.58 2.77 2.99 49 25 1.13 1.25 1.38 1.51 1.64 1.80 1.98 2.18 2.38 2.57 2.77 2.99 3.26 50 26 1.22 1.35 1.49 1.63 1.79 1.98 2.18 2.37 2.57 2.76 2.99 3.26 3.58 51 27 1.33 1.46 1.62 1.78 1.97 2.17 2.37 2.56 2.76 2.99 3.26 3.58 3.96 52 28 1.43 1.59 1.77 1.96 2.16 2.36 2.55 2.76 2.99 3.26 3.58 3.96 4.39 53 29 1.54 1.73 1.93 2.14 2.35 2.54 2.75 2.99 3.26 3.57 3.96 4.38 4.89 54 30 1.69 1.89 2.10 2.32 2.52 2.74 2.98 3.25 3.56 3.94 4.38 4.85 5.46 55 31 1.86 2.08 2.29 2.51 2.73 2.97 3.23 3.54 3.93 4.36 4.84 5.37 6.06 56 32 2.04 2.27 2.49 2.72 2.96 3.22 3.52 3.91 4.34 4.81 5.34 5.93 6.66 57 33 2.22 2.46 2.69 2.95 3.22 3.52 3.88 4.32 4.78 5.30 5.88 6.49 7.26 58 34 2.41 2.67 2.92 3.20 3.51 3.87 4.27 4.74 5.25 5.82 6.43 7.06 7.94 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.49 0.59 0.69 0.80 0.92 1.04 1.16 1.31 1.46 1.64 1.84 2.08 2.34 con't 36 0.51 0.61 0.72 0.84 0.97 1.10 1.25 1.43 1.62 1.82 2.03 2.27 2.54 con't 37 0.54 0.65 0.77 0.89 1.02 1.18 1.36 1.57 1.78 1.99 2.21 2.46 2.76 con't 38 0.58 0.71 0.84 0.96 1.10 1.28 1.49 1.72 1.95 2.17 2.40 2.68 3.00 con't 39 0.63 0.77 0.90 1.03 1.20 1.40 1.64 1.88 2.11 2.35 2.61 2.92 3.27 con't 40 0.68 0.83 0.98 1.13 1.32 1.55 1.80 2.05 2.30 2.56 2.86 3.20 3.59 con't 41 0.72 0.90 1.08 1.26 1.46 1.70 1.97 2.23 2.51 2.80 3.14 3.53 3.95 con't 42 0.77 0.97 1.18 1.37 1.60 1.85 2.14 2.42 2.73 3.06 3.45 3.88 4.36 con't 43 0.83 1.05 1.27 1.48 1.72 1.99 2.30 2.63 2.96 3.34 3.76 4.26 4.82 con't 44 0.91 1.14 1.36 1.59 1.85 2.15 2.49 2.86 3.24 3.64 4.11 4.70 5.30 con't 45 0.99 1.23 1.46 1.71 2.00 2.34 2.72 3.13 3.56 3.99 4.54 5.18 5.78 con't 46 1.07 1.31 1.56 1.84 2.17 2.54 2.98 3.43 3.89 4.41 5.00 5.66 6.27 con't 47 1.15 1.40 1.68 1.99 2.35 2.76 3.23 3.73 4.24 4.85 5.46 6.13 6.80 con't 48 1.23 1.51 1.83 2.16 2.54 2.98 3.48 4.04 4.61 5.25 5.90 6.64 7.44 con't 49 1.32 1.64 1.99 2.35 2.74 3.20 3.75 4.36 4.95 5.62 6.38 7.25 8.22 con't 50 1.42 1.80 2.17 2.55 2.96 3.44 4.02 4.65 5.30 6.04 6.93 8.00 9.13 con't 51 1.52 1.98 2.37 2.77 3.20 3.69 4.29 4.95 5.69 6.55 7.61 8.87 10.12 con't 52 1.61 2.15 2.58 3.01 3.45 3.96 4.59 5.33 6.17 7.19 8.43 9.82 11.02 con't 53 1.70 2.31 2.78 3.24 3.71 4.26 4.96 5.83 6.77 7.96 9.32 10.69 11.91 con't 54 1.78 2.47 3.00 3.48 3.98 4.61 5.42 6.40 7.46 8.77 10.11 11.51 12.95 con't 55 1.89 2.64 3.23 3.74 4.29 5.03 5.96 7.06 8.21 9.49 10.86 12.46 14.14 con't 56 2.00 2.82 3.47 4.04 4.68 5.52 6.57 7.77 8.98 10.30 11.86 13.64 15.51 con't 57 2.12 3.00 3.73 4.39 5.14 6.10 7.24 8.49 9.75 11.26 13.01 15.02 17.14 con't 58 2.27 3.20 4.02 4.78 5.66 6.73 7.94 9.22 10.51 12.19 14.16 16.51 19.04 con't 59 2.46 3.43 4.34 5.21 6.22 7.38 8.66 9.97 11.29 13.17 15.42 18.10 21.10 con't 60 2.66 3.68 4.68 5.66 6.79 8.05 9.38 10.73 12.13 14.25 16.80 19.74 23.05 con't 61 2.90 3.96 5.04 6.12 7.37 8.74 10.14 11.55 13.06 15.45 18.25 21.41 24.92 con't 62 3.14 4.27 5.46 6.64 8.00 9.47 10.97 12.51 14.18 16.82 19.84 23.22 27.03 con't 63 3.37 4.73 5.94 7.23 8.69 10.27 11.91 13.64 15.51 18.38 21.64 25.35 29.56 con't 64 3.59 5.21 6.44 7.86 9.45 11.16 12.98 14.91 17.02 20.14 23.72 27.83 32.54 con't 65 3.78 5.66 7.02 8.56 10.32 12.18 14.15 16.29 18.68 22.12 26.10 30.71 36.03 con't 66 3.97 6.20 7.67 9.34 11.32 13.32 15.46 17.82 20.51 24.34 28.81 34.01 40.05 con't 67 4.33 6.79 8.40 10.21 12.37 14.62 17.04 19.69 22.65 26.97 32.03 37.92 44.69 con't 68 4.82 7.45 9.23 11.19 13.30 16.12 18.81 21.71 24.99 29.86 35.59 42.17 49.68 con't 69 5.33 8.20 10.16 12.29 14.15 17.80 20.60 23.71 28.00 33.56 39.97 47.33 55.60 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 35 2.62 2.90 3.19 3.50 3.85 4.25 4.69 5.20 5.77 6.37 7.01 7.68 8.73 60 36 2.86 3.16 3.48 3.84 4.23 4.67 5.15 5.71 6.31 6.95 7.65 8.42 9.66 61 37 3.10 3.44 3.81 4.21 4.64 5.12 5.65 6.25 6.89 7.60 8.39 9.32 10.71 62 38 3.36 3.75 4.17 4.61 5.09 5.63 6.19 6.83 7.55 8.35 9.28 10.36 11.85 63 39 3.67 4.09 4.55 5.05 5.59 6.17 6.78 7.50 8.31 9.24 10.30 11.46 13.05 64 40 4.02 4.49 5.00 5.54 6.13 6.75 7.44 8.27 9.20 10.25 11.40 12.56 14.32 65 41 4.43 4.96 5.50 6.07 6.71 7.42 8.21 9.14 10.19 11.32 12.52 13.64 15.63 66 42 4.89 5.46 6.01 6.65 7.37 8.18 9.08 10.11 11.22 12.41 13.60 14.82 17.03 67 43 5.39 5.96 6.56 7.30 8.13 9.04 10.04 11.14 12.29 13.49 14.72 16.15 18.52 68 44 5.87 6.47 7.20 8.04 8.97 9.98 11.05 12.19 13.38 14.61 16.04 17.68 20.19 69 45 6.36 7.08 7.93 8.88 9.91 11.00 12.11 13.28 14.50 15.89 17.61 19.54 22.10 70 46 6.93 7.81 8.77 9.82 10.93 12.08 13.20 14.40 15.76 17.45 19.47 21.72 24.39 71 47 7.61 8.62 9.71 10.85 12.01 13.20 14.31 15.63 17.28 19.30 21.65 24.16 27.00 72 48 8.39 9.53 10.74 11.92 13.12 14.30 15.52 17.13 19.12 21.46 24.08 26.75 29.77 73 49 9.31 10.52 11.82 13.01 14.22 15.49 17.00 18.96 21.27 23.87 26.67 29.48 32.76 74 50 10.33 11.54 12.89 14.09 15.38 16.95 18.81 21.10 23.67 26.43 29.40 32.42 36.03 75 51 11.26 12.54 13.93 15.22 16.82 18.74 20.94 23.48 26.21 29.15 32.34 35.66 39.66 76 52 12.16 13.56 15.02 16.62 18.60 20.76 23.31 26.01 28.92 32.07 35.58 39.29 43.81 77 53 13.23 14.73 16.39 18.37 20.63 23.03 25.83 28.70 31.83 35.30 39.21 43.40 48.51 78 54 14.46 16.15 18.12 20.39 22.86 25.51 28.51 31.60 35.04 38.91 43.32 48.07 53.72 79 55 15.87 17.85 20.15 22.65 25.30 28.13 31.38 34.78 38.62 42.99 47.99 53.25 59.68 80 56 17.54 19.87 22.40 25.09 27.90 30.93 34.52 38.32 42.67 47.63 53.15 58.93 66.40 81 57 19.49 22.12 24.81 27.69 30.68 34.02 38.04 42.33 47.26 52.75 58.83 65.08 73.46 82 58 21.65 24.49 27.37 30.51 33.73 37.48 42.03 46.89 52.34 58.39 64.98 71.61 81.01 83 59 23.97 27.01 30.14 33.62 37.16 41.40 46.56 51.95 57.94 64.49 71.49 78.64 89.34 84 60 26.45 29.75 33.23 37.06 41.04 45.85 51.56 57.51 63.99 70.95 78.53 86.37 98.19 85 61 28.88 32.82 36.74 40.91 45.44 50.78 57.08 63.52 70.41 77.94 86.25 94.87 108.07 86 62 31.38 36.23 40.72 45.29 50.32 56.22 63.06 69.90 77.38 85.62 94.72 104.04 119.25 87 63 34.40 40.01 45.15 50.15 55.69 62.09 69.39 76.82 85.02 94.05 103.89 113.80 130.97 88 64 38.01 44.35 49.98 55.49 61.50 68.32 76.25 84.42 93.40 103.17 113.66 124.15 142.78 89 65 42.23 49.22 55.33 61.31 67.69 75.09 83.81 92.74 102.45 112.90 124.00 134.99 152.72 90 66 46.96 54.50 61.18 67.54 74.44 82.57 92.11 101.75 112.14 123.19 134.85 145.99 161.93 91 67 52.37 60.32 67.41 74.30 81.88 90.79 101.09 111.40 122.41 134.00 145.88 157.17 173.91 92 68 58.07 66.35 74.16 81.74 90.04 99.68 110.72 121.66 133.21 145.04 157.09 169.37 188.75 93 69 64.51 73.43 81.62 89.90 98.90 109.22 120.91 132.41 144.17 156.19 169.28 182.50 206.57 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Last Birthday 5 of 6 Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 70 6.10 9.02 11.21 13.32 15.59 19.54 22.45 26.79 31.57 37.83 45.01 53.13 62.16 con't 71 7.49 9.94 12.37 14.70 17.62 21.23 24.66 29.60 34.39 41.28 49.09 57.81 67.61 con't 72 8.88 11.23 13.84 16.56 19.57 22.96 26.88 31.96 36.96 44.42 52.75 62.16 72.30 con't 73 9.99 12.63 15.43 18.42 21.59 25.09 29.75 35.09 40.28 48.39 57.45 67.73 78.20 con't 74 11.29 13.75 16.93 20.48 23.89 28.13 33.31 38.58 45.73 54.57 64.67 76.04 87.37 con't 75 12.33 15.06 18.67 22.77 26.68 31.61 36.88 43.79 53.06 62.97 74.28 86.92 99.23 con't 76 13.11 16.63 20.71 25.32 29.97 35.21 41.82 50.78 59.82 71.73 84.20 98.03 111.28 con't 77 14.16 18.28 23.02 28.48 33.65 39.95 48.59 57.70 68.42 81.57 95.20 110.18 124.20 con't 78 15.28 20.21 25.76 32.25 38.22 46.50 55.61 66.21 77.39 90.92 105.64 121.55 136.00 con't 79 16.49 22.67 29.13 36.70 44.60 53.65 64.07 74.99 85.58 100.07 115.73 132.04 146.88 con't 80 18.06 25.79 33.29 42.02 51.98 62.13 72.76 83.20 95.89 111.43 127.84 145.50 163.57 con't 81 19.94 29.65 38.37 48.35 59.54 70.75 80.99 93.40 105.27 124.22 142.20 163.24 180.84 con't 82 22.26 34.46 44.48 55.71 68.10 79.07 91.14 102.73 118.66 139.53 161.04 180.72 194.36 con't 83 25.80 40.23 51.64 64.05 77.54 89.26 100.48 116.09 136.68 158.12 178.18 194.30 208.87 con't 84 30.72 47.02 59.80 73.25 87.78 98.60 113.83 134.07 155.12 174.99 191.07 208.37 224.45 con't 85 37.37 54.91 68.87 83.39 97.26 112.01 131.78 152.43 171.80 187.64 204.53 222.76 241.80 con't 86 45.10 63.90 79.05 94.74 110.82 130.01 150.15 168.95 184.24 200.81 218.58 238.31 259.78 con't 87 54.12 74.23 90.75 110.37 129.01 148.46 166.64 181.24 197.16 214.52 233.64 254.66 277.26 con't 88 65.88 86.27 107.27 128.63 147.66 165.06 178.88 194.02 210.63 229.23 249.49 271.49 293.86 con't 89 79.78 103.72 126.57 147.36 164.44 177.44 191.70 207.39 225.20 244.77 265.95 287.84 308.89 con't 90 99.15 124.23 146.40 164.22 177.00 190.39 205.15 221.87 240.56 260.92 282.18 302.84 324.40 con't 91 121.24 145.33 164.02 176.79 190.08 203.95 219.70 237.23 256.42 277.11 297.21 317.92 340.96 con't 92 144.02 163.84 176.60 189.88 203.70 218.68 235.07 253.11 272.75 292.24 311.96 334.07 358.52 con't 93 163.68 176.43 189.70 203.50 218.45 234.34 251.03 269.55 288.18 306.76 327.77 351.21 376.90 con't 94 176.29 189.55 203.34 218.26 234.12 250.61 267.83 285.15 302.59 322.36 344.60 369.17 396.22 con't 95 189.42 203.21 218.12 233.95 250.40 267.65 283.84 299.69 318.12 338.98 362.25 388.10 416.47 con't 96 203.10 218.00 233.82 250.25 267.52 283.81 298.57 315.39 334.68 356.45 380.88 407.96 437.67 con't 97 217.90 233.72 250.13 267.43 283.79 298.56 314.51 332.03 352.10 374.92 400.48 428.77 459.77 con't 98 233.63 250.04 267.36 283.77 298.55 314.50 331.41 349.57 370.55 394.36 421.02 450.51 482.82 con't 99 250.00 267.31 283.76 298.54 314.50 331.41 349.29 369.05 391.67 417.15 445.48 476.66 510.63 con't Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Last Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 71.60 81.30 89.72 98.70 108.38 119.33 131.61 143.32 155.25 168.65 182.34 196.16 225.82 95 71 77.24 87.90 98.46 108.15 118.45 129.96 142.52 154.40 168.06 182.09 195.87 210.57 245.03 96 72 82.57 94.22 106.89 118.28 129.06 140.80 153.58 167.54 181.93 195.59 210.14 225.87 259.28 97 73 89.59 101.99 115.36 128.93 139.90 151.82 167.03 181.78 195.40 209.93 225.52 242.86 268.81 98 74 99.63 12.89 127.08 139.81 150.95 166.06 181.70 195.30 209.81 225.43 242.73 261.73 284.27 99 75 112.50 126.58 139.72 150.87 165.60 181.64 195.28 209.74 225.35 242.64 261.69 282.39 303.09 100 76 125.36 138.98 150.73 165.44 181.62 195.17 209.73 225.28 242.56 261.60 282.39 303.09 323.14 101 77 137.78 150.17 165.32 181.42 195.15 209.61 225.28 242.56 261.60 282.31 303.09 323.05 345.67 102 78 149.71 165.14 181.30 194.94 209.54 225.14 242.56 261.60 282.31 302.98 323.05 345.31 370.87 103 79 164.59 181.08 194.84 209.34 225.04 242.39 261.53 282.30 302.98 323.05 345.09 370.55 398.77 104 80 180.95 194.60 209.25 224.89 242.31 261.42 282.20 302.97 323.05 344.99 370.22 398.77 428.69 105 81 194.53 209.11 224.76 242.24 261.35 282.19 302.97 323.05 344.77 370.07 398.77 428.69 459.73 106 82 208.99 224.69 242.10 261.29 282.12 302.96 323.05 344.56 369.74 398.77 428.69 459.73 491.64 107 83 224.56 241.97 261.24 282.08 302.83 323.04 344.35 369.43 398.77 428.69 459.73 491.64 524.37 108 84 241.93 261.02 282.03 302.79 322.89 344.23 369.10 398.77 428.69 459.73 491.64 524.37 558.36 109 85 260.98 281.81 302.76 322.87 344.01 368.94 398.77 428.69 459.73 491.64 524.37 558.36 592.68 110 86 281.42 302.61 322.85 343.78 368.62 398.77 428.55 459.59 491.64 524.37 558.36 592.68 626.07 111 87 299.93 320.95 343.64 366.15 396.12 425.84 456.73 489.16 522.73 557.53 592.68 626.07 658.29 112 88 315.14 338.04 363.02 389.82 418.55 449.16 481.59 515.78 551.67 589.24 626.07 658.29 691.50 113 89 331.24 355.73 382.13 410.55 440.95 473.26 507.43 543.41 581.13 620.54 658.29 691.50 732.32 114 90 348.35 374.22 402.19 432.24 464.31 498.33 534.26 572.04 611.60 652.90 691.42 732.32 771.58 115 91 366.27 393.66 423.20 454.88 488.61 524.35 562.06 601.65 643.07 686.31 731.36 771.58 812.59 116 92 385.14 414.04 445.16 478.44 513.85 551.33 590.81 632.23 675.55 720.78 767.87 812.59 856.12 117 93 404.96 435.35 468.02 502.93 540.02 579.23 620.50 663.77 709.04 756.29 805.46 856.12 897.27 118 94 425.71 457.58 491.81 528.35 567.12 608.06 651.12 696.27 743.54 792.83 844.11 897.27 940.18 119 95 447.37 480.73 516.52 554.68 595.12 637.78 682.65 729.77 779.04 830.40 883.78 940.18 1,000.00 120 96 469.95 504.80 542.14 581.89 623.97 668.37 715.16 764.23 815.52 868.94 926.94 1,000.00 97 493.47 529.78 568.63 609.92 653.66 699.93 748.61 799.64 852.93 912.93 1,000.00 98 517.88 555.61 595.91 638.77 684.31 732.40 782.97 835.93 898.42 1,000.00 99 547.29 586.52 628.31 672.81 719.85 769.35 821.23 883.61 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION OO Blended 50% Male, 50% Female Nonsmoker Select & Ultimate Age Last Birthday Blended 50% Male, 50% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 con't 1 con't 2 con't 3 con't 4 0.54 con't 5 0.54 0.59 con't 6 0.53 0.59 0.64 con't 7 0.53 0.59 0.63 0.66 con't 8 0.53 0.58 0.63 0.65 0.67 con't 9 0.53 0.58 0.62 0.65 0.66 0.67 con't 10 0.52 0.58 0.62 0.64 0.65 0.66 0.67 con't 11 0.52 0.57 0.61 0.63 0.64 0.65 0.66 0.68 con't 12 0.52 0.57 0.60 0.62 0.63 0.64 0.65 0.67 0.69 con't 13 0.52 0.57 0.60 0.61 0.62 0.63 0.64 0.66 0.68 0.71 con't 14 0.52 0.57 0.60 0.61 0.62 0.62 0.64 0.65 0.67 0.70 0.73 con't 15 0.52 0.57 0.60 0.60 0.61 0.62 0.62 0.64 0.65 0.68 0.72 0.74 con't 16 0.52 0.57 0.59 0.59 0.60 0.61 0.62 0.63 0.65 0.67 0.70 0.73 0.76 con't 17 0.56 0.59 0.59 0.59 0.60 0.61 0.62 0.64 0.66 0.68 0.71 0.74 0.77 con't 18 0.57 0.57 0.58 0.59 0.60 0.61 0.62 0.64 0.67 0.69 0.72 0.75 0.78 con't 19 0.55 0.55 0.56 0.57 0.58 0.60 0.61 0.65 0.67 0.69 0.72 0.76 0.80 con't 20 0.51 0.52 0.54 0.55 0.56 0.59 0.62 0.64 0.66 0.69 0.73 0.77 0.82 con't 21 0.48 0.49 0.51 0.53 0.55 0.58 0.61 0.63 0.67 0.70 0.75 0.79 0.84 con't 22 0.45 0.47 0.49 0.51 0.55 0.58 0.60 0.64 0.67 0.72 0.77 0.82 0.88 con't 23 0.42 0.44 0.48 0.51 0.55 0.58 0.61 0.66 0.70 0.74 0.80 0.85 0.92 con't 24 0.38 0.42 0.47 0.51 0.55 0.59 0.63 0.68 0.73 0.78 0.84 0.89 0.97 con't 25 0.35 0.42 0.47 0.53 0.57 0.61 0.66 0.70 0.76 0.82 0.88 0.95 1.03 con't 26 0.35 0.42 0.48 0.55 0.59 0.64 0.68 0.74 0.80 0.86 0.93 1.01 1.09 con't 27 0.35 0.43 0.50 0.57 0.62 0.66 0.72 0.78 0.84 0.91 0.99 1.08 1.17 con't 28 0.36 0.44 0.52 0.59 0.64 0.70 0.76 0.82 0.89 0.97 1.06 1.16 1.26 con't 29 0.37 0.46 0.54 0.61 0.67 0.74 0.80 0.87 0.95 1.04 1.14 1.24 1.36 con't 30 0.39 0.48 0.55 0.63 0.70 0.78 0.85 0.92 1.00 1.10 1.21 1.32 1.47 con't 31 0.40 0.49 0.57 0.65 0.73 0.81 0.89 0.97 1.06 1.16 1.28 1.42 1.60 con't 32 0.41 0.50 0.59 0.67 0.76 0.85 0.94 1.02 1.12 1.22 1.37 1.54 1.76 con't 33 0.43 0.52 0.61 0.71 0.80 0.90 1.00 1.09 1.19 1.32 1.49 1.69 1.92 con't 34 0.46 0.54 0.64 0.74 0.84 0.95 1.06 1.17 1.30 1.45 1.64 1.85 2.10 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 50% Male, 50% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration Att 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate Age 0 0.58 0.64 0.68 0.70 0.70 0.71 0.72 0.72 0.74 0.76 25 1 0.57 0.62 0.67 0.69 0.70 0.71 0.72 0.72 0.73 0.75 0.80 26 2 0.55 0.60 0.65 0.68 0.69 0.71 0.72 0.72 0.73 0.75 0.78 0.82 27 3 0.54 0.59 0.64 0.68 0.69 0.70 0.71 0.72 0.73 0.75 0.77 0.80 0.82 28 4 0.59 0.64 0.68 0.69 0.70 0.71 0.72 0.73 0.75 0.77 0.79 0.81 0.83 29 5 0.64 0.67 0.69 0.70 0.71 0.72 0.73 0.74 0.76 0.78 0.79 0.82 0.84 30 6 0.67 0.68 0.69 0.70 0.71 0.73 0.73 0.75 0.77 0.79 0.80 0.82 0.86 31 7 0.68 0.68 0.70 0.71 0.72 0.73 0.75 0.77 0.79 0.80 0.82 0.85 0.88 32 8 0.67 0.69 0.70 0.72 0.73 0.75 0.77 0.79 0.80 0.82 0.85 0.88 0.92 33 9 0.68 0.69 0.71 0.73 0.75 0.77 0.79 0.80 0.82 0.85 0.88 0.92 0.96 34 10 0.68 0.70 0.72 0.74 0.76 0.79 0.80 0.82 0.85 0.88 0.92 0.96 1.02 35 11 0.69 0.72 0.74 0.76 0.78 0.80 0.82 0.85 0.88 0.92 0.96 1.02 1.08 36 12 0.71 0.74 0.76 0.78 0.80 0.82 0.85 0.88 0.92 0.96 1.02 1.08 1.15 37 13 0.74 0.76 0.78 0.80 0.82 0.85 0.88 0.92 0.96 1.02 1.07 1.14 1.21 38 14 0.75 0.78 0.80 0.82 0.85 0.88 0.92 0.96 1.02 1.07 1.14 1.21 1.29 39 15 0.77 0.80 0.82 0.85 0.88 0.92 0.96 1.02 1.07 1.13 1.21 1.29 1.38 40 16 0.79 0.81 0.84 0.88 0.92 0.96 1.02 1.07 1.13 1.21 1.29 1.38 1.48 41 17 0.80 0.83 0.86 0.92 0.96 1.02 1.07 1.13 1.21 1.29 1.38 1.48 1.61 42 18 0.82 0.86 0.89 0.96 1.01 1.07 1.13 1.20 1.29 1.38 1.48 1.61 1.76 43 19 0.84 0.89 0.95 1.01 1.07 1.13 1.20 1.28 1.38 1.48 1.61 1.76 1.93 44 20 0.87 0.94 1.01 1.07 1.13 1.20 1.28 1.38 1.48 1.61 1.76 1.93 2.11 45 21 0.91 0.98 1.06 1.13 1.20 1.28 1.38 1.48 1.61 1.76 1.93 2.11 2.32 46 22 0.95 1.03 1.12 1.20 1.28 1.38 1.48 1.61 1.76 1.93 2.11 2.32 2.52 47 23 1.00 1.09 1.19 1.27 1.37 1.48 1.61 1.76 1.93 2.11 2.31 2.52 2.71 48 24 1.05 1.16 1.26 1.36 1.47 1.60 1.76 1.93 2.11 2.31 2.51 2.71 2.93 49 25 1.12 1.23 1.35 1.47 1.59 1.75 1.93 2.11 2.31 2.51 2.71 2.93 3.20 50 26 1.20 1.32 1.45 1.59 1.74 1.92 2.11 2.31 2.50 2.71 2.93 3.20 3.53 51 27 1.30 1.42 1.58 1.73 1.91 2.10 2.30 2.50 2.70 2.93 3.20 3.53 3.90 52 28 1.39 1.54 1.72 1.90 2.09 2.29 2.49 2.70 2.93 3.20 3.53 3.90 4.33 53 29 1.50 1.68 1.88 2.07 2.28 2.48 2.69 2.93 3.20 3.52 3.90 4.32 4.82 54 30 1.64 1.84 2.05 2.25 2.46 2.68 2.92 3.19 3.51 3.89 4.31 4.79 5.37 55 31 1.80 2.02 2.23 2.45 2.67 2.91 3.17 3.50 3.87 4.31 4.77 5.31 5.96 56 32 1.98 2.21 2.43 2.65 2.90 3.16 3.47 3.85 4.28 4.76 5.27 5.85 6.55 57 33 2.16 2.40 2.63 2.88 3.15 3.46 3.83 4.25 4.72 5.24 5.80 6.40 7.15 58 34 2.36 2.60 2.86 3.14 3.45 3.81 4.21 4.68 5.19 5.75 6.34 6.97 7.81 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 50% Male, 50% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.48 0.57 0.67 0.78 0.89 1.01 1.13 1.27 1.43 1.60 1.80 2.03 2.29 con't 36 0.50 0.60 0.70 0.82 0.94 1.07 1.22 1.39 1.58 1.77 1.98 2.22 2.50 con't 37 0.53 0.63 0.75 0.87 0.99 1.15 1.33 1.53 1.74 1.95 2.17 2.42 2.71 con't 38 0.57 0.69 0.81 0.93 1.07 1.24 1.46 1.67 1.90 2.13 2.36 2.63 2.95 con't 39 0.61 0.74 0.87 1.01 1.17 1.37 1.60 1.83 2.07 2.31 2.57 2.87 3.22 con't 40 0.66 0.80 0.95 1.10 1.29 1.51 1.75 2.00 2.25 2.51 2.81 3.15 3.54 con't 41 0.70 0.88 1.05 1.22 1.43 1.66 1.92 2.17 2.45 2.75 3.08 3.47 3.89 con't 42 0.76 0.95 1.15 1.34 1.56 1.81 2.09 2.36 2.67 3.01 3.38 3.81 4.29 con't 43 0.82 1.03 1.24 1.46 1.69 1.96 2.25 2.57 2.91 3.28 3.70 4.19 4.73 con't 44 0.89 1.11 1.34 1.57 1.82 2.12 2.44 2.81 3.18 3.58 4.05 4.62 5.20 con't 45 0.97 1.20 1.44 1.69 1.97 2.30 2.67 3.07 3.49 3.93 4.46 5.08 5.68 con't 46 1.05 1.29 1.54 1.82 2.14 2.51 2.93 3.37 3.82 4.33 4.90 5.55 6.16 con't 47 1.14 1.39 1.66 1.97 2.32 2.72 3.18 3.66 4.17 4.75 5.35 6.01 6.69 con't 48 1.22 1.49 1.81 2.14 2.51 2.94 3.43 3.97 4.52 5.15 5.79 6.51 7.30 con't 49 1.30 1.61 1.96 2.32 2.71 3.17 3.69 4.28 4.86 5.52 6.25 7.10 8.03 con't 50 1.39 1.77 2.14 2.51 2.92 3.40 3.96 4.57 5.20 5.92 6.78 7.80 8.88 con't 51 1.49 1.95 2.34 2.72 3.15 3.63 4.21 4.86 5.58 6.41 7.42 8.61 9.80 con't 52 1.58 2.12 2.53 2.95 3.39 3.89 4.50 5.23 6.03 7.01 8.17 9.49 10.65 con't 53 1.66 2.28 2.73 3.18 3.64 4.18 4.86 5.68 6.59 7.71 9.00 10.31 11.50 con't 54 1.74 2.44 2.95 3.41 3.90 4.51 5.28 6.21 7.22 8.47 9.74 11.09 12.49 con't 55 1.85 2.61 3.17 3.66 4.20 4.90 5.79 6.82 7.92 9.15 10.46 12.01 13.63 con't 56 1.97 2.78 3.41 3.95 4.57 5.37 6.36 7.48 8.64 9.92 11.42 13.13 14.94 con't 57 2.08 2.96 3.67 4.28 5.00 5.91 6.98 8.17 9.38 10.82 12.51 14.44 16.48 con't 58 2.23 3.16 3.96 4.66 5.50 6.50 7.64 8.87 10.12 11.73 13.62 15.86 18.27 con't 59 2.41 3.38 4.27 5.07 6.02 7.12 8.32 9.59 10.90 12.70 14.85 17.38 20.23 con't 60 2.60 3.62 4.59 5.50 6.56 7.75 9.02 10.35 11.74 13.77 16.19 18.97 22.12 con't 61 2.82 3.89 4.94 5.94 7.11 8.40 9.76 11.16 12.67 14.95 17.62 20.62 23.98 con't 62 3.05 