806 KAR 14:050. Additional benefits to policyholders

Section 1. If additional benefits are afforded to property and casualty insurance policyholders of an insurer which do not require increases in premium rates or reductions or restrictions of coverage, such additional benefits shall also be afforded to all prior policyholders paying the same rates and each such policy shall be interpreted by the insurer as if such additional benefits were contained in the prior policies.