Indiana Life and Health Insurance Guaranty Association Disclaimer

February 6, 2007 Bulletin 145 INDIANA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION DISCLAIMER IC 27-8-8-18 requires the Indiana Life and Health Insurance Guaranty Association (ILHIGA) to prepare a summary document for the Commissioner's approval. The summary document must describe the general purposes and current limitations of IC 27-8­ 8 and contain specific information as stated in IC 27-8-8-18(c). The ILHIGA has made the required filing and the summary document has been approved by the Commissioner. The text ofthe summary document is attached to this Bulletin as an Exhibit. Effective April 7, 2007, the ILHIGA member insurers may not deliver a policy or contract to a policy or contract owner unless the summary document is delivered to the policy or contract owner at the time ofdelivery of the policy or contract. The summary document must also be available upon request by a policy or contract owner. The distribution, delivery, or contents or interpretation of the summary document does not guarantee that the policy or contract or the owner ofthe policy or contract is covered in the event ofthe impairment or insolvency ofa member insurer. The summary document must be revised by the ILHIGA in the event an amendment to IC 27-8-8 requires. Failure to receive the summary document does not give a policy owner, a contract owner, a certificate holder, or an insured, greater rights than the rights specified in IC 27-8-8. T OF INSURANCE 1 Approved Summary Document The Indiana Life and Health Insurance Guaranty Association provides coverage of claims under some types ofpolicies if the insurer becomes impaired or insolvent. COVERAGE MAY NOT BE AVAILABLE FOR YOUR POLICY. Even if coverage is provided, there are significant limits and exclusions. Coverage is always conditioned on residence in this state. Other conditions may also preclude coverage. The Indiana Life and Health Insurance Guaranty Association will respond to any questions you may have which are not answered by this document. Your insurer and agent are prohibited by law from using the existence of the association or its coverage to sell you an insurance policy. You should not rely on availability of coverage under the Indiana Life and Health Insurance Guaranty Association when selecting an insurer. You may contact the Indiana Life and Health Insurance Guaranty Association as follows: Indiana Life and Health Insurance Guaranty Association 251 E. Ohio Street, Suite 1070 Indianapolis, IN 46204 (317) 636-8204 www.inlifega.org You may contact the Indiana Department ofInsurance as follows: Indiana Department of Insurance 311 W. Washington Street Indianapolis, IN 46204 (317) 232-2385 www.in.gov/idoi 2