4.18 5.34 6.43 7.70 9.09 10.56 12.09 13.77 16.29 19.19 22.43 26.09 con't 63 3.29 4.65 5.78 6.97 8.34 9.85 11.45 13.17 15.06 17.82 20.97 24.53 28.58 con't 64 3.53 5.14 6.25 7.55 9.04 10.69 12.45 14.38 16.51 19.53 22.99 26.96 31.50 con't 65 3.72 5.56 6.78 8.20 9.84 11.63 13.56 15.70 18.11 21.45 25.31 29.76 34.89 con't 66 3.91 6.08 7.38 8.91 10.76 12.69 14.81 17.17 19.89 23.62 27.95 32.98 38.78 con't 67 4.25 6.64 8.06 9.72 11.74 13.91 16.30 18.96 21.96 26.17 31.06 36.75 43.24 con't 68 4.73 7.26 8.83 10.63 12.64 15.32 17.99 20.91 24.24 29.00 34.53 40.87 48.08 con't 69 5.23 7.95 9.70 11.67 13.50 16.92 19.72 22.89 27.13 32.53 38.73 45.81 53.76 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 50% Male, 50% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 35 2.56 2.84 3.12 3.44 3.80 4.19 4.63 5.14 5.70 6.28 6.92 7.58 8.56 60 36 2.79 3.10 3.42 3.78 4.17 4.61 5.09 5.64 6.23 6.86 7.55 8.30 9.44 61 37 3.04 3.38 3.75 4.15 4.58 5.06 5.58 6.17 6.81 7.50 8.26 9.15 10.44 62 38 3.30 3.69 4.10 4.55 5.03 5.56 6.12 6.75 7.45 8.22 9.11 10.14 11.51 63 39 3.61 4.03 4.49 4.99 5.52 6.09 6.70 7.40 8.19 9.07 10.08 11.18 12.64 64 40 3.96 4.42 4.93 5.47 6.05 6.67 7.35 8.14 9.04 10.03 11.13 12.24 13.84 65 41 4.36 4.88 5.42 5.99 6.63 7.32 8.09 8.99 9.98 11.06 12.20 13.28 15.10 66 42 4.81 5.37 5.92 6.56 7.27 8.06 8.92 9.92 10.98 12.10 13.24 14.42 16.44 67 43 5.29 5.87 6.47 7.20 8.00 8.89 9.85 10.91 12.01 13.15 14.34 15.71 17.89 68 44 5.78 6.38 7.10 7.92 8.82 9.80 10.83 11.92 13.06 14.25 15.62 17.18 19.50 69 45 6.27 6.98 7.81 8.72 9.72 10.78 11.85 12.97 14.15 15.49 17.12 18.95 21.33 70 46 6.83 7.67 8.61 9.62 10.70 11.82 12.91 14.06 15.38 16.99 18.89 21.01 23.51 71 47 7.48 8.45 9.50 10.60 11.73 12.89 14.00 15.28 16.85 18.74 20.95 23.31 25.99 72 48 8.22 9.31 10.47 11.62 12.79 13.98 15.19 16.73 18.59 20.79 23.25 25.77 28.63 73 49 9.08 10.26 11.50 12.68 13.88 15.16 16.62 18.47 20.63 23.07 25.70 28.38 31.48 74 50 10.04 11.22 12.53 13.73 15.03 16.57 18.35 20.49 22.90 25.50 28.31 31.19 34.60 75 51 10.92 12.17 13.54 14.84 16.43 18.28 20.36 22.75 25.32 28.10 31.12 34.28 38.06 76 52 11.79 13.17 14.62 16.21 18.14 20.21 22.61 25.16 27.91 30.90 34.21 37.74 41.99 77 53 12.82 14.30 15.94 17.88 20.07 22.36 25.01 27.73 30.70 33.98 37.67 41.63 46.42 78 54 14.00 15.66 17.59 19.80 22.20 24.73 27.56 30.51 33.77 37.43 41.57 46.04 51.32 79 55 15.35 17.28 19.51 21.95 24.55 27.24 30.32 33.55 37.19 41.30 45.97 50.91 56.97 80 56 16.93 19.18 21.65 24.29 27.04 29.94 33.33 36.93 41.03 45.67 50.81 56.23 63.43 81 57 18.76 21.30 23.95 26.79 29.71 32.91 36.69 40.75 45.36 50.49 56.15 62.01 70.21 82 58 20.80 23.56 26.41 29.52 32.65 36.21 40.49 45.06 50.15 55.78 61.92 68.16 77.43 83 59 23.01 25.97 29.09 32.52 35.93 39.95 44.77 49.81 55.41 61.52 68.06 74.79 85.41 84 60 25.38 28.63 32.08 35.82 39.64 44.17 49.49 55.04 61.09 67.61 74.70 82.07 93.80 85 61 27.76 31.59 35.47 39.51 43.81 48.82 54.67 60.70 67.16 74.21 81.96 90.07 103.24 86 62 30.25 34.89 39.31 43.66 48.42 53.94 60.30 66.72 73.74 81.44 89.93 98.69 114.08 87 63 33.21 38.56 43.53 48.25 53.49 59.49 66.28 73.26 80.94 89.36 98.54 107.89 125.44 88 64 36.73 42.76 48.09 53.29 58.98 65.38 72.76 80.42 88.81 97.93 107.74 117.68 136.85 89 65 40.81 47.43 53.14 58.80 64.85 71.79 79.90 88.25 97.33 107.11 117.51 128.00 146.16 90 66 45.38 52.46 58.68 64.72 71.27 78.88 87.73 96.75 106.47 116.85 127.86 138.60 154.78 91 67 50.59 57.98 64.60 71.14 78.32 86.66 96.21 105.86 116.21 127.16 138.51 149.58 166.63 92 68 56.10 63.74 71.02 78.19 86.04 95.08 105.32 115.60 126.53 137.83 149.50 161.59 181.70 93 69 62.23 70.42 78.09 85.93 94.44 104.11 115.00 125.88 137.13 148.77 161.49 174.60 200.06 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 50% Male, 50% Female Nonsmoker Select & Ultimate Age Last Birthday 5 of 6 Issue Duration Age 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 70 5.96 8.73 10.67 12.66 14.88 18.59 21.56 25.81 30.55 36.61 43.54 51.35 60.05 con't 71 7.33 9.58 11.76 13.97 16.78 20.27 23.74 28.58 33.41 40.09 47.66 56.09 65.54 con't 72 8.70 10.76 13.14 15.72 18.66 22.05 25.99 31.03 36.15 43.42 51.54 60.67 70.35 con't 73 9.73 12.06 14.63 17.49 20.64 24.19 28.85 34.21 39.60 47.52 56.37 66.36 76.20 con't 74 10.93 13.14 16.08 19.48 22.90 27.16 32.35 37.76 44.87 53.53 63.36 74.37 84.96 con't 75 11.94 14.43 17.79 21.71 25.63 30.56 35.92 42.80 51.76 61.42 72.36 84.55 95.99 con't 76 12.76 15.97 19.79 24.21 28.83 34.11 40.69 49.35 58.26 69.68 81.70 95.00 107.28 con't 77 13.87 17.64 22.08 27.29 32.44 38.69 47.04 55.95 66.35 78.91 92.01 106.39 119.34 con't 78 15.01 19.63 24.81 30.96 36.86 44.84 53.69 63.93 74.86 87.87 102.01 117.25 130.64 con't 79 16.20 22.15 28.16 35.27 42.84 51.57 61.60 72.25 82.86 96.80 111.87 127.53 141.38 con't 80 17.79 25.31 32.26 40.41 49.76 59.48 69.81 80.22 92.67 107.62 123.47 140.30 156.81 con't 81 19.68 29.22 37.24 46.49 56.95 67.63 77.78 89.92 101.91 119.70 136.96 156.55 172.92 con't 82 21.95 34.03 43.19 53.54 65.05 75.66 87.42 99.08 114.42 133.88 154.05 172.82 186.48 con't 83 25.44 39.75 50.14 61.52 74.00 85.33 96.57 111.55 130.66 150.70 169.95 186.44 201.19 con't 84 30.30 46.42 58.06 70.35 83.74 94.50 109.01 127.73 147.33 166.32 182.80 200.65 217.13 con't 85 36.94 54.13 66.84 80.08 93.04 107.00 125.17 144.29 162.76 178.95 196.36 215.27 234.89 con't 86 44.62 62.86 76.62 90.95 105.71 123.21 141.75 159.58 175.16 192.21 210.64 231.05 253.24 con't 87 53.54 72.78 87.77 105.30 122.13 139.86 156.99 171.83 188.17 206.14 225.89 247.64 271.07 con't 88 65.26 84.23 102.84 121.78 139.00 155.24 169.22 184.70 201.85 221.04 241.97 264.80 288.08 con't 89 78.85 100.05 120.16 138.72 154.59 167.63 182.14 198.29 216.62 236.81 258.78 281.59 303.53 con't 90 96.48 118.32 137.96 154.38 167.18 180.71 195.84 212.99 232.23 253.31 275.48 297.04 319.37 con't 91 116.00 137.12 154.20 166.98 180.41 194.54 210.62 228.60 248.44 270.02 291.01 312.47 336.22 con't 92 136.10 154.05 166.81 180.22 194.30 209.53 226.26 244.86 265.32 285.70 306.12 328.92 354.01 con't 93 153.91 166.67 180.06 194.11 209.30 225.49 242.62 261.88 281.35 300.60 322.26 346.31 372.56 con't 94 166.54 179.93 193.96 209.12 225.27 242.18 260.05 278.12 296.17 316.53 339.34 364.45 391.99 con't 95 179.82 193.84 208.99 225.11 241.97 259.87 276.72 293.08 312.04 333.43 357.19 383.49 412.29 con't 96 193.75 208.88 224.99 241.82 259.74 276.70 291.90 309.16 328.90 351.11 375.95 403.42 433.46 con't 97 208.80 224.89 241.71 259.65 276.68 291.89 308.23 326.12 346.55 369.71 395.61 424.21 455.50 con't 98 224.82 241.63 259.58 276.67 291.88 308.23 325.46 343.89 365.14 389.22 416.14 445.87 478.38 con't 99 241.59 259.54 276.65 291.87 308.22 325.46 343.60 363.58 386.43 412.12 440.66 472.02 506.15 con't 70 68.94 77.77 85.74 94.25 103.43 113.74 125.23 136.43 148.00 160.94 174.42 188.31 219.99 95 Blended 50% Male, 50% Female Nonsmoker Select & Ultimate Age Last Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 68.94 77.77 85.74 94.25 103.43 113.74 125.23 136.43 148.00 160.94 174.42 188.31 219.99 95 71 74.44 84.18 94.00 103.20 113.02 123.91 135.79 147.32 160.44 174.14 188.00 202.91 239.86 96 72 79.80 90.55 102.16 112.86 123.20 134.43 146.65 160.00 173.97 187.68 202.43 218.55 254.05 97 73 86.79 98.23 110.53 123.08 133.71 145.26 159.57 173.81 187.48 202.20 218.16 235.93 263.03 98 74 96.33 108.57 121.61 133.63 144.58 158.81 173.71 187.37 202.07 218.06 235.77 255.27 278.61 99 75 108.25 121.22 133.55 144.52 158.44 173.65 187.35 202.00 217.97 235.68 255.22 276.56 297.99 100 76 120.26 132.97 144.40 158.31 173.64 187.22 201.99 217.90 235.59 255.13 276.56 297.99 318.76 101 77 132.03 143.95 158.22 173.45 187.21 201.85 217.90 235.58 255.13 276.48 297.99 318.65 341.99 102 78 143.59 158.06 173.36 187.02 201.81 217.75 235.58 255.12 276.47 297.87 318.65 341.61 367.87 103 79 157.61 173.14 186.94 201.61 217.67 235.41 255.04 276.46 297.86 318.65 341.38 367.52 396.40 104 80 173.03 186.70 201.54 217.53 235.35 254.94 276.35 297.86 318.65 341.27 367.18 396.40 426.89 105 81 186.65 201.42 217.41 235.30 254.88 276.35 297.86 318.65 341.04 367.02 396.40 426.89 458.39 106 82 201.30 217.36 235.17 254.84 276.30 297.85 318.65 340.81 366.68 396.40 426.89 458.39 490.68 107 83 217.24 235.05 254.80 276.26 297.72 318.65 340.58 366.34 396.40 426.89 458.39 490.68 523.70 108 84 235.01 254.58 276.22 297.69 318.50 340.46 366.00 396.40 426.89 458.39 490.68 523.70 557.96 109 85 254.54 276.00 297.67 318.48 340.22 365.82 396.40 426.89 458.39 490.68 523.70 557.96 592.46 110 86 275.58 297.52 318.47 339.99 365.48 396.40 426.74 458.24 490.68 523.70 557.96 592.46 625.93 111 87 294.62 316.44 339.84 362.88 393.62 423.90 455.26 488.08 522.00 557.09 592.46 625.93 658.12 112 88 310.22 333.89 359.57 386.98 416.26 447.34 480.20 514.77 551.01 588.88 625.93 658.12 691.28 113 89 326.65 351.84 378.88 407.86 438.76 471.51 506.08 542.42 580.47 620.19 658.12 691.28 732.24 114 90 344.04 370.55 399.09 429.65 462.17 496.61 532.90 571.03 610.91 652.54 691.19 732.24 771.51 115 91 362.18 390.14 420.20 452.34 486.49 522.61 560.66 600.59 642.34 685.90 731.24 771.51 812.52 116 92 381.21 410.62 442.20 475.91 511.70 549.52 589.34 631.09 674.73 720.29 767.67 812.52 856.05 117 93 401.13 431.97 465.06 500.35 537.79 577.33 618.93 662.52 708.11 755.67 805.13 856.05 897.06 118 94 421.91 454.20 488.79 525.66 564.76 606.02 649.41 694.88 742.46 792.07 843.62 897.06 939.84 119 95 443.56 477.27 513.39 551.84 592.59 635.58 680.77 728.20 777.78 829.43 883.10 939.84 1,000.00 120 96 466.07 501.21 538.83 578.87 621.25 665.98 713.07 762.44 814.03 867.75 926.18 1,000.00 97 489.44 526.00 565.11 606.69 650.73 697.30 746.26 797.59 851.18 911.76 1,000.00 98 513.65 551.61 592.16 635.30 681.11 729.47 780.33 833.60 896.81 1,000.00 99 543.00 582.45 624.50 669.23 716.50 766.27 818.42 881.59 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION PP Blended 40% Male, 60% Female Nonsmoker Select & Ultimate Age Last Birthday Blended 40% Male, 60% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 con't 1 con't 2 con't 3 con't 4 0.51 con't 5 0.51 0.55 con't 6 0.50 0.55 0.59 con't 7 0.50 0.55 0.58 0.61 con't 8 0.49 0.54 0.58 0.60 0.62 con't 9 0.49 0.54 0.57 0.60 0.61 0.62 con't 10 0.48 0.54 0.57 0.59 0.60 0.61 0.63 con't 11 0.48 0.53 0.56 0.58 0.59 0.60 0.62 0.63 con't 12 0.48 0.52 0.55 0.57 0.58 0.59 0.61 0.63 0.64 con't 13 0.48 0.52 0.55 0.56 0.57 0.58 0.60 0.61 0.64 0.66 con't 14 0.48 0.52 0.54 0.56 0.57 0.57 0.59 0.60 0.62 0.65 0.69 con't 15 0.48 0.52 0.54 0.55 0.56 0.57 0.57 0.59 0.61 0.64 0.68 0.70 con't 16 0.48 0.52 0.54 0.54 0.55 0.56 0.57 0.58 0.60 0.62 0.66 0.69 0.71 con't 17 0.52 0.54 0.54 0.54 0.55 0.56 0.57 0.59 0.61 0.64 0.67 0.70 0.73 con't 18 0.52 0.52 0.53 0.54 0.55 0.56 0.58 0.60 0.63 0.65 0.68 0.71 0.75 con't 19 0.50 0.50 0.51 0.52 0.54 0.56 0.57 0.61 0.63 0.65 0.69 0.73 0.77 con't 20 0.47 0.48 0.49 0.51 0.52 0.55 0.58 0.61 0.63 0.66 0.70 0.75 0.80 con't 21 0.44 0.45 0.47 0.49 0.51 0.55 0.58 0.60 0.64 0.68 0.72 0.78 0.83 con't 22 0.41 0.43 0.46 0.48 0.52 0.55 0.58 0.62 0.65 0.71 0.75 0.81 0.87 con't 23 0.38 0.41 0.44 0.48 0.52 0.55 0.59 0.64 0.69 0.73 0.79 0.84 0.91 con't 24 0.35 0.40 0.44 0.49 0.53 0.57 0.61 0.66 0.72 0.77 0.83 0.88 0.96 con't 25 0.33 0.39 0.44 0.50 0.54 0.59 0.64 0.69 0.75 0.81 0.87 0.93 1.01 con't 26 0.33 0.40 0.45 0.52 0.56 0.62 0.67 0.72 0.78 0.85 0.91 0.99 1.07 con't 27 0.34 0.40 0.47 0.54 0.59 0.64 0.70 0.76 0.82 0.89 0.97 1.05 1.15 con't 28 0.34 0.42 0.49 0.56 0.62 0.68 0.73 0.80 0.87 0.95 1.03 1.12 1.23 con't 29 0.36 0.44 0.51 0.58 0.64 0.71 0.77 0.84 0.92 1.01 1.10 1.20 1.31 con't 30 0.37 0.46 0.53 0.60 0.67 0.75 0.82 0.89 0.97 1.07 1.17 1.28 1.42 con't 31 0.39 0.47 0.55 0.62 0.70 0.78 0.86 0.94 1.02 1.12 1.24 1.38 1.56 con't 32 0.41 0.48 0.57 0.65 0.73 0.82 0.91 0.99 1.08 1.19 1.33 1.50 1.71 con't 33 0.43 0.50 0.59 0.68 0.77 0.87 0.96 1.05 1.15 1.28 1.45 1.65 1.87 con't 34 0.45 0.52 0.62 0.71 0.81 0.92 1.02 1.14 1.26 1.41 1.60 1.81 2.04 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 40% Male, 60% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 0 0.55 0.60 0.63 0.65 0.65 0.66 0.67 0.67 0.69 0.71 25 1 0.53 0.58 0.62 0.64 0.65 0.66 0.67 0.67 0.68 0.70 0.75 26 2 0.51 0.57 0.61 0.64 0.64 0.66 0.67 0.67 0.68 0.70 0.73 0.77 27 3 0.51 0.56 0.60 0.63 0.64 0.65 0.66 0.67 0.68 0.70 0.73 0.75 0.77 28 4 0.55 0.60 0.62 0.64 0.65 0.66 0.67 0.68 0.70 0.73 0.74 0.76 0.78 29 5 0.59 0.62 0.63 0.65 0.66 0.67 0.68 0.69 0.72 0.74 0.75 0.77 0.80 30 6 0.61 0.63 0.64 0.65 0.67 0.68 0.69 0.71 0.73 0.74 0.76 0.79 0.82 31 7 0.62 0.63 0.65 0.66 0.68 0.69 0.71 0.73 0.74 0.76 0.79 0.82 0.85 32 8 0.62 0.64 0.65 0.67 0.69 0.71 0.73 0.74 0.76 0.79 0.82 0.85 0.89 33 9 0.63 0.65 0.66 0.68 0.71 0.73 0.74 0.76 0.79 0.82 0.85 0.89 0.94 34 10 0.64 0.66 0.68 0.70 0.72 0.74 0.76 0.78 0.82 0.84 0.89 0.94 1.00 35 11 0.65 0.67 0.70 0.72 0.74 0.76 0.78 0.81 0.84 0.88 0.93 0.99 1.06 36 12 0.67 0.70 0.72 0.74 0.76 0.78 0.81 0.84 0.88 0.93 0.99 1.06 1.13 37 13 0.70 0.72 0.74 0.76 0.78 0.81 0.84 0.88 0.93 0.99 1.05 1.12 1.19 38 14 0.71 0.73 0.76 0.78 0.81 0.84 0.88 0.93 0.99 1.05 1.11 1.19 1.26 39 15 0.73 0.75 0.78 0.81 0.84 0.88 0.93 0.99 1.05 1.11 1.19 1.26 1.34 40 16 0.74 0.78 0.81 0.84 0.88 0.93 0.99 1.05 1.11 1.19 1.26 1.34 1.44 41 17 0.76 0.80 0.83 0.88 0.93 0.99 1.05 1.11 1.19 1.26 1.34 1.44 1.56 42 18 0.79 0.83 0.87 0.93 0.99 1.05 1.11 1.19 1.26 1.34 1.44 1.56 1.70 43 19 0.82 0.87 0.93 0.99 1.05 1.11 1.19 1.26 1.34 1.44 1.56 1.70 1.87 44 20 0.85 0.92 0.99 1.05 1.11 1.18 1.26 1.34 1.44 1.56 1.70 1.87 2.05 45 21 0.89 0.97 1.04 1.11 1.18 1.25 1.34 1.44 1.56 1.70 1.87 2.05 2.25 46 22 0.94 1.02 1.10 1.17 1.25 1.34 1.44 1.56 1.70 1.87 2.05 2.25 2.45 47 23 0.99 1.07 1.16 1.24 1.33 1.44 1.56 1.70 1.87 2.05 2.24 2.45 2.65 48 24 1.04 1.13 1.23 1.32 1.43 1.55 1.70 1.87 2.05 2.24 2.45 2.65 2.88 49 25 1.10 1.20 1.31 1.42 1.55 1.70 1.87 2.05 2.24 2.44 2.65 2.88 3.16 50 26 1.18 1.28 1.41 1.54 1.69 1.86 2.05 2.24 2.44 2.65 2.88 3.16 3.49 51 27 1.26 1.38 1.53 1.68 1.85 2.04 2.23 2.44 2.64 2.88 3.16 3.49 3.86 52 28 1.35 1.49 1.67 1.84 2.03 2.22 2.42 2.64 2.88 3.16 3.49 3.86 4.27 53 29 1.46 1.62 1.82 2.01 2.21 2.42 2.63 2.87 3.16 3.48 3.85 4.27 4.75 54 30 1.59 1.78 1.98 2.18 2.40 2.62 2.86 3.15 3.47 3.84 4.26 4.73 5.28 55 31 1.74 1.96 2.16 2.38 2.61 2.85 3.13 3.46 3.83 4.25 4.71 5.23 5.85 56 32 1.91 2.14 2.36 2.59 2.84 3.11 3.43 3.81 4.23 4.70 5.19 5.76 6.43 57 33 2.09 2.33 2.57 2.82 3.10 3.41 3.78 4.20 4.66 5.17 5.71 6.31 7.02 58 34 2.29 2.54 2.80 3.09 3.40 3.76 4.16 4.62 5.12 5.66 6.25 6.87 7.66 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 40% Male, 60% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.47 0.55 0.65 0.75 0.86 0.97 1.10 1.24 1.39 1.56 1.76 1.98 2.24 con't 36 0.49 0.58 0.68 0.79 0.91 1.03 1.19 1.35 1.53 1.73 1.93 2.17 2.45 con't 37 0.51 0.61 0.72 0.84 0.96 1.11 1.29 1.49 1.69 1.90 2.12 2.37 2.66 con't 38 0.55 0.66 0.77 0.90 1.04 1.21 1.42 1.63 1.85 2.08 2.31 2.58 2.90 con't 39 0.59 0.71 0.83 0.98 1.14 1.33 1.55 1.78 2.02 2.26 2.52 2.83 3.18 con't 40 0.63 0.77 0.91 1.07 1.25 1.47 1.70 1.95 2.20 2.46 2.76 3.11 3.49 con't 41 0.68 0.85 1.01 1.18 1.38 1.61 1.87 2.13 2.39 2.70 3.04 3.42 3.83 con't 42 0.74 0.92 1.11 1.30 1.52 1.76 2.04 2.31 2.62 2.96 3.33 3.75 4.22 con't 43 0.80 1.00 1.21 1.42 1.65 1.92 2.21 2.52 2.86 3.22 3.64 4.12 4.65 con't 44 0.87 1.08 1.31 1.54 1.79 2.08 2.40 2.76 3.13 3.52 3.98 4.54 5.10 con't 45 0.95 1.18 1.42 1.66 1.95 2.27 2.63 3.02 3.43 3.87 4.38 4.99 5.57 con't 46 1.03 1.27 1.52 1.80 2.12 2.48 2.88 3.31 3.75 4.25 4.81 5.44 6.05 con't 47 1.13 1.37 1.64 1.95 2.30 2.69 3.13 3.60 4.09 4.66 5.25 5.90 6.56 con't 48 1.21 1.47 1.79 2.12 2.49 2.90 3.38 3.90 4.43 5.05 5.68 6.38 7.15 con't 49 1.27 1.59 1.94 2.29 2.68 3.12 3.64 4.19 4.76 5.41 6.12 6.94 7.84 con't 50 1.36 1.75 2.11 2.48 2.89 3.34 3.89 4.48 5.10 5.80 6.63 7.60 8.64 con't 51 1.46 1.93 2.31 2.68 3.11 3.57 4.14 4.77 5.46 6.27 7.22 8.35 9.49 con't 52 1.55 2.09 2.50 2.90 3.33 3.82 4.42 5.11 5.89 6.83 7.92 9.16 10.29 con't 53 1.63 2.24 2.69 3.11 3.57 4.10 4.75 5.53 6.41 7.47 8.67 9.93 11.11 con't 54 1.71 2.40 2.89 3.33 3.82 4.40 5.14 6.02 6.99 8.15 9.38 10.68 12.06 con't 55 1.82 2.57 3.11 3.58 4.10 4.77 5.61 6.58 7.62 8.80 10.08 11.56 13.14 con't 56 1.94 2.74 3.35 3.87 4.45 5.20 6.14 7.20 8.31 9.54 10.98 12.62 14.38 con't 57 2.04 2.92 3.61 4.18 4.87 5.71 6.72 7.85 9.01 10.40 12.01 13.85 15.82 con't 58 2.19 3.12 3.89 4.54 5.33 6.27 7.35 8.52 9.74 11.29 13.08 15.20 17.51 con't 59 2.36 3.33 4.19 4.94 5.82 6.85 8.00 9.22 10.51 12.24 14.27 16.66 19.36 con't 60 2.53 3.56 4.51 5.34 6.33 7.45 8.67 9.96 11.35 13.29 15.58 18.21 21.20 con't 61 2.74 3.81 4.84 5.76 6.85 8.07 9.38 10.76 12.28 14.45 16.99 19.86 23.06 con't 62 2.97 4.09 5.21 6.21 7.40 8.72 10.14 11.66 13.35 15.77 18.55 21.66 25.17 con't 63 3.20 4.57 5.62 6.71 7.99 9.43 11.00 12.70 14.61 17.27 20.30 23.73 27.63 con't 64 3.45 5.08 6.06 7.24 8.63 10.20 11.94 13.86 16.00 18.93 22.28 26.12 30.48 con't 65 3.66 5.48 6.55 7.83 9.36 11.08 12.98 15.13 17.55 20.80 24.55 28.85 33.78 con't 66 3.85 5.96 7.10 8.49 10.20 12.08 14.17 16.54 19.28 22.92 27.12 31.98 37.55 con't 67 4.18 6.48 7.73 9.24 11.12 13.22 15.58 18.24 21.29 25.39 30.14 35.63 41.86 con't 68 4.64 7.07 8.44 10.08 12.00 14.55 17.18 20.13 23.52 28.14 33.51 39.63 46.55 con't 69 5.13 7.72 9.24 11.05 12.87 16.05 18.87 22.10 26.30 31.53 37.53 44.36 52.00 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 40% Male, 60% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration Att 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate Age 35 2.50 2.78 3.06 3.39 3.74 4.14 4.57 5.07 5.62 6.19 6.82 7.47 8.39 60 36 2.73 3.05 3.37 3.72 4.11 4.55 5.02 5.56 6.14 6.76 7.43 8.17 9.23 61 37 2.98 3.33 3.69 4.09 4.52 4.99 5.51 6.09 6.71 7.39 8.12 8.99 10.16 62 38 3.26 3.63 4.04 4.48 4.96 5.48 6.04 6.66 7.34 8.09 8.94 9.91 11.16 63 39 3.56 3.97 4.43 4.91 5.44 6.00 6.61 7.29 8.06 8.91 9.86 10.90 12.23 64 40 3.90 4.36 4.86 5.39 5.96 6.57 7.24 8.01 8.88 9.83 10.85 11.91 13.37 65 41 4.30 4.80 5.33 5.91 6.53 7.21 7.96 8.83 9.78 10.80 11.87 12.92 14.58 66 42 4.73 5.28 5.83 6.47 7.16 7.93 8.78 9.72 10.73 11.80 12.88 14.03 15.86 67 43 5.20 5.77 6.38 7.09 7.87 8.73 9.66 10.67 11.72 12.81 13.96 15.27 17.25 68 44 5.67 6.28 6.98 7.78 8.66 9.61 10.60 11.65 12.74 13.88 15.20 16.68 18.80 69 45 6.16 6.86 7.67 8.56 9.53 10.55 11.59 12.67 13.81 15.10 16.63 18.36 20.57 70 46 6.71 7.53 8.44 9.42 10.46 11.55 12.61 13.74 15.01 16.52 18.30 20.30 22.65 71 47 7.34 8.27 9.28 10.34 11.45 12.60 13.68 14.92 16.41 18.19 20.25 22.48 25.00 72 48 8.05 9.09 10.21 11.32 12.49 13.67 14.85 16.31 18.07 20.12 22.43 24.81 27.51 73 49 8.86 9.98 11.18 12.34 13.55 14.82 16.22 17.97 20.01 22.28 24.76 27.30 30.23 74 50 9.74 10.89 12.16 13.37 14.69 16.18 17.87 19.89 22.15 24.60 27.24 29.99 33.21 75 51 10.58 11.82 13.16 14.47 16.03 17.81 19.78 22.03 24.46 27.08 29.93 32.95 36.51 76 52 11.43 12.79 14.21 15.79 17.66 19.65 21.91 24.33 26.93 29.75 32.90 36.23 40.23 77 53 12.41 13.88 15.49 17.38 19.51 21.71 24.20 26.78 29.60 32.71 36.18 39.92 44.40 78 54 13.53 15.17 17.06 19.20 21.55 23.97 26.65 29.45 32.54 35.98 39.87 44.07 49.00 79 55 14.82 16.70 18.88 21.25 23.81 26.37 29.30 32.37 35.80 39.66 44.02 48.64 54.38 80 56 16.31 18.50 20.90 23.50 26.21 28.97 32.18 35.59 39.44 43.78 48.56 53.65 60.59 81 57 18.03 20.50 23.10 25.91 28.78 31.83 35.39 39.21 43.53 48.31 53.58 59.09 67.13 82 58 19.96 22.65 