LAC 28:CLXI.1503. General Liability Insurance Policy

A. A center shall maintain in force at all times current commercial liability insurance for the operation of the center to ensure medical coverage for children in the event of accident or injury or other such liability insurance as verified by the owner of the center to ensure medical coverage for the children in the event of accident or injury for which the center may be liable. B. Documentation of sufficient liability insurance shall consist of the insurance policy or current binder that includes the name of the early learning center, physical address of the center, name of the insurance company, policy number, period of coverage, and explanation of the coverage. If the center is self-insured, or if more than one insurance type is combined to comprise the required coverage, a notarized affidavit certifying the arrangement must be included with the insurance documentation submitted to LDOE. C. Parents shall not be required to waive the center’s responsibility. D. Parents may elect to use their own insurance.