25.47 28.56 31.60 34.99 39.00 43.28 48.03 53.29 59.01 64.90 74.06 83 59 22.06 24.97 28.06 31.47 34.75 38.54 43.05 47.76 52.97 58.69 64.81 71.16 81.72 84 60 24.34 27.52 30.95 34.64 38.28 42.54 47.49 52.67 58.34 64.46 71.08 78.05 89.72 85 61 26.67 30.39 34.23 38.15 42.23 46.93 52.37 58.01 64.08 70.69 77.95 85.61 98.79 86 62 29.15 33.60 37.93 42.08 46.59 51.77 57.68 63.71 70.30 77.52 85.47 93.77 109.38 87 63 32.07 37.16 41.95 46.42 51.38 57.01 63.33 69.90 77.11 85.01 93.62 102.51 120.48 88 64 35.49 41.21 46.26 51.18 56.57 62.59 69.46 76.67 84.55 93.12 102.35 111.86 131.58 89 65 39.43 45.70 51.04 56.40 62.15 68.68 76.23 84.08 92.62 101.84 111.69 121.79 140.40 90 66 43.86 50.50 56.30 62.04 68.26 75.42 83.66 92.14 101.32 111.15 121.64 132.13 148.60 91 67 48.88 55.74 61.94 68.15 74.98 82.82 91.72 100.83 110.65 121.08 132.05 143.03 160.44 92 68 54.22 61.26 68.04 74.87 82.33 90.84 100.41 110.17 120.59 131.50 142.95 154.98 175.81 93 69 60.07 67.58 74.77 82.23 90.33 99.47 109.69 120.08 130.95 142.37 154.87 167.98 194.70 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 40% Male, 60% Female Nonsmoker Select & Ultimate Age Last Birthday 5 of 6 Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 70 5.81 8.44 10.15 12.02 14.19 17.67 20.69 24.86 29.56 35.43 42.12 49.67 58.05 con't 71 7.17 9.24 11.17 13.26 15.96 19.35 22.85 27.58 32.46 38.96 46.29 54.46 63.59 con't 72 8.53 10.31 12.44 14.89 17.77 21.16 25.14 30.14 35.37 42.47 50.39 59.26 68.51 con't 73 9.48 11.50 13.85 16.59 19.72 23.33 27.98 33.36 38.95 46.71 55.36 65.06 74.35 con't 74 10.58 12.55 15.27 18.52 21.95 26.22 31.41 36.98 44.07 52.56 62.14 72.82 82.75 con't 75 11.55 13.81 16.93 20.69 24.62 29.54 35.00 41.86 50.54 59.97 70.58 82.36 93.03 con't 76 12.42 15.32 18.90 23.15 27.74 33.07 39.62 48.01 56.81 67.78 79.40 92.23 103.67 con't 77 13.59 17.02 21.18 26.14 31.29 37.49 45.57 54.32 64.43 76.47 89.12 102.98 115.02 con't 78 14.74 19.06 23.91 29.72 35.57 43.26 51.88 61.82 72.52 85.09 98.75 113.43 125.94 con't 79 15.92 21.64 27.24 33.92 41.20 49.62 59.30 69.72 80.37 93.86 108.44 123.57 136.62 con't 80 17.53 24.85 31.29 38.90 47.69 57.02 67.10 77.52 89.78 104.24 119.62 135.81 151.07 con't 81 19.42 28.81 36.17 44.75 54.53 64.75 74.87 86.79 98.92 115.75 132.43 150.86 166.29 con't 82 21.64 33.62 41.98 51.53 62.24 72.57 84.07 95.83 110.70 129.01 148.09 166.20 179.99 con't 83 25.09 39.29 48.75 59.20 70.78 81.81 93.10 107.56 125.46 144.40 163.04 179.96 194.96 con't 84 29.90 45.85 56.45 67.70 80.10 90.84 104.79 122.25 140.69 159.07 175.99 194.38 211.28 con't 85 36.55 53.42 64.99 77.10 89.30 102.60 119.45 137.37 155.18 171.78 189.73 209.28 229.43 con't 86 44.18 61.92 74.43 87.57 101.23 117.33 134.59 151.73 167.68 185.23 204.28 225.31 248.13 con't 87 53.01 71.49 85.12 100.84 116.18 132.56 148.91 164.08 180.88 199.42 219.77 242.16 266.30 con't 88 64.71 82.43 98.96 115.86 131.64 147.02 161.25 177.14 194.83 214.56 236.10 259.65 283.71 con't 89 78.02 96.84 114.62 131.38 146.34 159.55 174.39 191.00 209.85 230.59 253.25 276.86 299.51 con't 90 94.13 113.22 130.79 146.14 159.09 172.87 188.38 205.96 225.72 247.45 270.42 292.70 315.64 con't 91 111.47 130.13 145.98 158.90 172.57 187.00 203.44 221.86 242.29 264.65 286.38 308.43 332.73 con't 92 129.36 145.84 158.74 172.38 186.77 202.29 219.38 238.51 259.70 280.80 301.80 325.14 350.73 con't 93 145.72 158.62 172.23 186.59 202.06 218.57 236.14 256.08 276.24 296.03 318.20 342.74 369.42 con't 94 158.50 172.12 186.45 201.89 218.35 235.69 254.16 272.85 291.40 312.25 335.52 361.04 388.95 con't 95 172.02 186.35 201.77 218.20 235.48 253.97 271.39 288.17 307.58 329.39 353.54 380.19 409.30 con't 96 186.27 201.68 218.09 235.33 253.85 271.38 286.95 304.58 324.69 347.25 372.41 400.16 430.47 con't 97 201.60 218.00 235.23 253.76 271.36 286.94 303.62 321.80 342.53 365.98 392.12 420.95 452.44 con't 98 217.93 235.16 253.70 271.36 286.94 303.61 321.12 339.79 361.27 385.55 412.66 442.56 475.23 con't 99 235.12 253.66 271.35 286.94 303.61 321.12 339.49 359.67 382.68 408.54 437.22 468.71 502.98 con't Blended 40% Male, 60% Female Nonsmoker Select & Ultimate Age Last Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 66.42 74.45 82.04 90.16 98.93 108.72 119.56 130.39 141.74 154.39 167.79 181.85 215.26 95 71 71.80 80.72 89.89 98.69 108.15 118.54 129.88 141.19 153.96 167.49 181.50 196.70 235.72 96 72 77.23 87.17 97.87 108.00 117.99 128.84 140.66 153.59 167.29 181.17 196.18 212.69 249.92 97 73 84.22 94.82 106.20 117.88 128.29 139.59 153.23 167.13 180.94 195.94 212.27 230.44 258.51 98 74 93.33 104.69 116.75 128.21 139.08 152.64 167.03 180.83 195.79 212.16 230.28 250.22 274.25 99 75 104.44 116.46 128.13 139.03 152.37 166.96 180.81 195.71 212.07 230.18 250.17 272.08 294.13 100 76 115.73 127.70 138.92 152.25 166.95 180.68 195.70 211.98 230.08 250.08 272.08 294.13 315.48 101 77 126.99 138.58 152.18 166.77 180.66 195.56 211.98 230.08 250.08 271.98 294.13 315.37 339.26 102 78 138.31 152.03 166.71 180.48 195.52 211.82 230.08 250.07 271.98 294.00 315.37 338.87 365.66 103 79 151.68 166.49 180.42 195.33 211.77 229.89 249.98 271.97 294.00 315.37 338.62 365.31 394.68 104 80 166.39 180.19 195.28 211.64 229.84 249.86 271.85 293.99 315.37 338.51 364.95 394.68 425.59 105 81 180.15 195.17 211.53 229.80 249.82 271.85 293.99 315.37 338.27 364.78 394.68 425.59 457.44 106 82 195.06 211.49 229.69 249.79 271.81 293.99 315.37 338.03 364.42 394.68 425.59 457.44 489.99 107 83 211.37 229.57 249.76 271.78 293.86 315.37 337.79 364.07 394.68 425.59 457.44 489.99 523.23 108 84 229.54 249.54 271.75 293.84 315.22 337.67 363.72 394.68 425.59 457.44 489.99 523.23 557.67 109 85 249.51 271.52 293.82 315.21 337.43 363.54 394.68 425.59 457.44 489.99 523.23 557.67 592.29 110 86 271.09 293.68 315.20 337.18 363.19 394.68 425.44 457.28 489.99 523.23 557.67 592.29 625.83 111 87 290.62 313.07 337.03 360.48 391.80 422.49 454.20 487.32 521.48 556.77 592.29 625.83 658.01 112 88 306.55 330.81 357.03 384.91 414.60 446.03 479.20 514.04 550.53 588.62 625.83 658.01 691.12 113 89 323.25 348.99 376.51 405.92 437.18 470.26 505.11 541.71 579.99 619.95 658.01 691.12 732.18 114 90 340.87 367.86 396.85 427.79 460.64 495.38 531.94 570.31 610.43 652.28 691.03 732.18 771.45 115 91 359.20 387.59 418.04 450.52 484.97 521.37 559.67 599.83 641.82 685.60 731.16 771.45 812.47 116 92 378.36 408.16 440.08 474.10 510.16 548.24 588.30 630.29 674.17 719.93 767.52 812.47 856.00 117 93 398.37 429.56 462.95 498.50 536.20 575.98 617.82 661.64 707.47 755.24 804.90 856.00 896.91 118 94 419.20 451.78 486.64 523.75 563.09 604.57 648.20 693.91 741.70 791.51 843.28 896.91 939.60 119 95 440.85 474.81 511.15 549.83 590.81 634.02 679.45 727.09 776.88 828.74 882.63 939.60 1,000.00 120 96 463.31 498.66 536.48 576.72 619.33 664.28 711.59 761.17 812.98 866.91 925.65 1,000.00 97 486.58 523.32 562.62 604.40 648.67 695.42 744.60 796.13 849.95 910.93 1,000.00 98 510.66 548.77 589.51 632.85 678.84 727.40 778.46 831.95 895.69 1,000.00 99 539.95 579.57 621.80 666.69 714.14 764.09 816.44 880.17 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION QQ Blended 20% Male, 80% Female Nonsmoker Select & Ultimate Age Last Birthday Blended 20% Male, 80% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 con't 1 con't 2 con't 3 con't 4 0.44 con't 5 0.44 0.47 con't 6 0.43 0.46 0.49 con't 7 0.43 0.46 0.48 0.51 con't 8 0.42 0.46 0.48 0.50 0.52 con't 9 0.42 0.45 0.48 0.50 0.51 0.52 con't 10 0.41 0.45 0.47 0.49 0.50 0.51 0.53 con't 11 0.40 0.44 0.46 0.48 0.49 0.50 0.52 0.54 con't 12 0.40 0.43 0.45 0.47 0.48 0.49 0.51 0.53 0.55 con't 13 0.40 0.43 0.44 0.46 0.47 0.48 0.50 0.52 0.54 0.57 con't 14 0.40 0.43 0.44 0.45 0.47 0.47 0.49 0.51 0.53 0.56 0.60 con't 15 0.40 0.43 0.44 0.45 0.46 0.47 0.48 0.50 0.51 0.55 0.59 0.61 con't 16 0.40 0.43 0.44 0.44 0.45 0.46 0.47 0.49 0.51 0.53 0.57 0.60 0.63 con't 17 0.42 0.44 0.44 0.44 0.45 0.46 0.48 0.50 0.52 0.56 0.59 0.62 0.67 con't 18 0.43 0.43 0.43 0.44 0.45 0.47 0.48 0.51 0.55 0.57 0.61 0.65 0.70 con't 19 0.41 0.41 0.42 0.44 0.45 0.46 0.50 0.53 0.56 0.59 0.63 0.69 0.73 con't 20 0.38 0.39 0.41 0.43 0.44 0.47 0.51 0.54 0.57 0.61 0.66 0.72 0.77 con't 21 0.36 0.38 0.40 0.42 0.45 0.49 0.52 0.54 0.60 0.65 0.69 0.75 0.80 con't 22 0.33 0.36 0.39 0.42 0.46 0.50 0.53 0.58 0.62 0.68 0.73 0.78 0.84 con't 23 0.32 0.35 0.38 0.42 0.47 0.50 0.55 0.61 0.66 0.71 0.77 0.82 0.88 con't 24 0.30 0.35 0.39 0.43 0.48 0.52 0.58 0.63 0.69 0.75 0.80 0.86 0.93 con't 25 0.29 0.35 0.39 0.45 0.50 0.55 0.61 0.66 0.72 0.78 0.84 0.91 0.97 con't 26 0.29 0.35 0.41 0.47 0.52 0.58 0.63 0.69 0.75 0.82 0.88 0.95 1.03 con't 27 0.30 0.36 0.43 0.49 0.55 0.60 0.66 0.72 0.79 0.85 0.92 1.00 1.10 con't 28 0.32 0.38 0.45 0.51 0.57 0.63 0.69 0.76 0.82 0.89 0.98 1.07 1.16 con't 29 0.34 0.41 0.47 0.53 0.59 0.66 0.72 0.79 0.86 0.95 1.04 1.13 1.24 con't 30 0.36 0.43 0.49 0.56 0.62 0.69 0.76 0.82 0.91 1.00 1.10 1.21 1.34 con't 31 0.37 0.44 0.51 0.58 0.64 0.72 0.79 0.87 0.96 1.06 1.17 1.31 1.47 con't 32 0.39 0.46 0.53 0.60 0.67 0.76 0.84 0.93 1.02 1.13 1.27 1.42 1.61 con't 33 0.41 0.47 0.55 0.63 0.71 0.80 0.90 0.99 1.10 1.23 1.38 1.56 1.76 con't 34 0.42 0.49 0.57 0.66 0.75 0.85 0.96 1.08 1.20 1.35 1.52 1.72 1.93 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 20% Male, 80% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 0 0.47 0.50 0.53 0.55 0.55 0.56 0.57 0.58 0.59 0.61 25 1 0.46 0.49 0.52 0.54 0.55 0.56 0.57 0.58 0.59 0.61 0.65 26 2 0.45 0.48 0.51 0.54 0.54 0.56 0.57 0.58 0.59 0.61 0.64 0.67 27 3 0.45 0.48 0.50 0.53 0.54 0.55 0.56 0.58 0.59 0.61 0.63 0.66 0.68 28 4 0.47 0.50 0.52 0.53 0.55 0.56 0.57 0.59 0.61 0.63 0.65 0.68 0.71 29 5 0.49 0.52 0.53 0.54 0.56 0.57 0.59 0.60 0.63 0.65 0.67 0.70 0.73 30 6 0.51 0.52 0.54 0.55 0.57 0.58 0.60 0.62 0.64 0.67 0.69 0.73 0.76 31 7 0.52 0.53 0.55 0.56 0.58 0.60 0.62 0.64 0.66 0.69 0.73 0.76 0.80 32 8 0.52 0.54 0.56 0.58 0.60 0.62 0.64 0.66 0.69 0.73 0.76 0.79 0.84 33 9 0.54 0.55 0.57 0.59 0.62 0.64 0.66 0.69 0.73 0.76 0.79 0.84 0.90 34 10 0.55 0.57 0.59 0.61 0.64 0.66 0.69 0.72 0.76 0.79 0.84 0.89 0.96 35 11 0.56 0.58 0.61 0.64 0.66 0.69 0.72 0.75 0.79 0.83 0.89 0.95 1.02 36 12 0.58 0.60 0.64 0.66 0.69 0.72 0.75 0.79 0.83 0.89 0.95 1.01 1.08 37 13 0.60 0.63 0.66 0.69 0.72 0.75 0.79 0.83 0.89 0.95 1.01 1.07 1.14 38 14 0.62 0.65 0.69 0.72 0.75 0.79 0.83 0.89 0.95 1.01 1.07 1.14 1.21 39 15 0.65 0.69 0.72 0.75 0.79 0.83 0.89 0.95 1.01 1.06 1.14 1.21 1.29 40 16 0.68 0.72 0.75 0.79 0.83 0.89 0.95 1.01 1.06 1.13 1.21 1.28 1.38 41 17 0.71 0.75 0.78 0.83 0.89 0.95 1.01 1.06 1.13 1.21 1.28 1.38 1.48 42 18 0.74 0.78 0.83 0.89 0.95 1.01 1.06 1.13 1.21 1.28 1.38 1.48 1.61 43 19 0.78 0.83 0.89 0.95 1.01 1.06 1.13 1.21 1.28 1.38 1.48 1.61 1.75 44 20 0.82 0.88 0.95 1.00 1.06 1.13 1.21 1.28 1.38 1.48 1.61 1.75 1.92 45 21 0.86 0.93 1.00 1.06 1.13 1.20 1.28 1.38 1.48 1.61 1.75 1.92 2.11 46 22 0.91 0.98 1.05 1.12 1.20 1.28 1.38 1.48 1.61 1.75 1.92 2.11 2.31 47 23 0.96 1.02 1.11 1.18 1.27 1.37 1.48 1.61 1.75 1.92 2.11 2.31 2.53 48 24 1.00 1.08 1.17 1.26 1.36 1.47 1.61 1.75 1.92 2.10 2.31 2.53 2.77 49 25 1.05 1.14 1.25 1.36 1.46 1.60 1.75 1.92 2.10 2.31 2.53 2.77 3.06 50 26 1.12 1.22 1.34 1.46 1.59 1.75 1.92 2.10 2.31 2.53 2.77 3.06 3.39 51 27 1.20 1.31 1.44 1.58 1.73 1.91 2.09 2.31 2.53 2.77 3.06 3.39 3.76 52 28 1.28 1.41 1.56 1.72 1.90 2.08 2.29 2.53 2.77 3.06 3.39 3.76 4.16 53 29 1.37 1.53 1.70 1.88 2.07 2.28 2.51 2.77 3.06 3.38 3.75 4.15 4.60 54 30 1.50 1.67 1.85 2.05 2.27 2.50 2.75 3.05 3.38 3.74 4.15 4.59 5.10 55 31 1.64 1.83 2.03 2.25 2.49 2.74 3.02 3.36 3.73 4.13 4.58 5.07 5.64 56 32 1.80 2.01 2.23 2.47 2.72 3.00 3.32 3.70 4.11 4.56 5.05 5.59 6.20 57 33 1.97 2.20 2.45 2.70 2.99 3.30 3.67 4.08 4.52 5.02 5.55 6.13 6.78 58 34 2.17 2.42 2.68 2.97 3.29 3.64 4.04 4.49 4.97 5.50 6.07 6.67 7.38 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 20% Male, 80% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.44 0.52 0.60 0.69 0.80 0.91 1.03 1.17 1.33 1.49 1.67 1.89 2.13 con't 36 0.46 0.54 0.63 0.74 0.85 0.98 1.12 1.28 1.46 1.65 1.85 2.08 2.34 con't 37 0.48 0.57 0.67 0.78 0.91 1.05 1.22 1.40 1.60 1.81 2.03 2.28 2.56 con't 38 0.51 0.62 0.72 0.85 0.99 1.14 1.34 1.54 1.75 1.98 2.22 2.50 2.80 con't 39 0.55 0.66 0.78 0.92 1.08 1.26 1.47 1.69 1.92 2.17 2.43 2.73 3.08 con't 40 0.60 0.72 0.86 1.01 1.18 1.39 1.61 1.85 2.10 2.37 2.67 3.01 3.38 con't 41 0.64 0.79 0.94 1.11 1.30 1.52 1.77 2.02 2.29 2.59 2.93 3.31 3.71 con't 42 0.70 0.87 1.04 1.23 1.44 1.67 1.94 2.21 2.51 2.84 3.22 3.63 4.07 con't 43 0.76 0.95 1.14 1.35 1.58 1.84 2.11 2.42 2.75 3.11 3.52 3.97 4.48 con't 44 0.84 1.04 1.25 1.48 1.73 2.01 2.31 2.65 3.02 3.40 3.85 4.36 4.90 con't 45 0.92 1.14 1.37 1.61 1.89 2.20 2.54 2.91 3.31 3.73 4.22 4.78 5.35 con't 46 1.00 1.24 1.49 1.75 2.07 2.41 2.79 3.19 3.61 4.09 4.62 5.22 5.82 con't 47 1.09 1.34 1.61 1.91 2.25 2.62 3.03 3.47 3.94 4.47 5.04 5.66 6.32 con't 48 1.17 1.44 1.75 2.08 2.43 2.83 3.27 3.75 4.26 4.84 5.45 6.13 6.86 con't 49 1.23 1.55 1.90 2.25 2.62 3.04 3.52 4.03 4.58 5.20 5.87 6.64 7.47 con't 50 1.31 1.70 2.06 2.41 2.81 3.25 3.76 4.31 4.90 5.57 6.33 7.20 8.14 con't 51 1.39 1.88 2.24 2.59 3.01 3.46 4.00 4.59 5.24 5.99 6.84 7.83 8.86 con't 52 1.48 2.04 2.41 2.79 3.21 3.69 4.25 4.89 5.62 6.46 7.42 8.50 9.57 con't 53 1.56 2.18 2.59 2.98 3.42 3.93 4.53 5.24 6.04 6.98 8.04 9.17 10.32 con't 54 1.64 2.33 2.78 3.19 3.65 4.20 4.86 5.64 6.52 7.54 8.66 9.87 11.17 con't 55 1.76 2.49 3.00 3.42 3.91 4.52 5.25 6.10 7.05 8.12 9.31 10.66 12.15 con't 56 1.88 2.67 3.23 3.69 4.23 4.89 5.70 6.63 7.64 8.78 10.10 11.61 13.26 con't 57 1.98 2.85 3.48 3.98 4.59 5.33 6.20 7.21 8.28 9.56 11.02 12.70 14.54 con't 58 2.11 3.03 3.75 4.32 5.00 5.82 6.76 7.82 8.98 10.39 12.02 13.91 16.01 con't 59 2.26 3.23 4.04 4.67 5.43 6.33 7.35 8.49 9.75 11.31 13.14 15.25 17.66 con't 60 2.40 3.45 4.33 5.03 5.87 6.86 7.97 9.21 10.59 12.34 14.39 16.73 19.40 con't 61 2.58 3.67 4.64 5.40 6.33 7.42 8.63 9.98 11.52 13.48 15.76 18.35 21.26 con't 62 2.79 3.91 4.96 5.79 6.80 7.99 9.33 10.84 12.55 14.76 17.29 20.15 23.37 con't 63 3.04 4.41 5.30 6.20 7.30 8.60 10.09 11.79 13.72 16.18 18.99 22.18 25.78 con't 64 3.31 4.94 5.67 6.63 7.83 9.26 10.93 12.83 15.01 17.75 20.90 24.48 28.52 con't 65 3.54 5.30 6.08 7.11 8.43 10.00 11.85 13.99 16.46 19.53 23.06 27.09 31.64 con't 66 3.72 5.72 6.53 7.66 9.12 10.86 12.91 15.30 18.09 21.55 25.52 30.05 35.20 con't 67 4.02 6.17 7.06 8.28 9.90 11.85 14.17 16.85 19.99 23.89 28.36 33.46 39.22 con't 68 4.46 6.68 7.66 9.00 10.73 13.02 15.60 18.62 22.12 26.51 31.54 37.25 43.66 con't 69 4.93 7.25 8.34 9.84 11.63 14.37 17.21 20.56 24.68 29.63 35.25 41.62 48.71 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 20% Male, 80% Female Nonsmoker Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 35 2.39 2.66 2.95 3.27 3.62 4.01 4.44 4.93 5.46 6.01 6.62 7.26 8.05 60 36 2.62 2.92 3.24 3.61 3.99 4.42 4.88 5.40 5.97 6.57 7.22 7.91 8.80 61 37 2.87 3.21 3.57 3.96 4.39 4.85 5.36 5.92 6.52 7.17 7.87 8.65 9.62 62 38 3.15 3.52 3.91 4.35 4.82 5.33 5.87 6.47 7.13 7.83 8.61 9.47 10.49 63 39 3.46 3.85 4.29 4.77 5.28 5.84 6.43 7.08 7.80 8.58 9.43 10.34 11.43 64 40 3.79 4.23 4.72 5.23 5.79 6.39 7.04 7.76 8.55 9.40 10.31 11.26 12.44 65 41 4.16 4.65 5.17 5.73 6.34 7.00 7.71 8.52 9.37 10.28 11.24 12.21 13.53 66 42 4.57 5.11 5.66 6.28 6.95 7.68 8.47 9.34 10.24 11.20 12.19 13.25 14.72 67 43 5.01 5.59 6.19 6.88 7.62 8.43 9.29 10.21 11.15 12.15 13.21 14.41 16.01 68 44 5.48 6.09 6.77 7.53 8.36 9.24 10.17 11.12 12.11 13.17 14.38 15.71 17.45 69 45 5.96 6.65 7.41 8.25 9.15 10.11 11.09 12.07 13.13 14.32 15.68 17.20 19.08 70 46 6.48 7.26 8.11 9.02 10.00 11.05 12.04 13.09 14.27 15.62 17.16 18.92 20.95 71 47 7.06 7.93 8.86 9.85 10.91 12.03 13.06 14.22 15.56 17.11 18.89 20.83 23.06 72 48 7.70 8.66 9.68 10.74 11.87 13.05 14.19 15.51 17.05 18.82 20.81 22.93 25.32 73 49 8.41 9.44 10.55 11.68 12.89 14.17 15.46 16.99 18.77 20.74 22.90 25.19 27.79 74 50 9.17 10.26 11.46 12.66 14.00 15.44 16.94 18.71 20.68 22.82 25.17 27.64 30.51 75 51 9.93 11.11 12.40 13.74 15.27 16.90 18.66 20.62 22.75 25.08 27.62 30.34 33.50 76 52 10.72 12.02 13.42 14.98 16.74 18.57 20.56 22.69 25.01 27.53 30.31 33.32 36.84 77 53 11.61 13.04 14.61 16.41 18.40 20.43 22.62 24.93 27.45 30.22 33.29 36.63 40.54 78 54 12.62 14.22 16.02 18.04 20.26 22.48 24.86 27.37 30.14 33.19 36.60 40.32 44.60 79 55 13.78 15.58 17.64 19.90 22.34 24.68 27.29 30.05 33.11 36.49 40.28 44.36 49.48 80 56 15.10 17.17 19.45 21.95 24.57 27.08 29.94 32.99 36.38 40.16 44.30 48.78 55.29 81 57 16.62 18.93 21.44 24.20 26.95 29.72 32.87 36.25 40.02 44.18 48.73 53.62 61.42 82 58 18.32 20.86 23.63 26.68 29.56 32.62 36.13 39.87 44.02 48.58 53.56 58.85 67.87 83 59 20.20 22.99 26.04 29.40 32.45 35.84 39.74 43.86 48.40 53.39 58.78 64.51 75.03 84 60 22.29 25.36 28.75 32.33 35.65 39.42 43.69 48.22 53.17 58.59 64.46 70.73 82.39 85 61 24.54 28.06 31.84 35.52 39.21 43.35 48.02 52.98 58.35 64.23 70.66 77.60 90.90 86 62 27.02 31.09 35.29 39.06 43.12 47.66 52.77 58.13 64.00 70.40 77.48 85.04 101.13 87 63 29.85 34.46 38.94 42.95 47.40 52.36 57.87 63.73 70.16 77.19 84.90 93.07 111.90 88 64 33.10 38.25 42.81 47.21 52.07 57.42 63.41 69.86 76.90 84.58 92.91 101.80 122.62 89 65 36.80 42.42 47.09 51.92 57.14 62.97 69.57 76.60 84.26 92.61 101.62 111.22 130.77 90 66 40.97 46.81 51.84 57.07 62.74 69.14 76.35 83.98 92.30 101.32 111.08 121.31 138.45 91 67 45.65 51.55 56.99 62.68 68.91 75.93 83.75 92.01 101.04 110.75 121.23 132.26 150.46 92 68 50.70 56.65 62.59 68.84 75.66 83.32 91.80 100.78 110.50 120.93 132.18 144.32 166.48 93 69 56.08 62.36 68.76 75.60 83.05 91.34 100.51 110.22 120.62 131.85 144.20 157.52 186.36 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 20% Male, 80% Female Nonsmoker Select & Ultimate Age Last Birthday 5 of 6 Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 70 5.53 7.87 9.13 10.75 12.84 15.88 19.02 23.04 27.66 33.20 39.46 46.51 54.33 con't 71 6.86 8.56 10.02 11.88 14.38 17.56 21.14 25.69 30.67 36.81 43.74 51.44 60.00 con't 72 8.19 9.42 11.10 13.29 16.06 19.45 23.51 28.44 33.91 40.68 48.25 56.69 65.18 con't 73 8.99 10.41 12.34 14.85 17.95 21.67 26.32 31.76 37.73 45.18 53.49 62.72 71.02 con't 74 9.89 11.41 13.69 16.66 20.13 24.45 29.66 35.53 42.57 50.76 59.91 70.04 78.83 con't 75 10.79 12.62 15.29 18.73 22.70 27.63 33.29 40.11 48.30 57.33 67.40 78.50 87.87 con't 76 11.77 14.09 17.21 21.12 25.69 31.12 37.64 45.54 54.16 64.35 75.33 87.40 97.46 con't 77 13.06 15.84 19.47 24.00 29.12 35.29 42.88 51.35 60.99 72.14 84.05 97.10 107.69 con't 78 14.22 17.99 22.20 27.41 33.18 40.38 48.61 58.03 68.39 80.23 93.11 106.94 118.07 con't 79 15.39 20.69 25.50 31.41 38.17 46.08 55.19 65.24 76.04 88.78 102.60 116.95 128.82 con't 80 17.04 24.00 29.47 36.11 43.92 52.60 62.29 72.78 84.79 98.50 113.21 128.42 141.82 con't 81 18.96 28.03 34.21 41.59 50.19 59.65 69.75 81.38 93.84 109.14 125.00 141.68 155.81 con't 82 21.08 32.88 39.79 47.91 57.27 67.15 78.28 90.31 104.50 121.02 138.50 155.73 169.90 con't 83 24.46 38.47 46.25 55.07 65.14 75.72 87.19 100.90 116.94 134.23 152.13 169.88 185.44 con't 84 29.19 44.84 53.62 63.07 73.83 84.64 97.74 113.26 130.00 147.60 165.40 184.81 202.47 con't 85 35.84 52.14 61.75 71.95 82.93 95.26 110.08 126.21 143.21 160.66 179.61 200.27 221.32 con't 86 43.40 60.27 70.67 81.84 93.75 107.68 123.07 139.31 156.06 174.58 194.72 216.80 240.65 con't 87 52.09 69.26 80.64 93.41 106.43 120.77 136.14 152.04 169.74 189.33 210.70 234.14 259.40 con't 88 63.77 79.36 92.48 106.14 119.78 134.03 148.88 165.60 184.27 204.96 227.52 252.19 277.39 con't 89 76.62 91.48 105.52 119.55 133.30 147.01 162.56 180.06 199.80 221.50 245.26 270.03 293.83 con't 90 90.24 104.85 119.22 133.12 146.53 160.90 177.18 195.55 216.20 238.97 263.12 286.57 310.50 con't 91 104.05 118.89 132.99 146.35 160.59 175.68 192.80 212.01 233.40 256.91 279.82 302.87 327.97 con't 92 118.51 132.88 146.23 160.42 175.45 191.56 209.33 229.32 251.62 273.87 295.84 319.98 346.28 con't 93 132.79 146.12 160.30 175.28 191.34 208.47 226.78 247.74 269.02 289.73 312.68 337.91 365.20 con't 94 146.04 160.21 175.17 191.17 208.25 226.31 245.69 265.42 284.83 306.40 330.34 356.46 384.88 con't 95 160.13 175.09 191.07 208.09 226.10 245.50 263.87 281.42 301.48 323.91 348.62 375.76 405.30 con't 96 175.02 190.99 208.00 225.95 245.38 263.86 280.13 298.32 318.99 342.06 367.67 395.82 426.48 con't 97 190.94 207.92 225.86 245.30 263.85 280.13 297.31 315.96 337.13 360.97 387.47 416.62 448.39 con't 98 207.87 225.80 245.25 263.85 280.12 297.31 315.25 334.26 356.06 380.65 408.03 438.17 471.06 con't 99 225.77 245.21 263.85 280.12 297.31 315.25 333.95 354.40 377.68 403.77 432.66 464.33 498.77 con't Blended 20% Male, 80% Female Nonsmoker Select & Ultimate Age Last Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 61.80 68.44 75.41 82.88 91.05 100.04 109.92 120.29 131.44 143.83 157.32 171.81 208.04 95 71 67.02 74.51 82.61 90.80 99.73 109.42 120.01 131.12 143.51 156.97 171.43 187.21 229.49 96 72 72.62 81.18 90.33 99.58 109.13 119.50 130.82 143.25 156.76 171.05 186.63 203.88 243.80 97 73 79.65 88.84 98.70 109.03 119.22 130.28 143.00 156.56 170.80 186.36 203.42 222.31 251.91 98 74 88.06 97.98 108.50 119.14 130.04 142.69 156.46 170.68 186.21 203.30 222.13 242.84 267.93 99 75 97.85 108.35 119.08 130.02 142.57 156.38 170.66 186.12 203.19 222.02 242.79 265.57 288.54 100 76 108.03 118.88 129.93 142.49 156.37 170.51 186.11 203.10 221.91 242.68 265.57 288.54 310.83 101 77 118.57 129.75 142.45 156.22 170.50 185.96 203.10 221.91 242.68 265.47 288.54 310.71 335.51 102 78 129.62 142.31 156.19 170.34 185.94 202.93 221.91 242.67 265.47 288.40 310.71 335.09 362.66 103 79 142.12 155.99 170.31 185.76 202.90 221.70 242.58 265.46 288.39 310.71 334.84 362.28 392.36 104 80 155.90 170.08 185.73 202.79 221.68 242.46 265.34 288.39 310.71 334.71 361.91 392.36 423.84 105 81 170.06 185.64 202.69 221.67 242.44 265.33 288.39 310.71 334.46 361.72 392.36 423.84 456.15 106 82 185.55 202.68 221.56 242.42 265.31 288.38 310.71 334.21 361.36 392.36 423.84 456.15 489.07 107 83 202.57 221.45 242.41 265.30 288.26 310.71 333.96 360.99 392.36 423.84 456.15 489.07 522.60 108 84 221.44 242.19 265.28 288.24 310.55 333.83 360.61 392.36 423.84 456.15 489.07 522.60 557.28 109 85 242.17 265.04 288.23 310.55 333.58 360.42 392.36 423.84 456.15 489.07 522.60 557.28 592.09 110 86 264.58 288.09 310.54 333.32 360.06 392.36 423.68 455.99 489.07 522.60 557.28 592.09 625.70 111 87 284.81 308.28 333.16 357.20 389.33 420.61 452.79 486.30 520.79 556.36 592.09 625.70 657.86 112 88 301.32 326.58 353.57 382.11 412.36 444.28 477.87 513.08 549.89 588.29 625.70 657.86 690.92 113 89 318.57 345.11 373.31 403.31 435.08 468.58 503.83 540.77 579.37 619.62 657.86 690.92 732.10 114 90 336.56 364.25 393.84 425.30 458.61 493.74 530.66 569.36 609.79 651.94 690.82 732.10 771.38 115 91 355.16 384.18 415.16 448.10 482.96 519.73 558.36 598.84 641.14 685.23 731.05 771.38 812.40 116 92 374.54 404.87 437.26 471.69 508.12 546.54 586.92 629.22 673.41 719.46 767.33 812.40 855.95 117 93 394.69 426.33 460.14 496.07 534.09 574.19 616.34 660.48 706.60 754.65 804.59 855.95 896.71 118 94 415.58 448.56 483.78 521.23 560.87 602.66 646.59 692.61 740.69 790.79 842.82 896.71 939.27 119 95 437.24 471.54 508.20 547.17 588.44 631.95 677.68 725.62 775.70 827.85 881.99 939.27 1,000.00 120 96 459.64 495.28 533.37 573.89 616.80 662.04 709.64 759.50 811.58 865.80 924.94 1,000.00 97 482.79 519.77 559.32 601.38 645.92 692.95 742.41 794.22 848.32 909.83 1,000.00 98 506.69 545.01 586.00 629.60 675.85 724.67 775.99 829.77 894.19 1,000.00 99 535.93 575.76 618.23 663.34 711.03 761.22 813.82 878.29 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION RR Blended Nonsmoker Ultimate Age Last Birthday (80) – 80% male, 20% female (60) – 60% male, 40% female (50) – 50% male, 50% female (40) – 40% male, 60% female (20) – 20% male, 80% female Blended Nonsmoker Ultimate Age Last Birthday 1 of 3 Attained Age (80) (60) (50) (40) (20) 16 0.70 0.62 0.58 0.55 0.47 17 0.78 0.69 0.64 0.60 0.50 18 0.82 0.73 0.68 0.63 0.53 19 0.84 0.75 0.70 0.65 0.55 20 0.85 0.75 0.70 0.65 0.55 21 0.85 0.76 0.71 0.66 0.56 22 0.86 0.76 0.72 0.67 0.57 23 0.87 0.77 0.72 0.67 0.58 24 0.88 0.78 0.74 0.69 0.59 25 0.90 0.80 0.76 0.71 0.61 26 0.94 0.84 0.80 0.75 0.65 27 0.97 0.87 0.82 0.77 0.67 28 0.96 0.86 0.82 0.77 0.68 29 0.95 0.87 0.83 0.78 0.71 30 0.94 0.87 0.84 0.80 0.73 31 0.94 0.88 0.86 0.82 0.76 32 0.96 0.91 0.88 0.85 0.80 33 0.99 0.94 0.92 0.89 0.84 34 1.03 0.98 0.96 0.94 0.90 35 1.08 1.04 1.02 1.00 0.96 36 1.14 1.10 1.08 1.06 1.02 37 1.21 1.16 1.15 1.13 1.08 38 1.28 1.23 1.21 1.19 1.14 39 1.36 1.31 1.29 1.26 1.21 40 1.46 1.41 1.38 1.34 1.29 41 1.58 1.52 1.48 1.44 1.38 42 1.73 1.65 1.61 1.56 1.48 43 1.90 1.80 1.76 1.70 1.61 44 2.10 1.98 1.93 1.87 1.75 45 2.31 2.18 2.11 2.05 1.92 con't con't con't con't con't con't Blended Nonsmoker Ultimate Age Last Birthday 2 of 3 Attained Age (80) (60) (50) (40) (20) 46 2.53 2.39 2.32 2.25 2.11 47 2.72 2.58 2.52 2.45 2.31 48 2.89 2.77 2.71 2.65 2.53 49 3.10 2.99 2.93 2.88 2.77 50 3.36 3.26 3.20 3.16 3.06 51 3.68 3.58 3.53 3.49 3.39 52 4.06 3.96 3.90 3.86 3.76 53 4.50 4.39 4.33 4.27 4.16 54 5.04 4.89 4.82 4.75 4.60 55 5.64 5.46 5.37 5.28 5.10 56 6.27 6.06 5.96 5.85 5.64 57 6.89 6.66 6.55 6.43 6.20 58 7.51 7.26 7.15 7.02 6.78 59 8.22 7.94 7.81 7.66 7.38 60 9.07 8.73 8.56 8.39 8.05 61 10.09 9.66 9.44 9.23 8.80 62 11.27 10.71 10.44 10.16 9.62 63 12.54 11.85 11.51 11.16 10.49 64 13.88 13.05 12.64 12.23 11.43 65 15.27 14.32 13.84 13.37 12.44 66 16.70 15.63 15.10 14.58 13.53 67 18.21 17.03 16.44 15.86 14.72 68 19.81 18.52 17.89 17.25 16.01 69 21.59 20.19 19.50 18.80 17.45 70 23.66 22.10 21.33 20.57 19.08 71 26.16 24.39 23.51 22.65 20.95 72 29.05 27.00 25.99 25.00 23.06 73 32.11 29.77 28.63 27.51 25.32 74 35.39 32.76 31.48 30.23 27.79 75 38.96 36.03 34.60 33.21 30.51 76 42.97 39.66 38.06 36.51 33.50 77 47.59 43.81 41.99 40.23 36.84 78 52.89 48.51 46.42 44.40 40.54 79 58.79 53.72 51.32 49.00 44.60 80 65.44 59.68 56.97 54.38 49.48 81 72.78 66.40 63.43 60.59 55.29 82 80.51 73.46 70.21 67.13 61.42 83 88.86 81.01 77.43 74.06 67.87 84 98.08 89.34 85.41 81.72 75.03 85 108.09 98.19 93.80 89.72 82.39 con't con't con't con't con't con't Blended Nonsmoker Ultimate Age Last Birthday 3 of 3 Attained Age (80) (60) (50) (40) (20) 86 119.14 108.07 103.24 98.79 90.90 87 131.32 119.25 114.08 109.38 101.13 88 144.11 130.97 125.44 120.48 111.90 89 157.19 142.78 136.85 131.58 122.62 90 169.05 152.72 146.16 140.40 130.77 91 180.21 161.93 154.78 148.60 138.45 92 193.10 173.91 166.63 160.44 150.46 93 207.93 188.75 181.70 175.81 166.48 94 224.90 206.57 200.06 194.70 186.36 95 242.73 225.82 219.99 215.26 208.04 96 260.48 245.03 239.86 235.72 229.49 97 275.32 259.28 254.05 249.92 243.80 98 287.06 268.81 263.03 258.51 251.91 99 302.85 284.27 278.61 274.25 267.93 100 320.57 303.09 297.99 294.13 288.54 101 338.67 323.14 318.76 315.48 310.83 102 359.10 345.67 341.99 339.26 335.51 103 382.14 370.87 367.87 365.66 362.66 104 407.85 398.77 396.40 394.68 392.36 105 435.73 428.69 426.89 425.59 423.84 106 465.05 459.73 458.39 457.44 456.15 107 495.52 491.64 490.68 489.99 489.07 108 527.06 524.37 523.70 523.23 522.60 109 560.03 558.36 557.96 557.67 557.28 110 593.58 592.68 592.46 592.29 592.09 111 626.63 626.07 625.93 625.83 625.70 112 658.96 658.29 658.12 658.01 657.86 113 692.41 691.50 691.28 691.12 690.92 114 732.66 732.32 732.24 732.18 732.10 115 771.87 771.58 771.51 771.45 771.38 116 812.90 812.59 812.52 812.47 812.40 117 856.40 856.12 856.05 856.00 855.95 118 898.17 897.27 897.06 896.91 896.71 119 941.67 940.18 939.84 939.60 939.27 120 1000.00 1000.00 1000.00 1000.00 1000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION SS Blended 80% Male, 20% Female Smoker Select & Ultimate Age Last Birthday Blended 80% Male, 20% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 con't 1 con't 2 con't 3 con't 4 0.71 con't 5 0.71 0.85 con't 6 0.71 0.85 0.97 con't 7 0.71 0.85 0.97 1.06 con't 8 0.70 0.84 0.97 1.05 1.12 con't 9 0.70 0.84 0.96 1.05 1.11 1.17 con't 10 0.70 0.84 0.95 1.04 1.10 1.16 1.21 con't 11 0.70 0.84 0.95 1.03 1.09 1.15 1.19 1.26 con't 12 0.70 0.84 0.95 1.02 1.08 1.13 1.18 1.24 1.33 con't 13 0.70 0.83 0.94 1.01 1.07 1.12 1.16 1.22 1.31 1.38 con't 14 0.70 0.83 0.94 0.99 1.05 1.10 1.15 1.21 1.29 1.36 1.44 con't 15 0.70 0.83 0.93 0.99 1.03 1.09 1.13 1.19 1.26 1.34 1.41 1.49 con't 16 0.70 0.83 0.93 0.98 1.03 1.08 1.12 1.17 1.25 1.31 1.37 1.44 1.50 con't 17 0.83 0.93 0.98 1.02 1.06 1.11 1.16 1.23 1.29 1.34 1.39 1.46 1.51 con't 18 0.91 0.96 0.99 1.04 1.08 1.12 1.20 1.26 1.30 1.35 1.40 1.45 1.51 con't 19 0.91 0.95 1.00 1.04 1.08 1.15 1.20 1.25 1.29 1.34 1.39 1.44 1.51 con't 20 0.89 0.93 0.97 1.02 1.07 1.14 1.18 1.22 1.27 1.32 1.38 1.44 1.54 con't 21 0.86 0.90 0.94 1.00 1.05 1.10 1.15 1.19 1.25 1.31 1.38 1.47 1.58 con't 22 0.82 0.86 0.92 0.98 1.03 1.08 1.13 1.18 1.24 1.32 1.41 1.51 1.64 con't 23 0.77 0.83 0.89 0.97 1.03 1.09 1.14 1.20 1.27 1.37 1.47 1.59 1.72 con't 24 0.70 0.79 0.88 0.98 1.05 1.11 1.17 1.24 1.33 1.44 1.55 1.67 1.82 con't 25 0.65 0.76 0.88 1.01 1.09 1.15 1.21 1.30 1.40 1.53 1.65 1.78 1.95 con't 26 0.63 0.77 0.92 1.04 1.13 1.19 1.27 1.38 1.49 1.63 1.77 1.92 2.11 con't 27 0.63 0.80 0.96 1.08 1.18 1.25 1.35 1.47 1.60 1.75 1.91 2.10 2.31 con't 28 0.64 0.83 0.99 1.12 1.24 1.33 1.44 1.57 1.70 1.89 2.08 2.30 2.54 con't 29 0.66 0.86 1.01 1.16 1.31 1.43 1.55 1.69 1.84 2.07 2.26 2.51 2.76 con't 30 0.67 0.87 1.03 1.21 1.37 1.53 1.67 1.82 2.00 2.21 2.43 2.70 3.01 con't 31 0.67 0.87 1.06 1.24 1.43 1.60 1.78 1.95 2.12 2.32 2.58 2.91 3.33 con't 32 0.69 0.90 1.10 1.30 1.49 1.68 1.88 2.06 2.24 2.45 2.76 3.17 3.68 con't 33 0.74 0.95 1.17 1.37 1.59 1.80 2.01 2.20 2.40 2.65 3.02 3.49 4.04 con't 34 0.80 1.01 1.24 1.45 1.68 1.92 2.15 2.38 2.63 2.94 3.35 3.86 4.43 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 80% Male, 20% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 0 0.78 0.92 1.02 1.09 1.16 1.22 1.27 1.34 1.42 1.49 25 1 0.74 0.89 1.01 1.08 1.15 1.22 1.27 1.34 1.42 1.49 1.57 26 2 0.72 0.86 0.98 1.08 1.15 1.22 1.27 1.34 1.42 1.48 1.55 1.63 27 3 0.71 0.85 0.97 1.06 1.15 1.22 1.27 1.34 1.42 1.48 1.53 1.59 1.64 28 4 0.85 0.97 1.06 1.14 1.22 1.27 1.34 1.42 1.48 1.52 1.57 1.61 1.65 29 5 0.97 1.06 1.14 1.21 1.27 1.34 1.42 1.47 1.50 1.54 1.58 1.62 1.66 30 6 1.06 1.13 1.21 1.25 1.32 1.41 1.46 1.49 1.52 1.56 1.60 1.63 1.68 31 7 1.13 1.19 1.25 1.31 1.39 1.45 1.48 1.51 1.55 1.59 1.63 1.67 1.72 32 8 1.18 1.23 1.29 1.38 1.44 1.47 1.51 1.55 1.59 1.63 1.67 1.72 1.79 33 9 1.22 1.28 1.36 1.44 1.47 1.51 1.55 1.59 1.63 1.67 1.72 1.79 1.87 34 10 1.27 1.35 1.42 1.47 1.51 1.55 1.59 1.63 1.67 1.72 1.79 1.87 1.96 35 11 1.35 1.42 1.47 1.51 1.55 1.59 1.63 1.67 1.72 1.79 1.87 1.96 2.08 36 12 1.41 1.47 1.51 1.55 1.59 1.63 1.67 1.72 1.79 1.87 1.96 2.07 2.22 37 13 1.46 1.51 1.55 1.59 1.63 1.67 1.72 1.79 1.87 1.96 2.07 2.21 2.38 38 14 1.50 1.55 1.59 1.63 1.67 1.72 1.79 1.87 1.96 2.07 2.21 2.38 2.55 39 15 1.54 1.59 1.63 1.67 1.72 1.78 1.87 1.96 2.07 2.21 2.37 2.55 2.76 40 16 1.57 1.61 1.65 1.72 1.78 1.86 1.96 2.06 2.21 2.37 2.55 2.76 3.01 41 17 1.57 1.63 1.66 1.78 1.86 1.96 2.06 2.20 2.37 2.55 2.76 3.01 3.31 42 18 1.58 1.66 1.72 1.86 1.95 2.06 2.20 2.37 2.54 2.76 3.01 3.31 3.67 43 19 1.61 1.72 1.83 1.95 2.06 2.20 2.37 2.54 2.75 3.01 3.31 3.67 4.07 44 20 1.66 1.81 1.95 2.06 2.20 2.37 2.54 2.75 3.01 3.31 3.67 4.07 4.48 45 21 1.72 1.89 2.05 2.20 2.37 2.54 2.75 3.01 3.31 3.67 4.07 4.48 4.90 46 22 1.80 1.99 2.19 2.36 2.54 2.75 3.01 3.31 3.67 4.06 4.48 4.90 5.28 47 23 1.89 2.12 2.34 2.53 2.74 3.01 3.31 3.67 4.06 4.47 4.89 5.28 5.60 48 24 2.02 2.27 2.51 2.74 3.00 3.31 3.66 4.06 4.47 4.87 5.26 5.60 6.01 49 25 2.18 2.43 2.72 3.00 3.30 3.66 4.05 4.47 4.87 5.25 5.60 6.01 6.50 50 26 2.37 2.63 2.97 3.30 3.65 4.05 4.47 4.87 5.25 5.60 6.01 6.50 7.12 51 27 2.60 2.88 3.27 3.64 4.04 4.47 4.87 5.25 5.60 6.01 6.50 7.12 7.86 52 28 2.84 3.18 3.61 4.03 4.46 4.86 5.24 5.60 6.01 6.50 7.12 7.86 8.72 53 29 3.09 3.50 3.96 4.43 4.86 5.24 5.60 6.01 6.50 7.12 7.86 8.69 9.73 54 30 3.40 3.86 4.33 4.80 5.23 5.60 6.01 6.50 7.12 7.86 8.69 9.61 10.80 55 31 3.79 4.28 4.75 5.20 5.60 6.01 6.50 7.12 7.86 8.69 9.61 10.62 11.93 56 32 4.19 4.69 5.16 5.59 6.01 6.50 7.12 7.86 8.69 9.61 10.62 11.68 12.98 57 33 4.59 5.10 5.56 6.00 6.50 7.12 7.86 8.69 9.61 10.62 11.68 12.66 14.00 58 34 5.01 5.53 5.99 6.49 7.12 7.86 8.69 9.61 10.62 11.68 12.66 13.59 15.18 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 80% Male, 20% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.85 1.06 1.30 1.53 1.78 2.03 2.29 2.59 2.91 3.30 3.73 4.25 4.83 con't 36 0.90 1.11 1.36 1.60 1.87 2.14 2.46 2.85 3.25 3.68 4.13 4.64 5.25 con't 37 0.96 1.19 1.45 1.70 1.97 2.29 2.70 3.16 3.62 4.07 4.52 5.05 5.69 con't 38 1.04 1.31 1.58 1.83 2.13 2.51 3.00 3.50 4.00 4.46 4.92 5.50 6.19 con't 39 1.12 1.43 1.71 1.99 2.33 2.78 3.32 3.86 4.37 4.85 5.37 6.02 6.78 con't 40 1.20 1.55 1.88 2.20 2.59 3.12 3.68 4.23 4.76 5.31 5.92 6.66 7.48 con't 41 1.29 1.70 2.09 2.46 2.92 3.46 4.05 4.62 5.21 5.85 6.57 7.38 8.29 con't 42 1.38 1.85 2.30 2.72 3.21 3.76 4.39 5.03 5.70 6.45 7.25 8.17 9.21 con't 43 1.49 1.99 2.48 2.94 3.44 4.04 4.74 5.47 6.23 7.07 7.95 9.06 10.27 con't 44 1.63 2.15 2.66 3.14 3.70 4.37 5.15 5.98 6.84 7.75 8.77 10.11 11.36 con't 45 1.79 2.32 2.83 3.36 4.00 4.75 5.62 6.55 7.51 8.51 9.71 11.15 12.35 con't 46 1.96 2.48 3.01 3.60 4.34 5.18 6.14 7.17 8.21 9.39 10.67 12.06 13.25 con't 47 2.15 2.67 3.24 3.91 4.71 5.62 6.67 7.80 8.93 10.30 11.56 12.94 14.23 con't 48 2.32 2.91 3.55 4.29 5.10 6.06 7.18 8.42 9.65 11.08 12.39 13.89 15.45 con't 49 2.50 3.19 3.91 4.69 5.54 6.53 7.73 9.06 10.33 11.76 13.27 15.07 17.01 con't 50 2.73 3.54 4.34 5.15 6.01 7.04 8.28 9.64 10.99 12.52 14.35 16.58 18.87 con't 51 2.99 3.95 4.83 5.68 6.55 7.57 8.82 10.24 11.75 13.53 15.74 18.39 20.86 con't 52 3.21 4.35 5.32 6.22 7.13 8.16 9.47 11.04 12.76 14.89 17.45 20.33 22.51 con't 53 3.38 4.71 5.81 6.78 7.73 8.85 10.32 12.12 14.06 16.53 19.31 21.96 24.00 con't 54 3.55 5.09 6.33 7.34 8.35 9.64 11.37 13.42 15.57 18.24 20.81 23.36 25.79 con't 55 3.75 5.45 6.81 7.88 9.03 10.57 12.58 14.88 17.18 19.66 22.16 25.07 27.81 con't 56 3.93 5.77 7.25 8.49 9.84 11.66 13.94 16.43 18.80 21.25 24.13 27.34 30.12 con't 57 4.14 6.10 7.74 9.20 10.84 12.93 15.38 17.94 20.32 23.16 26.40 29.90 32.88 con't 58 4.44 6.48 8.30 10.03 11.98 14.31 16.86 19.39 21.74 24.93 28.56 32.66 36.12 con't 59 4.82 6.92 8.94 10.94 13.20 15.70 18.32 20.82 23.16 26.74 30.87 35.68 39.67 con't 60 5.26 7.43 9.64 11.89 14.42 17.10 19.75 22.25 24.61 28.69 33.35 38.59 43.32 con't 61 5.77 8.01 10.38 12.86 15.65 18.52 21.24 23.76 26.24 30.86 35.90 41.35 46.88 con't 62 6.26 8.66 11.27 13.99 16.98 20.03 22.89 25.57 28.29 33.35 38.64 44.30 50.41 con't 63 6.65 9.51 12.32 15.29 18.48 21.71 24.80 27.79 30.85 36.24 41.79 47.80 54.43 con't 64 6.97 10.38 13.42 16.70 20.13 23.58 26.96 30.31 33.77 39.50 45.44 52.01 59.31 con't 65 7.20 11.26 14.63 18.15 21.90 25.54 29.12 32.74 36.58 42.70 49.18 56.42 64.58 con't 66 7.48 12.34 15.94 19.65 23.80 27.57 31.24 35.04 39.21 45.75 52.87 60.93 70.06 con't 67 8.14 13.53 17.39 21.31 25.70 29.82 33.84 37.93 42.28 49.37 57.30 66.30 76.30 con't 68 9.05 14.82 18.99 23.10 27.08 32.36 36.64 40.88 45.43 53.18 61.99 71.80 82.68 con't 69 9.97 16.25 20.75 25.07 28.04 35.10 39.18 43.38 49.71 58.23 67.86 78.57 90.23 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 80% Male, 20% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 35 5.45 5.97 6.47 7.10 7.86 8.69 9.61 10.62 11.68 12.66 13.58 14.59 16.58 60 36 5.92 6.45 7.07 7.82 8.69 9.60 10.62 11.68 12.65 13.58 14.58 15.84 18.27 61 37 6.42 7.04 7.79 8.64 9.58 10.59 11.67 12.65 13.58 14.58 15.84 17.47 20.19 62 38 6.97 7.75 8.60 9.53 10.55 11.63 12.64 13.57 14.58 15.84 17.47 19.41 22.23 63 39 7.62 8.52 9.49 10.52 11.59 12.59 13.55 14.57 15.84 17.46 19.41 21.47 24.29 64 40 8.38 9.39 10.47 11.55 12.55 13.50 14.55 15.82 17.45 19.40 21.47 23.27 26.32 65 41 9.29 10.42 11.51 12.52 13.47 14.50 15.80 17.44 19.39 21.47 23.26 24.76 28.33 66 42 10.35 11.48 12.48 13.43 14.46 15.75 17.41 19.38 21.46 23.26 24.75 26.47 30.40 67 43 11.43 12.44 13.39 14.43 15.72 17.37 19.35 21.44 23.24 24.74 26.46 28.54 32.53 68 44 12.40 13.35 14.38 15.68 17.33 19.30 21.41 23.21 24.72 26.44 28.52 30.92 34.87 69 45 13.30 14.34 15.63 17.29 19.27 21.37 23.18 24.69 26.41 28.50 30.90 33.76 37.55 70 46 14.28 15.58 17.24 19.21 21.33 23.16 24.66 26.38 28.47 30.87 33.73 37.09 40.80 71 47 15.52 17.18 19.16 21.27 23.11 24.64 26.35 28.44 30.84 33.69 37.06 40.73 44.51 72 48 17.11 19.10 21.21 23.05 24.60 26.33 28.39 30.79 33.65 37.02 40.69 44.45 48.30 73 49 19.02 21.14 22.98 24.54 26.30 28.38 30.74 33.59 36.96 40.63 44.39 48.21 52.39 74 50 21.05 22.91 24.46 26.24 28.36 30.71 33.54 36.90 40.56 44.31 48.12 52.23 56.88 75 51 22.80 24.37 26.16 28.29 30.68 33.48 36.84 40.49 44.24 48.04 52.13 56.70 61.83 76 52 24.25 26.05 28.21 30.62 33.43 36.78 40.42 44.17 47.95 52.03 56.59 61.68 67.48 77 53 25.93 28.10 30.54 33.38 36.72 40.36 44.10 47.89 51.94 56.49 61.56 67.31 73.87 78 54 27.97 30.46 33.32 36.67 40.30 44.04 47.83 51.89 56.39 61.46 67.19 73.68 80.86 79 55 30.31 33.27 36.61 40.24 43.98 47.77 51.84 56.35 61.36 67.07 73.55 80.66 88.65 80 56 33.09 36.55 40.18 43.92 47.71 51.78 56.31 61.33 67.00 73.44 80.53 88.25 97.14 81 57 36.35 40.12 43.85 47.65 51.73 56.27 61.30 66.98 73.40 80.42 88.11 96.29 105.84 82 58 39.90 43.79 47.59 51.67 56.22 61.28 66.95 73.36 80.38 87.99 96.15 104.58 115.01 83 59 43.56 47.53 51.62 56.18 61.25 66.91 73.31 80.33 87.94 96.01 104.39 113.34 125.17 84 60 47.28 51.56 56.14 61.23 66.88 73.26 80.28 87.88 95.95 104.28 113.11 123.19 136.20 85 61 51.31 56.10 61.20 66.85 73.22 80.23 87.84 95.89 104.22 113.05 123.00 134.10 148.18 86 62 55.83 61.17 66.82 73.17 80.18 87.78 95.83 104.17 112.98 122.88 133.92 145.53 161.21 87 63 60.88 66.79 73.13 80.13 87.73 95.76 104.10 112.91 122.75 133.76 145.32 157.53 174.54 88 64 66.61 73.08 80.08 87.67 95.69 104.04 112.85 122.62 133.57 145.12 157.36 169.91 187.69 89 65 73.03 80.03 87.61 95.63 103.97 112.77 122.50 132.90 144.88 157.16 169.76 182.46 198.83 90 66 79.89 87.55 95.56 103.91 112.70 122.37 132.46 143.67 156.64 169.54 182.22 194.40 208.62 91 67 87.29 95.49 103.76 112.61 122.23 132.04 142.62 155.37 168.50 181.74 194.13 205.65 219.92 92 68 94.40 103.60 112.37 122.03 131.59 142.01 153.81 166.99 180.28 193.14 205.37 216.91 232.70 93 69 102.41 112.07 121.72 131.01 140.02 153.17 165.13 178.57 191.61 204.55 216.65 228.26 248.16 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 80% Male, 20% Female Smoker Select & Ultimate Age Last Birthday 5 of 6 Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 70 11.53 17.84 22.68 26.66 30.32 37.66 41.50 46.94 54.80 63.99 74.50 86.03 98.33 con't 71 14.22 19.57 24.78 28.97 33.89 39.76 44.29 50.49 57.54 67.18 78.26 90.19 103.18 con't 72 16.85 22.21 27.57 32.34 36.94 41.66 46.73 53.53 59.11 68.97 80.33 92.78 106.52 con't 73 19.12 25.01 30.45 35.37 39.80 44.13 50.18 56.75 61.79 73.42 86.21 97.05 111.55 con't 74 21.79 26.80 32.74 38.55 42.92 48.25 54.70 60.18 68.76 82.73 94.26 105.99 120.84 con't 75 23.52 28.83 35.34 41.97 46.90 53.15 58.90 67.06 80.59 92.46 104.01 119.53 135.31 con't 76 24.19 31.18 38.40 45.69 51.79 57.97 66.02 78.62 91.14 102.63 117.22 133.45 148.92 con't 77 25.27 33.33 41.64 50.38 57.00 64.92 77.14 89.76 101.49 114.78 129.10 145.85 161.48 con't 78 26.69 35.78 45.49 56.05 63.78 75.64 88.38 100.31 113.11 125.74 141.38 159.07 176.68 con't 79 28.16 38.99 50.31 62.67 74.11 87.06 99.15 111.41 123.62 138.16 156.05 174.17 195.05 con't 80 30.01 43.16 56.28 70.56 85.83 98.06 109.74 121.70 135.76 152.47 172.04 193.21 212.10 con't 81 32.47 48.40 63.64 79.95 97.09 108.20 119.86 134.13 149.76 169.58 192.72 211.90 223.78 con't 82 35.81 54.83 72.46 90.73 106.82 118.17 132.56 147.66 167.39 192.25 211.69 223.60 236.06 con't 83 40.66 62.75 82.64 102.65 116.68 131.18 145.67 165.23 190.80 211.53 223.40 235.89 248.55 con't 84 47.52 72.33 93.83 115.49 130.01 143.90 163.24 189.42 210.21 223.23 235.71 248.37 261.29 con't 85 56.75 82.99 106.14 129.22 142.40 161.75 188.23 208.97 221.82 235.56 248.22 261.01 275.33 con't 86 67.01 95.10 120.06 141.31 160.45 187.84 208.00 220.51 234.00 248.10 260.75 274.64 290.44 con't 87 78.81 109.47 135.84 159.35 187.48 207.84 219.47 232.58 246.33 260.45 274.17 288.85 305.90 con't 88 94.14 126.10 158.26 187.10 207.70 219.33 231.55 244.83 258.50 273.63 288.04 303.33 320.46 con't 89 112.61 153.10 186.75 207.55 219.21 231.40 243.80 256.96 271.51 287.25 302.13 317.05 334.82 con't 90 142.71 185.50 207.43 219.05 231.25 243.62 256.21 269.87 284.95 301.01 315.53 330.61 349.63 con't 91 178.25 206.24 218.95 231.13 243.43 255.95 269.52 283.21 298.42 314.12 327.87 344.69 362.03 con't 92 202.91 218.84 231.01 243.28 255.69 269.16 282.77 296.58 311.35 325.41 340.07 356.64 376.60 con't 93 218.72 230.89 243.11 255.45 268.82 282.36 296.00 309.52 322.61 336.05 351.62 370.72 394.42 con't 94 230.76 242.98 255.21 268.54 282.01 295.53 308.94 320.84 333.09 347.29 365.39 388.12 413.40 con't 95 242.83 254.93 268.23 281.69 295.14 308.47 320.31 331.13 344.12 360.87 382.46 406.68 433.52 con't 96 254.58 267.73 281.35 294.72 307.96 319.90 330.59 342.04 357.40 377.72 400.71 426.41 454.78 con't 97 267.07 280.68 294.33 307.48 319.40 330.19 341.45 355.27 374.16 395.78 420.15 447.30 477.19 con't 98 279.83 293.45 307.06 318.90 329.71 341.24 354.77 372.09 392.15 415.04 440.78 469.35 500.77 con't 99 292.89 306.47 318.66 329.44 340.94 354.77 371.86 390.91 412.77 437.48 465.04 495.48 528.74 con't Blended 80% Male, 20% Female Smoker Select & Ultimate Age Last Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 111.17 121.37 130.37 138.61 150.49 164.13 176.32 189.63 203.62 216.37 227.97 240.58 265.38 95 71 116.68 129.36 137.14 148.85 161.65 174.96 186.82 202.02 216.08 227.68 240.09 253.70 282.06 96 72 120.40 134.55 147.19 160.10 172.77 185.07 199.80 215.16 227.38 239.65 252.77 267.37 295.24 97 73 125.45 141.14 158.52 170.63 183.99 198.34 213.84 226.10 239.23 251.93 266.17 282.48 304.60 98 74 136.15 152.66 168.61 182.35 197.52 213.29 225.09 237.45 251.19 264.70 281.06 298.15 318.12 99 75 150.68 166.44 180.90 197.02 213.07 224.90 237.20 249.81 263.90 279.58 296.70 315.23 333.54 100 76 163.93 179.48 196.51 212.88 224.72 237.06 249.60 263.49 279.00 295.97 314.27 332.24 349.04 101 77 178.07 196.02 212.68 224.52 236.91 249.47 263.17 278.63 295.43 313.58 331.40 348.02 366.47 102 78 195.52 212.49 224.35 236.71 249.34 262.94 278.17 295.06 313.07 330.75 347.24 365.67 385.83 103 79 212.27 224.18 236.57 249.15 262.66 277.76 294.38 312.72 330.28 346.81 365.15 385.45 408.99 104 80 223.95 236.39 249.02 262.36 277.29 293.68 311.67 330.04 346.45 364.84 385.32 408.99 436.75 105 81 236.21 248.81 262.11 276.77 292.97 310.60 328.56 346.21 364.65 385.19 408.99 436.75 465.94 106 82 248.68 261.78 276.35 292.25 309.75 327.38 344.58 364.35 385.06 408.99 436.75 465.94 496.31 107 83 261.55 275.89 291.81 309.29 326.93 343.86 363.13 384.94 408.99 436.75 465.94 496.31 527.76 108 84 275.54 291.50 309.13 326.92 343.86 362.91 384.43 408.99 436.75 465.94 496.31 527.76 560.64 109 85 291.26 309.13 326.92 343.86 362.91 384.43 408.99 436.75 465.94 496.31 527.76 560.64 594.11 110 86 308.89 326.92 343.86 362.91 384.43 408.99 436.64 465.82 496.31 527.76 560.64 594.11 627.10 111 87 324.96 342.44 361.49 382.75 406.87 434.42 463.46 494.23 526.39 559.93 594.11 627.10 659.39 112 88 338.12 357.16 378.23 401.79 428.47 457.20 487.91 520.53 554.98 591.18 627.10 659.39 692.79 113 89 351.97 372.45 395.60 421.93 450.40 480.96 513.51 547.98 584.29 622.39 659.39 692.79 732.97 114 90 366.62 389.23 415.10 443.20 473.47 505.85 540.23 576.57 614.77 654.79 692.71 732.97 772.13 115 91 382.84 408.12 435.73 465.59 497.66 531.85 568.08 606.30 646.40 688.35 732.14 772.13 813.11 116 92 401.17 428.14 457.47 489.10 522.95 558.97 597.07 637.16 679.15 723.07 768.94 813.11 856.56 117 93 420.63 449.28 480.33 513.71 549.36 587.22 627.16 669.08 713.01 759.00 806.97 856.56 898.29 118 94 441.23 471.54 504.30 539.44 576.91 616.55 658.27 702.07 748.06 796.13 846.22 898.29 941.79 119 95 462.94 494.92 529.40 566.31 605.51 646.87 690.39 736.25 784.27 834.42 886.65 941.79 1,000.00 120 96 485.79 519.44 555.64 594.23 635.07 678.16 723.72 771.56 821.62 873.86 930.22 1,000.00 97 509.81 545.11 582.93 623.08 665.56 710.66 758.14 807.96 860.06 917.94 1,000.00 98 534.99 571.83 611.10 652.80 697.26 744.22 793.62 845.40 905.15 1,000.00 99 564.65 602.99 643.75 687.29 733.32 781.79 832.61 892.05 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION TT Blended 60% Male, 40% Female Smoker Select & Ultimate Age Last Birthday Blended 60% Male, 40% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 con't 1 con't 2 con't 3 con't 4 0.63 con't 5 0.63 0.75 con't 6 0.63 0.74 0.85 con't 7 0.63 0.74 0.84 0.93 con't 8 0.62 0.74 0.84 0.92 0.98 con't 9 0.62 0.74 0.84 0.91 0.97 1.02 con't 10 0.62 0.73 0.83 0.91 0.96 1.01 1.06 con't 11 0.61 0.73 0.82 0.89 0.95 1.00 1.05 1.12 con't 12 0.61 0.72 0.82 0.88 0.94 0.98 1.04 1.10 1.17 con't 13 0.61 0.72 0.81 0.87 0.92 0.97 1.01 1.08 1.15 1.22 con't 14 0.61 0.72 0.81 0.86 0.91 0.95 1.00 1.06 1.13 1.20 1.28 con't 15 0.61 0.72 0.81 0.85 0.90 0.94 0.98 1.04 1.11 1.18 1.25 1.33 con't 16 0.61 0.72 0.81 0.85 0.88 0.93 0.98 1.02 1.09 1.15 1.21 1.29 1.35 con't 17 0.72 0.80 0.84 0.87 0.91 0.96 1.02 1.07 1.13 1.18 1.24 1.31 1.36 con't 18 0.78 0.82 0.85 0.89 0.93 0.98 1.05 1.10 1.16 1.20 1.26 1.32 1.38 con't 19 0.79 0.82 0.86 0.90 0.94 1.01 1.06 1.11 1.17 1.20 1.27 1.33 1.42 con't 20 0.77 0.80 0.84 0.89 0.95 1.00 1.05 1.10 1.16 1.21 1.28 1.36 1.46 con't 21 0.73 0.77 0.82 0.88 0.93 0.98 1.04 1.09 1.15 1.22 1.31 1.40 1.51 con't 22 0.70 0.75 0.80 0.87 0.92 0.98 1.03 1.10 1.17 1.26 1.35 1.46 1.57 con't 23 0.67 0.73 0.79 0.86 0.93 1.00 1.05 1.13 1.21 1.31 1.41 1.52 1.66 con't 24 0.61 0.69 0.78 0.88 0.95 1.02 1.09 1.17 1.27 1.38 1.49 1.61 1.76 con't 25 0.57 0.67 0.80 0.90 0.99 1.06 1.14 1.23 1.34 1.46 1.59 1.71 1.87 con't 26 0.56 0.69 0.82 0.93 1.03 1.11 1.20 1.30 1.42 1.56 1.69 1.83 2.01 con't 27 0.57 0.72 0.86 0.97 1.08 1.17 1.27 1.38 1.51 1.66 1.81 1.99 2.19 con't 28 0.58 0.75 0.89 1.02 1.14 1.24 1.34 1.47 1.61 1.78 1.96 2.16 2.39 con't 29 0.60 0.78 0.92 1.06 1.20 1.32 1.44 1.57 1.73 1.93 2.12 2.35 2.59 con't 30 0.62 0.80 0.95 1.11 1.26 1.40 1.55 1.68 1.86 2.06 2.27 2.53 2.83 con't 31 0.63 0.81 0.98 1.14 1.31 1.47 1.64 1.80 1.97 2.18 2.42 2.74 3.12 con't 32 0.66 0.84 1.02 1.19 1.37 1.55 1.73 1.91 2.09 2.32 2.61 2.99 3.45 con't 33 0.71 0.89 1.07 1.26 1.46 1.65 1.85 2.05 2.25 2.52 2.86 3.29 3.80 con't 34 0.75 0.93 1.13 1.33 1.55 1.77 1.99 2.23 2.48 2.79 3.17 3.65 4.18 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 60% Male, 40% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 0 0.69 0.81 0.90 0.97 1.02 1.07 1.12 1.18 1.25 1.32 25 1 0.67 0.78 0.88 0.95 1.02 1.07 1.12 1.18 1.25 1.31 1.39 26 2 0.65 0.76 0.87 0.95 1.01 1.07 1.12 1.18 1.25 1.30 1.37 1.45 27 3 0.64 0.75 0.85 0.94 1.01 1.07 1.12 1.18 1.25 1.30 1.36 1.42 1.47 28 4 0.75 0.85 0.93 1.00 1.07 1.12 1.18 1.25 1.30 1.35 1.40 1.44 1.48 29 5 0.85 0.93 1.00 1.06 1.12 1.18 1.25 1.29 1.34 1.38 1.42 1.46 1.51 30 6 0.93 0.99 1.06 1.10 1.17 1.24 1.28 1.33 1.37 1.40 1.44 1.48 1.55 31 7 0.98 1.04 1.10 1.15 1.23 1.28 1.32 1.36 1.40 1.43 1.48 1.54 1.60 32 8 1.03 1.09 1.15 1.22 1.27 1.31 1.36 1.40 1.43 1.48 1.54 1.60 1.68 33 9 1.07 1.14 1.21 1.27 1.31 1.36 1.40 1.43 1.48 1.54 1.60 1.68 1.76 34 10 1.12 1.20 1.26 1.31 1.35 1.40 1.43 1.48 1.53 1.60 1.67 1.76 1.87 35 11 1.18 1.25 1.30 1.35 1.39 1.43 1.48 1.53 1.59 1.67 1.75 1.86 1.99 36 12 1.24 1.30 1.35 1.39 1.43 1.48 1.53 1.59 1.67 1.75 1.86 1.98 2.12 37 13 1.29 1.35 1.39 1.43 1.48 1.53 1.59 1.67 1.75 1.86 1.97 2.11 2.26 38 14 1.34 1.39 1.43 1.48 1.53 1.59 1.67 1.75 1.86 1.97 2.10 2.26 2.42 39 15 1.38 1.43 1.48 1.53 1.59 1.67 1.75 1.86 1.97 2.10 2.26 2.42 2.61 40 16 1.41 1.46 1.52 1.59 1.67 1.75 1.85 1.97 2.10 2.26 2.42 2.61 2.84 41 17 1.43 1.50 1.55 1.67 1.75 1.85 1.96 2.10 2.26 2.42 2.61 2.84 3.12 42 18 1.47 1.55 1.62 1.75 1.85 1.96 2.09 2.26 2.42 2.61 2.84 3.12 3.44 43 19 1.51 1.62 1.73 1.85 1.96 2.09 2.25 2.42 2.60 2.84 3.12 3.44 3.80 44 20 1.57 1.71 1.85 1.96 2.09 2.25 2.42 2.60 2.84 3.12 3.44 3.80 4.18 45 21 1.64 1.80 1.96 2.09 2.25 2.41 2.60 2.84 3.12 3.44 3.80 4.18 4.58 46 22 1.72 1.90 2.08 2.23 2.41 2.60 2.84 3.12 3.44 3.79 4.18 4.58 4.97 47 23 1.82 2.02 2.22 2.39 2.59 2.84 3.12 3.44 3.79 4.17 4.57 4.97 5.33 48 24 1.93 2.15 2.37 2.58 2.82 3.12 3.44 3.79 4.17 4.56 4.96 5.33 5.77 49 25 2.08 2.30 2.56 2.82 3.10 3.43 3.79 4.17 4.56 4.95 5.33 5.77 6.30 50 26 2.25 2.49 2.79 3.10 3.41 3.78 4.17 4.56 4.95 5.33 5.77 6.30 6.93 51 27 2.45 2.71 3.06 3.40 3.77 4.17 4.56 4.94 5.33 5.77 6.30 6.93 7.66 52 28 2.66 2.98 3.37 3.76 4.16 4.55 4.94 5.33 5.77 6.30 6.93 7.66 8.50 53 29 2.90 3.28 3.70 4.14 4.55 4.94 5.33 5.77 6.30 6.93 7.66 8.48 9.46 54 30 3.19 3.61 4.06 4.51 4.93 5.33 5.77 6.30 6.93 7.66 8.48 9.37 10.48 55 31 3.54 4.00 4.46 4.91 5.33 5.77 6.30 6.93 7.66 8.48 9.37 10.35 11.56 56 32 3.92 4.40 4.87 5.32 5.77 6.30 6.93 7.66 8.48 9.37 10.35 11.37 12.58 57 33 4.32 4.81 5.29 5.75 6.30 6.93 7.66 8.48 9.37 10.34 11.37 12.34 13.59 58 34 4.73 5.24 5.74 6.28 6.93 7.66 8.48 9.37 10.34 11.37 12.34 13.28 14.74 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 60% Male, 40% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.79 0.98 1.19 1.41 1.64 1.88 2.13 2.43 2.75 3.12 3.54 4.03 4.58 con't 36 0.83 1.03 1.26 1.49 1.73 2.00 2.31 2.68 3.06 3.48 3.92 4.41 5.00 con't 37 0.89 1.10 1.34 1.58 1.84 2.16 2.54 2.97 3.41 3.85 4.30 4.82 5.44 con't 38 0.96 1.21 1.46 1.71 2.00 2.36 2.81 3.28 3.77 4.23 4.70 5.26 5.93 con't 39 1.05 1.32 1.59 1.87 2.20 2.62 3.12 3.63 4.12 4.61 5.14 5.78 6.51 con't 40 1.13 1.44 1.76 2.07 2.45 2.93 3.46 3.99 4.50 5.05 5.67 6.39 7.18 con't 41 1.22 1.59 1.96 2.32 2.75 3.26 3.81 4.37 4.94 5.58 6.28 7.07 7.94 con't 42 1.32 1.74 2.16 2.58 3.04 3.56 4.16 4.77 5.42 6.15 6.93 7.82 8.81 con't 43 1.44 1.89 2.35 2.81 3.30 3.86 4.52 5.22 5.95 6.75 7.61 8.65 9.78 con't 44 1.58 2.07 2.55 3.04 3.58 4.21 4.94 5.73 6.55 7.42 8.39 9.62 10.80 con't 45 1.74 2.25 2.75 3.27 3.89 4.61 5.43 6.29 7.21 8.16 9.28 10.59 11.75 con't 46 1.92 2.43 2.95 3.54 4.25 5.04 5.94 6.89 7.88 8.98 10.17 11.47 12.64 con't 47 2.11 2.63 3.21 3.87 4.63 5.48 6.46 7.51 8.58 9.83 11.02 12.34 13.59 con't 48 2.28 2.86 3.52 4.24 5.03 5.93 6.98 8.12 9.28 10.59 11.85 13.26 14.74 con't 49 2.44 3.13 3.87 4.63 5.45 6.40 7.51 8.74 9.94 11.28 12.70 14.36 16.15 con't 50 2.65 3.49 4.27 5.06 5.91 6.89 8.05 9.32 10.60 12.03 13.71 15.73 17.79 con't 51 2.89 3.89 4.73 5.55 6.41 7.40 8.58 9.90 11.33 12.97 14.96 17.31 19.54 con't 52 3.10 4.28 5.20 6.06 6.95 7.95 9.19 10.64 12.23 14.18 16.46 19.00 21.06 con't 53 3.27 4.63 5.66 6.58 7.50 8.58 9.96 11.60 13.38 15.59 18.07 20.49 22.49 con't 54 3.44 5.01 6.16 7.10 8.08 9.29 10.88 12.74 14.70 17.09 19.45 21.84 24.17 con't 55 3.65 5.36 6.63 7.63 8.71 10.12 11.93 14.00 16.09 18.38 20.73 23.44 26.04 con't 56 3.83 5.67 7.06 8.18 9.43 11.07 13.10 15.32 17.51 19.82 22.48 25.45 28.15 con't 57 4.02 6.00 7.53 8.83 10.32 12.17 14.35 16.66 18.89 21.53 24.50 27.73 30.66 con't 58 4.29 6.35 8.06 9.57 11.31 13.37 15.65 17.98 20.23 23.17 26.48 30.23 33.58 con't 59 4.62 6.74 8.65 10.38 12.36 14.59 16.96 19.31 21.59 24.87 28.63 32.98 36.79 con't 60 4.98 7.19 9.27 11.21 13.42 15.83 18.26 20.65 23.02 26.74 30.97 35.70 40.14 con't 61 5.41 7.68 9.91 12.05 14.49 17.06 19.60 22.07 24.60 28.80 33.40 38.38 43.52 con't 62 5.85 8.23 10.67 13.00 15.62 18.36 21.07 23.73 26.53 31.15 36.02 41.27 46.95 con't 63 6.25 9.09 11.54 14.07 16.86 19.79 22.74 25.71 28.84 33.81 39.00 44.64 50.82 con't 64 6.61 9.99 12.45 15.22 18.22 21.37 24.59 27.91 31.45 36.80 42.40 48.58 55.42 con't 65 6.88 10.75 13.44 16.40 19.68 23.02 26.45 30.07 34.01 39.75 45.88 52.70 60.33 con't 66 7.12 11.66 14.53 17.63 21.25 24.73 28.32 32.16 36.43 42.60 49.34 56.90 65.38 con't 67 7.70 12.67 15.72 19.01 22.84 26.65 30.57 34.72 39.23 45.93 53.39 61.78 71.04 con't 68 8.53 13.76 17.05 20.52 24.09 28.83 33.02 37.38 42.17 49.46 57.71 66.83 76.87 con't 69 9.38 14.96 18.52 22.19 25.09 31.21 35.35 39.79 45.99 53.96 62.94 72.85 83.59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 60% Male, 40% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 35 5.16 5.70 6.24 6.89 7.66 8.48 9.37 10.34 11.37 12.34 13.28 14.30 16.06 60 36 5.64 6.19 6.84 7.59 8.48 9.35 10.34 11.37 12.33 13.28 14.29 15.51 17.62 61 37 6.14 6.78 7.53 8.36 9.32 10.29 11.36 12.33 13.27 14.29 15.51 17.02 19.37 62 38 6.69 7.46 8.30 9.21 10.22 11.28 12.31 13.26 14.29 15.51 17.02 18.79 21.21 63 39 7.32 8.19 9.14 10.14 11.20 12.22 13.23 14.26 15.51 17.01 18.79 20.65 23.09 64 40 8.05 9.02 10.06 11.13 12.14 13.14 14.22 15.47 17.01 18.77 20.65 22.33 24.98 65 41 8.91 9.98 11.05 12.06 13.06 14.14 15.43 16.97 18.76 20.64 22.32 23.82 26.89 66 42 9.89 10.98 11.99 12.99 14.06 15.34 16.92 18.72 20.62 22.32 23.81 25.50 28.88 67 43 10.89 11.92 12.91 13.99 15.27 16.84 18.66 20.58 22.28 23.79 25.48 27.49 30.96 68 44 11.83 12.83 13.91 15.19 16.76 18.59 20.52 22.23 23.75 25.45 27.45 29.74 33.25 69 45 12.74 13.82 15.10 16.68 18.51 20.46 22.18 23.69 25.40 27.41 29.70 32.39 35.87 70 46 13.71 15.00 16.57 18.41 20.37 22.14 23.64 25.34 27.36 29.64 32.34 35.48 38.97 71 47 14.88 16.46 18.30 20.25 22.04 23.60 25.28 27.29 29.58 32.28 35.42 38.86 42.48 72 48 16.32 18.17 20.14 21.92 23.52 25.23 27.21 29.49 32.19 35.34 38.78 42.36 46.11 73 49 18.02 20.00 21.79 23.40 25.19 27.18 29.38 32.08 35.23 38.66 42.24 45.93 50.00 74 50 19.82 21.63 23.25 25.05 27.15 29.33 31.96 35.11 38.53 42.08 45.76 49.73 54.22 75 51 21.42 23.07 24.89 27.01 29.27 31.86 34.99 38.40 41.94 45.59 49.54 53.93 58.86 76 52 22.84 24.69 26.83 29.14 31.75 34.87 38.27 41.81 45.43 49.36 53.72 58.56 64.07 77 53 24.45 26.62 28.99 31.64 34.76 38.15 41.68 45.31 49.18 53.53 58.33 63.75 69.90 78 54 26.37 28.83 31.53 34.64 38.02 41.55 45.20 49.07 53.33 58.12 63.50 69.54 76.25 79 55 28.54 31.43 34.53 37.91 41.43 45.07 48.97 53.24 57.93 63.28 69.29 75.87 83.47 80 56 31.07 34.42 37.79 41.31 44.95 48.86 53.16 57.88 63.15 69.08 75.61 82.71 91.56 81 57 34.02 37.67 41.19 44.83 48.75 53.08 57.83 63.10 69.00 75.39 82.44 89.95 99.85 82 58 37.24 41.07 44.71 48.64 52.99 57.78 63.03 68.91 75.31 82.22 89.68 97.48 108.50 83 59 40.61 44.59 48.53 52.91 57.73 62.98 68.82 75.22 82.12 89.42 97.12 105.36 117.91 84 60 44.12 48.43 52.83 57.68 62.92 68.73 75.12 82.01 89.30 96.91 104.94 114.21 127.70 85 61 47.95 52.75 57.63 62.86 68.65 75.02 81.90 89.18 96.80 104.83 113.86 123.82 138.43 86 62 52.23 57.58 62.80 68.56 74.94 81.80 89.06 96.69 104.70 113.65 123.50 133.59 150.46 87 63 57.01 62.74 68.47 74.84 81.71 88.94 96.57 104.56 113.41 123.20 133.21 143.81 162.64 88 64 62.39 68.38 74.73 81.60 88.82 96.46 104.44 113.17 122.86 132.84 143.51 154.37 174.30 89 65 68.29 74.64 81.49 88.69 96.34 104.31 112.94 122.19 132.43 143.14 154.10 165.09 183.06 90 66 74.48 81.38 88.58 96.22 104.17 112.72 121.69 131.39 142.52 153.73 164.68 175.38 190.38 91 67 81.14 88.46 95.96 104.04 112.48 121.22 130.44 141.40 152.76 164.09 174.92 185.33 200.42 92 68 87.62 95.68 103.61 112.16 120.71 129.82 140.08 151.45 162.82 173.95 184.88 195.43 212.88 93 69 94.65 103.08 111.61 119.98 128.23 139.33 149.86 161.39 172.71 184.03 195.00 205.70 229.19 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 60% Male, 40% Female Smoker Select & Ultimate Age Last Birthday 5 of 6 Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 70 10.74 16.28 20.15 23.62 27.12 33.51 37.59 43.05 50.48 59.05 68.79 79.43 90.77 con't 71 13.25 17.73 21.93 25.63 30.12 35.55 40.26 46.40 53.34 62.35 72.64 83.72 95.70 con't 72 15.71 19.87 24.24 28.46 32.83 37.54 42.75 49.43 55.44 64.73 75.37 86.98 99.64 con't 73 17.56 22.14 26.67 31.10 35.46 40.00 46.05 52.67 58.44 69.08 80.87 91.50 104.68 con't 74 19.71 23.73 28.73 33.92 38.35 43.74 50.18 56.15 64.55 76.92 87.95 99.31 112.02 con't 75 21.24 25.59 31.13 37.04 42.02 48.20 54.30 62.33 74.35 85.36 96.54 110.24 123.33 con't 76 22.10 27.81 34.00 40.54 46.52 52.83 60.75 72.09 83.56 94.47 107.95 121.62 134.54 con't 77 23.41 30.01 37.13 44.87 51.39 59.13 70.15 81.67 92.76 105.09 118.24 132.09 145.29 con't 78 24.84 32.60 40.86 50.05 57.54 68.23 79.77 90.98 102.96 115.01 128.71 143.48 158.53 con't 79 26.16 35.93 45.49 56.10 66.35 77.96 89.19 100.78 112.54 126.06 141.24 156.57 173.41 con't 80 27.96 40.18 51.14 63.23 76.30 87.54 98.64 110.18 123.38 138.52 154.84 171.97 187.45 con't 81 30.43 45.44 57.99 71.61 86.10 96.68 107.91 121.19 135.58 152.90 171.38 187.12 198.44 con't 82 33.59 51.59 66.11 81.17 95.00 105.88 119.09 133.06 150.26 170.82 186.77 198.15 210.10 con't 83 38.04 59.05 75.42 91.71 104.19 117.32 130.69 147.68 168.62 186.50 197.82 209.82 222.25 con't 84 44.43 68.13 85.43 103.05 115.93 128.72 145.34 166.51 184.30 197.55 209.54 221.96 235.30 con't 85 53.57 77.77 96.39 115.20 127.20 143.88 164.73 182.26 195.27 209.31 221.74 234.88 249.88 con't 86 63.18 88.59 108.87 126.39 142.71 164.32 180.64 193.14 206.83 221.55 234.50 248.87 265.81 con't 87 74.15 101.59 122.68 141.89 163.94 180.38 191.48 204.60 218.82 234.05 248.17 263.52 282.23 con't 88 89.30 116.16 141.07 163.55 180.14 191.24 202.98 216.52 231.10 247.37 262.35 278.63 298.08 con't 89 106.60 137.59 163.18 179.90 191.03 202.74 214.94 228.80 244.26 261.21 276.95 293.43 314.53 con't 90 130.73 162.23 179.69 190.79 202.50 214.66 227.66 241.85 257.92 275.38 291.36 308.94 331.10 con't 91 157.47 178.84 190.63 202.30 214.36 227.28 241.33 255.40 271.75 289.45 305.30 324.68 344.18 con't 92 176.65 190.44 202.11 214.13 226.88 240.81 254.76 269.17 285.66 302.02 318.69 337.33 359.34 con't 93 190.26 201.94 213.87 226.51 240.30 254.18 268.35 283.18 298.31 313.48 330.96 352.00 377.58 con't 94 201.73 213.67 226.17 239.87 253.67 267.70 282.38 295.94 309.64 325.46 345.36 369.82 396.78 con't 95 213.43 225.74 239.43 253.22 267.15 281.74 295.25 307.09 321.43 339.72 362.88 388.63 416.94 con't 96 225.21 238.70 252.72 266.57 281.05 294.70 306.39 318.79 335.40 357.06 381.40 408.40 438.03 con't 97 237.72 251.76 266.01 280.40 294.04 305.87 318.03 332.75 352.70 375.41 400.89 429.12 460.05 con't 98 250.53 264.79 279.82 293.37 305.26 317.77 332.12 350.15 371.02 394.75 421.34 450.76 483.00 con't 99 264.00 279.03 293.07 304.91 317.40 332.12 349.87 369.52 392.05 417.45 445.72 476.83 510.75 con't Blended 60% Male, 40% Female Smoker Select & Ultimate Age Last Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 102.12 110.99 119.15 126.87 137.16 148.74 159.41 171.05 183.23 194.53 205.22 217.22 248.14 95 71 107.32 117.61 125.40 135.58 146.56 157.97 168.50 181.56 194.05 204.76 216.45 230.17 266.53 96 72 111.12 121.83 133.89 144.94 155.90 166.71 179.12 192.52 204.26 215.75 228.74 244.45 279.18 97 73 115.38 128.22 143.22 153.77 165.23 177.41 190.32 202.20 215.08 227.44 242.64 260.40 286.18 98 74 124.35 137.89 151.88 163.61 176.31 189.42 200.57 212.28 226.31 240.44 258.31 276.90 299.36 99 75 136.12 149.07 162.31 175.72 189.07 200.25 211.89 224.18 239.24 256.14 274.82 295.30 315.92 100 76 147.17 161.04 175.11 188.74 199.97 211.67 223.86 238.61 255.29 273.77 293.96 314.15 333.42 101 77 159.77 174.54 188.41 199.64 211.43 223.67 238.13 254.73 272.99 292.99 312.99 332.06 352.95 102 78 173.94 188.09 199.37 211.11 223.47 237.78 254.06 272.45 292.29 312.12 331.03 351.91 374.42 103 79 187.74 199.09 210.89 223.17 237.37 253.45 271.47 291.79 311.48 330.46 351.23 373.93 399.75 104 80 198.72 210.61 222.97 236.90 252.77 270.47 290.33 311.15 329.99 350.83 373.77 399.75 429.57 105 81 210.33 222.65 236.53 252.01 269.45 288.82 309.14 329.66 350.59 373.61 399.75 429.57 460.51 106 82 222.44 236.04 251.38 268.41 287.63 307.52 327.50 350.20 373.45 399.75 429.57 460.51 492.34 107 83 235.69 250.71 267.78 286.98 306.91 326.55 348.62 373.28 399.75 429.57 460.51 492.34 525.00 108 84 250.20 267.34 286.77 306.90 326.55 348.34 372.64 399.75 429.57 460.51 492.34 525.00 558.93 109 85 266.99 286.77 306.90 326.55 348.34 372.64 399.75 429.57 460.51 492.34 525.00 558.93 593.17 110 86 286.43 306.90 326.55 348.34 372.64 399.75 429.43 460.37 492.34 525.00 558.93 593.17 626.52 111 87 304.22 324.65 346.49 370.50 397.10 426.71 457.51 489.85 523.36 558.09 593.17 626.52 658.69 112 88 318.91 340.86 364.77 390.77 419.39 449.91 482.27 516.39 552.22 589.72 626.52 658.69 691.85 113 89 334.14 357.43 383.05 411.37 441.67 473.91 508.02 543.93 581.60 620.97 658.69 691.85 732.62 114 90 350.02 375.10 402.98 432.94 464.92 498.89 534.76 572.48 612.01 653.28 691.76 732.62 771.82 115 91 367.13 394.40 423.87 455.47 489.13 524.82 562.47 602.03 643.43 686.65 731.65 771.82 812.78 116 92 385.86 414.66 445.71 478.94 514.29 551.71 591.15 632.56 675.85 721.04 768.11 812.78 856.26 117 93 405.56 435.88 468.48 503.34 540.38 579.55 620.80 664.04 709.27 756.50 805.63 856.26 897.39 118 94 426.19 458.01 492.18 528.66 567.41 608.32 651.35 696.46 743.71 792.97 844.22 897.39 940.29 119 95 447.76 481.07 516.81 554.93 595.34 637.97 682.80 729.89 779.13 830.47 883.85 940.29 1,000.00 120 96 470.26 505.05 542.35 582.07 624.12 668.48 715.25 764.28 815.55 868.98 927.01 1,000.00 97 493.68 529.95 568.78 610.04 653.73 699.97 748.62 799.62 852.92 912.97 1,000.00 98 518.03 555.72 595.99 638.80 684.32 732.36 782.90 835.88 898.41 1,000.00 99 547.37 586.56 628.31 672.77 719.76 769.25 821.13 883.56 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION UU Blended 50% Male, 50% Female Smoker Select & Ultimate Age Last Birthday Blended 50% Male, 50% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 con't 1 con't 2 con't 3 con't 4 0.60 con't 5 0.59 0.70 con't 6 0.59 0.69 0.79 con't 7 0.59 0.69 0.78 0.85 con't 8 0.58 0.69 0.78 0.85 0.90 con't 9 0.58 0.68 0.77 0.84 0.90 0.95 con't 10 0.57 0.68 0.76 0.83 0.88 0.94 0.99 con't 11 0.57 0.68 0.76 0.82 0.87 0.92 0.97 1.03 con't 12 0.57 0.67 0.75 0.81 0.86 0.91 0.96 1.01 1.09 con't 13 0.57 0.66 0.74 0.80 0.85 0.90 0.94 1.00 1.07 1.14 con't 14 0.57 0.66 0.74 0.78 0.83 0.87 0.93 0.97 1.05 1.12 1.19 con't 15 0.57 0.66 0.73 0.78 0.82 0.86 0.90 0.96 1.02 1.10 1.16 1.23 con't 16 0.57 0.66 0.73 0.77 0.81 0.86 0.90 0.94 1.01 1.07 1.13 1.20 1.26 con't 17 0.66 0.73 0.77 0.80 0.84 0.88 0.93 0.99 1.05 1.10 1.16 1.23 1.29 con't 18 0.71 0.75 0.78 0.82 0.86 0.90 0.96 1.02 1.08 1.12 1.19 1.26 1.32 con't 19 0.72 0.75 0.79 0.83 0.86 0.93 0.98 1.03 1.09 1.14 1.21 1.28 1.36 con't 20 0.70 0.73 0.78 0.82 0.87 0.94 0.98 1.03 1.09 1.16 1.23 1.31 1.41 con't 21 0.67 0.71 0.76 0.81 0.87 0.92 0.99 1.03 1.11 1.18 1.26 1.36 1.47 con't 22 0.65 0.69 0.75 0.81 0.86 0.93 0.99 1.05 1.13 1.22 1.32 1.43 1.54 con't 23 0.61 0.67 0.74 0.80 0.88 0.95 1.01 1.09 1.18 1.28 1.39 1.50 1.63 con't 24 0.57 0.65 0.73 0.82 0.90 0.98 1.05 1.14 1.24 1.35 1.47 1.58 1.72 con't 25 0.53 0.63 0.74 0.85 0.94 1.02 1.10 1.20 1.31 1.43 1.55 1.67 1.83 con't 26 0.52 0.64 0.78 0.89 0.98 1.07 1.16 1.27 1.38 1.52 1.65 1.80 1.97 con't 27 0.53 0.68 0.81 0.93 1.03 1.12 1.23 1.34 1.47 1.62 1.77 1.94 2.13 con't 28 0.55 0.71 0.85 0.97 1.09 1.19 1.30 1.43 1.56 1.73 1.91 2.10 2.32 con't 29 0.58 0.74 0.88 1.01 1.14 1.27 1.39 1.52 1.67 1.87 2.05 2.27 2.51 con't 30 0.60 0.77 0.91 1.06 1.20 1.35 1.48 1.63 1.79 1.99 2.20 2.45 2.74 con't 31 0.62 0.78 0.94 1.10 1.25 1.41 1.57 1.73 1.90 2.11 2.35 2.65 3.01 con't 32 0.65 0.81 0.98 1.15 1.31 1.49 1.67 1.84 2.03 2.25 2.53 2.89 3.33 con't 33 0.69 0.86 1.03 1.21 1.40 1.59 1.78 1.98 2.19 2.44 2.77 3.20 3.69 con't 34 0.73 0.90 1.09 1.28 1.48 1.70 1.92 2.15 2.40 2.71 3.08 3.55 4.06 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 50% Male, 50% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 0 0.64 0.75 0.83 0.90 0.95 1.00 1.05 1.10 1.16 1.23 25 1 0.62 0.73 0.82 0.88 0.94 1.00 1.05 1.10 1.16 1.22 1.30 26 2 0.60 0.71 0.80 0.88 0.93 1.00 1.05 1.10 1.16 1.21 1.28 1.35 27 3 0.60 0.70 0.79 0.87 0.93 0.99 1.05 1.10 1.16 1.21 1.27 1.32 1.38 28 4 0.70 0.79 0.86 0.93 0.99 1.05 1.10 1.16 1.21 1.26 1.31 1.36 1.41 29 5 0.79 0.86 0.93 0.98 1.04 1.10 1.16 1.20 1.25 1.29 1.34 1.38 1.44 30 6 0.86 0.91 0.98 1.02 1.09 1.15 1.20 1.24 1.28 1.33 1.37 1.41 1.48 31 7 0.91 0.96 1.02 1.07 1.15 1.19 1.23 1.28 1.32 1.36 1.41 1.47 1.54 32 8 0.95 1.01 1.06 1.13 1.19 1.23 1.28 1.32 1.36 1.41 1.47 1.54 1.62 33 9 0.99 1.05 1.12 1.18 1.23 1.27 1.32 1.36 1.41 1.47 1.54 1.62 1.72 34 10 1.04 1.11 1.17 1.22 1.27 1.32 1.36 1.41 1.47 1.54 1.62 1.71 1.82 35 11 1.10 1.16 1.22 1.26 1.31 1.36 1.41 1.47 1.53 1.61 1.71 1.81 1.94 36 12 1.16 1.21 1.26 1.31 1.36 1.41 1.47 1.53 1.61 1.71 1.81 1.93 2.07 37 13 1.20 1.25 1.31 1.36 1.41 1.47 1.53 1.61 1.71 1.81 1.93 2.06 2.21 38 14 1.25 1.30 1.36 1.41 1.47 1.53 1.61 1.71 1.81 1.92 2.06 2.21 2.37 39 15 1.30 1.35 1.41 1.47 1.53 1.61 1.71 1.81 1.92 2.05 2.21 2.37 2.55 40 16 1.34 1.39 1.45 1.53 1.61 1.70 1.81 1.92 2.05 2.21 2.37 2.55 2.76 41 17 1.37 1.44 1.50 1.61 1.70 1.81 1.92 2.05 2.21 2.37 2.55 2.76 3.02 42 18 1.41 1.50 1.57 1.70 1.80 1.92 2.05 2.21 2.36 2.55 2.76 3.02 3.32 43 19 1.46 1.57 1.68 1.80 1.92 2.05 2.20 2.36 2.54 2.76 3.02 3.32 3.67 44 20 1.53 1.66 1.80 1.91 2.05 2.20 2.36 2.54 2.76 3.02 3.32 3.67 4.03 45 21 1.61 1.76 1.91 2.04 2.20 2.35 2.54 2.76 3.02 3.32 3.67 4.03 4.42 46 22 1.69 1.86 2.02 2.18 2.35 2.53 2.76 3.02 3.32 3.66 4.03 4.42 4.81 47 23 1.78 1.97 2.16 2.33 2.52 2.76 3.02 3.32 3.66 4.02 4.41 4.81 5.20 48 24 1.89 2.10 2.31 2.51 2.74 3.02 3.32 3.66 4.02 4.40 4.80 5.20 5.66 49 25 2.03 2.24 2.49 2.73 3.00 3.31 3.66 4.02 4.40 4.80 5.20 5.66 6.20 50 26 2.19 2.41 2.70 2.99 3.30 3.65 4.02 4.40 4.80 5.20 5.66 6.20 6.83 51 27 2.38 2.63 2.96 3.28 3.64 4.02 4.40 4.79 5.20 5.66 6.20 6.83 7.56 52 28 2.58 2.88 3.25 3.62 4.02 4.39 4.79 5.20 5.66 6.20 6.83 7.56 8.39 53 29 2.81 3.16 3.57 3.99 4.39 4.79 5.20 5.66 6.20 6.83 7.56 8.37 9.33 54 30 3.08 3.48 3.92 4.36 4.79 5.20 5.66 6.20 6.83 7.56 8.37 9.26 10.32 55 31 3.42 3.87 4.31 4.77 5.20 5.66 6.20 6.83 7.56 8.37 9.26 10.21 11.37 56 32 3.79 4.26 4.73 5.19 5.66 6.20 6.83 7.56 8.37 9.26 10.21 11.22 12.39 57 33 4.18 4.67 5.15 5.64 6.20 6.83 7.56 8.37 9.26 10.21 11.22 12.19 13.39 58 34 4.59 5.11 5.62 6.17 6.83 7.56 8.37 9.26 10.21 11.22 12.19 13.13 14.52 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 50% Male, 50% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.76 0.95 1.15 1.36 1.58 1.81 2.06 2.35 2.66 3.03 3.44 3.92 4.46 con't 36 0.80 0.99 1.21 1.43 1.67 1.93 2.23 2.59 2.96 3.38 3.81 4.31 4.88 con't 37 0.86 1.06 1.29 1.52 1.78 2.09 2.45 2.87 3.30 3.74 4.19 4.71 5.32 con't 38 0.93 1.16 1.40 1.65 1.93 2.29 2.72 3.18 3.65 4.11 4.59 5.15 5.81 con't 39 1.01 1.27 1.53 1.80 2.12 2.54 3.02 3.51 4.00 4.50 5.03 5.66 6.38 con't 40 1.09 1.39 1.70 2.00 2.37 2.84 3.35 3.86 4.38 4.93 5.54 6.25 7.03 con't 41 1.18 1.53 1.89 2.25 2.66 3.16 3.69 4.24 4.81 5.45 6.14 6.92 7.78 con't 42 1.28 1.69 2.09 2.50 2.95 3.47 4.04 4.65 5.29 6.01 6.77 7.64 8.61 con't 43 1.41 1.85 2.29 2.74 3.22 3.78 4.41 5.10 5.81 6.60 7.44 8.45 9.54 con't 44 1.56 2.03 2.50 2.98 3.52 4.14 4.84 5.61 6.41 7.26 8.20 9.38 10.52 con't 45 1.72 2.21 2.72 3.23 3.85 4.54 5.33 6.16 7.05 7.98 9.05 10.31 11.45 con't 46 1.90 2.41 2.93 3.51 4.21 4.97 5.84 6.76 7.72 8.78 9.92 11.19 12.33 con't 47 2.09 2.62 3.19 3.85 4.59 5.42 6.35 7.37 8.40 9.60 10.77 12.04 13.28 con't 48 2.26 2.85 3.51 4.22 4.99 5.87 6.87 7.97 9.09 10.35 11.58 12.95 14.39 con't 49 2.42 3.11 3.84 4.60 5.41 6.33 7.40 8.58 9.75 11.04 12.42 14.01 15.72 con't 50 2.61 3.46 4.23 5.02 5.86 6.81 7.93 9.16 10.40 11.79 13.39 15.30 17.26 con't 51 2.83 3.86 4.68 5.49 6.34 7.31 8.46 9.74 11.12 12.69 14.58 16.77 18.90 con't 52 3.04 4.24 5.14 5.98 6.85 7.85 9.05 10.44 11.98 13.82 15.96 18.34 20.35 con't 53 3.21 4.60 5.59 6.47 7.38 8.45 9.78 11.34 13.05 15.13 17.46 19.76 21.74 con't 54 3.39 4.97 6.08 6.99 7.94 9.13 10.64 12.40 14.27 16.52 18.78 21.08 23.37 con't 55 3.60 5.31 6.54 7.49 8.54 9.90 11.61 13.55 15.56 17.75 20.02 22.62 25.18 con't 56 3.79 5.62 6.97 8.03 9.23 10.78 12.68 14.78 16.88 19.11 21.67 24.53 27.21 con't 57 3.97 5.94 7.43 8.65 10.05 11.79 13.84 16.03 18.18 20.72 23.56 26.68 29.58 con't 58 4.21 6.28 7.94 9.35 10.97 12.90 15.05 17.28 19.48 22.30 25.47 29.04 32.35 con't 59 4.52 6.65 8.51 10.11 11.95 14.05 16.29 18.56 20.82 23.97 27.55 31.65 35.39 con't 60 4.85 7.07 9.09 10.87 12.94 15.19 17.52 19.86 22.24 25.79 29.81 34.29 38.60 con't 61 5.24 7.52 9.69 11.65 13.92 16.35 18.79 21.24 23.81 27.81 32.18 36.94 41.89 con't 62 5.66 8.02 10.38 12.51 14.95 17.55 20.17 22.84 25.66 30.07 34.75 39.80 45.28 con't 63 6.05 8.89 11.16 13.47 16.07 18.86 21.72 24.69 27.87 32.64 37.65 43.11 49.09 con't 64 6.43 9.79 11.97 14.49 17.29 20.29 23.44 26.76 30.34 35.50 40.94 46.94 53.57 con't 65 6.71 10.50 12.86 15.55 18.59 21.79 25.16 28.78 32.76 38.33 44.31 50.93 58.30 con't 66 6.95 11.33 13.84 16.65 20.00 23.35 26.90 30.76 35.09 41.09 47.65 54.98 63.16 con't 67 7.49 12.25 14.91 17.89 21.45 25.11 28.98 33.17 37.78 44.28 51.53 59.64 68.57 con't 68 8.28 13.24 16.12 19.26 22.65 27.12 31.28 35.70 40.61 47.69 55.67 64.49 74.16 con't 69 9.09 14.33 17.44 20.79 23.67 29.33 33.51 38.07 44.23 51.94 60.62 70.18 80.52 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 50% Male, 50% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 35 5.03 5.57 6.13 6.78 7.56 8.37 9.26 10.21 11.22 12.18 13.13 14.15 15.80 60 36 5.50 6.07 6.72 7.46 8.37 9.24 10.21 11.22 12.18 13.13 14.15 15.34 17.29 61 37 6.01 6.64 7.39 8.22 9.19 10.15 11.20 12.18 13.13 14.15 15.34 16.80 18.96 62 38 6.55 7.30 8.15 9.05 10.04 11.10 12.15 13.11 14.15 15.34 16.80 18.47 20.70 63 39 7.17 8.03 8.96 9.95 11.00 12.03 13.07 14.11 15.34 16.79 18.47 20.24 22.50 64 40 7.89 8.84 9.86 10.91 11.93 12.95 14.06 15.29 16.78 18.46 20.24 21.87 24.32 65 41 8.72 9.77 10.82 11.84 12.85 13.95 15.23 16.73 18.44 20.23 21.87 23.36 26.17 66 42 9.66 10.73 11.75 12.76 13.86 15.14 16.66 18.39 20.21 21.85 23.34 25.02 28.13 67 43 10.63 11.66 12.67 13.76 15.05 16.57 18.32 20.15 21.81 23.32 25.00 26.97 30.19 68 44 11.56 12.57 13.67 14.95 16.48 18.23 20.08 21.75 23.26 24.96 26.94 29.17 32.46 69 45 12.46 13.55 14.84 16.37 18.14 20.01 21.68 23.20 24.89 26.88 29.12 31.73 35.04 70 46 13.42 14.71 16.24 18.01 19.89 21.65 23.12 24.83 26.81 29.05 31.66 34.69 38.08 71 47 14.56 16.10 17.87 19.75 21.51 23.09 24.74 26.73 28.97 31.59 34.62 37.95 41.49 72 48 15.94 17.71 19.60 21.36 22.98 24.68 26.62 28.86 31.48 34.52 37.85 41.35 45.05 73 49 17.52 19.43 21.20 22.83 24.63 26.59 28.73 31.34 34.38 37.70 41.20 44.83 48.85 74 50 19.21 21.00 22.65 24.47 26.56 28.66 31.20 34.23 37.54 41.01 44.62 48.53 52.95 75 51 20.74 22.42 24.26 26.38 28.58 31.07 34.08 37.38 40.82 44.41 48.30 52.60 57.44 76 52 22.13 24.01 26.15 28.43 30.93 33.94 37.23 40.67 44.21 48.07 52.35 57.07 62.45 77 53 23.72 25.89 28.24 30.80 33.80 37.08 40.51 44.06 47.85 52.10 56.79 62.05 68.03 78 54 25.58 28.04 30.66 33.66 36.92 40.35 43.91 47.71 51.86 56.53 61.74 67.58 74.08 79 55 27.68 30.53 33.51 36.78 40.20 43.76 47.58 51.75 56.29 61.48 67.27 73.61 81.06 80 56 30.10 33.37 36.63 40.05 43.62 47.46 51.65 56.23 61.32 67.02 73.30 80.12 88.98 81 57 32.89 36.48 39.90 43.47 47.32 51.56 56.17 61.25 66.92 73.03 79.79 87.02 97.10 82 58 35.95 39.75 43.32 47.18 51.45 56.11 61.18 66.81 72.93 79.52 86.68 94.22 105.54 83 59 39.19 43.17 47.05 51.34 56.05 61.10 66.70 72.81 79.41 86.37 93.78 101.75 114.65 84 60 42.60 46.92 51.24 55.99 61.03 66.58 72.69 79.27 86.22 93.53 101.23 110.18 123.92 85 61 46.33 51.14 55.92 60.96 66.48 72.58 79.14 86.07 93.39 101.09 109.75 119.25 134.16 86 62 50.51 55.86 60.89 66.37 72.47 79.02 85.93 93.26 100.93 109.50 118.86 128.36 145.84 87 63 55.16 60.82 66.26 72.35 78.90 85.79 93.12 100.77 109.21 118.50 127.90 137.91 157.61 88 64 60.38 66.16 72.22 78.76 85.63 92.98 100.62 108.92 118.09 127.47 137.54 147.80 168.75 89 65 66.04 72.11 78.63 85.48 92.83 100.46 108.64 117.43 126.98 137.10 147.48 157.89 176.67 90 66 71.94 78.50 85.34 92.69 100.30 108.38 116.89 126.00 136.43 147.04 157.41 167.68 183.19 91 67 78.27 85.21 92.38 100.15 108.10 116.40 125.11 135.40 146.10 156.77 167.14 177.33 192.96 92 68 84.48 92.04 99.62 107.72 115.87 124.48 134.16 144.87 155.57 166.18 176.79 187.22 205.55 93 69 91.08 99.00 107.07 115.08 123.07 133.37 143.40 154.25 165.04 175.94 186.72 197.36 222.42 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 50% Male, 50% Female Smoker Select & Ultimate Age Last Birthday 5 of 6 Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 70 10.34 15.53 18.92 22.16 25.57 31.52 35.73 41.20 48.43 56.73 66.11 76.37 87.30 con't 71 12.78 16.84 20.55 24.02 28.33 33.55 38.34 44.45 51.36 60.09 70.03 80.74 92.31 con't 72 15.15 18.73 22.64 26.59 30.86 35.58 40.85 47.50 53.74 62.76 73.10 84.34 96.54 con't 73 16.81 20.76 24.85 29.06 33.40 38.05 44.10 50.78 56.89 67.09 78.45 89.00 101.62 con't 74 18.72 22.26 26.81 31.72 36.19 41.62 48.07 54.30 62.61 74.28 85.12 96.34 108.16 con't 75 20.15 24.04 29.13 34.71 39.72 45.90 52.17 60.17 71.51 82.16 93.22 106.16 118.17 con't 76 21.11 26.20 31.91 38.12 44.06 50.46 58.32 69.12 80.15 90.85 103.89 116.52 128.46 con't 77 22.52 28.45 35.01 42.29 48.80 56.47 66.98 78.03 88.88 100.84 113.56 126.26 138.59 con't 78 23.96 31.11 38.71 47.27 54.67 64.86 75.89 86.82 98.52 110.40 123.35 137.00 151.18 con't 79 25.21 34.51 43.25 53.07 62.83 73.86 84.76 96.12 107.78 120.95 135.09 149.43 164.87 con't 80 27.00 38.80 48.78 59.90 72.02 82.86 93.77 105.22 118.14 132.74 147.87 163.60 178.03 con't 81 29.49 44.08 55.43 67.86 81.21 91.63 102.76 115.71 129.71 146.14 162.97 177.65 189.07 con't 82 32.57 50.13 63.26 76.92 89.82 100.59 113.39 127.00 143.31 162.37 177.25 188.75 200.82 con't 83 36.85 57.39 72.21 86.91 98.81 111.46 124.48 140.56 159.87 176.93 188.37 200.53 213.18 con't 84 43.05 66.26 81.75 97.69 109.97 122.42 138.09 157.47 174.41 188.06 200.20 212.86 226.62 con't 85 52.15 75.49 92.19 109.26 120.90 136.64 155.47 172.06 185.45 199.94 212.60 226.15 241.62 con't 86 61.51 85.78 104.12 120.20 135.53 155.05 170.18 183.04 197.14 212.39 225.71 240.49 258.05 con't 87 72.14 98.26 117.21 134.82 154.66 169.89 181.13 194.62 209.34 225.21 239.73 255.53 275.02 con't 88 87.24 112.05 134.11 154.26 169.62 180.86 192.78 206.76 221.95 238.84 254.25 271.11 291.51 con't 89 104.10 131.32 153.88 169.33 180.62 192.51 204.99 219.38 235.41 253.00 269.27 286.50 308.76 con't 90 125.89 153.05 169.10 180.34 192.24 204.67 218.12 232.74 249.39 267.56 284.26 302.79 325.99 con't 91 149.28 168.37 180.16 192.02 204.34 217.69 232.17 246.63 263.62 282.19 298.89 319.18 339.38 con't 92 166.62 179.94 191.80 204.08 217.26 231.59 245.93 260.82 278.12 295.37 312.80 332.15 354.82 con't 93 179.73 191.60 203.79 216.84 231.03 245.29 259.92 275.43 291.40 307.26 325.41 347.09 373.25 con't 94 191.37 203.56 216.46 230.57 244.74 259.22 274.57 288.88 303.18 319.60 340.11 365.13 392.58 con't 95 203.30 215.98 230.08 244.24 258.63 273.89 288.13 300.47 315.35 334.17 357.85 384.06 412.79 con't 96 215.39 229.26 243.69 257.99 273.14 287.54 299.73 312.55 329.63 351.75 376.51 403.90 433.88 con't 97 228.18 242.64 257.38 272.43 286.83 299.17 311.75 326.83 347.17 370.25 396.08 424.61 455.83 con't 98 241.30 256.05 271.82 286.13 298.52 311.48 326.18 344.51 365.67 389.68 416.53 446.19 478.65 con't 99 255.20 270.96 285.79 298.15 311.08 326.18 344.22 364.11 386.87 412.50 440.97 472.27 506.36 con't Blended 50% Male, 50% Female Smoker Select & Ultimate Age Last Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 98.00 106.33 114.16 121.73 131.42 142.24 152.40 163.52 175.18 186.18 196.81 208.89 242.19 95 71 103.12 112.39 120.25 129.86 140.17 150.93 161.07 173.49 185.63 196.28 208.01 222.05 261.33 96 72 106.99 116.26 128.17 138.52 148.90 159.26 170.97 183.87 195.71 207.22 220.45 236.79 273.96 97 73 110.98 122.66 136.75 146.79 157.63 169.15 181.34 193.36 206.46 218.99 234.78 253.23 280.37 98 74 119.27 131.64 144.93 156.02 167.95 180.30 191.50 203.30 217.72 232.32 250.92 270.19 293.64 99 75 129.96 141.87 154.77 167.32 179.89 191.14 202.86 215.35 230.99 248.52 267.91 289.22 310.74 100 76 140.21 153.57 166.68 179.51 190.82 202.60 214.98 230.30 247.58 266.78 287.77 308.83 328.99 101 77 152.35 166.07 179.14 190.45 202.34 214.77 229.76 246.98 265.91 286.72 307.59 327.52 349.22 102 78 165.43 178.77 190.13 201.98 214.55 229.37 246.22 265.33 285.96 306.64 326.43 348.12 371.36 103 79 178.36 189.81 201.72 214.21 228.92 245.56 264.25 285.41 305.95 325.82 347.39 370.85 397.33 104 80 189.40 201.41 213.98 228.39 244.81 263.16 283.82 305.59 325.30 346.98 370.67 397.33 427.72 105 81 201.09 213.62 227.98 243.96 262.03 282.18 303.43 324.96 346.72 370.50 397.33 427.72 459.14 106 82 213.39 227.43 243.27 260.89 280.89 301.69 322.65 346.29 370.33 397.33 427.72 459.14 491.35 107 83 227.05 242.53 260.20 280.18 301.03 321.63 344.62 370.16 397.33 427.72 459.14 491.35 524.31 108 84 241.97 259.72 279.96 301.01 321.63 344.32 369.47 397.33 427.72 459.14 491.35 524.31 558.50 109 85 259.34 279.96 301.01 321.63 344.32 369.47 397.33 427.72 459.14 491.35 524.31 558.50 592.94 110 86 279.58 301.01 321.63 344.32 369.47 397.33 427.58 459.00 491.35 524.31 558.50 592.94 626.38 111 87 298.12 319.60 342.35 367.21 394.54 424.73 456.00 488.76 522.61 557.63 592.94 626.38 658.52 112 88 313.45 336.38 361.16 387.88 417.07 448.06 480.85 515.36 551.54 589.36 626.38 658.52 691.62 113 89 329.23 353.40 379.75 408.66 439.46 472.15 506.65 542.93 580.94 620.63 658.52 691.62 732.53 114 90 345.56 371.40 399.86 430.34 462.78 497.16 533.40 571.47 611.33 652.93 691.53 732.53 771.75 115 91 363.01 390.88 420.86 452.93 487.02 523.08 561.10 600.98 642.70 686.24 731.54 771.75 812.71 116 92 381.93 411.26 442.77 476.41 512.15 549.93 589.71 631.43 675.05 720.56 767.91 812.71 856.19 117 93 401.74 432.52 465.54 500.78 538.17 577.68 619.25 662.81 708.36 755.88 805.31 856.19 897.16 118 94 422.43 454.66 489.19 526.02 565.09 606.31 649.67 695.10 742.64 792.21 843.74 897.16 939.91 119 95 444.00 477.65 513.72 552.15 592.87 635.81 680.96 728.36 777.89 829.52 883.17 939.91 1,000.00 120 96 466.43 501.52 539.11 579.11 621.46 666.14 713.21 762.53 814.09 867.80 926.23 1,000.00 97 489.73 526.25 565.33 606.87 650.87 697.39 746.32 797.62 851.19 911.78 1,000.00 98 513.88 551.80 592.31 635.40 681.18 729.50 780.32 833.57 896.80 1,000.00 99 543.16 582.58 624.57 669.27 716.50 766.23 818.36 881.55 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION VV Blended 40% Male, 60% Female Smoker Select & Ultimate Age Last Birthday Blended 40% Male, 60% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 con't 1 con't 2 con't 3 con't 4 0.56 con't 5 0.56 0.65 con't 6 0.55 0.65 0.72 con't 7 0.55 0.64 0.72 0.78 con't 8 0.54 0.64 0.72 0.77 0.83 con't 9 0.54 0.63 0.71 0.77 0.82 0.88 con't 10 0.53 0.63 0.70 0.76 0.81 0.86 0.91 con't 11 0.53 0.62 0.70 0.75 0.80 0.85 0.89 0.95 con't 12 0.53 0.62 0.69 0.74 0.79 0.84 0.88 0.93 1.01 con't 13 0.53 0.61 0.68 0.73 0.78 0.82 0.87 0.92 0.99 1.06 con't 14 0.53 0.61 0.67 0.71 0.76 0.80 0.85 0.90 0.98 1.04 1.11 con't 15 0.53 0.61 0.67 0.71 0.74 0.79 0.83 0.89 0.95 1.02 1.08 1.15 con't 16 0.53 0.61 0.67 0.70 0.74 0.78 0.82 0.87 0.94 0.99 1.05 1.13 1.19 con't 17 0.61 0.66 0.70 0.73 0.76 0.80 0.85 0.92 0.98 1.03 1.09 1.16 1.23 con't 18 0.65 0.68 0.71 0.75 0.78 0.82 0.89 0.95 1.00 1.06 1.12 1.19 1.27 con't 19 0.65 0.68 0.72 0.76 0.79 0.86 0.91 0.96 1.02 1.08 1.15 1.23 1.31 con't 20 0.63 0.67 0.71 0.75 0.80 0.87 0.92 0.97 1.04 1.10 1.18 1.27 1.37 con't 21 0.61 0.65 0.70 0.75 0.81 0.86 0.93 0.98 1.07 1.14 1.22 1.33 1.43 con't 22 0.59 0.63 0.69 0.76 0.81 0.88 0.94 1.01 1.09 1.19 1.28 1.40 1.51 con't 23 0.56 0.62 0.68 0.76 0.83 0.90 0.97 1.05 1.14 1.25 1.36 1.47 1.60 con't 24 0.52 0.61 0.68 0.78 0.86 0.94 1.02 1.10 1.21 1.32 1.44 1.55 1.69 con't 25 0.49 0.59 0.70 0.81 0.89 0.98 1.07 1.16 1.28 1.40 1.52 1.64 1.80 con't 26 0.49 0.61 0.73 0.84 0.93 1.02 1.12 1.23 1.35 1.48 1.62 1.76 1.92 con't 27 0.51 0.64 0.76 0.88 0.98 1.08 1.19 1.30 1.43 1.57 1.72 1.89 2.07 con't 28 0.53 0.67 0.80 0.91 1.03 1.14 1.25 1.38 1.51 1.68 1.84 2.04 2.25 con't 29 0.55 0.70 0.83 0.96 1.09 1.21 1.33 1.47 1.61 1.80 1.98 2.20 2.43 con't 30 0.58 0.73 0.86 1.00 1.14 1.28 1.42 1.56 1.72 1.92 2.12 2.36 2.64 con't 31 0.60 0.75 0.89 1.04 1.19 1.35 1.51 1.66 1.83 2.04 2.27 2.56 2.90 con't 32 0.63 0.78 0.93 1.09 1.25 1.42 1.60 1.77 1.96 2.18 2.46 2.80 3.22 con't 33 0.66 0.82 0.99 1.15 1.34 1.52 1.71 1.91 2.12 2.37 2.70 3.10 3.56 con't 34 0.70 0.86 1.04 1.22 1.42 1.63 1.84 2.07 2.32 2.62 3.00 3.44 3.94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 40% Male, 60% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 0 0.60 0.70 0.77 0.83 0.88 0.92 0.97 1.01 1.08 1.14 25 1 0.58 0.68 0.76 0.81 0.87 0.92 0.97 1.01 1.07 1.13 1.21 26 2 0.56 0.66 0.74 0.81 0.86 0.92 0.97 1.01 1.07 1.13 1.19 1.26 27 3 0.56 0.65 0.73 0.80 0.86 0.91 0.96 1.01 1.07 1.13 1.18 1.24 1.30 28 4 0.65 0.73 0.80 0.85 0.91 0.96 1.01 1.07 1.13 1.17 1.23 1.28 1.33 29 5 0.72 0.79 0.85 0.90 0.96 1.01 1.07 1.12 1.17 1.21 1.27 1.31 1.36 30 6 0.79 0.84 0.90 0.95 1.01 1.07 1.12 1.15 1.20 1.25 1.30 1.34 1.41 31 7 0.84 0.89 0.94 1.00 1.07 1.11 1.15 1.20 1.25 1.29 1.34 1.40 1.48 32 8 0.88 0.93 0.98 1.06 1.11 1.15 1.20 1.25 1.29 1.34 1.40 1.47 1.56 33 9 0.92 0.97 1.04 1.10 1.15 1.19 1.25 1.29 1.34 1.40 1.47 1.56 1.66 34 10 0.96 1.03 1.09 1.14 1.19 1.25 1.29 1.34 1.40 1.47 1.55 1.66 1.77 35 11 1.02 1.08 1.14 1.19 1.24 1.29 1.34 1.40 1.47 1.55 1.65 1.76 1.90 36 12 1.08 1.12 1.19 1.24 1.29 1.34 1.40 1.47 1.55 1.65 1.76 1.88 2.03 37 13 1.12 1.17 1.24 1.29 1.34 1.40 1.47 1.55 1.65 1.76 1.88 2.01 2.16 38 14 1.17 1.22 1.29 1.34 1.40 1.47 1.55 1.65 1.76 1.87 2.00 2.15 2.30 39 15 1.22 1.28 1.34 1.40 1.47 1.55 1.65 1.76 1.87 2.00 2.14 2.29 2.47 40 16 1.26 1.33 1.39 1.47 1.55 1.65 1.76 1.87 2.00 2.14 2.29 2.46 2.68 41 17 1.30 1.38 1.44 1.55 1.64 1.76 1.87 2.00 2.14 2.29 2.46 2.67 2.92 42 18 1.35 1.44 1.52 1.64 1.75 1.87 2.00 2.14 2.29 2.46 2.67 2.92 3.20 43 19 1.41 1.52 1.63 1.75 1.87 2.00 2.14 2.29 2.46 2.67 2.92 3.20 3.53 44 20 1.49 1.62 1.75 1.86 2.00 2.14 2.29 2.46 2.67 2.92 3.20 3.53 3.88 45 21 1.57 1.71 1.85 1.99 2.14 2.29 2.46 2.67 2.92 3.20 3.53 3.88 4.26 46 22 1.65 1.81 1.97 2.12 2.28 2.46 2.67 2.92 3.20 3.53 3.88 4.26 4.66 47 23 1.74 1.92 2.10 2.26 2.45 2.67 2.92 3.20 3.53 3.87 4.25 4.66 5.07 48 24 1.85 2.04 2.24 2.42 2.65 2.91 3.20 3.53 3.87 4.24 4.65 5.07 5.55 49 25 1.98 2.17 2.41 2.63 2.89 3.19 3.52 3.87 4.24 4.64 5.07 5.55 6.10 50 26 2.13 2.34 2.61 2.88 3.18 3.52 3.87 4.24 4.64 5.07 5.55 6.10 6.74 51 27 2.30 2.54 2.85 3.15 3.51 3.87 4.24 4.64 5.07 5.55 6.10 6.74 7.46 52 28 2.49 2.78 3.12 3.49 3.87 4.24 4.64 5.07 5.55 6.10 6.74 7.46 8.28 53 29 2.70 3.04 3.43 3.84 4.24 4.64 5.07 5.55 6.10 6.74 7.46 8.26 9.19 54 30 2.97 3.36 3.77 4.20 4.64 5.07 5.55 6.10 6.74 7.46 8.26 9.13 10.16 55 31 3.30 3.73 4.16 4.62 5.07 5.55 6.10 6.74 7.46 8.26 9.13 10.07 11.19 56 32 3.65 4.12 4.58 5.06 5.55 6.10 6.74 7.46 8.26 9.13 10.07 11.07 12.19 57 33 4.04 4.53 5.02 5.52 6.10 6.74 7.46 8.26 9.13 10.07 11.07 12.03 13.18 58 34 4.46 4.97 5.50 6.07 6.74 7.46 8.26 9.13 10.07 11.06 12.03 12.98 14.30 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 40% Male, 60% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.73 0.91 1.10 1.30 1.51 1.74 1.99 2.27 2.57 2.94 3.34 3.81 4.34 con't 36 0.77 0.95 1.16 1.37 1.60 1.86 2.16 2.50 2.87 3.28 3.70 4.19 4.75 con't 37 0.83 1.02 1.24 1.46 1.72 2.02 2.37 2.78 3.19 3.62 4.08 4.60 5.20 con't 38 0.89 1.12 1.34 1.59 1.87 2.21 2.63 3.08 3.53 3.99 4.48 5.04 5.69 con't 39 0.97 1.22 1.47 1.74 2.06 2.46 2.92 3.40 3.88 4.38 4.91 5.54 6.25 con't 40 1.05 1.33 1.63 1.93 2.29 2.75 3.24 3.74 4.25 4.81 5.42 6.12 6.89 con't 41 1.15 1.48 1.82 2.17 2.58 3.06 3.58 4.11 4.68 5.31 6.00 6.76 7.60 con't 42 1.25 1.63 2.03 2.42 2.87 3.37 3.93 4.52 5.15 5.86 6.62 7.46 8.41 con't 43 1.38 1.80 2.23 2.67 3.15 3.69 4.30 4.97 5.67 6.44 7.28 8.24 9.30 con't 44 1.53 1.98 2.45 2.93 3.45 4.06 4.73 5.48 6.26 7.09 8.02 9.13 10.24 con't 45 1.70 2.18 2.68 3.19 3.79 4.47 5.22 6.04 6.90 7.80 8.84 10.03 11.15 con't 46 1.87 2.38 2.91 3.48 4.16 4.91 5.74 6.62 7.55 8.57 9.68 10.89 12.03 con't 47 2.07 2.60 3.18 3.82 4.55 5.36 6.25 7.22 8.23 9.37 10.50 11.74 12.97 con't 48 2.24 2.82 3.49 4.19 4.95 5.81 6.77 7.82 8.90 10.11 11.31 12.64 14.05 con't 49 2.39 3.08 3.82 4.56 5.36 6.26 7.29 8.42 9.55 10.81 12.14 13.67 15.30 con't 50 2.58 3.43 4.20 4.97 5.80 6.73 7.82 8.99 10.20 11.55 13.08 14.88 16.73 con't 51 2.78 3.83 4.63 5.43 6.27 7.22 8.33 9.56 10.90 12.42 14.19 16.24 18.25 con't 52 2.98 4.21 5.07 5.89 6.76 7.74 8.90 10.25 11.73 13.47 15.47 17.70 19.64 con't 53 3.16 4.56 5.52 6.37 7.27 8.31 9.59 11.09 12.72 14.68 16.85 19.04 21.01 con't 54 3.34 4.93 5.99 6.87 7.81 8.96 10.40 12.06 13.84 15.96 18.11 20.34 22.59 con't 55 3.55 5.27 6.45 7.36 8.39 9.68 11.29 13.12 15.03 17.12 19.32 21.83 24.32 con't 56 3.74 5.57 6.87 7.87 9.03 10.49 12.27 14.23 16.25 18.40 20.87 23.61 26.26 con't 57 3.91 5.88 7.32 8.46 9.79 11.42 13.34 15.40 17.48 19.92 22.64 25.63 28.51 con't 58 4.14 6.21 7.82 9.13 10.64 12.45 14.46 16.60 18.74 21.44 24.46 27.87 31.12 con't 59 4.42 6.56 8.36 9.83 11.54 13.51 15.63 17.82 20.06 23.06 26.47 30.36 34.02 con't 60 4.72 6.95 8.90 10.54 12.45 14.57 16.80 19.09 21.47 24.85 28.66 32.91 37.09 con't 61 5.06 7.36 9.46 11.25 13.35 15.64 18.00 20.43 23.02 26.82 30.98 35.52 40.29 con't 62 5.46 7.82 10.08 12.03 14.28 16.74 19.29 21.95 24.82 29.02 33.50 38.36 43.65 con't 63 5.86 8.69 10.78 12.88 15.29 17.92 20.72 23.68 26.91 31.49 36.33 41.61 47.41 con't 64 6.26 9.60 11.51 13.77 16.37 19.22 22.30 25.61 29.24 34.22 39.51 45.34 51.77 con't 65 6.55 10.25 12.29 14.70 17.51 20.57 23.89 27.51 31.54 36.95 42.76 49.20 56.34 con't 66 6.77 11.00 13.15 15.68 18.76 21.99 25.50 29.39 33.78 39.61 46.01 53.12 61.02 con't 67 7.28 11.83 14.10 16.79 20.07 23.60 27.44 31.66 36.35 42.68 49.73 57.58 66.19 con't 68 8.03 12.73 15.18 18.03 21.22 25.45 29.57 34.07 39.09 45.98 53.72 62.24 71.57 con't 69 8.81 13.71 16.38 19.42 22.27 27.50 31.72 36.41 42.51 50.00 58.40 67.62 77.60 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 40% Male, 60% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration Att 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate Age 35 4.89 5.44 6.02 6.68 7.46 8.26 9.13 10.07 11.06 12.02 12.97 14.01 15.55 60 36 5.36 5.94 6.60 7.35 8.26 9.11 10.07 11.06 12.02 12.97 14.00 15.18 16.97 61 37 5.87 6.51 7.26 8.09 9.05 10.00 11.05 12.02 12.97 14.00 15.18 16.58 18.55 62 38 6.42 7.16 8.00 8.90 9.88 10.93 11.98 12.96 14.00 15.18 16.58 18.17 20.20 63 39 7.03 7.87 8.79 9.77 10.80 11.84 12.90 13.96 15.18 16.57 18.17 19.83 21.91 64 40 7.73 8.66 9.65 10.69 11.73 12.77 13.90 15.12 16.56 18.15 19.83 21.41 23.66 65 41 8.53 9.55 10.58 11.61 12.65 13.77 15.05 16.50 18.13 19.83 21.40 22.90 25.47 66 42 9.43 10.48 11.50 12.54 13.66 14.93 16.42 18.07 19.80 21.39 22.88 24.55 27.39 67 43 10.36 11.40 12.43 13.54 14.83 16.31 17.99 19.73 21.34 22.85 24.53 26.46 29.43 68 44 11.28 12.31 13.43 14.71 16.20 17.88 19.65 21.27 22.79 24.48 26.42 28.60 31.68 69 45 12.18 13.29 14.57 16.07 17.77 19.56 21.19 22.71 24.40 26.35 28.53 31.07 34.23 70 46 13.13 14.43 15.91 17.62 19.42 21.14 22.62 24.32 26.27 28.46 30.99 33.92 37.20 71 47 14.24 15.75 17.45 19.26 20.98 22.58 24.22 26.17 28.36 30.90 33.83 37.05 40.53 72 48 15.55 17.26 19.08 20.80 22.46 24.15 26.05 28.23 30.78 33.71 36.94 40.35 44.02 73 49 17.03 18.87 20.61 22.27 24.09 26.01 28.08 30.61 33.55 36.76 40.17 43.75 47.72 74 50 18.61 20.38 22.05 23.89 25.96 27.99 30.44 33.37 36.57 39.95 43.50 47.35 51.71 75 51 20.07 21.79 23.65 25.75 27.89 30.28 33.20 36.38 39.73 43.25 47.08 51.30 56.06 76 52 21.44 23.36 25.48 27.71 30.12 33.02 36.20 39.54 43.01 46.81 51.00 55.63 60.88 77 53 23.00 25.18 27.49 29.97 32.85 36.01 39.35 42.84 46.55 50.71 55.30 60.41 66.21 78 54 24.80 27.26 29.80 32.68 35.82 39.17 42.66 46.39 50.42 54.98 60.05 65.69 71.99 79 55 26.82 29.65 32.51 35.66 38.98 42.48 46.24 50.29 54.70 59.74 65.32 71.44 78.74 80 56 29.13 32.35 35.48 38.81 42.31 46.08 50.18 54.64 59.54 65.02 71.07 77.64 86.52 81 57 31.77 35.31 38.62 42.13 45.92 50.06 54.57 59.47 64.91 70.75 77.26 84.22 94.50 82 58 34.68 38.45 41.95 45.76 49.94 54.49 59.38 64.78 70.64 76.94 83.83 91.13 102.76 83 59 37.79 41.78 45.61 49.81 54.42 59.29 64.65 70.50 76.80 83.46 90.63 98.33 111.60 84 60 41.10 45.45 49.70 54.34 59.20 64.52 70.36 76.64 83.28 90.33 97.73 106.41 120.42 85 61 44.74 49.57 54.28 59.12 64.39 70.23 76.49 83.11 90.17 97.57 105.91 115.02 130.24 86 62 48.82 54.19 59.05 64.27 70.09 76.35 82.94 90.01 97.39 105.63 114.57 123.55 141.62 87 63 53.37 58.95 64.14 69.96 76.20 82.78 89.84 97.20 105.29 114.15 123.02 132.52 153.06 88 64 58.44 64.01 69.81 76.04 82.60 89.67 97.02 104.95 113.68 122.52 132.11 141.86 163.79 89 65 63.87 69.67 75.90 82.42 89.51 96.84 104.63 113.02 121.96 131.59 141.50 151.46 171.04 90 66 69.50 75.74 82.26 89.35 96.66 104.33 112.45 121.05 130.89 141.00 150.91 160.89 176.95 91 67 75.51 82.10 88.99 96.48 104.01 111.94 120.21 129.91 140.08 150.24 160.28 170.37 186.60 92 68 81.48 88.59 95.88 103.56 111.39 119.56 128.77 138.94 149.11 159.33 169.78 180.21 199.40 93 69 87.71 95.15 102.82 110.54 118.31 127.94 137.56 147.89 158.30 168.92 179.65 190.36 216.83 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 40% Male, 60% Female Smoker Select & Ultimate Age Last Birthday 5 of 6 Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 70 9.95 14.79 17.72 20.72 24.06 29.59 33.92 39.42 46.46 54.49 63.55 73.46 84.02 con't 71 12.31 15.97 19.20 22.45 26.56 31.60 36.48 42.58 49.47 57.93 67.55 77.93 89.11 con't 72 14.61 17.62 21.07 24.78 28.95 33.67 39.03 45.64 52.10 60.89 70.95 81.86 93.65 con't 73 16.07 19.41 23.08 27.08 31.39 36.17 42.22 48.95 55.41 65.21 76.18 86.67 98.79 con't 74 17.74 20.82 24.95 29.59 34.10 39.58 46.05 52.52 60.79 71.80 82.46 93.59 104.61 con't 75 19.09 22.53 27.18 32.46 37.51 43.70 50.14 58.11 68.84 79.18 90.15 102.42 113.46 con't 76 20.15 24.64 29.90 35.79 41.70 48.19 56.03 66.33 76.97 87.49 100.15 111.87 122.96 con't 77 21.66 26.93 32.97 39.83 46.32 53.95 63.99 74.63 85.28 96.94 109.29 121.01 132.60 con't 78 23.11 29.67 36.64 44.63 51.96 61.68 72.27 82.97 94.43 106.18 118.51 131.23 144.70 con't 79 24.31 33.14 41.13 50.22 59.52 70.03 80.66 91.84 103.42 116.33 129.61 143.14 157.46 con't 80 26.08 37.49 46.54 56.76 68.01 78.52 89.29 100.69 113.41 127.58 141.73 156.33 169.99 con't 81 28.59 42.79 53.02 64.36 76.68 86.98 98.06 110.77 124.46 140.19 155.67 169.57 181.22 con't 82 31.61 48.75 60.59 72.98 85.05 95.76 108.25 121.60 137.21 155.05 169.12 180.86 193.18 con't 83 35.73 55.84 69.24 82.50 93.90 106.17 118.94 134.30 152.28 168.77 180.43 192.85 205.81 con't 84 41.76 64.53 78.37 92.81 104.58 116.81 131.71 149.63 165.96 180.10 192.49 205.47 219.65 con't 85 50.84 73.39 88.37 103.90 115.27 130.26 147.43 163.34 177.23 192.21 205.19 219.15 235.08 con't 86 59.97 83.23 99.85 114.67 129.20 147.00 161.26 174.55 189.15 204.96 218.69 233.87 251.98 con't 87 70.31 95.25 112.34 128.59 146.60 160.93 172.45 186.39 201.63 218.14 233.05 249.30 269.47 con't 88 85.39 108.37 127.98 146.20 160.62 172.15 184.37 198.84 214.61 232.09 247.93 265.32 286.51 con't 89 101.88 125.80 145.81 160.32 171.88 184.08 196.90 211.84 228.41 246.59 263.36 281.23 304.45 con't 90 121.64 145.09 160.05 171.58 183.78 196.56 210.48 225.54 242.73 261.55 278.86 298.18 322.21 con't 91 142.17 159.43 171.38 183.54 196.20 210.02 224.92 239.78 257.37 276.69 294.09 315.09 335.88 con't 92 158.05 171.14 183.29 195.92 209.54 224.30 239.03 254.39 272.38 290.39 308.44 328.35 351.53 con't 93 170.91 183.08 195.59 209.10 223.70 238.35 253.44 269.56 286.22 302.65 321.35 343.53 370.12 con't 94 182.82 195.35 208.68 223.20 237.76 252.70 268.65 283.58 298.39 315.31 336.29 361.73 389.56 con't 95 195.07 208.16 222.67 237.23 252.06 267.92 282.80 295.56 310.88 330.14 354.21 380.79 409.84 con't 96 207.53 221.80 236.64 251.39 267.14 282.18 294.79 307.98 325.44 347.91 373.00 400.68 430.94 con't 97 220.64 235.52 250.74 266.39 281.43 294.21 307.14 322.54 343.19 366.56 392.63 421.41 452.84 con't 98 234.08 249.33 265.74 280.69 293.53 306.86 321.86 340.43 361.84 386.06 413.10 442.94 475.56 con't 99 248.42 264.84 280.34 293.14 306.45 321.86 340.13 360.22 383.18 408.97 437.59 469.03 503.25 con't Blended 40% Male, 60% Female Smoker Select & Ultimate Age Last Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 94.13 101.97 109.53 117.00 126.18 136.36 146.14 156.89 168.20 179.06 189.75 202.01 237.36 95 71 99.19 107.55 115.52 124.64 134.41 144.64 154.54 166.49 178.44 189.17 201.05 215.47 257.17 96 72 103.17 111.14 122.94 132.73 142.65 152.71 163.90 176.48 188.55 200.19 213.72 230.66 269.83 97 73 106.92 117.59 130.90 140.55 150.94 161.99 173.67 185.95 199.36 212.13 228.48 247.56 275.82 98 74 114.64 125.99 138.74 149.33 160.69 172.51 183.90 195.89 210.75 225.82 245.08 264.96 289.24 99 75 124.40 135.44 148.13 160.03 172.05 183.50 195.41 208.17 224.39 242.49 262.52 284.55 306.81 100 76 134.01 146.99 159.35 171.64 183.14 195.12 207.78 223.63 241.49 261.30 283.00 304.79 325.66 101 77 145.83 158.72 171.22 182.74 194.84 207.54 223.05 240.83 260.38 281.89 303.47 324.12 346.46 102 78 158.05 170.81 182.38 194.44 207.30 222.64 240.03 259.76 281.08 302.49 322.97 345.32 369.12 103 79 170.35 182.04 194.16 206.93 222.15 239.32 258.61 280.50 301.76 322.33 344.55 368.58 395.57 104 80 181.58 193.82 206.68 221.57 238.51 257.44 278.81 301.38 321.80 344.12 368.40 395.57 426.39 105 81 193.47 206.30 221.13 237.60 256.24 277.07 299.09 321.44 343.85 368.22 395.57 426.39 458.16 106 82 206.05 220.54 236.86 255.02 275.70 297.25 319.01 343.41 368.05 395.57 426.39 458.16 490.64 107 83 220.13 236.06 254.28 274.95 296.56 317.94 341.66 367.87 395.57 426.39 458.16 490.64 523.83 108 84 235.45 253.77 274.71 296.54 317.94 341.34 367.16 395.57 426.39 458.16 490.64 523.83 558.21 109 85 253.36 274.71 296.54 317.94 341.34 367.16 395.57 426.39 458.16 490.64 523.83 558.21 592.78 110 86 274.31 296.54 317.94 341.34 367.16 395.57 426.24 458.01 490.64 523.83 558.21 592.78 626.27 111 87 293.50 315.82 339.29 364.81 392.68 423.29 454.92 487.98 522.08 557.31 592.78 626.27 658.40 112 88 309.36 333.05 358.51 385.77 415.38 446.74 479.84 514.63 551.06 589.11 626.27 658.40 691.47 113 89 325.59 350.45 377.36 406.69 437.88 470.89 505.69 542.23 580.46 620.38 658.40 691.47 732.47 114 90 342.30 368.70 397.61 428.47 461.26 495.94 532.45 570.77 610.85 652.67 691.38 732.47 771.70 115 91 360.01 388.33 418.71 451.12 485.52 521.86 560.12 600.24 642.19 685.95 731.45 771.70 812.65 116 92 379.08 408.81 440.67 474.63 510.64 548.66 588.69 630.64 674.49 720.21 767.76 812.65 856.15 117 93 399.01 430.13 463.46 498.97 536.61 576.35 618.15 661.95 707.72 755.45 805.08 856.15 897.01 118 94 419.75 452.28 487.08 524.15 563.44 604.89 648.48 694.15 741.90 791.67 843.40 897.01 939.66 119 95 441.33 475.24 511.53 550.17 591.11 634.28 679.67 727.28 777.02 828.86 882.70 939.66 1,000.00 120 96 463.72 499.02 536.81 577.01 619.58 664.48 711.75 761.29 813.06 866.97 925.69 1,000.00 97 486.92 523.62 562.88 604.63 648.85 695.56 744.70 796.20 849.98 910.95 1,000.00 98 510.94 549.02 589.71 633.01 678.96 727.48 778.50 831.96 895.69 1,000.00 99 540.19 579.76 621.94 666.79 714.20 764.11 816.43 880.15 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION WW Blended 20% Male, 80% Female Smoker Select & Ultimate Age Last Birthday Blended 20% Male, 80% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 0 con't 1 con't 2 con't 3 con't 4 0.48 con't 5 0.48 0.54 con't 6 0.47 0.53 0.60 con't 7 0.47 0.53 0.59 0.65 con't 8 0.46 0.53 0.59 0.64 0.69 con't 9 0.46 0.52 0.58 0.63 0.68 0.73 con't 10 0.45 0.52 0.57 0.62 0.66 0.71 0.76 con't 11 0.44 0.51 0.56 0.61 0.65 0.70 0.74 0.80 con't 12 0.44 0.49 0.55 0.60 0.64 0.69 0.73 0.78 0.85 con't 13 0.44 0.49 0.54 0.59 0.63 0.67 0.71 0.77 0.83 0.89 con't 14 0.44 0.49 0.54 0.58 0.62 0.65 0.70 0.74 0.82 0.87 0.94 con't 15 0.44 0.49 0.54 0.57 0.60 0.64 0.67 0.73 0.79 0.85 0.92 0.99 con't 16 0.44 0.49 0.54 0.56 0.59 0.63 0.67 0.71 0.78 0.83 0.89 0.97 1.04 con't 17 0.49 0.53 0.56 0.58 0.61 0.65 0.70 0.76 0.82 0.87 0.94 1.02 1.09 con't 18 0.51 0.54 0.57 0.60 0.63 0.67 0.73 0.79 0.86 0.91 0.99 1.07 1.15 con't 19 0.52 0.55 0.58 0.61 0.65 0.71 0.76 0.82 0.89 0.95 1.04 1.13 1.22 con't 20 0.50 0.54 0.58 0.61 0.67 0.73 0.79 0.85 0.93 1.00 1.09 1.19 1.29 con't 21 0.49 0.52 0.57 0.62 0.68 0.74 0.82 0.88 0.98 1.06 1.15 1.26 1.36 con't 22 0.47 0.51 0.58 0.63 0.70 0.77 0.85 0.93 1.02 1.13 1.22 1.34 1.44 con't 23 0.45 0.51 0.57 0.65 0.73 0.81 0.89 0.98 1.08 1.19 1.29 1.41 1.54 con't 24 0.43 0.51 0.59 0.67 0.76 0.85 0.94 1.03 1.15 1.26 1.38 1.48 1.63 con't 25 0.42 0.50 0.61 0.71 0.80 0.89 1.00 1.09 1.21 1.33 1.46 1.57 1.72 con't 26 0.42 0.52 0.64 0.74 0.84 0.94 1.04 1.15 1.27 1.41 1.54 1.67 1.82 con't 27 0.44 0.55 0.67 0.78 0.88 0.99 1.10 1.22 1.34 1.48 1.62 1.78 1.95 con't 28 0.47 0.59 0.71 0.81 0.93 1.04 1.15 1.29 1.42 1.57 1.72 1.90 2.10 con't 29 0.50 0.63 0.74 0.85 0.98 1.10 1.22 1.35 1.50 1.67 1.84 2.04 2.26 con't 30 0.54 0.66 0.77 0.90 1.02 1.16 1.29 1.43 1.58 1.77 1.96 2.19 2.46 con't 31 0.57 0.69 0.81 0.94 1.07 1.22 1.37 1.52 1.69 1.89 2.11 2.38 2.70 con't 32 0.60 0.72 0.85 0.99 1.13 1.29 1.45 1.62 1.81 2.04 2.31 2.62 2.99 con't 33 0.63 0.75 0.89 1.04 1.20 1.37 1.55 1.76 1.97 2.23 2.54 2.90 3.32 con't 34 0.65 0.79 0.94 1.10 1.28 1.48 1.68 1.92 2.17 2.47 2.82 3.23 3.69 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 1 of 6 Blended 20% Male, 80% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 0 0.51 0.58 0.64 0.70 0.74 0.78 0.81 0.85 0.90 0.96 25 1 0.51 0.57 0.63 0.68 0.74 0.78 0.81 0.85 0.90 0.95 1.02 26 2 0.49 0.56 0.62 0.68 0.72 0.77 0.81 0.85 0.90 0.95 1.01 1.08 27 3 0.49 0.55 0.61 0.67 0.72 0.76 0.81 0.85 0.90 0.95 1.01 1.06 1.13 28 4 0.54 0.61 0.66 0.71 0.76 0.81 0.85 0.90 0.95 1.00 1.06 1.12 1.17 29 5 0.60 0.66 0.71 0.75 0.81 0.85 0.90 0.94 1.00 1.05 1.11 1.16 1.22 30 6 0.65 0.70 0.75 0.79 0.85 0.90 0.94 0.99 1.05 1.10 1.15 1.20 1.29 31 7 0.69 0.74 0.79 0.84 0.90 0.94 0.99 1.04 1.10 1.14 1.20 1.27 1.36 32 8 0.73 0.78 0.83 0.89 0.94 0.98 1.04 1.10 1.14 1.20 1.27 1.35 1.45 33 9 0.76 0.82 0.88 0.93 0.98 1.04 1.10 1.14 1.20 1.27 1.35 1.44 1.56 34 10 0.80 0.87 0.92 0.97 1.03 1.10 1.14 1.20 1.27 1.34 1.43 1.55 1.68 35 11 0.85 0.91 0.97 1.02 1.08 1.14 1.20 1.27 1.34 1.43 1.54 1.66 1.81 36 12 0.90 0.95 1.02 1.08 1.14 1.20 1.27 1.34 1.43 1.54 1.66 1.79 1.93 37 13 0.95 1.01 1.08 1.14 1.20 1.27 1.34 1.43 1.54 1.66 1.78 1.91 2.04 38 14 1.00 1.07 1.14 1.20 1.27 1.34 1.43 1.54 1.66 1.77 1.90 2.03 2.18 39 15 1.06 1.13 1.20 1.27 1.34 1.43 1.54 1.66 1.77 1.89 2.03 2.17 2.33 40 16 1.12 1.19 1.26 1.34 1.43 1.54 1.65 1.77 1.89 2.03 2.17 2.32 2.51 41 17 1.18 1.26 1.33 1.43 1.54 1.65 1.77 1.89 2.03 2.17 2.32 2.50 2.72 42 18 1.24 1.33 1.42 1.54 1.65 1.77 1.89 2.03 2.17 2.32 2.50 2.72 2.97 43 19 1.31 1.42 1.53 1.65 1.77 1.89 2.02 2.17 2.32 2.50 2.72 2.97 3.26 44 20 1.40 1.52 1.65 1.76 1.89 2.02 2.17 2.32 2.50 2.72 2.97 3.26 3.58 45 21 1.49 1.62 1.76 1.88 2.02 2.16 2.32 2.50 2.72 2.97 3.26 3.58 3.94 46 22 1.58 1.72 1.86 1.99 2.15 2.31 2.50 2.72 2.97 3.26 3.58 3.94 4.35 47 23 1.67 1.82 1.97 2.12 2.30 2.50 2.72 2.97 3.26 3.57 3.93 4.35 4.81 48 24 1.76 1.92 2.10 2.27 2.47 2.71 2.97 3.26 3.57 3.93 4.35 4.81 5.32 49 25 1.88 2.04 2.25 2.45 2.69 2.96 3.26 3.57 3.93 4.35 4.81 5.32 5.90 50 26 2.01 2.19 2.42 2.67 2.94 3.25 3.57 3.93 4.35 4.81 5.32 5.90 6.55 51 27 2.15 2.37 2.64 2.91 3.24 3.57 3.93 4.34 4.81 5.32 5.90 6.55 7.27 52 28 2.32 2.58 2.89 3.21 3.57 3.93 4.34 4.81 5.32 5.90 6.55 7.27 8.06 53 29 2.52 2.82 3.17 3.55 3.93 4.34 4.81 5.32 5.90 6.55 7.27 8.05 8.92 54 30 2.76 3.11 3.50 3.91 4.34 4.81 5.32 5.90 6.55 7.27 8.05 8.90 9.84 55 31 3.05 3.45 3.88 4.34 4.81 5.32 5.90 6.55 7.27 8.05 8.90 9.80 10.82 56 32 3.38 3.83 4.30 4.79 5.32 5.90 6.55 7.27 8.05 8.89 9.80 10.76 11.79 57 33 3.76 4.24 4.75 5.29 5.90 6.55 7.27 8.05 8.89 9.79 10.76 11.71 12.78 58 34 4.18 4.70 5.26 5.86 6.55 7.27 8.05 8.89 9.79 10.76 11.71 12.68 13.87 59 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 2 of 6 Blended 20% Male, 80% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 35 0.67 0.83 0.99 1.18 1.37 1.59 1.84 2.11 2.41 2.76 3.15 3.59 4.09 con't 36 0.71 0.87 1.05 1.26 1.47 1.72 2.01 2.33 2.68 3.08 3.49 3.97 4.51 con't 37 0.76 0.93 1.12 1.35 1.59 1.88 2.21 2.58 2.98 3.40 3.87 4.37 4.95 con't 38 0.82 1.01 1.22 1.47 1.74 2.07 2.45 2.86 3.29 3.76 4.26 4.81 5.44 con't 39 0.89 1.11 1.35 1.62 1.93 2.30 2.72 3.17 3.63 4.15 4.69 5.30 5.98 con't 40 0.98 1.22 1.50 1.80 2.15 2.56 3.01 3.50 4.01 4.56 5.17 5.85 6.59 con't 41 1.08 1.37 1.69 2.03 2.41 2.85 3.34 3.86 4.42 5.04 5.71 6.46 7.27 con't 42 1.19 1.53 1.89 2.28 2.70 3.17 3.70 4.27 4.88 5.57 6.30 7.11 8.00 con't 43 1.33 1.70 2.10 2.54 3.00 3.52 4.09 4.73 5.40 6.14 6.94 7.83 8.81 con't 44 1.49 1.90 2.35 2.82 3.33 3.91 4.54 5.24 5.98 6.77 7.64 8.64 9.68 con't 45 1.65 2.12 2.60 3.12 3.69 4.33 5.03 5.78 6.59 7.44 8.40 9.48 10.55 con't 46 1.83 2.34 2.86 3.43 4.08 4.77 5.54 6.35 7.22 8.17 9.19 10.30 11.42 con't 47 2.04 2.57 3.14 3.78 4.47 5.22 6.05 6.94 7.88 8.92 9.98 11.14 12.35 con't 48 2.20 2.79 3.46 4.15 4.88 5.68 6.56 7.52 8.53 9.64 10.78 12.02 13.36 con't 49 2.33 3.03 3.78 4.50 5.28 6.13 7.07 8.10 9.17 10.34 11.59 12.98 14.47 con't 50 2.50 3.38 4.14 4.88 5.69 6.58 7.58 8.67 9.81 11.07 12.46 14.03 15.69 con't 51 2.68 3.78 4.54 5.30 6.13 7.05 8.09 9.23 10.49 11.87 13.42 15.18 16.98 con't 52 2.87 4.14 4.95 5.72 6.58 7.53 8.62 9.86 11.21 12.77 14.50 16.41 18.25 con't 53 3.05 4.48 5.38 6.16 7.04 8.05 9.23 10.58 12.05 13.77 15.66 17.63 19.55 con't 54 3.23 4.84 5.83 6.63 7.55 8.62 9.92 11.39 12.99 14.85 16.80 18.87 21.03 con't 55 3.45 5.18 6.27 7.10 8.07 9.24 10.65 12.24 13.98 15.89 17.94 20.24 22.64 con't 56 3.66 5.47 6.68 7.57 8.62 9.91 11.44 13.16 15.00 17.01 19.28 21.81 24.40 con't 57 3.79 5.78 7.12 8.10 9.27 10.68 12.33 14.17 16.11 18.34 20.82 23.58 26.43 con't 58 3.98 6.09 7.58 8.68 9.98 11.54 13.29 15.23 17.28 19.75 22.50 25.58 28.74 con't 59 4.22 6.39 8.07 9.28 10.73 12.43 14.31 16.37 18.57 21.30 24.36 27.81 31.33 con't 60 4.45 6.71 8.54 9.88 11.48 13.33 15.36 17.56 19.97 23.01 26.42 30.21 34.16 con't 61 4.71 7.05 9.02 10.47 12.22 14.24 16.44 18.82 21.48 24.89 28.64 32.77 37.20 con't 62 5.07 7.40 9.51 11.07 12.97 15.16 17.57 20.21 23.16 26.96 31.08 35.57 40.51 con't 63 5.47 8.29 10.03 11.70 13.74 16.11 18.77 21.74 25.04 29.24 33.77 38.73 44.18 con't 64 5.91 9.23 10.57 12.35 14.56 17.14 20.08 23.39 27.10 31.74 36.75 42.27 48.31 con't 65 6.24 9.76 11.16 13.04 15.42 18.21 21.40 25.05 29.17 34.26 39.80 45.90 52.59 con't 66 6.43 10.36 11.80 13.78 16.37 19.35 22.79 26.74 31.26 36.78 42.87 49.57 56.95 con't 67 6.86 11.02 12.53 14.64 17.41 20.66 24.43 28.74 33.62 39.62 46.29 53.66 61.70 con't 68 7.54 11.73 13.37 15.63 18.46 22.20 26.29 30.93 36.19 42.71 50.00 57.99 66.70 con't 69 8.26 12.50 14.31 16.76 19.56 23.95 28.28 33.23 39.25 46.30 54.19 62.83 72.16 con't con't con't con't con't con't con't con't con't con't con't con't con't con't con't 3 of 6 Blended 20% Male, 80% Female Smoker Select & Ultimate Age Last Birthday Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 35 4.62 5.18 5.80 6.48 7.27 8.05 8.89 9.79 10.76 11.71 12.68 13.72 15.03 60 36 5.09 5.69 6.37 7.13 8.05 8.87 9.79 10.76 11.71 12.68 13.72 14.85 16.33 61 37 5.60 6.25 7.01 7.82 8.79 9.70 10.73 11.71 12.68 13.72 14.85 16.13 17.74 62 38 6.14 6.87 7.70 8.57 9.54 10.58 11.65 12.66 13.72 14.85 16.13 17.55 19.21 63 39 6.74 7.55 8.44 9.39 10.42 11.48 12.59 13.66 14.85 16.12 17.55 19.03 20.76 64 40 7.40 8.29 9.25 10.27 11.32 12.41 13.59 14.77 16.10 17.54 19.03 20.51 22.37 65 41 8.14 9.12 10.13 11.17 12.25 13.41 14.69 16.03 17.50 19.03 20.50 21.99 24.08 66 42 8.97 9.99 11.03 12.10 13.26 14.53 15.93 17.43 18.99 20.49 21.97 23.62 25.94 67 43 9.84 10.88 11.96 13.11 14.38 15.78 17.32 18.90 20.43 21.93 23.59 25.45 27.94 68 44 10.72 11.80 12.96 14.23 15.64 17.18 18.79 20.34 21.85 23.52 25.39 27.48 30.15 69 45 11.62 12.78 14.05 15.47 17.03 18.67 20.23 21.75 23.42 25.31 27.40 29.79 32.64 70 46 12.57 13.85 15.26 16.83 18.50 20.16 21.64 23.32 25.20 27.30 29.68 32.41 35.49 71 47 13.61 15.04 16.60 18.27 19.95 21.57 23.19 25.07 27.18 29.56 32.29 35.31 38.64 72 48 14.78 16.36 18.04 19.71 21.42 23.10 24.91 27.00 29.40 32.13 35.16 38.42 42.00 73 49 16.06 17.77 19.46 21.16 23.02 24.86 26.80 29.18 31.92 34.93 38.18 41.65 45.55 74 50 17.41 19.15 20.87 22.75 24.80 26.69 28.96 31.69 34.68 37.88 41.33 45.09 49.32 75 51 18.75 20.53 22.43 24.52 26.56 28.75 31.46 34.43 37.60 41.00 44.73 48.81 53.41 76 52 20.08 22.04 24.17 26.31 28.54 31.23 34.19 37.35 40.69 44.38 48.42 52.86 57.89 77 53 21.58 23.77 26.02 28.33 31.00 33.95 37.11 40.46 44.04 48.04 52.43 57.27 62.78 78 54 23.27 25.73 28.11 30.79 33.70 36.87 40.24 43.83 47.68 52.02 56.81 62.10 68.05 79 55 25.14 27.91 30.56 33.48 36.63 40.00 43.63 47.51 51.66 56.40 61.63 67.34 74.40 80 56 27.23 30.34 33.25 36.40 39.78 43.43 47.35 51.57 56.16 61.24 66.87 72.99 81.94 81 57 29.59 33.02 36.16 39.55 43.22 47.20 51.47 56.06 61.09 66.46 72.50 79.02 89.69 82 58 32.20 35.93 39.31 43.01 47.04 51.38 55.95 60.93 66.32 72.09 78.52 85.43 97.65 83 59 35.06 39.09 42.81 46.88 51.28 55.83 60.75 66.14 71.92 78.05 84.78 92.08 106.05 84 60 38.19 42.61 46.72 51.19 55.71 60.59 65.96 71.72 77.82 84.41 91.32 99.56 114.11 85 61 41.69 46.57 51.09 55.61 60.42 65.78 71.52 77.61 84.21 91.12 98.93 107.40 123.25 86 62 45.59 50.99 55.51 60.26 65.62 71.34 77.39 84.01 90.89 98.57 106.83 114.98 134.20 87 63 49.93 55.39 60.10 65.44 71.16 77.18 83.80 90.65 98.15 106.31 114.33 123.04 145.18 88 64 54.74 59.93 65.25 70.95 76.96 83.58 90.43 97.73 105.72 113.71 122.54 131.58 155.33 89 65 59.76 65.07 70.76 76.73 83.38 90.20 97.33 105.07 113.03 121.91 131.13 140.49 161.57 90 66 64.89 70.56 76.53 83.17 89.98 96.95 104.45 112.23 121.13 130.53 139.82 149.47 166.64 91 67 70.36 76.33 82.73 89.75 96.56 103.91 111.46 120.26 129.65 139.08 148.74 158.89 176.31 92 68 75.91 82.23 89.01 96.01 103.32 110.81 119.28 128.65 138.06 147.81 158.18 168.87 189.66 93 69 81.47 88.11 95.10 102.35 109.86 118.38 127.44 137.03 146.95 157.32 168.22 179.27 208.15 94 con't con't con't con't con't con't con't con't con't con't con't con't con't con't 4 of 6 Blended 20% Male, 80% Female Smoker Select & Ultimate Age Last Birthday 5 of 6 Issue Duration Age 1 2 3 4 5 6 7 8 9 10 11 12 13 con't 70 9.19 13.35 15.38 17.93 21.14 25.86 30.44 36.00 42.71 50.27 58.76 68.04 77.95 con't 71 11.39 14.27 16.58 19.41 23.19 27.86 32.93 39.02 45.88 53.87 62.93 72.74 83.26 con't 72 13.55 15.47 18.05 21.30 25.29 30.04 35.58 42.14 49.03 57.41 66.97 77.31 88.39 con't 73 14.64 16.81 19.69 23.28 27.57 32.59 38.69 45.54 52.67 61.73 72.00 82.43 93.70 con't 74 15.87 18.06 21.38 25.52 30.15 35.74 42.25 49.22 57.42 67.25 77.64 88.64 98.29 con't 75 17.04 19.65 23.47 28.19 33.35 39.56 46.36 54.32 63.96 73.75 84.61 95.75 105.19 con't 76 18.30 21.68 26.08 31.39 37.28 43.98 51.80 61.21 71.19 81.43 93.50 103.69 113.45 con't 77 20.03 24.06 29.12 35.21 41.72 49.30 58.51 68.46 78.81 89.98 101.79 111.90 122.37 con't 78 21.51 26.96 32.77 39.71 46.95 55.88 65.69 76.05 87.15 98.78 110.12 121.37 133.80 con't 79 22.59 30.59 37.17 44.94 53.43 63.09 73.27 84.22 95.78 108.34 120.25 132.57 145.22 con't 80 24.37 35.04 42.41 51.01 60.73 70.72 81.31 92.74 105.22 118.77 131.40 144.32 156.98 con't 81 26.92 40.40 48.59 58.00 68.52 78.71 89.81 102.21 115.51 130.17 143.61 156.48 168.77 con't 82 29.83 46.22 55.74 65.89 76.57 87.27 99.34 112.37 126.93 142.94 155.97 168.35 181.30 con't 83 33.68 53.02 63.87 74.64 85.27 96.99 109.48 123.76 139.74 155.56 167.87 180.92 194.56 con't 84 39.40 61.41 72.35 84.22 95.26 107.22 120.96 136.68 152.28 167.48 180.51 194.17 209.21 con't 85 48.48 69.66 81.64 94.62 105.68 119.53 134.14 149.24 164.18 180.19 193.86 208.65 225.40 con't 86 57.24 78.73 92.45 105.25 118.56 133.70 146.82 161.10 176.72 193.61 208.13 224.07 243.13 con't 87 67.09 90.04 104.03 118.12 133.29 146.43 158.69 173.58 189.87 207.52 223.15 240.19 261.49 con't 88 82.19 102.11 117.67 132.88 146.08 158.34 171.29 186.73 203.60 222.10 238.69 256.99 279.45 con't 89 98.09 116.52 132.49 145.72 158.04 170.96 184.57 200.52 218.04 237.23 254.87 273.77 298.42 con't 90 114.49 131.93 145.41 157.70 170.63 184.18 199.01 214.88 233.01 252.90 271.23 291.74 316.98 con't 91 130.44 144.97 157.46 170.35 183.78 198.50 214.20 229.78 248.37 268.90 287.38 309.45 331.07 con't 92 144.19 157.19 170.08 183.46 197.96 213.52 228.98 245.15 264.28 283.44 302.41 323.16 347.07 con't 93 156.92 169.83 183.10 197.47 212.85 228.22 244.12 261.24 279.00 296.29 315.78 338.69 365.91 con't 94 169.54 182.83 197.01 212.30 227.58 243.31 260.27 276.18 291.78 309.44 331.11 357.16 385.51 con't 95 182.50 196.43 211.72 227.00 242.63 259.49 275.35 288.78 304.78 324.67 349.32 376.40 405.89 con't 96 195.72 210.75 226.36 241.89 258.65 274.69 287.96 301.72 319.75 342.75 368.29 396.40 427.00 con't 97 209.48 225.12 241.19 257.84 273.90 287.36 300.84 316.72 337.82 361.60 388.05 417.14 448.87 con't 98 223.55 239.66 257.14 273.11 286.63 300.55 316.01 334.95 356.69 381.22 408.55 438.63 471.48 con't 99 238.68 256.18 272.73 286.22 300.11 316.01 334.64 355.02 378.24 404.28 433.12 464.75 499.14 con't Blended 20% Male, 80% Female Smoker Select & Ultimate Age Last Birthday 6 of 6 Issue Age Duration Att Age 14 15 16 17 18 19 20 21 22 23 24 25 Ultimate 70 87.03 94.05 101.20 108.57 116.98 126.16 135.46 145.73 156.66 167.53 178.57 191.32 229.98 95 71 92.05 98.83 107.09 115.47 124.42 133.90 143.54 154.92 166.81 177.90 190.24 205.40 250.92 96 72 96.29 102.01 113.75 122.69 131.99 141.68 152.21 164.53 177.19 189.25 203.44 221.44 263.72 97 73 99.70 108.67 120.78 129.89 139.68 150.16 161.26 174.19 188.31 201.66 219.02 239.16 269.20 98 74 106.49 116.21 128.16 138.09 148.70 159.91 171.85 184.37 200.11 216.06 236.43 257.31 282.91 99 75 114.75 124.47 136.97 147.99 159.38 171.39 183.83 197.21 214.47 233.58 254.66 277.82 301.24 100 76 123.41 135.93 147.26 158.89 170.98 183.50 196.77 213.63 232.47 253.32 276.16 299.08 321.02 101 77 134.84 146.57 158.41 170.51 183.18 196.50 212.99 231.75 252.32 274.94 297.66 319.38 342.64 102 78 145.85 157.93 170.10 182.73 196.24 212.53 230.86 251.63 274.07 296.60 318.15 341.43 366.04 103 79 157.40 169.71 182.41 195.83 211.98 230.08 250.37 273.43 295.82 317.47 340.63 365.48 393.17 104 80 169.18 182.03 195.55 211.35 229.18 249.09 271.61 295.41 316.90 340.17 365.29 393.17 424.59 105 81 181.63 195.11 210.85 228.18 247.79 269.72 292.96 316.52 339.88 365.10 393.17 424.59 456.83 106 82 194.83 210.19 227.36 246.45 268.24 290.99 313.93 339.41 364.91 393.17 424.59 456.83 489.70 107 83 209.73 226.48 245.65 267.43 290.24 312.79 337.57 364.72 393.17 424.59 456.83 489.70 523.18 108 84 225.81 245.09 267.17 290.22 312.79 337.23 363.98 393.17 424.59 456.83 489.70 523.18 557.81 109 85 244.64 267.17 290.22 312.79 337.23 363.98 393.17 424.59 456.83 489.70 523.18 557.81 592.57 110 86 266.74 290.22 312.79 337.23 363.98 393.17 424.44 456.67 489.70 523.18 557.81 592.57 626.14 111 87 286.95 310.53 335.06 361.51 390.15 421.36 453.47 486.93 521.37 556.88 592.57 626.14 658.24 112 88 303.65 328.45 354.88 382.92 413.11 444.96 478.50 513.66 550.42 588.77 626.14 658.24 691.25 113 89 320.56 346.40 374.11 404.05 435.74 469.21 504.40 541.29 579.85 620.06 658.24 691.25 732.39 114 90 337.83 365.05 394.57 425.97 459.22 494.31 531.18 569.83 610.21 652.32 691.15 732.39 771.63 115 91 355.95 384.90 415.82 448.71 483.52 520.23 558.83 599.27 641.51 685.55 731.34 771.63 812.58 116 92 375.26 405.52 437.86 472.24 508.63 547.00 587.33 629.60 673.74 719.75 767.57 812.58 856.08 117 93 395.33 426.93 460.68 496.56 534.54 574.60 616.70 660.80 706.88 754.89 804.78 856.08 896.80 118 94 416.17 449.10 484.27 521.67 561.27 603.02 646.91 692.88 740.92 790.97 842.95 896.80 939.32 119 95 437.77 472.03 508.64 547.57 588.79 632.25 677.95 725.84 775.86 827.97 882.07 939.32 1,000.00 120 96 460.11 495.72 533.77 574.24 617.09 662.30 709.85 759.66 811.70 865.87 924.98 1,000.00 97 483.22 520.16 559.65 601.66 646.17 693.15 742.56 794.33 848.39 909.86 1,000.00 98 507.06 545.34 586.28 629.84 676.04 724.81 776.09 829.83 894.22 1,000.00 99 536.25 576.03 618.46 663.53 711.16 761.30 813.87 878.31 1,000.00 Section 1412.APPENDIX A 2001 CSO Mortality Tables Section 1412.ILLUSTRATION XX Blended Smoker Ultimate Age Last Birthday (80) – 80% male, 20% female (60) – 60% male, 40% female (50) – 50% male, 50% female (40) – 40% male, 60% female (20) – 20% male, 80% female Blended Smoker Ultimate Age Last Birthday 1 of 3 Attained Age (80) (60) (50) (40) (20) 16 0.78 0.69 0.64 0.60 0.51 17 0.92 0.81 0.75 0.70 0.58 18 1.02 0.90 0.83 0.77 0.64 19 1.09 0.97 0.90 0.83 0.70 20 1.16 1.02 0.95 0.88 0.74 21 1.22 1.07 1.00 0.92 0.78 22 1.27 1.12 1.05 0.97 0.81 23 1.34 1.18 1.10 1.01 0.85 24 1.42 1.25 1.16 1.08 0.90 25 1.49 1.32 1.23 1.14 0.96 26 1.57 1.39 1.30 1.21 1.02 27 1.63 1.45 1.35 1.26 1.08 28 1.64 1.47 1.38 1.30 1.13 29 1.65 1.48 1.41 1.33 1.17 30 1.66 1.51 1.44 1.36 1.22 31 1.68 1.55 1.48 1.41 1.29 32 1.72 1.60 1.54 1.48 1.36 33 1.79 1.68 1.62 1.56 1.45 34 1.87 1.76 1.72 1.66 1.56 35 1.96 1.87 1.82 1.77 1.68 36 2.08 1.99 1.94 1.90 1.81 37 2.22 2.12 2.07 2.03 1.93 38 2.38 2.26 2.21 2.16 2.04 39 2.55 2.42 2.37 2.30 2.18 40 2.76 2.61 2.55 2.47 2.33 41 3.01 2.84 2.76 2.68 2.51 42 3.31 3.12 3.02 2.92 2.72 43 3.67 3.44 3.32 3.20 2.97 44 4.07 3.80 3.67 3.53 3.26 45 4.48 4.18 4.03 3.88 3.58 con't con't con't con't con't con't Blended Smoker Ultimate Age Last Birthday 2 of 3 Attained Age (80) (60) (50) (40) (20) 46 4.90 4.58 4.42 4.26 3.94 47 5.28 4.97 4.81 4.66 4.35 48 5.60 5.33 5.20 5.07 4.81 49 6.01 5.77 5.66 5.55 5.32 50 6.50 6.30 6.20 6.10 5.90 51 7.12 6.93 6.83 6.74 6.55 52 7.86 7.66 7.56 7.46 7.27 53 8.72 8.50 8.39 8.28 8.06 54 9.73 9.46 9.33 9.19 8.92 55 10.80 10.48 10.32 10.16 9.84 56 11.93 11.56 11.37 11.19 10.82 57 12.98 12.58 12.39 12.19 11.79 58 14.00 13.59 13.39 13.18 12.78 59 15.18 14.74 14.52 14.30 13.87 60 16.58 16.06 15.80 15.55 15.03 61 18.27 17.62 17.29 16.97 16.33 62 20.19 19.37 18.96 18.55 17.74 63 22.23 21.21 20.70 20.20 19.21 64 24.29 23.09 22.50 21.91 20.76 65 26.32 24.98 24.32 23.66 22.37 66 28.33 26.89 26.17 25.47 24.08 67 30.40 28.88 28.13 27.39 25.94 68 32.53 30.96 30.19 29.43 27.94 69 34.87 33.25 32.46 31.68 30.15 70 37.55 35.87 35.04 34.23 32.64 71 40.80 38.97 38.08 37.20 35.49 72 44.51 42.48 41.49 40.53 38.64 73 48.30 46.11 45.05 44.02 42.00 74 52.39 50.00 48.85 47.72 45.55 75 56.88 54.22 52.95 51.71 49.32 76 61.83 58.86 57.44 56.06 53.41 77 67.48 64.07 62.45 60.88 57.89 78 73.87 69.90 68.03 66.21 62.78 79 80.86 76.25 74.08 71.99 68.05 80 88.65 83.47 81.06 78.74 74.40 81 97.14 91.56 88.98 86.52 81.94 82 105.84 99.85 97.10 94.50 89.69 83 115.01 108.50 105.54 102.76 97.65 84 125.17 117.91 114.65 111.60 106.05 85 136.20 127.70 123.92 120.42 114.11 con't con't con't con't con't con't Blended Smoker Ultimate Age Last Birthday 3 of 3 Attained Age (80) (60) (50) (40) (20) 86 148.18 138.43 134.16 130.24 123.25 87 161.21 150.46 145.84 141.62 134.20 88 174.54 162.64 157.61 153.06 145.18 89 187.69 174.30 168.75 163.79 155.33 90 198.83 183.06 176.67 171.04 161.57 91 208.62 190.38 183.19 176.95 166.64 92 219.92 200.42 192.96 186.60 176.31 93 232.70 212.88 205.55 199.40 189.66 94 248.16 229.19 222.42 216.83 208.15 95 265.38 248.14 242.19 237.36 229.98 96 282.06 266.53 261.33 257.17 250.92 97 295.24 279.18 273.96 269.83 263.72 98 304.60 286.18 280.37 275.82 269.20 99 318.12 299.36 293.64 289.24 282.91 100 333.54 315.92 310.74 306.81 301.24 101 349.04 333.42 328.99 325.66 321.02 102 366.47 352.95 349.22 346.46 342.64 103 385.83 374.42 371.36 369.12 366.04 104 408.99 399.75 397.33 395.57 393.17 105 436.75 429.57 427.72 426.39 424.59 106 465.94 460.51 459.14 458.16 456.83 107 496.31 492.34 491.35 490.64 489.70 108 527.76 525.00 524.31 523.83 523.18 109 560.64 558.93 558.50 558.21 557.81 110 594.11 593.17 592.94 592.78 592.57 111 627.10 626.52 626.38 626.27 626.14 112 659.39 658.69 658.52 658.40 658.24 113 692.79 691.85 691.62 691.47 691.25 114 732.97 732.62 732.53 732.47 732.39 115 772.13 771.82 771.75 771.70 771.63 116 813.11 812.78 812.71 812.65 812.58 117 856.56 856.26 856.19 856.15 856.08 118 898.29 897.39 897.16 897.01 896.80 119 941.79 940.29 939.91 939.66 939.32 120 1000.00 1000.00 1000.00 1000.00 1000.00